Long Reach Federal Credit Union

Overview / Commentary

304-652-8363

10767 Energy Hwy
Friendly, WV 26146

Long Reach Federal Credit Union is headquartered in Middlebourne and is the 7^th largest credit union in the state of West Virginia. It is also the 1,435^th largest credit union in the nation. It was established in 1975 and as of June of 2024, it had grown to 30 employees and 9,916 members at 4 locations. Long Reach Federal Credit Union's CD rates are 5X the national average, and it has an A health rating.

Field of Membership Restrictions

Long Reach Federal Credit Union is open to businesses and those who live, work, worship, or attend school in the West Virginia counties of Doddridge, Pleasants, Ritchie, or Tyler.
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Health

Data as of Q2 2024

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Health Grade Components

Overall
NCUA #	22241
Year Chartered	1975
Employees	30
Primary Regulator

Profit Margin
Return on Assets - YTD	0.99%
Return on Equity - YTD	10.1%
Annual Interest Income	$3.9MM

Assets and Liabilities
Assets	Q2 2024vs Q2 2023	$159.2MM$144.7MM
Loans	Q2 2024vs Q2 2023	$111.7MM$101.3MM
Deposits	Q2 2024vs Q2 2023	$143.4MM$130.9MM
Equity Capital	Q2 2024vs Q2 2023	$15.6MM$13.7MM
Loan Loss Allowance	Q2 2024vs Q2 2023	$782K$545K
Unbacked Noncurrent Loans	Q2 2024vs Q2 2023	$744K$266K
Real Estate Owned	Q2 2024vs Q2 2023	$0$0

Rates

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Savings
Money Market
Checking
CD
IRA

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Always verify rates and promotions with the bank or credit union. We are not Long Reach Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Long Reach Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.25%	$0	-	IRA Account
0.15%	$0	-	Christmas Club account
0.15%	$0	-	Vacation Club Account
0.10%	$0	-	Regular Share Saving Account

Long Reach Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.15%^*	$10k^*	-	Money Market Account
OTHER TIERS: 0.10% → $1k - $10k

Long Reach Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.01%	$500	-	Share Draft (Checking) Account

Long Reach Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.76%	$500	-	12 Month CD
4.59%	$500	-	6 Month CD
4.07%	$500	-	24 Month CD
3.56%	$500	-	60 Month CD
3.35%	$500	-	48 Month CD
3.04%	$500	-	36 Month CD

Long Reach Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
4.07%	$500	-	24 Month IRA
3.56%	$500	-	60 Month IRA
3.35%	$500	-	48 Month IRA
3.04%	$500	-	36 Month IRA

Locations

Long Reach Federal Credit Union Locations
Branch Office	810 3rd St	Saint Marys, WV 26170-1155
Branch Office	315 Main St	Middlebourne, WV 26149-9602
Branch Office	10767 Energy Hwy	Friendly, WV 26146-7512
Branch Office	165 E Washington Ave	Ellenboro, WV 26346

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