Main Street Bank (MA)


Overview / Commentary
508-481-8300
81 Granger Boulevard
Marlborough, MA 01752

Main Street Bank (MA) is headquartered in Marlborough and is the 44th largest bank in the state of Massachusetts. It is also the 791st largest bank in the nation. It was established in 1860 and as of December of 2019, it had grown to 166 employees at 13 locations. Main Street Bank (MA) has an A health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #90235
Year Established1860
Employees166
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.51%
Return on Equity - YTD4.29%
Annual Interest Income$43.6MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$1.02B$1.03B
LoansQ4 2019vs Q4 2018$808.2MM$796.4MM
DepositsQ4 2019vs Q4 2018$805.6MM$867.8MM
Equity CapitalQ4 2019vs Q4 2018$126.2MM$118.6MM
Loan Loss AllowanceQ4 2019vs Q4 2018$6.7MM$5.8MM
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$5.1MM$3.2MM
Real Estate OwnedQ4 2019vs Q4 2018$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Main Street Bank (MA); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Main Street Bank (MA) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$500-Educational IRA
0.50%*-$50kKasasa Saver
OTHER TIERS: 0.10% $50k+
0.15%*$100k*-Advantage Savings
OTHER TIERS: 0.05% $10 - $50k | 0.10% $50k - $100k
0.15%*$100k*-Hybrid Savings
OTHER TIERS: 0.05% Up to $50k | 0.10% $50k - $100k
0.15%*$100k*-18/65 Hybrid Savings
OTHER TIERS: 0.05% Up to $50k | 0.10% $50k - $100k
0.15%*$100k*-18/65 Advantage Savings
OTHER TIERS: 0.05% Up to $50k | 0.10% $50k - $100k
0.15%*$100k*-Business Advantage Savings
OTHER TIERS: 0.05% Up to $50k | 0.10% $50k - $100k
0.05%--Holiday Savings Account

Main Street Bank (MA) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$1m*-Money Market
OTHER TIERS: 0.05% Up to $25k | 0.10% $25k - $50k | 0.15% $50k - $250k | 0.20% $250k - $1m
0.25%*$1m*-Money Market IRA
OTHER TIERS: 0.05% Up to $25k | 0.10% $25k - $50k | 0.15% $50k - $250k | 0.20% $250k - $1m
0.20%*$500k*-Business Money Market
OTHER TIERS: 0.05% Up to $25k | 0.10% $25k - $100k | 0.15% $100k - $500k

Main Street Bank (MA) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$10-IOLTA
0.75%*-$20kKasasa Cash Checking
OTHER TIERS: 0.10% $20k+
0.15%*$250k*-Business Advantage Checking
OTHER TIERS: 0.05% $10k - $100k | 0.10% $100k - $250k
0.05%--Interest Checking
0.05%--18/65 Checking

Main Street Bank (MA) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$1k-60 Month CD
0.75%$1k-36 Month CD
0.75%$1k-48 Month CD
0.65%$1k-24 Month CD
0.60%$1k-7 Month CD
0.50%$1k-12 Month CD
0.50%$1k-18 Month CD
0.35%$1k-6 Month CD
0.25%$1k-3 Month CD

Main Street Bank (MA) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$500-60 Month Roth IRA
0.75%$500-36 Month IRA
0.75%$500-48 Month IRA
0.65%$500-24 Month IRA
0.50%$500-12 Month IRA
0.50%$500-18 Month IRA
0.35%$500-6 Month IRA
Locations

Availability



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