L'oreal USA Federal Credit Union is headquartered in Clark and is the 64th largest credit union in the state of New Jersey. It is also the 3,152nd largest credit union in the nation. It was established in 1972 and as of September of 2019, it had grown to 4 employees and 3,252 members at 2 locations. L'oreal USA Federal Credit Union's savings rates are 15% higher than the national average, and it has a B health rating.
Field of Membership Restrictions
Membership in L'Oreal USA Federal Credit Union is open to anyone who works for L’Oreal, or is an immediate family member of a Credit Union member.
See current membership details
Data as of Q3 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 21109 |
| Year Chartered | 1972 |
| Employees | 4 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | -0.28% |
| Return on Equity - YTD | -1.25% |
| Annual Interest Income | $677.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2019vs Q3 2018 | $23.9MM$25.6MM |
| Loans | Q3 2019vs Q3 2018 | $11.4MM$12.8MM |
| Deposits | Q3 2019vs Q3 2018 | $18.3MM$20.0MM |
| Equity Capital | Q3 2019vs Q3 2018 | $5.6MM$5.6MM |
| Loan Loss Allowance | Q3 2019vs Q3 2018 | $189.00K$135.00K |
| Unbacked Noncurrent Loans | Q3 2019vs Q3 2018 | $163.00K$279.00K |
| Real Estate Owned | Q3 2019vs Q3 2018 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not L'oreal USA Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
L'oreal USA Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.60% | - | - | Piggy Bank Account | ||
| 0.35%* | $40k* | - | Regular Shares | ||
| OTHER TIERS: 0.10% → $51 - $3k | 0.15% → $3k - $10k | 0.20% → $10k - $40k | |||||
L'oreal USA Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.35% | $1k | - | 12 Month CD | |
| 0.25% | $1k | - | 6 Month CD |
| L'oreal USA Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 11500 Maybelline Rd | North Little Rock, AR 72117 |
| Branch Office | 30 Terminal Ave | Clark, NJ 07066 |