Long Reach Federal Credit Union

Overview / Commentary
10767 Energy Hwy
Friendly, WV 26146

Long Reach Federal Credit Union is headquartered in Middlebourne and is the 7th largest credit union in the state of West Virginia. It is also the 1,548th largest credit union in the nation. It was established in 1975 and as of December of 2022, it had grown to 27 employees and 8,795 members at 4 locations. Long Reach Federal Credit Union has an A health rating.

Field of Membership Restrictions

Long Reach Federal Credit Union is open to businesses and those who live, work, worship, or go to school in Doddridge, Pleasants, Ritchie, or Tyler counties.
See current membership details


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Health Grade Components

NCUA #22241
Year Chartered1975
Primary Regulator
Profit Margin
Return on Assets - YTD1.51%
Return on Equity - YTD16.19%
Annual Interest Income$4.7MM
Assets and Liabilities
AssetsQ4 2022vs Q4 2021$138.1MM$117.3MM
LoansQ4 2022vs Q4 2021$91.8MM$77.6MM
DepositsQ4 2022vs Q4 2021$125.3MM$106.5MM
Equity CapitalQ4 2022vs Q4 2021$12.7MM$10.6MM
Loan Loss AllowanceQ4 2022vs Q4 2021$455.00K$657.00K
Unbacked Noncurrent LoansQ4 2022vs Q4 2021$447.00K$491.00K
Real Estate OwnedQ4 2022vs Q4 2021$0$0

Rates for Long Reach Federal Credit Union are currently being reviewed.


Long Reach Federal Credit Union Locations
Branch Office810 3rd StSaint Marys, WV 26170-1155
Branch Office315 Main StMiddlebourne, WV 26149-9602
Branch Office10767 Energy HwyFriendly, WV 26146-7512
Branch Office165 E Washington AveEllenboro, WV 26346

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