Macon Bank and Trust Company
Overview / Commentary
Macon Bank and Trust Company is headquartered in Lafayette and is the 50th largest bank in the state of Tennessee. It is also the 1,805th largest bank in the nation. It was established in 1919 and as of June of 2018, it had grown to 94 employees at 7 locations. Macon Bank and Trust Company has an A health rating.
Health
A
Data as of Q2 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 6091 |
| Year Established | 1919 |
| Employees | 94 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.78% |
| Return on Equity - YTD | 6.42% |
| Annual Interest Income | $6.9MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2018vs Q2 2017 | $383.5MM$384.4MM |
| Loans | Q2 2018vs Q2 2017 | $155.2MM$145.1MM |
| Deposits | Q2 2018vs Q2 2017 | $326.8MM$324.7MM |
| Equity Capital | Q2 2018vs Q2 2017 | $46.5MM$49.0MM |
| Loan Loss Allowance | Q2 2018vs Q2 2017 | $2.6MM$2.6MM |
| Unbacked Noncurrent Loans | Q2 2018vs Q2 2017 | $1.0MM$441.00K |
| Real Estate Owned | Q2 2018vs Q2 2017 | $67.00K$86.00K |
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Macon Bank and Trust Company Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.51%* | - | $30k | Bonus Checking | ||
| OTHER TIERS: 0.25% → $30k+ | |||||
Locations
| Macon Bank and Trust Company Locations | ||
|---|---|---|
| Westside Branch | 10363 Highway 52 West | Westmoreland, TN 37186 |
| Celina Branch | 201 Main Street | Celina, TN 38551 |
| Red Boiling Springs Branch | 261 Market Street | Red Boiling Springs, TN 37150 |
| Supercenter Branch | 419 Highway 52 By Pass West | Lafayette, TN 37083 |
| Westmoreland Branch | 5284 New Highway 31 East | Westmoreland, TN 37186 |
| Macon Bank and Trust Company | 609 Red Boiling Springs Rd. | Lafayette, TN 37083 |
| Lafayette Branch | Public Square | Lafayette, TN 37083 |