Lower East Side People's Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 1.00% | 1-year CD | 2.65% - Barclays 12 Month Online CD |
| 1.50% | 3-year CD | 2.85% - Synchrony Bank 36 Month CD |
| 1.25% | 2-year CD |
Lower East Side People's Federal Credit Union is headquartered in NEW YORK and is the 112th largest credit union in the state of New York. It is also the 2,222nd largest credit union in the nation. It was established in 1986 and as of June of 2018, it had grown to 25 employees and 8,103 members at 3 locations. Lower East Side People's Federal Credit Union's CD rates are 11% higher than the national average, and it has a C+ health rating.
Field of Membership Restrictions
Membership in Lower East Side People's Federal Credit Union is open to residents of New York City who earn less than $38,000 annually and to those who live, work, worship or attend school in select areas of the Lower East Side of Manhattan, Central Harlem, and East Harlem.
See current membership details
Data as of Q2 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 24232 |
| Year Chartered | 1986 |
| Employees | 25 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | -0.19% |
| Return on Equity - YTD | -2.8% |
| Annual Interest Income | $1.3MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2018vs Q2 2017 | $56.1MM$52.7MM |
| Loans | Q2 2018vs Q2 2017 | $43.0MM$38.8MM |
| Deposits | Q2 2018vs Q2 2017 | $50.3MM$46.9MM |
| Equity Capital | Q2 2018vs Q2 2017 | $3.9MM$3.8MM |
| Secondary Capital | Q2 2018vs Q2 2017 | $1.5MM |
| Loan Loss Allowance | Q2 2018vs Q2 2017 | $325.00K$355.00K |
| Unbacked Noncurrent Loans | Q2 2018vs Q2 2017 | $852.00K$407.00K |
| Real Estate Owned | Q2 2018vs Q2 2017 | $104.00K$285.00K |
Always verify rates and promotions with the bank or credit union. We are not Lower East Side People's Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
Lower East Side People's Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.75% | $15 | - | Holiday Account |
Lower East Side People's Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.25% | $1k | - | Money Market |
Lower East Side People's Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.50% | - | - | 36 Month CD | |
| 1.25% | - | - | 24 Month CD | |
| 1.00% | - | - | 12 Month CD | |
| 0.75% | - | - | 6 Month CD |
| Lower East Side People's Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 37 AVENUE B | NEW YORK, NY 10009 |
| Branch Office | 237 E 104th St | New York, NY 10029 |
| Branch Office | 2 St Pauls Ave | Staten Island, NY 10301-3212 |