Macon Bank and Trust Company
Overview / Commentary
Macon Bank and Trust Company is headquartered in Lafayette and is the 50th largest bank in the state of Tennessee. It is also the 1,779th largest bank in the nation. It was established in 1919 and as of March of 2017, it had grown to 91 employees at 7 locations. Macon Bank and Trust Company has an A+ health rating.
Health
Health Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 6091 |
| Year Established | 1919 |
| Employees | 91 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.74% |
| Return on Equity - YTD | 6.11% |
| Annual Interest Income | $3.2MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2017vs Q1 2016 | $389.2MM$378.2MM |
| Loans | Q1 2017vs Q1 2016 | $141.5MM$135.2MM |
| Deposits | Q1 2017vs Q1 2016 | $331.1MM$319.2MM |
| Equity Capital | Q1 2017vs Q1 2016 | $47.2MM$47.5MM |
| Loan Loss Allowance | Q1 2017vs Q1 2016 | $2.6MM$2.5MM |
| Unbacked Noncurrent Loans | Q1 2017vs Q1 2016 | $525.00K$1.3MM |
| Real Estate Owned | Q1 2017vs Q1 2016 | $170.00K$360.00K |
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Macon Bank and Trust Company Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.26%* | - | $30k | Bonus Checking | ||
| OTHER TIERS: 0.25% → $30k+ | |||||
Locations
| Macon Bank and Trust Company Locations | ||
|---|---|---|
| Westside Branch | 10363 Highway 52 West | Westmoreland, TN 37186 |
| Celina Branch | 201 Main Street | Celina, TN 38551 |
| Red Boiling Springs Branch | 261 Market Street | Red Boiling Springs, TN 37150 |
| Supercenter Branch | 419 Highway 52 By Pass West | Lafayette, TN 37083 |
| Westmoreland Branch | 5284 New Highway 31 East | Westmoreland, TN 37186 |
| Macon Bank and Trust Company | 609 Red Boiling Springs Rd. | Lafayette, TN 37083 |
| Lafayette Branch | Public Square | Lafayette, TN 37083 |