Lower East Side People's Federal Credit Union


Popular Accounts at this Credit Union

APYACCOUNT TYPEHOW THEY COMPARE
1.00%1-year CD
1.50%3-year CD
1.25%2-year CD
View all Lower East Side People's Federal Credit Union rates »

Overview / Commentary
212-529-8197
37 AVENUE B
New York, NY 10009

Lower East Side People's Federal Credit Union is headquartered in NEW YORK and is the 112th largest credit union in the state of New York. It is also the 2,222nd largest credit union in the nation. It was established in 1986 and as of June of 2018, it had grown to 25 employees and 8,103 members at 3 locations. Lower East Side People's Federal Credit Union's CD rates are 11% higher than the national average, and it has a C+ health rating.

Field of Membership Restrictions

Membership in Lower East Side People's Federal Credit Union is open to residents of New York City who earn less than $38,000 annually and to those who live, work, worship or attend school in select areas of the Lower East Side of Manhattan, Central Harlem, and East Harlem.
See current membership details

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Health
C+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Lower East Side People's Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #24232
Year Chartered1986
Employees25
Primary Regulator
Profit Margin
Return on Assets - YTD-0.19%
Return on Equity - YTD-2.8%
Annual Interest Income$1.3MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$56.1MM$52.7MM
LoansQ2 2018vs Q2 2017$43.0MM$38.8MM
DepositsQ2 2018vs Q2 2017$50.3MM$46.9MM
Equity CapitalQ2 2018vs Q2 2017$3.9MM$3.8MM
Secondary CapitalQ2 2018vs Q2 2017$1.5MM
Loan Loss AllowanceQ2 2018vs Q2 2017$325.00K$355.00K
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$852.00K$407.00K
Real Estate OwnedQ2 2018vs Q2 2017$104.00K$285.00K
Rates
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Lower East Side People's Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%$15-Holiday Account

Lower East Side People's Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$1k-Money Market

Lower East Side People's Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%--36 Month CD
1.25%--24 Month CD
1.00%--12 Month CD
0.75%--6 Month CD
Locations


Lower East Side People's Federal Credit Union Locations
Branch Office37 AVENUE BNEW YORK, NY 10009
Branch Office237 E 104th StNew York, NY 10029
Branch Office2 St Pauls AveStaten Island, NY 10301-3212

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