Main Street Bank (MA)

Overview | Eligibility Requirements | Receive alerts for this bank

View health report

CURRENT TOP RATE

18 Month Rising Rate Variable CD

Overview / Commentary

bankmainstreet.com

508-481-8300

81 Granger Boulevard
Marlborough, MA 01752

Main Street Bank (MA) is headquartered in Marlborough and is the 36^th largest bank in the state of Massachusetts. It is also the 732^nd largest bank in the nation. It was established in 1860 and as of December of 2021, it had grown to 167 employees at 10 locations. Main Street Bank (MA) has an A health rating.

Related Posts

View all posts from:

2009
2006

11/8 - 2.28% Reward Checking Account at a Massachusetts Bank (North Middlesex Savings)
10/21 - 2.75% Savings Account ($10K Max) at North Middlesex Savings Bank in MA - Local Only

4/10 - 5.50% APY 13-Month CD at a Massachusetts Bank

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

A

Data as of Q4 2021

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	90235
Year Established	1860
Employees	167
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.66%
Return on Equity - YTD	6.15%
Annual Interest Income	$43.5MM

Assets and Liabilities
Assets	Q4 2021vs Q4 2020	$1.43B$1.22B
Loans	Q4 2021vs Q4 2020	$971.4MM$922.0MM
Deposits	Q4 2021vs Q4 2020	$1.23B$1.01B
Equity Capital	Q4 2021vs Q4 2020	$154.0MM$134.5MM
Loan Loss Allowance	Q4 2021vs Q4 2020	$12.5MM$10.3MM
Unbacked Noncurrent Loans	Q4 2021vs Q4 2020	$6.6MM$8.8MM
Real Estate Owned	Q4 2021vs Q4 2020	$800.00K$1.4MM

Rates

Skip to rates for:

Savings
Money Market
Checking
CD
IRA

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Main Street Bank (MA); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Main Street Bank (MA) Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.60%	$500	-	Educational IRA
0.25%^*	-	$50k	Kasasa Saver
OTHER TIERS: 0.10% → $50k+
0.10%^*	$100k^*	-	Advantage Savings
OTHER TIERS: 0.05% → $10 - $100k
0.10%^*	$100k^*	-	Hybrid Savings
OTHER TIERS: 0.05% → Up to $100k
0.10%^*	$100k^*	-	18/65 Hybrid Savings
OTHER TIERS: 0.05% → Up to $100k
0.10%^*	$100k^*	-	18/65 Advantage Savings
OTHER TIERS: 0.05% → Up to $100k
0.10%^*	$100k^*	-	Business Advantage Savings
OTHER TIERS: 0.05% → Up to $100k
0.05%	-	-	Holiday Savings Account

Main Street Bank (MA) Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.10%^*	$100k^*	-	Money Market
OTHER TIERS: 0.05% → Up to $100k
0.10%^*	$100k^*	-	Business Money Market
OTHER TIERS: 0.05% → Up to $100k
0.10%^*	$100k^*	-	Money Market IRA
OTHER TIERS: 0.05% → Up to $100k

Main Street Bank (MA) Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.50%^*	-	$20k	Kasasa Cash Checking
OTHER TIERS: 0.10% → $20k+
0.50%	$10	-	IOLTA
0.10%^*	$100k^*	-	Business Advantage Checking
OTHER TIERS: 0.05% → $10k - $100k
0.05%	-	-	Interest Checking
0.05%	-	-	18/65 Checking

Main Street Bank (MA) CD Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.00%	$1k	$1m	18 Month Rising Rate Variable CD
0.60%	$1k	-	60 Month CD
0.50%	$1k	-	48 Month CD
0.45%	$1k	-	36 Month CD
0.40%	$1k	-	24 Month CD
0.35%	$1k	-	18 Month CD
0.25%	$1k	-	12 Month CD
0.20%	$1k	-	6 Month CD
0.15%	$1k	-	3 Month CD

Main Street Bank (MA) IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.60%	$500	-	60 Month IRA
0.50%	$500	-	48 Month IRA
0.45%	$500	-	36 Month IRA
0.40%	$500	-	24 Month IRA
0.35%	$500	-	18 Month IRA
0.25%	$500	-	12 Month IRA
0.20%	$500	-	6 Month IRA

Locations

Cities: Ayer, Hudson, Littleton, Lunenburg, Marlborough, Northborough, Pepperell, Southborough, Sudbury

Ayer Branches
North Middlesex Svgs Br	7 Main Street	Ayer, MA 01432

Hudson Branches
Hudson Branch	186 Main Street	Hudson, MA 01749

Littleton Branches
Littleton Branch	220 Great Road	Littleton, MA 01460

Lunenburg Branches
Lunenburg Branch	947 Massachusetts Avenue Branch	Lunenburg, MA 01462

Marlborough Branches
Boston Post Road Branch	71 Boston Post Road	Marlborough, MA 01752
Main Street Bank	81 Granger Blvd	Marlborough, MA 01752

Northborough Branches
Northborough Branch	101 West Main Street	Northborough, MA 01532

Pepperell Branches
Pepperell Branch	80 Main Street	Pepperell, MA 01463

Southborough Branches
Southborough Branch	6 East Main Street	Southborough, MA 01772

Sudbury Branches
Sudbury Branch	439 Boston Post Road	Sudbury, MA 01776

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.