Lone Star Credit Union


Overview / Commentary
800-588-6928
7508 Ferguson Rd
Dallas, TX 75228

Lone Star Credit Union is headquartered in Dallas and is the 108th largest credit union in the state of Texas. It is also the 1,317th largest credit union in the nation. It was established in 1967 and as of March of 2025, it had grown to 41 employees and 11,465 members at 4 locations. Lone Star Credit Union has an A health rating.

Field of Membership Restrictions

Membership in Lone Star Credit Union is open to those who live or work in the Texas counties of Delta, Hopkins, Hunt, Kaufman, Rains, or Rockwell, or within a 10-mile radius of the Lone Star Credit Union Dallas branch.
See current membership details

Reviews (3)

Lone Star Credit Union

Posted by: |

I recently opened a 60 month CD @4.55. The process was easy, customer service very accessible.
The membership restrictions are limited, but for those who qualify, this is a good rate during this time of declining rates.

Obtaining A CD Was A Walk In The Park

With Lone Star having a 5 star rating here and a 4 star rating on BAUER this sold me on finding a desirable institution with great CD rates. The folks are great to work with and their process was smooth even though unique with several steps to apply but with responsive replies. Also very secure communications which was comforting.
In reviewing the HEALTH Grades below also provided a deeper assessment. They are quite small but was established in 1967. One concern I had was their levels of consumer loans to business loans. Their agent informed me they don't do business loans at all. They have a nice performance report on their site that is updated frequently and I did find their 2023 Financial report. They do have membership restrictions so review that info.

Lone Star Credit Union Has Great Rates For Cds.

Posted by: |

I recently purchased a 5yr CD with a 5.15 APY. Once I got approved to be a member, purchasing the CD was easy. The 1yr CD has an APY of 5.35 and 3yr has an APY of 4.73%.



Health

Health Grade Components

Overall
NCUA #68449
Year Chartered1967
Employees41
Primary Regulator
Profit Margin
Return on Assets - YTD0.25%
Return on Equity - YTD3.02%
Annual Interest Income$2.2MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$188.5MM$175.7MM
LoansQ1 2025vs Q1 2024$123.8MM$119.9MM
DepositsQ1 2025vs Q1 2024$170.9MM$161.1MM
Equity CapitalQ1 2025vs Q1 2024$15MM$13.6MM
Loan Loss AllowanceQ1 2025vs Q1 2024$824K$873K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$299K$807K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates

Sorry, we do not have rate data for Lone Star Credit Union.

Locations


Lone Star Credit Union Locations
Branch Office7508 Ferguson RdDallas, TX 75228
Branch Office140 9th StTerrell, TX 75160
Branch Office2611 Eastland AveGreenville, TX 75402-8916
Branch Office750 E US Highway 175Kaufman, TX 75142-3547

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