Featured Savings Rates
Featured Accounts

Main Street Bank (MA)

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
2.00%Reward CheckingKasasa Cash Checking
1.00%Reward SavingsKasasa Saver
1.71%5-year CD60 Month CD

Overview / Commentary
978-772-3306
7 Main Street
Ayer, MA 01432

Main Street Bank (MA) is headquartered in Ayer and is the 81st largest bank in the state of Massachusetts. It is also the 1,602nd largest bank in the nation. It was established in 1885 and as of December of 2016, it had grown to 82 employees at 7 locations. Main Street Bank (MA)'s CD rates are 12% higher than the national average, and it has a B+ health rating.

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Health
B+

Health Grade Components

Overall
FDIC Certificate #90147
Year Established1885
Employees82
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.56%
Return on Equity - YTD6.26%
Annual Interest Income$15.5MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$437.0MM$409.5MM
LoansQ4 2016vs Q4 2015$324.6MM$291.8MM
DepositsQ4 2016vs Q4 2015$352.6MM$332.9MM
Equity CapitalQ4 2016vs Q4 2015$37.9MM$35.8MM
Loan Loss AllowanceQ4 2016vs Q4 2015$3.5MM$3.2MM
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$3.7MM$3.7MM
Real Estate OwnedQ4 2016vs Q4 2015$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Main Street Bank (MA) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*-$50kKasasa Saver
OTHER TIERS: 0.20% $50k+
0.40%$500-Educational IRA
0.25%*$100k*-Advantage Savings
OTHER TIERS: 0.10% $10 - $25k | 0.15% $25k - $50k | 0.20% $50k - $100k
0.20%*$25k*-Hybrid Savings - w/ active checking
OTHER TIERS: 0.10% $10 - $25k
0.10%--Passbook Savings

Main Street Bank (MA) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$100k*$250kMoney Market
OTHER TIERS: 0.10% $10 - $10k | 0.15% $10k - $50k | 0.20% $50k - $100k

Main Street Bank (MA) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%*-$10kKasasa Cash Checking
OTHER TIERS: 0.20% $10k+
0.10%--Interest Checking

Main Street Bank (MA) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.71%$500-60 Month CD
1.51%$500-48 Month CD
1.36%$500-36 Month CD
1.26%$500-24 Month CD
1.16%$500-18 Month CD
1.01%$500-12 Month CD
0.60%$500-6 Month CD
0.30%$500-3 Month CD

Main Street Bank (MA) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.76%$500-60 Month IRA
1.56%$500-48 Month IRA
1.41%$500-36 Month IRA
1.31%$500-24 Month IRA
1.06%$500-12 Month IRA
0.65%$500-6 Month IRA
Locations


Main Street Bank (MA) Locations
Littleton Branch220 Great RoadLittleton, MA 01460
Groton Branch489 Main StreetGroton, MA 01450
Devens Branch6 Andrews ParkwayDevens, MA 01434
North Middlesex Savings Bank7 Main StreetAyer, MA 01432
Pepperell Branch80 Main StreetPepperell, MA 01463
Lunenburg Branch947 Massachusetts Avenue BranchLunenburg, MA 01462
Shirley Branch95 Front StreetShirley, MA 01464