Lovelady State Bank Reviews and Rates

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

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Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

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Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

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Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.loveladystatebank.com

936-636-7337

910 S Commerce St
Lovelady, TX 75851

Lovelady State Bank is headquartered in LOVELADY and is the 360^th largest bank in the state of Texas. It is also the 4,197^th largest bank in the nation. It was established in 1974 and as of March of 2025, it had grown to 11 employees at 1 location. Lovelady State Bank has an A health rating.

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Health

Data as of Q1 2025

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Lovelady State Bank has a relatively low asset base.

Health Grade Components

Overall
FDIC Certificate #	21807
Year Established	1974
Employees	11
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	1.53%
Return on Equity - YTD	13.64%
Annual Interest Income	$678K

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$55.6MM$48.9MM
Loans	Q1 2025vs Q1 2024	$23.2MM$22.4MM
Deposits	Q1 2025vs Q1 2024	$48.5MM$42.4MM
Equity Capital	Q1 2025vs Q1 2024	$6.2MM$5.7MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$333K$345K
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$164K$425K
Real Estate Owned	Q1 2025vs Q1 2024	$249K$249K

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Sorry, we do not have rate data for Lovelady State Bank.

Locations

Lovelady State Bank Locations
Lovelady State Bank	910 S Commerce St	Lovelady, TX 75851

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