Advertising Disclosure
  1. Home
  2. Banks
  3. Lowell Five

Lowell Five


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/19/2025
4.54%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/19/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/19/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/19/2025
3.70%
Our Rating
4.3  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.lowellfive.com
978-452-1300
30 International Place
Tewksbury, MA 01876

Lowell Five is headquartered in TEWKSBURY and is the 33rd largest bank in the state of Massachusetts. It is also the 687th largest bank in the nation. It was established in 1854 and as of December of 2024, it had grown to 198 employees at 15 locations. Lowell Five's savings rates are 6X the national average, and it has an A health rating.

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
A

Data as of Q4 2024

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #90227
Year Established1854
Employees198
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.7%
Return on Equity - YTD5.85%
Annual Interest Income$80.3MM
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$1.66B$1.62B
LoansQ4 2024vs Q4 2023$1.28B$1.17B
DepositsQ4 2024vs Q4 2023$1.43B$1.4B
Equity CapitalQ4 2024vs Q4 2023$204.2MM$190.7MM
Loan Loss AllowanceQ4 2024vs Q4 2023$14.9MM$13.8MM
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$19.3MM$18.6MM
Real Estate OwnedQ4 2024vs Q4 2023$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/19/2025
4.54%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/19/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/19/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/19/2025
3.70%
Our Rating
4.3  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Lowell Five; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Lowell Five Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%*$50k*-High Yield Savings
OTHER TIERS: 0.05% → $0 - $50k
2.25%*$10m*-Business Companion Statement Savings
OTHER TIERS: 0.05% → $0 - $500k | 0.50% → $500k - $750k | 2.00% → $750k - $10m
0.25%$0-Before You Know It
0.05%$0-Everyday Savings

Lowell Five Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$750k*$1mPremier Money Market
OTHER TIERS: 0.05% → $0 - $100k | 0.15% → $100k - $250k | 0.25% → $250k - $500k | 0.35% → $500k - $750k
0.10%$2.5k-Business Money Market

Lowell Five Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$5k-Premier Checking Account
0.05%$15k-Premier Business Checking
0.05%$0-Premier Checking - Military, Veteran, Police, Fire Personnel, Doctors
0.02%$5k-Advantage Business Checking

Lowell Five CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$500-7 Month CD Special
3.75%$500-15 Month CD Special
3.50%$500-35 Month CD Special
2.50%$500-60 Month CD Special
2.30%$500-48 Month CD Special
Locations

Availability



The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.