Lovelady State Bank
LOCATIONS
1
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HEALTH RATING
C+
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CURRENT TOP RATE
0.25% APY
Money Market Accounts
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Popular Accounts at this Bank
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 0.15% | Savings | Savings Accounts 1.15% - CIT Bank Spring Savings |
| 0.25% | Money Market | Money Market Accounts 0.85% - Ally Bank Money Market Account |
| 0.15% | Checking | Now Accounts 0.13% - National Average |
Overview / Commentary
Lovelady State Bank is headquartered in Lovelady and is the 437th largest bank in the state of Texas. It is also the 5,407th largest bank in the nation. It was established in 1974 and as of March of 2017, it had grown to 12 employees at 1 location. Lovelady State Bank has a C+ health rating.
Health
C+
Data as of Q1 2017
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Lovelady State Bank has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 21807 |
| Year Established | 1974 |
| Employees | 12 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.86% |
| Return on Equity - YTD | 9.2% |
| Annual Interest Income | $435.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2017vs Q1 2016 | $44.8MM$49.5MM |
| Loans | Q1 2017vs Q1 2016 | $22.6MM$21.6MM |
| Deposits | Q1 2017vs Q1 2016 | $40.5MM$45.2MM |
| Equity Capital | Q1 2017vs Q1 2016 | $4.3MM$4.2MM |
| Loan Loss Allowance | Q1 2017vs Q1 2016 | $327.00K$354.00K |
| Unbacked Noncurrent Loans | Q1 2017vs Q1 2016 | $257.00K$545.00K |
| Real Estate Owned | Q1 2017vs Q1 2016 | $136.00K$48.00K |
Rates
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Lovelady State Bank Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.15% | $100 | - | Savings Accounts |
Lovelady State Bank Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.25% | $2,500 | - | Money Market Accounts |
Lovelady State Bank Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.15% | $1,500 | - | Now Accounts |
Locations
| Lovelady State Bank Locations | ||
|---|---|---|
| Lovelady State Bank | 910 S Commerce St | Lovelady, TX 75851 |