Macon Bank and Trust Company

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.maconbankandtrust.com

615-666-2121

609 Red Boiling Springs Rd.
Lafayette, TN 37083

Macon Bank and Trust Company is headquartered in LAFAYETTE and is the 45^th largest bank in the state of Tennessee. It is also the 1,333^rd largest bank in the nation. It was established in 1919 and as of March of 2025, it had grown to 100 employees at 8 locations. Macon Bank and Trust Company has an A health rating.

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Health

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	6091
Year Established	1919
Employees	100
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.94%
Return on Equity - YTD	14.71%
Annual Interest Income	$9.8MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$732.9MM$697.2MM
Loans	Q1 2025vs Q1 2024	$422.1MM$370.4MM
Deposits	Q1 2025vs Q1 2024	$675.5MM$640.9MM
Equity Capital	Q1 2025vs Q1 2024	$48.5MM$37.9MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$3.8MM$3.1MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$61K$75K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Checking

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Macon Bank and Trust Company Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.51%	$1	$30k	Bonus Checking

Locations

Macon Bank and Trust Company Locations
Westside Branch	10363 Highway 52 West	Westmoreland, TN 37186
Celina Branch	201 Main Street	Celina, TN 38551
Red Boiling Springs Branch	261 Market Street	Red Boiling Springs, TN 37150
Supercenter Branch	419 Highway 52 By Pass West	Lafayette, TN 37083
Westmoreland Branch	5284 New Highway 31 East	Westmoreland, TN 37186
Macon Bank and Trust Company	609 Red Boiling Springs Rd	Lafayette, TN 37083
Lafayette Branch	Public Square	Lafayette, TN 37083
Gallatin Branch	685 Nashville Pike	Gallatin, TN 37066

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