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M C Bank & Trust Company


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.mcbt.com
985-384-2100
1201 Brashear Avenue
Morgan City, LA 70380

M C Bank & Trust Company is headquartered in MORGAN CITY and is the 45th largest bank in the state of Louisiana. It is also the 1,961st largest bank in the nation. It was established in 1955 and as of March of 2025, it had grown to 96 employees at 10 locations. M C Bank & Trust Company has an A+ health rating.

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Health
A+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #17388
Year Established1955
Employees96
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.99%
Return on Equity - YTD5.68%
Annual Interest Income$6.1MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$443.4MM$453.6MM
LoansQ1 2025vs Q1 2024$315.2MM$322MM
DepositsQ1 2025vs Q1 2024$354.2MM$326.4MM
Equity CapitalQ1 2025vs Q1 2024$77.3MM$73.9MM
Loan Loss AllowanceQ1 2025vs Q1 2024$5MM$5.4MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$2MM$3.1MM
Real Estate OwnedQ1 2025vs Q1 2024$331K$516K
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates

Rates for M C Bank & Trust Company are currently being reviewed.

Locations


M C Bank & Trust Company Locations
Amelia Branch10157 Hwy 182 Frontage RoadAmelia, LA 70340
Lafayette Branch115 Verot School RoadLafayette, LA 70508
M C Bank & Trust Company1201 Brashear AveMorgan City, LA 70380
Bayou Vista Branch525 Southeast RoadMorgan City, LA 70380
Youngsville Office2480 Highway 89Youngsville, LA 70592
New Orleans Downtown201 St. Charles Ave., Suite 3209New Orleans, LA 70170
Mc Bank Houma Lpo/Dpo Branch1340 W. Tunnel BlvdHouma, LA 70360
Lakeview Branch851 Harrison Ave.New Orleans, LA 70124

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