Lone Star Capital Bank, National Association
Lone Star Capital Bank, National Association is headquartered in San Antonio and is the 203rd largest bank in the state of Texas. It is also the 2,348th largest bank in the nation. It was established in 1999 and as of December of 2020, it had grown to 65 employees at 7 locations. Lone Star Capital Bank, National Association has an A health rating.
Rock Solid Interest Rate
I have had my Kasasa Checking account here for 5 years. During that entire time the interest rate has been rock solid at 2.5%. Their rate is not tied to the Fed rate so is very steady. If you are tired of fluctuating rates, this is your bank.
They recently raised their max deposit from $10K to 25K which is yielding me a little over $50/month. Woo Hoo!!!
So Far, So Good !
Opened my account late last week and everything went very smooth. Just waiting for my initial deposits to post and receipt of my Debit Card.
D Rating On Deposit Growth
No surprise they got a D on deposit growth. I applied for a kasasa account with them seven business days ago. I've not received a word from them. I have a kasasa account where I just moved from, but now must get one locally. My bank there would never fail to communicate with me promptly. They appreciate my money.
N/A on customer service-non-existent. Why can't I give zero stars?
Data as of Q4 2020
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 35015 |
| Year Established | 1999 |
| Employees | 65 |
| Primary Regulator | OCC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.47% |
| Return on Equity - YTD | 3.55% |
| Annual Interest Income | $11.1MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2020vs Q4 2019 | $310.7MM$251.1MM |
| Loans | Q4 2020vs Q4 2019 | $214.3MM$179.9MM |
| Deposits | Q4 2020vs Q4 2019 | $269.9MM$212.8MM |
| Equity Capital | Q4 2020vs Q4 2019 | $37.6MM$35.6MM |
| Loan Loss Allowance | Q4 2020vs Q4 2019 | $2.4MM$2.0MM |
| Unbacked Noncurrent Loans | Q4 2020vs Q4 2019 | $2.4MM$298.00K |
| Real Estate Owned | Q4 2020vs Q4 2019 | $0$0 |