Lumbee Guaranty Bank

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.lumbeeguarantybank.com

910-521-9707

403 East Third Street
Pembroke, NC 28372

Lumbee Guaranty Bank is headquartered in PEMBROKE and is the 21^st largest bank in the state of North Carolina. It is also the 1,776^th largest bank in the nation. It was established in 1971 and as of March of 2025, it had grown to 96 employees at 14 locations. Lumbee Guaranty Bank has a B+ health rating.

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Health

B+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	20568
Year Established	1971
Employees	96
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.74%
Return on Equity - YTD	8.21%
Annual Interest Income	$5.1MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$508.3MM$513.8MM
Loans	Q1 2025vs Q1 2024	$217.5MM$194.6MM
Deposits	Q1 2025vs Q1 2024	$452.7MM$459.5MM
Equity Capital	Q1 2025vs Q1 2024	$47.9MM$42MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$1.5MM$1.7MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$1.9MM$966K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Lumbee Guaranty Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
4.25%	$5k	-	9 Month CD Special w/ Checking
4.10%	$5k	-	4 Month CD Special w/ Checking

Lumbee Guaranty Bank IRA Rates

APY	MIN	MAX	ACCOUNT NAME
3.82%	$500	-	36 Month Fixed IRA
3.30%	$500	-	18 Month Fixed IRA
3.30%	$100	-	18 Month Variable Rate IRA

Locations

Availability

Florence Area

Florence Area bank & credit union details

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