Lone Star National Bank is headquartered in Pharr and is the 28th largest bank in the state of Texas. It is also the 380th largest bank in the nation. It was established in 1983 and as of June of 2016, it had grown to 661 employees at 29 locations. Lone Star National Bank has a C+ health rating.
Nice Staff
Well the fiirst thing i would have to say is that the bank has a well trained, well mannered staff. Everyone from the teller line to upper management. I heard about the bank when they did a presentation at my job. When they say "we bring the banking to you" they really mean it. Working for a doctors office in a clinic is really time consuming, and with my long hours, i wouldnt be able to do my paper work. The personal banker took time off her schedule to visit with me and take all my info and open the account! She was not only interested about taking my money but getting to know me very well. I can say i was treated well as a valued costumer despite barely having opened the account!
A week later i finally got time to go to the banking center on San Pedro to deposit more money and the whole branch was just so lively. The Personal banker introduced me to all of the staff! Thank you LSNB! You have my trust!
Data as of Q2 2016
Learn more about bank healthHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 24347 |
| Year Established | 1983 |
| Employees | 661 |
| Primary Regulator | OCC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.56% |
| Return on Equity - YTD | 4.73% |
| Annual Interest Income | $38.6MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2016vs Q2 2015 | $2.12B$2.13B |
| Loans | Q2 2016vs Q2 2015 | $1.12B$1.17B |
| Deposits | Q2 2016vs Q2 2015 | $1.78B$1.80B |
| Equity Capital | Q2 2016vs Q2 2015 | $258.3MM$242.9MM |
| Loan Loss Allowance | Q2 2016vs Q2 2015 | $25.6MM$26.3MM |
| Unbacked Noncurrent Loans | Q2 2016vs Q2 2015 | $55.3MM$29.9MM |
| Real Estate Owned | Q2 2016vs Q2 2015 | $11.3MM$14.5MM |
Always verify rates and promotions with the bank or credit union. We are not Lone Star National Bank; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Lone Star National Bank Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.32%* | $750k* | - | Select CD Savings | ||
| OTHER TIERS: 0.10% → $700 - $25k | 0.15% → $25k - $50k | 0.25% → $50k - $100k | 0.27% → $100k - $500k | 0.30% → $500k - $750k | |||||
| 0.25%* | $25k* | - | Savings | ||
| OTHER TIERS: 0.10% → $50 - $15k | 0.15% → $15k - $25k | |||||
Lone Star National Bank Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.50%* | $50k* | - | GenGold Checking w/Images | ||
| OTHER TIERS: 0.10% → $1,200 - $15k | 0.20% → $15k - $25k | 0.30% → $25k - $50k | |||||
| 0.50%* | $50k* | - | Gen Gold w/Trn | ||
| OTHER TIERS: 0.10% → $1,200 - $15k | 0.20% → $15k - $25k | 0.30% → $25k - $50k | |||||
| 0.40%* | $50k* | - | Lone Star Legacy Club w/Images | ||
| OTHER TIERS: 0.05% → Up to $15k | 0.15% → $15k - $25k | 0.25% → $25k - $50k | |||||
| 0.40%* | $50k* | - | Lone Star Legacy Club w/Trn | ||
| OTHER TIERS: 0.05% → Up to $15k | 0.15% → $15k - $25k | 0.25% → $25k - $50k | |||||
| 0.25%* | $50k* | - | NOW Checking | ||
| OTHER TIERS: 0.05% → $1,200 - $15k | 0.10% → $15k - $25k | 0.15% → $25k - $50k | |||||
Lone Star National Bank has 29 locations. Click to view all Lone Star National Bank locations.