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Longshoremen's Local 4 Federal Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
lshore4cu.com
360-694-7751
1209 Ingalls St
Vancouver, WA 98660

Longshoremen's Local 4 Federal Credit Union is headquartered in Vancouver and is the 65th largest credit union in the state of Washington. It is also the 2,644th largest credit union in the nation. It was established in 1956 and as of March of 2025, it had grown to 6 employees and 1,048 members at 1 location. Longshoremen's Local 4 Federal Credit Union's money market rates are 93% higher than the national average, and it has a B health rating.

Field of Membership Restrictions

Longshoremen's Local 4 Federal Credit Union is open to employees/retirees of the Local 4-A, International Longshore and Warehouse Union Local 4, International Brotherhood of Boilermaker's Local 104 (Vancouver/Portland), or Inlandboatmen's Union of the Pacific-Portland, Oregon. Family of credit union members are also eligible.
See current membership details

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Health
B

Data as of Q1 2025

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Longshoremen's Local 4 Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #10799
Year Chartered1956
Employees6
Primary Regulator
Profit Margin
Return on Assets - YTD1.35%
Return on Equity - YTD6.27%
Annual Interest Income$407K
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$39.8MM$40.1MM
LoansQ1 2025vs Q1 2024$17.8MM$17.6MM
DepositsQ1 2025vs Q1 2024$31.1MM$32.1MM
Equity CapitalQ1 2025vs Q1 2024$8.6MM$7.8MM
Loan Loss AllowanceQ1 2025vs Q1 2024$51K$50K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$49K$76K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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Longshoremen's Local 4 Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$5-Regular Savings Account

Longshoremen's Local 4 Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.85%$2.5k-Money Market Account

Longshoremen's Local 4 Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%$1k-24 Month Share Certificate (compounded)
1.50%$1k-12 Month Share Certificate (compounded)
1.25%$1k-6 Month Share Certificate (simple)

Longshoremen's Local 4 Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%$1k-24 Month IRA Certificate (compounded)
1.50%$1k-12 Month IRA Certificate (compounded)
1.25%$1k-6 Month IRA Certificate (simple)
0.05%$5-IRA Savings Account
Locations


Longshoremen's Local 4 Federal Credit Union Locations
Branch Office1209 Ingalls StVancouver, WA 98660-2722

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