Lone Star National Bank

Overview / Commentary
206 West Ferguson Street
Pharr, TX 78577

Lone Star National Bank is headquartered in Pharr and is the 34th largest bank in the state of Texas. It is also the 408th largest bank in the nation. It was established in 1983 and as of December of 2020, it had grown to 629 employees at 33 locations. Lone Star National Bank has an A health rating.

Reviews (1)

Nice Staff

Posted by: |

Well the fiirst thing i would have to say is that the bank has a well trained, well mannered staff. Everyone from the teller line to upper management. I heard about the bank when they did a presentation at my job. When they say "we bring the banking to you" they really mean it. Working for a doctors office in a clinic is really time consuming, and with my long hours, i wouldnt be able to do my paper work. The personal banker took time off her schedule to visit with me and take all my info and open the account! She was not only interested about taking my money but getting to know me very well. I can say i was treated well as a valued costumer despite barely having opened the account!

A week later i finally got time to go to the banking center on San Pedro to deposit more money and the whole branch was just so lively. The Personal banker introduced me to all of the staff! Thank you LSNB! You have my trust!


Health Grade Components

FDIC Certificate #24347
Year Established1983
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.09%
Return on Equity - YTD8.77%
Annual Interest Income$86.1MM
Assets and Liabilities
AssetsQ4 2020vs Q4 2019$2.56B$2.42B
LoansQ4 2020vs Q4 2019$1.25B$1.15B
DepositsQ4 2020vs Q4 2019$2.24B$2.01B
Equity CapitalQ4 2020vs Q4 2019$317.1MM$279.8MM
Loan Loss AllowanceQ4 2020vs Q4 2019$20.2MM$21.8MM
Unbacked Noncurrent LoansQ4 2020vs Q4 2019$33.4MM$28.4MM
Real Estate OwnedQ4 2020vs Q4 2019$8.8MM$13.0MM
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Lone Star National Bank Savings Account Rates

OTHER TIERS: 0.10% $50 - $25k

Lone Star National Bank Money Market Rates

0.15%*$10k*-Premium Star Money Market
OTHER TIERS: 0.05% $1.5k - $10k


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