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Luana Savings Bank


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.luanasavingsbank.com
563-539-2166
100 Harvest Drive
Luana, IA 52156

Luana Savings Bank is headquartered in LUANA and is the 12th largest bank in the state of Iowa. It is also the 571st largest bank in the nation. It was established in 1908 and as of March of 2025, it had grown to 99 employees at 6 locations. Luana Savings Bank's money market rates are 7X the national average, and it boasts an A+ health rating.

Reviews (1)

Slightly Frustrating To Join, But Not Bad

Posted by: |

You can only open a CD with a wire. The wire goes to Bankers Bank, then Luana is the beneficiary bank. That was different for me, to go through two banks, though I think it's fairly common now. I went through Ally Bank and the first page for the wire instructions was self explanatory. You put your name and acct # in the special instructions box. However, the 2nd page of ally instructions asks for beneficiary. That would ordinarily be me, and that's what Ally thought I should put, but Luana said no, Luana Savings Bank is the proper thing to put in this spot. The person I spoke to at Luana was very patient and helpful. When the CD matures they will wire the money back to the bank the money came from, or send a check. I didn't ask about opening a savings account and letting Ally pull it from there. That may be an option.

6


Health
A+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #253
Year Established1908
Employees99
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.81%
Return on Equity - YTD8.54%
Annual Interest Income$21.8MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$2.09B$2.07B
LoansQ1 2025vs Q1 2024$1.65B$1.61B
DepositsQ1 2025vs Q1 2024$1.82B$1.82B
Equity CapitalQ1 2025vs Q1 2024$198.2MM$178.7MM
Loan Loss AllowanceQ1 2025vs Q1 2024$18.1MM$18.1MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$157K$173K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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Always verify rates and promotions with the bank or credit union. We are not Luana Savings Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

Luana Savings Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%†$0-Health Savings Account

Luana Savings Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.14%*†$750k*- Money Market Account
OTHER TIERS: 2.43% → $2.5k - $50k | 2.58% → $50k - $100k | 2.85% → $100k - $250k | 3.00% → $250k - $750k

Luana Savings Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%†$0-Now Account

Luana Savings Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.30%*†$100k*-24 Month CD Special
OTHER TIERS: 4.14% → $2k - $100k
4.30%*$100k*-18 Month CD Special
OTHER TIERS: 4.14% → $2k - $100k
4.30%$100k$250k9 Month CD Special - New Money Only
4.24%*$100k*-36 Month CD Special
OTHER TIERS: 4.09% → $2k - $100k
4.19%*†$100k*-48 Month CD
OTHER TIERS: 4.04% → $2k - $100k
4.14%*†$100k*-42 Month Step-Up CD
OTHER TIERS: 3.99% → $2k - $100k
4.14%*†$100k*-30 Month CD
OTHER TIERS: 3.99% → $2k - $100k
4.14%*$100k*-12 Month CD Special
OTHER TIERS: 3.99% → $2k - $100k
4.09%*†$100k*-5 Year CD
OTHER TIERS: 3.94% → $2k - $100k
4.04%*†$100k*-6 Month CD
OTHER TIERS: 3.89% → $2k - $100k
3.99%†$500-12 Month KIDS Certificate & Add
3.89%*†$100k*-6 Year CD
OTHER TIERS: 3.73% → $2k - $100k
3.89%*†$100k*-7 Year CD
OTHER TIERS: 3.73% → $2k - $100k
3.89%*†$100k*-8 Year CD
OTHER TIERS: 3.73% → $2k - $100k
3.70%*†$100k*-3 Month CD
OTHER TIERS: 3.55% → $2k - $100k

Luana Savings Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.30%†$0-18 Month Fixed IRA
4.24%†$0-30 Month IRA
4.14%†$0-42 Month IRA
3.49%†$0-18 Month Variable IRA
Locations


Luana Savings Bank Locations
Luana Savings Bank100 Harvest DrLuana, IA 52156
Ossian Branch123 East Main StreetOssian, IA 52161
Luana Savings Bank16390 Holcomb Ct.Clive, IA 50325
New Hampton Branch22 West Main StreetNew Hampton, IA 50659
Polk City Branch855 West Bridge RoadPolk City, IA 50226
Norwalk Branch9321 Market Place DriveNorwalk, IA 50211

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