Long Reach Federal Credit Union


Overview / Commentary
304-652-8363
10767 Energy Hwy
Friendly, WV 26146

Long Reach Federal Credit Union is headquartered in Middlebourne and is the 7th largest credit union in the state of West Virginia. It is also the 1,436th largest credit union in the nation. It was established in 1975 and as of December of 2024, it had grown to 33 employees and 10,237 members at 4 locations. Long Reach Federal Credit Union's CD rates are 5X the national average, and it has an A health rating.

Field of Membership Restrictions

Long Reach Federal Credit Union is open to businesses and those who live, work, worship, or attend school in the West Virginia counties of Doddridge, Pleasants, Ritchie, or Tyler.
See current membership details

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health

Health Grade Components

Overall
NCUA #22241
Year Chartered1975
Employees33
Primary Regulator
Profit Margin
Return on Assets - YTD1.06%
Return on Equity - YTD10.18%
Annual Interest Income$8MM
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$160.7MM$152.1MM
LoansQ4 2024vs Q4 2023$115.5MM$109.3MM
DepositsQ4 2024vs Q4 2023$144.1MM$137.1MM
Equity CapitalQ4 2024vs Q4 2023$16.5MM$14.8MM
Loan Loss AllowanceQ4 2024vs Q4 2023$910K$518K
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$959K$1.1MM
Real Estate OwnedQ4 2024vs Q4 2023$0$0
Rates
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Long Reach Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Long Reach Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%$0-Christmas Club account
0.15%$0-Vacation Club Account
0.10%$0-Regular Share Saving Account

Long Reach Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$10k*-Money Market Account
OTHER TIERS: 0.10% $1k - $10k

Long Reach Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.01%$500-Share Draft (Checking) Account

Long Reach Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.50%$500-6 Month CD
4.07%$500-12 Month CD
3.92%$500-60 Month CD
3.87%$500-48 Month CD
3.82%$500-36 Month CD
3.50%$500-24 Month CD

Long Reach Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.92%$500-60 Month IRA
3.87%$500-48 Month IRA
3.82%$500-36 Month IRA
3.50%$500-24 Month IRA
0.25%$0-IRA Account
Locations


Long Reach Federal Credit Union Locations
Branch Office810 3rd StSaint Marys, WV 26170-1155
Branch Office315 Main StMiddlebourne, WV 26149-9602
Branch Office10767 Energy HwyFriendly, WV 26146-7512
Branch Office165 E Washington AveEllenboro, WV 26346

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.