L'oreal USA Federal Credit Union

Overview / Commentary
30 Terminal Ave
Clark, NJ 07066

L'oreal USA Federal Credit Union is headquartered in Clark and is the 63rd largest credit union in the state of New Jersey. It is also the 3,134th largest credit union in the nation. It was established in 1972 and as of March of 2021, it had grown to 5 employees and 2,934 members at 2 locations. L'oreal USA Federal Credit Union's savings rates are 15% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in L'Oreal USA Federal Credit Union is open to anyone who works for L’Oreal, or is an immediate family member of a Credit Union member.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. L'oreal USA Federal Credit Union has a low asset base.

Health Grade Components

NCUA #21109
Year Chartered1972
Primary Regulator
Profit Margin
Return on Assets - YTD-0.76%
Return on Equity - YTD-3.79%
Annual Interest Income$154.00K
Assets and Liabilities
AssetsQ1 2021vs Q1 2020$28.1MM$24.3MM
LoansQ1 2021vs Q1 2020$9.2MM$11.4MM
DepositsQ1 2021vs Q1 2020$22.6MM$18.6MM
Equity CapitalQ1 2021vs Q1 2020$5.5MM$5.6MM
Loan Loss AllowanceQ1 2021vs Q1 2020$143.00K$191.00K
Unbacked Noncurrent LoansQ1 2021vs Q1 2020$110.00K$156.00K
Real Estate OwnedQ1 2021vs Q1 2020$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

L'oreal USA Federal Credit Union Savings Account Rates

0.60%--Piggy Bank Account
0.35%*$40k*-Regular Shares
OTHER TIERS: 0.10% $51 - $3k | 0.15% $3k - $10k | 0.20% $10k - $40k

L'oreal USA Federal Credit Union CD Rates

0.35%$1k-12 Month CD
0.25%$1k-6 Month CD

L'oreal USA Federal Credit Union Locations
Branch Office11500 Maybelline RdNorth Little Rock, AR 72117
Branch Office30 Terminal AveClark, NJ 07066

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