L'oreal USA Federal Credit Union

Featured Account Options

SPONSORED LISTINGS

Online Savings

GS Bank offers
online savings accounts that
routinely beat the competition

2.25% APY

Online Savings Account

Start Saving Today
With An Interest Rate
20X the National Average

2.20% APY

Overview / Commentary

www.lorealusafcu.com

732-499-6679

30 Terminal Ave
Clark, NJ 07066

L'oreal USA Federal Credit Union is headquartered in Clark and is the 64^th largest credit union in the state of New Jersey. It is also the 3,112^th largest credit union in the nation. It was established in 1972 and as of December of 2018, it had grown to 4 employees and 3,373 members at 2 locations. L'oreal USA Federal Credit Union's savings rates are 15% higher than the national average, and it has a C+ health rating.

Field of Membership Restrictions

Must be a L’Oreal employee.
See current membership details

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

C+

Data as of Q4 2018

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. L'oreal USA Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #	21109
Year Chartered	1972
Employees	4
Primary Regulator

Profit Margin
Return on Assets - YTD	0.95%
Return on Equity - YTD	4.24%
Annual Interest Income	$938.00K

Assets and Liabilities
Assets	Q4 2018vs Q4 2017	$24.6MM$26.8MM
Loans	Q4 2018vs Q4 2017	$12.3MM$12.8MM
Deposits	Q4 2018vs Q4 2017	$18.9MM$21.4MM
Equity Capital	Q4 2018vs Q4 2017	$5.6MM$5.4MM
Loan Loss Allowance	Q4 2018vs Q4 2017	$129.00K$139.00K
Unbacked Noncurrent Loans	Q4 2018vs Q4 2017	$258.00K$186.00K
Real Estate Owned	Q4 2018vs Q4 2017	$0$0

Rates

Skip to rates for:

Savings
CD

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not L'oreal USA Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

L'oreal USA Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.60%	-	-	Premier Piggy Bank Account
0.50%	-	-	Piggy Bank Account
0.35%^*	$40k^*	-	Premier Shares
OTHER TIERS: 0.10% → $51 - $3k \| 0.15% → $3k - $10k \| 0.20% → $10k - $40k
0.30%^*	$40k^*	-	Regular Shares
OTHER TIERS: 0.05% → $51 - $3k \| 0.10% → $3k - $10k \| 0.15% → $10k - $40k

L'oreal USA Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
0.35%	$1k	-	12 Month Premier CD
0.30%	$1k	-	12 Month CD
0.25%	$1k	-	6 Month Premier CD
0.20%	$1k	-	6 Month CD

Locations

L'oreal USA Federal Credit Union Locations
Branch Office	11500 Maybelline Rd	North Little Rock, AR 72117
Branch Office	30 Terminal Ave	Clark, NJ 07066

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.