Overview / Commentary
81 Granger Boulevard
Marlborough, MA 01752

Main Street Bank (MA) is headquartered in Marlborough and is the 40th largest bank in the state of Massachusetts. It is also the 760th largest bank in the nation. It was established in 1860 and as of December of 2018, it had grown to 190 employees at 13 locations. Main Street Bank (MA)'s CD rates are 2X the national average, and it has an A health rating.

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Health Grade Components

FDIC Certificate #90235
Year Established1860
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.63%
Return on Equity - YTD5.43%
Annual Interest Income$40.7MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$1.03B$1.00B
LoansQ4 2018vs Q4 2017$796.4MM$740.9MM
DepositsQ4 2018vs Q4 2017$867.8MM$824.8MM
Equity CapitalQ4 2018vs Q4 2017$118.6MM$116.4MM
Loan Loss AllowanceQ4 2018vs Q4 2017$5.8MM$4.6MM
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$3.2MM$2.6MM
Real Estate OwnedQ4 2018vs Q4 2017$0$0
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Always verify rates and promotions with the bank or credit union. We are not Main Street Bank (MA); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Main Street Bank (MA) Savings Account Rates

1.00%*-$50kKasasa Saver
OTHER TIERS: 0.20% $50k+
0.40%$500-Educational IRA
0.25%*$100k*-Advantage Savings
OTHER TIERS: 0.10% $10 - $25k | 0.15% $25k - $50k | 0.20% $50k - $100k
0.20%*$25k*-Hybrid Savings
OTHER TIERS: 0.10% $10 - $25k
0.20%*$25k*-18/65 Hybrid Savings
OTHER TIERS: 0.10% $10 - $25k
0.10%$10-Passbook Savings

Main Street Bank (MA) Money Market Rates

0.35%*$100k*$250kMoney Market
OTHER TIERS: 0.20% $10 - $10k | 0.25% $10k - $50k | 0.30% $50k - $100k

Main Street Bank (MA) Checking Account Rates

2.00%*-$10kKasasa Cash Checking
OTHER TIERS: 0.20% $10k+
0.10%$10-Interest Checking
0.10%$10-18/65 Checking

Main Street Bank (MA) CD Rates

2.78%$1k-25 Month CD Special (New Money)
2.53%$1k-60 Month CD
2.53%$1k-17 Month CD Special (New Money)
2.43%$1k-48 Month CD
2.32%$1k-36 Month CD
2.22%$1k-24 Month CD
2.12%$1k-18 Month CD
2.02%$1k-12 Month CD
1.26%$1k-6 Month CD
0.60%$1k-3 Month CD

Main Street Bank (MA) IRA Rates

2.78%$1k-25 Month IRA Special (New Money)
2.53%$500-60 Month Roth IRA
2.53%$500-17 Month IRA Special (New Money)
2.43%$500-48 Month IRA
2.32%$500-36 Month IRA
2.22%$500-24 Month IRA
2.12%$500-18 Month IRA
2.02%$500-12 Month IRA
1.26%$500-6 Month IRA


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