Long Reach Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 2.37% | 5-year CD | 3.10% - Barclays 60 Month Online CD |
| 1.26% | 1-year CD | 2.75% - Barclays 12 Month Online CD |
| 0.10% | Savings | 2.20% - Barclays Online Savings Account |
Long Reach Federal Credit Union is headquartered in Middlebourne and is the 13th largest credit union in the state of West Virginia. It is also the 1,923rd largest credit union in the nation. It was established in 1975 and as of December of 2018, it had grown to 22 employees and 6,697 members at 4 locations. Long Reach Federal Credit Union's CD rates are 40% higher than the national average, and it has a B health rating.
Field of Membership Restrictions
Membership is open to those who live, work, worship, or attend school in, or be a business or other legal entity in Pleasants County, Tyler County, Ritchie County, and Doddridge County or are employees of a member of the credit union's Select Employer Group.
See current membership details
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 22241 |
| Year Chartered | 1975 |
| Employees | 22 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.5% |
| Return on Equity - YTD | 17.73% |
| Annual Interest Income | $3.0MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $72.7MM$61.8MM |
| Loans | Q4 2018vs Q4 2017 | $50.6MM$45.6MM |
| Deposits | Q4 2018vs Q4 2017 | $66.6MM$56.7MM |
| Equity Capital | Q4 2018vs Q4 2017 | $6.1MM$5.0MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $458.00K$379.00K |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $674.00K$528.00K |
| Real Estate Owned | Q4 2018vs Q4 2017 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Long Reach Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Long Reach Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.25% | - | - | IRA Account | |
| 0.15% | - | - | Christmas Cllub account | |
| 0.15% | - | - | Vacation Club Account | |
| 0.10% | - | - | Regular Share Saving Account |
Long Reach Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.15%* | $10k* | - | Money Market Account | ||
| OTHER TIERS: 0.10% → $1k - $10k | |||||
Long Reach Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.01% | $500 | - | Share Draft (Checking) Account |
Long Reach Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.37% | $500 | - | 60 Month CD | |
| 2.17% | $500 | - | 48 Month CD | |
| 1.86% | $500 | - | 36 Month CD | |
| 1.61% | $500 | - | 24 Month CD | |
| 1.26% | $500 | - | 12 Month CD | |
| 0.90% | $500 | - | 6 Month CD |
Long Reach Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.37% | $500 | - | 60 Month IRA | |
| 2.17% | $500 | - | 48 Month IRA | |
| 1.86% | $500 | - | 36 Month IRA | |
| 1.61% | $500 | - | 24 Month IRA |
| Long Reach Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 810 3rd St | Saint Marys, WV 26170-1155 |
| Branch Office | 315 Main St | Middlebourne, WV 26149-9602 |
| Branch Office | 10767 Energy Hwy | Friendly, WV 26146-7512 |
| Branch Office | 165 E Washington Ave | Ellenboro, WV 26346 |