Magnolia State Bank (GA)

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LOCATIONS

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

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Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

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Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

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Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

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Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

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Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.bankmsb.com

478-374-3418

130 Oak Street
Eastman, GA 31023

Magnolia State Bank (GA) is headquartered in EASTMAN and is the 100^th largest bank in the state of Georgia. It is also the 3,081^st largest bank in the nation. It was established in 1919 and as of March of 2025, it had grown to 48 employees at 5 locations. Magnolia State Bank (GA) has a B+ health rating.

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Health

B+

Data as of Q1 2025

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Health Grade Components

Overall
FDIC Certificate #	877
Year Established	1919
Employees	48
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	2.11%
Return on Equity - YTD	14.76%
Annual Interest Income	$2.8MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$195.1MM$203.8MM
Loans	Q1 2025vs Q1 2024	$100.5MM$87.9MM
Deposits	Q1 2025vs Q1 2024	$165.1MM$175.4MM
Equity Capital	Q1 2025vs Q1 2024	$28.6MM$26.5MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$2.2MM$2.2MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$527K$715K
Real Estate Owned	Q1 2025vs Q1 2024	$322K$552K

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Sorry, we do not have rate data for Magnolia State Bank (GA).

Locations

Magnolia State Bank (GA) Locations
Magnolia State Branch	100 East Greene Street	Milledgeville, GA 31061
Bank Of Eastman	130 Oak St	Eastman, GA 31023
2451 North Columbia Street Branch	2451 North Columbia Street	Milledgeville, GA 31061
Magnolia State Bank Gray	271 W Clinton St	Gray, GA 31032

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