Lower East Side People's Federal Credit Union is headquartered in NEW YORK and is the 97th largest credit union in the state of New York. It is also the 1,934th largest credit union in the nation. It was established in 1986 and as of March of 2025, it had grown to 27 employees and 9,193 members at 3 locations. Lower East Side People's Federal Credit Union's money market rates are 14% higher than the national average, and it has a C+ health rating.
Lower East Side People's Federal Credit Union is open to residents of New York City, who earn less than $48,500 annually and to those who live, work, worship, volunteer or attend school in select areas of the Lower East Side of Manhattan, Central Harlem, and East Harlem.
See current membership details
Overall | |
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NCUA # | 24232 |
Year Chartered | 1986 |
Employees | 27 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | 4.5% |
Return on Equity - YTD | 37.41% |
Annual Interest Income | $1.2MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q1 2025vs Q1 2024 | $89.8MM$88MM |
Loans | Q1 2025vs Q1 2024 | $55.4MM$56.5MM |
Deposits | Q1 2025vs Q1 2024 | $67MM$65.6MM |
Equity Capital | Q1 2025vs Q1 2024 | $10.8MM$9.6MM |
Loan Loss Allowance | Q1 2025vs Q1 2024 | $957K$369K |
Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $5.3MM$4.3MM |
Real Estate Owned | Q1 2025vs Q1 2024 | $404K$452K |
Always verify rates and promotions with the bank or credit union. We are not Lower East Side People's Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
1.00% | $15 | - | Holiday Account |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.50% | $1k | - | Money Market |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
2.00% | $0 | - | 36 Month CD | |
1.00% | $0 | - | 24 Month CD | |
0.75% | $0 | - | 12 Month CD | |
0.50% | $0 | - | 6 Month CD |
Lower East Side People's Federal Credit Union Locations | ||
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Branch Office | 37 AVENUE B | NEW YORK, NY 10009 |
Branch Office | 2 St Pauls Ave | Staten Island, NY 10301-3212 |
Branch Office | 2285 2nd Ave | New York, NY 10035 |