Longshoremen's Local 4 Federal Credit Union


Overview / Commentary
360-694-7751
1209 Ingalls St
Vancouver, WA 98660

Longshoremen's Local 4 Federal Credit Union is headquartered in Vancouver and is the 65th largest credit union in the state of Washington. It is also the 2,644th largest credit union in the nation. It was established in 1956 and as of March of 2025, it had grown to 6 employees and 1,048 members at 1 location. Longshoremen's Local 4 Federal Credit Union's money market rates are 93% higher than the national average, and it has a B health rating.

Field of Membership Restrictions

Longshoremen's Local 4 Federal Credit Union is open to employees/retirees of the Local 4-A, International Longshore and Warehouse Union Local 4, International Brotherhood of Boilermaker's Local 104 (Vancouver/Portland), or Inlandboatmen's Union of the Pacific-Portland, Oregon. Family of credit union members are also eligible.
See current membership details

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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Longshoremen's Local 4 Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #10799
Year Chartered1956
Employees6
Primary Regulator
Profit Margin
Return on Assets - YTD1.35%
Return on Equity - YTD6.27%
Annual Interest Income$407K
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$39.8MM$40.1MM
LoansQ1 2025vs Q1 2024$17.8MM$17.6MM
DepositsQ1 2025vs Q1 2024$31.1MM$32.1MM
Equity CapitalQ1 2025vs Q1 2024$8.6MM$7.8MM
Loan Loss AllowanceQ1 2025vs Q1 2024$51K$50K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$49K$76K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates
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Longshoremen's Local 4 Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$5-Regular Savings Account

Longshoremen's Local 4 Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.85%$2.5k-Money Market Account

Longshoremen's Local 4 Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%$1k-24 Month Share Certificate (compounded)
1.50%$1k-12 Month Share Certificate (compounded)
1.25%$1k-6 Month Share Certificate (simple)

Longshoremen's Local 4 Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%$1k-24 Month IRA Certificate (compounded)
1.50%$1k-12 Month IRA Certificate (compounded)
1.25%$1k-6 Month IRA Certificate (simple)
0.05%$5-IRA Savings Account
Locations


Longshoremen's Local 4 Federal Credit Union Locations
Branch Office1209 Ingalls StVancouver, WA 98660-2722

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