Overview / Commentary
985-384-2100
1201 Brashear Avenue
Morgan City, LA 70380

M C Bank & Trust Company is headquartered in Morgan City and is the 45th largest bank in the state of Louisiana. It is also the 2,163rd largest bank in the nation. It was established in 1955 and as of September of 2018, it had grown to 80 employees at 7 locations. M C Bank & Trust Company has a B+ health rating.

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Health
B+

Health Grade Components

Overall
FDIC Certificate #17388
Year Established1955
Employees80
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.17%
Return on Equity - YTD5.38%
Annual Interest Income$10.0MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$304.1MM$313.3MM
LoansQ3 2018vs Q3 2017$192.9MM$153.2MM
DepositsQ3 2018vs Q3 2017$235.0MM$245.1MM
Equity CapitalQ3 2018vs Q3 2017$67.1MM$66.6MM
Loan Loss AllowanceQ3 2018vs Q3 2017$3.2MM$3.7MM
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$6.3MM$4.6MM
Real Estate OwnedQ3 2018vs Q3 2017$294.00K$282.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not M C Bank & Trust Company; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

M C Bank & Trust Company Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%$10-Regular Savings
0.15%$2-Christmas Club Savings

M C Bank & Trust Company Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$250k*-Commercial MMDA
OTHER TIERS: 0.10% $1k - $50k | 0.15% $50k - $100k | 0.20% $100k - $250k
0.20%*$250k*-Personal MMDA
OTHER TIERS: 0.10% $1k - $100k | 0.15% $100k - $250k
0.10%*$2.5k*-Public Body MMDA
OTHER TIERS: 0.05% $1k - $2.5k

M C Bank & Trust Company Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$500-Hometown Advantage NOW
0.10%$500-Hometown Traditions NOW
0.10%$500-Prime Time NOW
0.10%$500-Non-Personal NOW
0.10%$1k-Public Body NOW

M C Bank & Trust Company CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%*$250k*-5 Years CD
OTHER TIERS: 1.41% $1k - $50k | 1.45% $50k - $250k
1.50%*$250k*-Business 5 Years CD
OTHER TIERS: 1.41% $1k - $50k | 1.45% $50k - $250k
1.20%*$250k*-4 Years Up to 5 Years CD
OTHER TIERS: 1.10% $1k - $250k
1.20%*$250k*-Business 4 Years Up to 5 Years CD
OTHER TIERS: 1.10% $1k - $250k
0.90%*$250k*-3 Years Up to 4 Years CD
OTHER TIERS: 0.70% $1k - $50k | 0.75% $50k - $100k | 0.85% $100k - $250k
0.90%*$250k*-Business 3 Years Up to 4 Years CD
OTHER TIERS: 0.70% $1k - $50k | 0.75% $50k - $100k | 0.85% $100k - $250k
0.75%*$250k*-2 Years Up to 3 Years CD
OTHER TIERS: 0.60% $1k - $50k | 0.65% $50k - $250k
0.75%*$250k*-Business 2 Years Up to 3 Years CD
OTHER TIERS: 0.60% $1k - $50k | 0.65% $50k - $250k
0.30%*$100k*-1 Year Up to 2 Years CD
OTHER TIERS: 0.25% $1k - $100k
0.30%*$100k*-Business 1 Year Up to 2 Years CD
OTHER TIERS: 0.25% $1k - $100k
0.25%*$100k*-180-364 Day CD
OTHER TIERS: 0.20% $1k - $100k
0.25%*$100k*-Business 180-364 Day CD
OTHER TIERS: 0.20% $1k - $100k
0.20%$1k-90-179 Day CD
0.20%$1k-Business 90-179 Day CD
0.10%$1k-30-89 Day CD
0.10%$1k-Business 30-89 Day CD

M C Bank & Trust Company IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.70%$1k-IRA 30 Month Fixed
0.48%$100-IRA 18 Month Variable
0.30%$1k-IRA 12 Month Fixed
Locations


M C Bank & Trust Company Locations
Amelia Branch10157 Hwy 182 Frontage RoadAmelia, LA 70340
Lafayette Branch115 Verot School RoadLafayette, LA 70508
M C Bank & Trust Company1201 Brashear AvenueMorgan City, LA 70380
Bayou Vista Branch525 Southeast RoadMorgan City, LA 70380
Colonial Plaza Branch6413 Hwy 182Morgan City, LA 70380
Youngsville Office2480 Highway 89Youngsville, LA 70592

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