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Main Street Bank (MA)


Overview / Commentary
bankmainstreet.com
508-481-8300
81 Granger Boulevard
Marlborough, MA 01752

Main Street Bank (MA) is headquartered in Marlborough and is the 43rd largest bank in the state of Massachusetts. It is also the 812th largest bank in the nation. It was established in 1860 and as of March of 2021, it had grown to 171 employees at 13 locations. Main Street Bank (MA) has an A health rating.

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Health
A

Data as of Q1 2021

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #90235
Year Established1860
Employees171
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.91%
Return on Equity - YTD8.35%
Annual Interest Income$10.9MM
Assets and Liabilities
AssetsQ1 2021vs Q1 2020$1.23B$1.06B
LoansQ1 2021vs Q1 2020$922.9MM$817.6MM
DepositsQ1 2021vs Q1 2020$1.03B$815.0MM
Equity CapitalQ1 2021vs Q1 2020$133.9MM$126.9MM
Loan Loss AllowanceQ1 2021vs Q1 2020$11.1MM$8.3MM
Unbacked Noncurrent LoansQ1 2021vs Q1 2020$8.1MM$10.3MM
Real Estate OwnedQ1 2021vs Q1 2020$1.4MM$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Main Street Bank (MA) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%$500-Educational IRA
0.25%*-$50kKasasa Saver
OTHER TIERS: 0.10% → $50k+
0.10%*$100k*-Advantage Savings
OTHER TIERS: 0.05% → $10 - $100k
0.10%*$100k*-Hybrid Savings
OTHER TIERS: 0.05% → Up to $100k
0.10%*$100k*-18/65 Hybrid Savings
OTHER TIERS: 0.05% → Up to $100k
0.10%*$100k*-18/65 Advantage Savings
OTHER TIERS: 0.05% → Up to $100k
0.10%*$100k*-Business Advantage Savings
OTHER TIERS: 0.05% → Up to $100k
0.05%--Holiday Savings Account

Main Street Bank (MA) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%*$100k*-Money Market
OTHER TIERS: 0.05% → Up to $100k
0.10%*$100k*-Business Money Market
OTHER TIERS: 0.05% → Up to $100k
0.10%*$100k*-Money Market IRA
OTHER TIERS: 0.05% → Up to $100k

Main Street Bank (MA) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*-$20kKasasa Cash Checking
OTHER TIERS: 0.10% → $20k+
0.50%$10-IOLTA
0.10%*$100k*-Business Advantage Checking
OTHER TIERS: 0.05% → $10k - $100k
0.05%--Interest Checking
0.05%--18/65 Checking

Main Street Bank (MA) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%$1k-60 Month CD
0.50%$1k-48 Month CD
0.45%$1k-36 Month CD
0.40%$1k-24 Month CD
0.35%$1k-18 Month CD
0.25%$1k-12 Month CD
0.20%$1k-6 Month CD
0.15%$1k-3 Month CD

Main Street Bank (MA) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%$500-60 Month Roth IRA
0.50%$500-48 Month IRA
0.45%$500-36 Month IRA
0.40%$500-24 Month IRA
0.35%$500-18 Month IRA
0.25%$500-12 Month IRA
0.20%$500-6 Month IRA
Locations

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