Main Street Bank (MA)

Popular Accounts at this Bank

APY	ACCOUNT TYPE	HOW THEY COMPARE
2.00%	Reward Checking	2.01% - National Average
1.00%	Reward Savings	0.91% - National Average
2.53%	5-year CD	3.10% - Synchrony Bank 60 Month CD

View all Main Street Bank (MA) rates »

Overview / Commentary

bankmainstreet.com

508-481-8300

81 Granger Boulevard
Marlborough, MA 01752

Main Street Bank (MA) is headquartered in Marlborough and is the 40^th largest bank in the state of Massachusetts. It is also the 764^th largest bank in the nation. It was established in 1860 and as of June of 2018, it had grown to 181 employees at 14 locations. Main Street Bank (MA)'s CD rates are 2X the national average, and it has an A health rating.

Overall
FDIC Certificate #	90235
Year Established	1860
Employees	181
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.69%
Return on Equity - YTD	5.91%
Annual Interest Income	$19.4MM

Assets and Liabilities
Assets	Q2 2018vs Q2 2017	$1.01B$992.6MM
Loans	Q2 2018vs Q2 2017	$764.6MM$723.3MM
Deposits	Q2 2018vs Q2 2017	$842.4MM$815.7MM
Equity Capital	Q2 2018vs Q2 2017	$116.8MM$108.1MM
Loan Loss Allowance	Q2 2018vs Q2 2017	$5.2MM$4.6MM
Unbacked Noncurrent Loans	Q2 2018vs Q2 2017	$4.2MM$4.0MM
Real Estate Owned	Q2 2018vs Q2 2017	$0$0

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Main Street Bank (MA) Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
1.00%^*	-	$50k	Kasasa Saver
OTHER TIERS: 0.20% → $50k+
0.40%	$500	-	Educational IRA
0.25%^*	$100k^*	-	Advantage Savings
OTHER TIERS: 0.10% → $10 - $25k \| 0.15% → $25k - $50k \| 0.20% → $50k - $100k
0.20%^*	$25k^*	-	Hybrid Savings
OTHER TIERS: 0.10% → $10 - $25k
0.20%^*	$25k^*	-	18/65 Hybrid Savings
OTHER TIERS: 0.10% → $10 - $25k
0.10%	$10	-	Passbook Savings

Main Street Bank (MA) Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.25%^*	$100k^*	$250k	Money Market
OTHER TIERS: 0.10% → $10 - $10k \| 0.15% → $10k - $50k \| 0.20% → $50k - $100k

Main Street Bank (MA) Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
2.00%^*	-	$10k	Kasasa Cash Checking
OTHER TIERS: 0.20% → $10k+
0.10%	$10	-	Interest Checking
0.10%	$10	-	18/65 Checking

Main Street Bank (MA) CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.53%	$1k	-	60 Month CD
2.43%	$1k	-	48 Month CD
2.32%	$1k	-	36 Month CD
2.27%	$1k	-	25 Month CD Special (New Money)
2.22%	$1k	-	24 Month CD
2.17%	$1k	-	17 Month CD Special (New Money)
2.12%	$1k	-	18 Month CD
2.02%	$1k	-	12 Month CD
1.26%	$1k	-	6 Month CD
0.60%	$1k	-	3 Month CD

Main Street Bank (MA) IRA Rates

APY	MIN	MAX	ACCOUNT NAME
2.53%	$500	-	60 Month Roth IRA
2.43%	$500	-	48 Month IRA
2.32%	$500	-	36 Month IRA
2.27%	$1k	-	25 Month IRA Special (New Money)
2.22%	$500	-	24 Month IRA
2.17%	$500	-	17 Month IRA Special (New Money)
2.12%	$500	-	18 Month IRA
2.02%	$500	-	12 Month IRA
1.26%	$500	-	6 Month IRA

Locations

Availability

Boston Area

Boston Area bank & credit union details

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