Lumbee Guaranty Bank is headquartered in Pembroke and is the 28th largest bank in the state of North Carolina. It is also the 2,028th largest bank in the nation. It was established in 1971 and as of September of 2017, it had grown to 104 employees at 14 locations. Lumbee Guaranty Bank has a B health rating.
This is the worst card that I have ever used I can have $2000.00 in the bank and my card will be declined 4 out of 5 times in one day for as low as $197.00 purchase. My son has an account here also and he has the same problem. It is very imbarassing and you do not trust just going and buying something must go to cash machine and get cash. Can;t by anything online it declines the card . They offer a no fee on 10 debit visa transactions a month, but I can never use my card. lOOKING FOR NEW BANK . WOULD NOT RECOMMEND.
|FDIC Certificate #||20568|
|Return on Assets - YTD||0.72%|
|Return on Equity - YTD||6.68%|
|Annual Interest Income||$9.4MM|
|Assets and Liabilities|
|Assets||Q3 2017vs Q3 2016||$331.2MM$335.2MM|
|Loans||Q3 2017vs Q3 2016||$171.9MM$175.2MM|
|Deposits||Q3 2017vs Q3 2016||$287.9MM$292.8MM|
|Equity Capital||Q3 2017vs Q3 2016||$36.5MM$35.2MM|
|Loan Loss Allowance||Q3 2017vs Q3 2016||$2.4MM$2.5MM|
|Unbacked Noncurrent Loans||Q3 2017vs Q3 2016||$4.7MM$4.0MM|
|Real Estate Owned||Q3 2017vs Q3 2016||$486.00K$776.00K|
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|APY||MIN||MAX||ACCOUNT NAME||VIEW DETAILS|
|0.75%||$5k||-||48 Month CD Special|
|0.55%||$5k||-||15 Month CD Special|
|0.40%||$5k||-||9 Month CD Special|