Lovelady State Bank
LOCATIONS
1
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HEALTH RATING
C+
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CURRENT TOP RATE
0.25% APY
Money Market Accounts
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Popular Accounts at this Bank
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 0.15% | Savings | 0.27% - National Average |
| 0.25% | Money Market | |
| 0.15% | Checking | 1.01% - nbkc bank Personal Account |
Overview / Commentary
Lovelady State Bank is headquartered in Lovelady and is the 415th largest bank in the state of Texas. It is also the 4,965th largest bank in the nation. It was established in 1974 and as of December of 2018, it had grown to 12 employees at 1 location. Lovelady State Bank has a C+ health rating.
Health
C+
Data as of Q4 2018
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Lovelady State Bank has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 21807 |
| Year Established | 1974 |
| Employees | 12 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.17% |
| Return on Equity - YTD | 12.06% |
| Annual Interest Income | $1.9MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $48.2MM$48.2MM |
| Loans | Q4 2018vs Q4 2017 | $23.4MM$23.0MM |
| Deposits | Q4 2018vs Q4 2017 | $43.4MM$43.7MM |
| Equity Capital | Q4 2018vs Q4 2017 | $4.7MM$4.4MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $330.00K$337.00K |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $366.00K$369.00K |
| Real Estate Owned | Q4 2018vs Q4 2017 | $372.00K$108.00K |
Rates
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Lovelady State Bank Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.15% | $100 | - | Savings Accounts |
Lovelady State Bank Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.25% | $2.5k | - | Money Market Accounts |
Lovelady State Bank Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.15% | $1.5k | - | Now Accounts |
Locations
| Lovelady State Bank Locations | ||
|---|---|---|
| Lovelady State Bank | 910 S Commerce St | Lovelady, TX 75851 |