Long Reach Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 2.02% | 5-year CD | 60 Month CD 2.50% - Ally Bank High Yield 5 Year CD |
| 0.90% | 1-year CD | 12 Month CD |
| 0.10% | Savings | Regular Share Saving Account |
Long Reach Federal Credit Union is headquartered in Middlebourne and is the 15th largest credit union in the state of West Virginia. It is also the 2,086th largest credit union in the nation. It was established in 1975 and as of December of 2017, it had grown to 20 employees and 6,207 members at 4 locations. Long Reach Federal Credit Union has a B health rating.
Field of Membership Restrictions
Membership is open to those who live, work, worship, or attend school in, or be a business or other legal entity in Pleasants County, Tyler County, Ritchie County, and Doddridge County or are employees of a member of the credit union's Select Employer Group.
See current membership details
Data as of Q4 2017
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 22241 |
| Year Chartered | 1975 |
| Employees | 20 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.65% |
| Return on Equity - YTD | 8.02% |
| Annual Interest Income | $2.6MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2017vs Q4 2016 | $61.8MM$53.1MM |
| Loans | Q4 2017vs Q4 2016 | $45.6MM$41.4MM |
| Deposits | Q4 2017vs Q4 2016 | $56.7MM$48.4MM |
| Equity Capital | Q4 2017vs Q4 2016 | $5.0MM$4.6MM |
| Loan Loss Allowance | Q4 2017vs Q4 2016 | $379.00K$160.00K |
| Unbacked Noncurrent Loans | Q4 2017vs Q4 2016 | $528.00K$400.00K |
| Real Estate Owned | Q4 2017vs Q4 2016 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Long Reach Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Long Reach Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.25% | - | - | IRA Account | |
| 0.15% | - | - | Christmas Cllub account | |
| 0.15% | - | - | Vacation Club Account | |
| 0.10% | - | - | Regular Share Saving Account |
Long Reach Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.15%* | $10k* | - | Money Market Account | ||
| OTHER TIERS: 0.10% → $1k - $10k | |||||
Long Reach Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.01% | $500 | - | Share Draft (Checking) Account |
Long Reach Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.02% | $500 | - | 60 Month CD | |
| 1.84% | $500 | - | 48 Month CD | |
| 1.52% | $500 | - | 36 Month CD | |
| 1.27% | $500 | - | 24 Month CD | |
| 0.90% | $500 | - | 12 Month CD | |
| 0.65% | $500 | - | 6 Month CD |
Long Reach Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.02% | $500 | - | 60 Month IRA | |
| 1.84% | $500 | - | 48 Month IRA | |
| 1.52% | $500 | - | 36 Month IRA | |
| 1.27% | $500 | - | 24 Month IRA |
| Long Reach Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 902 2nd St | Saint Marys, WV 26170-1152 |
| Branch Office | 315 Main St | Middlebourne, WV 26149-9602 |
| Branch Office | 10767 Energy Hwy | Friendly, WV 26146-7512 |
| Branch Office | 165 E Washington Ave | Ellenboro, WV 26346 |