Lone Star National Bank is headquartered in PHARR and is the 33rd largest bank in the state of Texas. It is also the 395th largest bank in the nation. It was established in 1983 and as of March of 2023, it had grown to 668 employees at 36 locations. Lone Star National Bank has a B health rating.
Nice Staff
Well the fiirst thing i would have to say is that the bank has a well trained, well mannered staff. Everyone from the teller line to upper management. I heard about the bank when they did a presentation at my job. When they say "we bring the banking to you" they really mean it. Working for a doctors office in a clinic is really time consuming, and with my long hours, i wouldnt be able to do my paper work. The personal banker took time off her schedule to visit with me and take all my info and open the account! She was not only interested about taking my money but getting to know me very well. I can say i was treated well as a valued costumer despite barely having opened the account!
A week later i finally got time to go to the banking center on San Pedro to deposit more money and the whole branch was just so lively. The Personal banker introduced me to all of the staff! Thank you LSNB! You have my trust!
Data as of Q1 2023
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 24347 |
| Year Established | 1983 |
| Employees | 668 |
| Primary Regulator | OCC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.58% |
| Return on Equity - YTD | 18.59% |
| Annual Interest Income | $31.7MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2023vs Q1 2022 | $2.95B$3.03B |
| Loans | Q1 2023vs Q1 2022 | $1.23B$1.16B |
| Deposits | Q1 2023vs Q1 2022 | $2.66B$2.81B |
| Equity Capital | Q1 2023vs Q1 2022 | $269.1MM$211.8MM |
| Loan Loss Allowance | Q1 2023vs Q1 2022 | $23.8MM$22.6MM |
| Unbacked Noncurrent Loans | Q1 2023vs Q1 2022 | $32.3MM$25.7MM |
| Real Estate Owned | Q1 2023vs Q1 2022 | $477.00K$2.4MM |
