Advertising Disclosure
  1. Home
  2. Banks
  3. Lumbee Guaranty Bank

Lumbee Guaranty Bank


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/27/2025
4.54%
Our Rating
4.2  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/27/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/27/2025
3.70%
Our Rating
4.3  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/27/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.lumbeeguarantybank.com
910-521-9707
403 East Third Street
Pembroke, NC 28372

Lumbee Guaranty Bank is headquartered in PEMBROKE and is the 20th largest bank in the state of North Carolina. It is also the 1,759th largest bank in the nation. It was established in 1971 and as of December of 2024, it had grown to 94 employees at 14 locations. Lumbee Guaranty Bank has a B+ health rating.

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
B+

Data as of Q4 2024

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #20568
Year Established1971
Employees94
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.84%
Return on Equity - YTD9.89%
Annual Interest Income$20.8MM
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$520MM$519.7MM
LoansQ4 2024vs Q4 2023$216.5MM$194.3MM
DepositsQ4 2024vs Q4 2023$466.1MM$466.4MM
Equity CapitalQ4 2024vs Q4 2023$45.7MM$42.3MM
Loan Loss AllowanceQ4 2024vs Q4 2023$1.4MM$1.7MM
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$801K$769K
Real Estate OwnedQ4 2024vs Q4 2023$46K$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/27/2025
4.54%
Our Rating
4.2  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/27/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/27/2025
3.70%
Our Rating
4.3  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/27/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Lumbee Guaranty Bank; we are a rate comparison website and cannot provide official rates or promotions.

Lumbee Guaranty Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.25%$5k-9 Month CD Special w/ Checking
4.10%$5k-4 Month CD Special w/ Checking
3.24%$50k-7 Day CD Special w/ Checking

Lumbee Guaranty Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.82%$500-36 Month Fixed IRA
3.30%$500-18 Month Fixed IRA
3.30%$100-18 Month Variable Rate IRA
Locations

Availability



The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.