Featured Savings Rates
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L'oreal USA Federal Credit Union

Popular Accounts at this Credit Union

0.60%SavingsPiggy Bank Account
0.35%1-year CD12 Month CD
0.35%SavingsRegular Shares

Overview / Commentary
30 Terminal Ave
Clark, NJ 07066

L'oreal USA Federal Credit Union is headquartered in Clark and is the 62nd largest credit union in the state of New Jersey. It is also the 3,049th largest credit union in the nation. It was established in 1972 and as of March of 2017, it had grown to 4 employees and 3,803 members at 3 locations. L'oreal USA Federal Credit Union's savings rates are 15% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Must be a L’Oreal employee.
See current membership details


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. L'oreal USA Federal Credit Union has a low asset base.

Health Grade Components

NCUA #21109
Year Chartered1972
Primary Regulator
Profit Margin
Return on Assets - YTD0.51%
Return on Equity - YTD2.66%
Annual Interest Income$207.00K
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$27.8MM$26.2MM
LoansQ1 2017vs Q1 2016$12.9MM$13.3MM
DepositsQ1 2017vs Q1 2016$22.5MM$20.9MM
Equity CapitalQ1 2017vs Q1 2016$5.3MM$5.2MM
Loan Loss AllowanceQ1 2017vs Q1 2016$150.00K$105.00K
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$153.00K$287.00K
Real Estate OwnedQ1 2017vs Q1 2016$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

L'oreal USA Federal Credit Union Savings Account Rates

0.60%--Piggy Bank Account
0.35%*$40k*-Regular Shares
OTHER TIERS: 0.10% $50 - $3k | 0.15% $3k - $10k | 0.20% $1k - $40k

L'oreal USA Federal Credit Union CD Rates

0.35%$1k-12 Month CD
0.25%$1k-6 Month CD

L'oreal USA Federal Credit Union Locations
Branch Office11500 Maybelline RdNorth Little Rock, AR 72117
Branch Office30 Terminal AveClark, NJ 07066
Branch Office12 E 49th StNew York, NY 10017