Lowell Five

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.lowellfive.com

978-452-1300

30 International Place
Tewksbury, MA 01876

Lowell Five is headquartered in TEWKSBURY and is the 31^st largest bank in the state of Massachusetts. It is also the 670^th largest bank in the nation. It was established in 1854 and as of March of 2025, it had grown to 201 employees at 15 locations. Lowell Five's savings rates are 6X the national average, and it has an A health rating.

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Health

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	90227
Year Established	1854
Employees	201
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.68%
Return on Equity - YTD	5.55%
Annual Interest Income	$21.2MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$1.73B$1.64B
Loans	Q1 2025vs Q1 2024	$1.31B$1.2B
Deposits	Q1 2025vs Q1 2024	$1.5B$1.42B
Equity Capital	Q1 2025vs Q1 2024	$209.5MM$192.8MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$14.9MM$14.1MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$19.2MM$18.6MM
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Money Market
Checking
CD

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Lowell Five Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
3.00%^*	$50k^*	-	High Yield Savings
OTHER TIERS: 0.05% → $0 - $50k
2.25%^*	$10m^*	-	Business Companion Statement Savings
OTHER TIERS: 0.05% → $0 - $500k \| 0.50% → $500k - $750k \| 2.00% → $750k - $10m
0.25%	$0	-	Before You Know It
0.05%	$0	-	Everyday Savings

Lowell Five Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
0.50%^*	$750k^*	$1m	Premier Money Market
OTHER TIERS: 0.05% → $0 - $100k \| 0.15% → $100k - $250k \| 0.25% → $250k - $500k \| 0.35% → $500k - $750k
0.10%	$2.5k	-	Business Money Market

Lowell Five Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.05%	$5k	-	Premier Checking Account
0.05%	$15k	-	Premier Business Checking
0.05%	$0	-	Premier Checking - Military, Veteran, Police, Fire Personnel, Doctors
0.02%	$5k	-	Advantage Business Checking

Lowell Five CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.00%	$500	-	7 Month CD Special
3.75%	$500	-	15 Month CD Special
3.50%	$500	-	35 Month CD Special
2.50%	$500	-	60 Month CD Special
2.30%	$500	-	48 Month CD Special

Locations

Availability

Boston Area

Boston Area bank & credit union details

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