Main Street Bank (MA)
LOCATIONS
14
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HEALTH RATING
A
View health report
CURRENT TOP RATE
2.00% APY
Kasasa Cash Checking
View all rates
Popular Accounts at this Bank
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 2.00% | Reward Checking | Kasasa Cash Checking 1.84% - National Average |
| 1.00% | Reward Savings | Kasasa Saver 0.81% - National Average |
| 1.71% | 5-year CD | 60 Month CD 2.40% - Goldman Sachs Bank USA 5 Year CD |
Overview / Commentary
Main Street Bank (MA) is headquartered in Marlborough and is the 41st largest bank in the state of Massachusetts. It is also the 763rd largest bank in the nation. It was established in 1860 and as of June of 2017, it had grown to 163 employees at 14 locations. Main Street Bank (MA)'s CD rates are 12% higher than the national average, and it has an A health rating.
Health
A
Data as of Q2 2017
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 90235 |
| Year Established | 1860 |
| Employees | 163 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.78% |
| Return on Equity - YTD | 6.95% |
| Annual Interest Income | $13.7MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2017vs Q2 2016 | $992.6MM$524.5MM |
| Loans | Q2 2017vs Q2 2016 | $723.3MM$343.3MM |
| Deposits | Q2 2017vs Q2 2016 | $815.7MM$440.6MM |
| Equity Capital | Q2 2017vs Q2 2016 | $108.1MM$59.4MM |
| Loan Loss Allowance | Q2 2017vs Q2 2016 | $4.6MM$4.4MM |
| Unbacked Noncurrent Loans | Q2 2017vs Q2 2016 | $4.0MM$627.00K |
| Real Estate Owned | Q2 2017vs Q2 2016 | $0$0 |
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Main Street Bank (MA) Savings Account Rates
Main Street Bank (MA) Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.25%* | $100k* | $250k | Money Market | ||
| OTHER TIERS: 0.10% → $10 - $10k | 0.15% → $10k - $50k | 0.20% → $50k - $100k | |||||
Main Street Bank (MA) Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.00%* | - | $10k | Kasasa Cash Checking | ||
| OTHER TIERS: 0.20% → $10k+ | |||||
| 0.10% | - | - | Interest Checking | ||
Main Street Bank (MA) CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.71% | - | - | 60 Month CD | |
| 1.51% | - | - | 48 Month CD | |
| 1.36% | - | - | 36 Month CD | |
| 1.26% | - | - | 24 Month CD | |
| 1.21% | - | - | 18 Month CD | |
| 1.01% | - | - | 12 Month CD | |
| 0.60% | - | - | 6 Month CD | |
| 0.30% | - | - | 3 Month CD |
Main Street Bank (MA) IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.76% | - | - | 60 Month Roth IRA | |
| 1.56% | - | - | 48 Month IRA | |
| 1.41% | - | - | 36 Month IRA | |
| 1.31% | - | - | 24 Month IRA | |
| 1.06% | - | - | 12 Month IRA | |
| 0.65% | - | - | 6 Month IRA |
