Magnify Credit Union

Overview / Commentary
1010 N Church Ave.
Mulberry, FL 33860

Magnify Credit Union is no longer doing business under that name because it has been merged or acquired. See the successor institution PenFed Credit Union.

Field of Membership Restrictions

Membership is open to those who live in Polk County or specific areas of Hillsborough Counties in Florida.(membership requirements are listed in the credit union's online application)
See current membership details

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Reviews (5)

M A G N I F Y Cred Union

I saw the road sign.....3% checking....& thought I'd take a look.
Went to open an acct. & was told I'd have to come another day, it was near 4-5 pm, as they had a "closing" on a car,,it's a car loan,,,,36 mo @ $300 /mo or whatever not a house with bugs and radon and lead paint and leaky roofs and etcetcetcetc,,,,50 forms to drive you nuts....
After my acct. was opened I wanted to transfer $$ from nearly 0% paying BBT. fun fun fun....BBT "didn't" have the cash I requested <10k, for security reasons.....I mentioned the non existent bank glass in front of me @ the bank,,,,I mustve added more fear,,,lol...BBT (Bartow,Fl.) gives me a bank check, ok , I say as I didn't need to spend it,,,but what if I did??? I gotta come in 2-3-4-x to get my $$$.....Fl central has no problem handing me $5k for poker games,,,,anyway I go to MAGnify....
Mag tells me theres' a 10day hold,,,,WTF!!!!!....its a bank check,,,,,good as cash right???? BBT 's gonna bounce a check????....the mgr steps in and says it'll get a 2 day hold,,,,,,but on a 10 day hold ,,,,that's 30 days= one mo. hold for every 3 ppl. that deposit a check.....good way to skim off the top....
I get the $$$ in the acct,,,,I gotta check onlne to see if it posts in 2 days,,,,

A L S O .....they told me I can't get more than $3500 out @ a time on a withdrawal,,,,so what if I find a deal on a porsche...?? I gotta come in 10 times???? WTF?? just to get my $$....if I need to i'll close the get my $$$....remember Greece...
I went through ssome similar crap in plant city yrs ago, forgot the bank.....its on Alex. took almost 2 hrs to get a state farm check for $2800'd thought the world was ending in that bank,,,,

Absolutely The Worst

Had a problem Dec. 13th 2018. With an atm at a circle k i tried to draw out money it didnt dispense any cadh but the amount came out of my account any way i immediately contacted my bank the next morning at first it felt like they were trying to help me but in the end ( 3 weeks later ) they pretty much told me it was not their problem to quit calling the loss of that money hurt me financially and i just needed that money back to help with my bills after that i went to the mulberry branch and told them after extensive research it was in favt their responsibility to help me recover this money and if they didnt resolve this i would be calling the federal reserves they finally filed paperwork to start the dispute something that should have been done the first time i reported it needless to say as soon i can im closing my account with this shitty. Bank they are only there for themselves and do not care about their customers

Awful Customer Service

We opened an acct for our church and come to the branch on 540-A and Carter Rd, Lakeland, Fl every week to make deposits. Not once we have encountered a nice nor courteous person at the drive-thru window. They don’t even say “good morning”. I’m the only one in the drive thru and there are 2 or 3 people working, and I usually have to wait at least 5 minutes to even be noticed. When we opened the acct, the person who helped us was anything but well dressed, the office was a mess and the desk dusty. The only reason why we keep our acct open is because there are no other banks near by, but as soon as there is one, we are closing our acct. We used to bank at Third Fifth across the street from Magnify but sadly, they closed down. AWFUL BANK!!!

Unprofessional, Unethical, Dishonest

Very, very disappointing, have had an account since Sept, previously banked with mid fl for 30 years, due to divorce had to switch and was referred by mid fl, they held a transfer of funds from mid fl, for a week and an additional deposit from mid fl check for a week, after confirming both had posted, WITHOUT notifying me, causing problems. When I went to the bank, spoke to 2 different people was advised one check was deposited via the ATM and they have had issues with bad checks that way, this was a bank issued check from mid fl, they didn't care at all the consequences their decision had on my financial situation, they also held funds transferred to my account directly from mid fl from my parents acct, the money left mid fl and took 6 days to show up in my acct, after they confirmed via text it had posted, I cannot wait to close this account and they should not be in business.

You Don't Want To Be A Member At This Credit Union

This credit union has to have one of the worst records for customer service that I have ever seen. They make you feel like you are there for them, not they are there for you. Do not, I repeat, DO NOT put your money in this credit union or use them for any services. You will regret it from day one. Too many other options out there and ANY one of them will be better than this sham of a financial institution.


We do not have health information for Magnify Credit Union, because it is no longer an operational credit union.


Sorry, we do not have rate data for Magnify Credit Union.


Sorry, but we do not have location data for Magnify Credit Union. Its headquarters is located at 1010 N Church Ave. - Mulberry, FL 33860

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