M C Bank & Trust Company

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LOCATIONS

TODAY'S FEATURED RATES

Member FDIC

4.54%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

3.80%

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

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Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC

Member FDIC

3.70%

Our Rating

4.3 / 5

American Express®

High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

4.10%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

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Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.

Member FDIC

4.39%

Our Rating

3.6 / 5

Valley National Bank

High-Yield Savings Account Via Raisin

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Sponsored Note: Valley National Bank, Member FDIC. $1 minimum, with no fees to open and maintain through Raisin. $250 bonus for new customers with a minimum deposit of $25,000 with promo code GET250.

Member FDIC

4.25%

Our Rating

3.7 / 5

Sallie Mae Bank

14 Month High-Yield CD Via Raisin

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Sponsored Note: Sallie Mae Bank, Member FDIC. $1 minimum, with no fees to open and maintain through Raisin. $250 bonus for new customers with a minimum deposit of $25,000 with promo code GET250.

Member FDIC

up to $300

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.mcbt.com

985-384-2100

1201 Brashear Avenue
Morgan City, LA 70380

M C Bank & Trust Company is headquartered in MORGAN CITY and is the 45^th largest bank in the state of Louisiana. It is also the 1,993^rd largest bank in the nation. It was established in 1955 and as of December of 2024, it had grown to 93 employees at 10 locations. M C Bank & Trust Company has an A+ health rating.

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Health

A+

Data as of Q4 2024

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Health Grade Components

Overall
FDIC Certificate #	17388
Year Established	1955
Employees	93
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.69%
Return on Equity - YTD	4.1%
Annual Interest Income	$25MM

Assets and Liabilities
Assets	Q4 2024vs Q4 2023	$431MM$442.4MM
Loans	Q4 2024vs Q4 2023	$319.2MM$320.5MM
Deposits	Q4 2024vs Q4 2023	$342.9MM$308.5MM
Equity Capital	Q4 2024vs Q4 2023	$75.8MM$73.1MM
Loan Loss Allowance	Q4 2024vs Q4 2023	$5.1MM$5.1MM
Unbacked Noncurrent Loans	Q4 2024vs Q4 2023	$1.8MM$2MM
Real Estate Owned	Q4 2024vs Q4 2023	$420K$530K

TODAY'S FEATURED RATES

Member FDIC

4.54%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

3.80%

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.70%

Our Rating

4.3 / 5

American Express®

High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

4.10%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.

Member FDIC

4.39%

Our Rating

3.6 / 5

Valley National Bank

High-Yield Savings Account Via Raisin

See Offer

Sponsored Note: Valley National Bank, Member FDIC. $1 minimum, with no fees to open and maintain through Raisin. $250 bonus for new customers with a minimum deposit of $25,000 with promo code GET250.

Member FDIC

4.25%

Our Rating

3.7 / 5

Sallie Mae Bank

14 Month High-Yield CD Via Raisin

See Offer

Sponsored Note: Sallie Mae Bank, Member FDIC. $1 minimum, with no fees to open and maintain through Raisin. $250 bonus for new customers with a minimum deposit of $25,000 with promo code GET250.

Member FDIC

up to $300

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Rates for M C Bank & Trust Company are currently being reviewed.

Locations

M C Bank & Trust Company Locations
Amelia Branch	10157 Hwy 182 Frontage Road	Amelia, LA 70340
Lafayette Branch	115 Verot School Road	Lafayette, LA 70508
M C Bank & Trust Company	1201 Brashear Ave	Morgan City, LA 70380
Bayou Vista Branch	525 Southeast Road	Morgan City, LA 70380
Youngsville Office	2480 Highway 89	Youngsville, LA 70592
New Orleans Downtown	201 St. Charles Ave., Suite 3209	New Orleans, LA 70170
Mc Bank Houma Lpo/Dpo Branch	1340 W. Tunnel Blvd	Houma, LA 70360
Lakeview Branch	851 Harrison Ave.	New Orleans, LA 70124

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