Lone Star National Bank

Overview / Commentary
206 West Ferguson Street
Pharr, TX 78577

Lone Star National Bank is headquartered in Pharr and is the 33rd largest bank in the state of Texas. It is also the 395th largest bank in the nation. It was established in 1983 and as of June of 2020, it had grown to 642 employees at 33 locations. Lone Star National Bank has an A health rating.

Reviews (2)

Nice Staff

Posted by: |

Well the fiirst thing i would have to say is that the bank has a well trained, well mannered staff. Everyone from the teller line to upper management. I heard about the bank when they did a presentation at my job. When they say "we bring the banking to you" they really mean it. Working for a doctors office in a clinic is really time consuming, and with my long hours, i wouldnt be able to do my paper work. The personal banker took time off her schedule to visit with me and take all my info and open the account! She was not only interested about taking my money but getting to know me very well. I can say i was treated well as a valued costumer despite barely having opened the account!

A week later i finally got time to go to the banking center on San Pedro to deposit more money and the whole branch was just so lively. The Personal banker introduced me to all of the staff! Thank you LSNB! You have my trust!

Rude And Hostile

Posted by: |

I just made another significant deposit today (Nov. 24) with my new account, and some female assistant manager was very rude. So was a male teller. No apparent reason; just out of the blue. Since they've got a rude cunt working there, I wouldn't do business with the place if I were you. I'll have to close the account after the check clears. It's fine with me. The woman might have a personality disorder, but in any event she's highly likely to be rude and/or hostile again.


Health Grade Components

FDIC Certificate #24347
Year Established1983
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.08%
Return on Equity - YTD8.77%
Annual Interest Income$44.4MM
Assets and Liabilities
AssetsQ2 2020vs Q2 2019$2.57B$2.28B
LoansQ2 2020vs Q2 2019$1.28B$1.16B
DepositsQ2 2020vs Q2 2019$2.22B$1.94B
Equity CapitalQ2 2020vs Q2 2019$319.1MM$278.9MM
Loan Loss AllowanceQ2 2020vs Q2 2019$20.1MM$22.1MM
Unbacked Noncurrent LoansQ2 2020vs Q2 2019$25.9MM$27.0MM
Real Estate OwnedQ2 2020vs Q2 2019$13.1MM$14.7MM
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Lone Star National Bank Savings Account Rates

OTHER TIERS: 0.10% $50 - $10k | 0.15% $10k - $25k

Lone Star National Bank Money Market Rates

0.25%*$10k*-Premium Star Money Market
OTHER TIERS: 0.15% $1.5k - $10k


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