Lone Star Capital Bank, National Association is headquartered in SAN ANTONIO and is the 170th largest bank in the state of Texas. It is also the 1,790th largest bank in the nation. It was established in 1999 and as of March of 2023, it had grown to 79 employees at 8 locations. Lone Star Capital Bank, National Association has a B health rating.
I have been using this Bank for over 6 months and everything is working great and have added a joint account with Saver as well. No problems!
I have had my Kasasa Checking account here for 5 years. During that entire time the interest rate has been rock solid at 2.5%. Their rate is not tied to the Fed rate so is very steady. If you are tired of fluctuating rates, this is your bank.
They recently raised their max deposit from $10K to 25K which is yielding me a little over $50/month. Woo Hoo!!!
Opened my account late last week and everything went very smooth. Just waiting for my initial deposits to post and receipt of my Debit Card.
No warning. Just found out today that the amount eligible for max interest rate dropped from $25,000 to $10,000. Bummer! I just setup this account two months ago.
No surprise they got a D on deposit growth. I applied for a kasasa account with them seven business days ago. I've not received a word from them. I have a kasasa account where I just moved from, but now must get one locally. My bank there would never fail to communicate with me promptly. They appreciate my money.
N/A on customer service-non-existent. Why can't I give zero stars?
Overall | |
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FDIC Certificate # | 35015 |
Year Established | 1999 |
Employees | 79 |
Primary Regulator | OCC |
Profit Margin | |
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Return on Assets - YTD | 0.4% |
Return on Equity - YTD | 4.77% |
Annual Interest Income | $4.8MM |
Assets and Liabilities | ||
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Assets | Q1 2023vs Q1 2022 | $482.9MM$477.9MM |
Loans | Q1 2023vs Q1 2022 | $278.7MM$267.8MM |
Deposits | Q1 2023vs Q1 2022 | $425.9MM$429.5MM |
Equity Capital | Q1 2023vs Q1 2022 | $41.8MM$45.8MM |
Loan Loss Allowance | Q1 2023vs Q1 2022 | $3.3MM$2.9MM |
Unbacked Noncurrent Loans | Q1 2023vs Q1 2022 | $1.3MM$59.00K |
Real Estate Owned | Q1 2023vs Q1 2022 | $0$0 |
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APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
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1.00% | - | $25k | Kasasa Saver |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
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3.50% | - | $10k | Kasasa Cash |
Lone Star Capital Bank, National Association Locations | ||
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Austin Branch | 1910 W. Braker Lane, Ste 100 | Austin, TX 78758 |
Marble Falls Branch | 1001 Highway 1431 West | Marble Falls, TX 78654 |
Blanco Branch | 1108 Main St | Blanco, TX 78606 |
Lone Star Capital Bank, National Association | 150 N Loop 1604 E | San Antonio, TX 78232 |
Austin Highway Branch | 15142 San Pedro | San Antonio, TX 78232 |
Dripping Springs Branch | 401 E. Highway 290 West | Dripping Springs, TX 78620 |
Johnson City Main Office | 403 US Highways 281 and 290 South | Johnson City, TX 78636 |
Weidner Branch | 420 North Weidner Road | San Antonio, TX 78233 |