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Lower East Side People's Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
0.50%1-year CD12 Month CD
1.50%3-year CD36 Month CD
1.00%2-year CD24 Month CD

Overview / Commentary
212-529-8197
37 AVENUE B
New York, NY 10009

Lower East Side People's Federal Credit Union is headquartered in NEW YORK and is the 116th largest credit union in the state of New York. It is also the 2,334th largest credit union in the nation. It was established in 1986 and as of December of 2016, it had grown to 22 employees and 7,967 members at 2 locations. Lower East Side People's Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership in Lower East Side People's Federal Credit Union is open to residents of New York City who earn less than $38,000 annually and to those who live, work, worship or attend school in select areas of the Lower East Side of Manhattan, Central Harlem, and East Harlem.
See current membership details

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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Lower East Side People's Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #24232
Year Chartered1986
Employees22
Primary Regulator
Profit Margin
Return on Assets - YTD0.65%
Return on Equity - YTD8.55%
Annual Interest Income$2.3MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$49.9MM$45.9MM
LoansQ4 2016vs Q4 2015$38.0MM$35.8MM
DepositsQ4 2016vs Q4 2015$44.1MM$38.5MM
Equity CapitalQ4 2016vs Q4 2015$3.8MM$3.6MM
Secondary CapitalQ4 2016vs Q4 2015$1.5MM
Loan Loss AllowanceQ4 2016vs Q4 2015$576.00K$688.00K
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$269.00K$885.00K
Real Estate OwnedQ4 2016vs Q4 2015$478.00K$100.00K
Rates
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Lower East Side People's Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%$15-Holiday Account

Lower East Side People's Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$1k-Money Market

Lower East Side People's Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%--36 Month CD
1.00%--24 Month CD
0.50%--12 Month CD
0.30%--6 Month CD
Locations


Lower East Side People's Federal Credit Union Locations
Branch Office37 AVENUE BNEW YORK, NY 10009
Branch Office237 E 104th StNew York, NY 10029