Main Street Bank (MA)

Popular Accounts at this Bank

APY	ACCOUNT TYPE	ACCOUNT NAME
2.00%	Reward Checking	Kasasa Cash Checking 1.92% - National Average
1.00%	Reward Savings	Kasasa Saver 0.86% - National Average
2.02%	5-year CD	60 Month CD 2.50% - Ally Bank High Yield 5 Year CD

View all Main Street Bank (MA) rates »

Overview / Commentary

bankmainstreet.com

508-481-8300

81 Granger Boulevard
Marlborough, MA 01752

Main Street Bank (MA) is headquartered in Marlborough and is the 40^th largest bank in the state of Massachusetts. It is also the 748^th largest bank in the nation. It was established in 1860 and as of December of 2017, it had grown to 173 employees at 14 locations. Main Street Bank (MA)'s CD rates are 40% higher than the national average, and it boasts an A+ health rating.

Overall
FDIC Certificate #	90235
Year Established	1860
Employees	173
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.57%
Return on Equity - YTD	5.1%
Annual Interest Income	$32.1MM

Assets and Liabilities
Assets	Q4 2017vs Q4 2016	$1.01B$532.0MM
Loans	Q4 2017vs Q4 2016	$740.9MM$357.6MM
Deposits	Q4 2017vs Q4 2016	$824.8MM$444.0MM
Equity Capital	Q4 2017vs Q4 2016	$116.5MM$60.0MM
Loan Loss Allowance	Q4 2017vs Q4 2016	$4.6MM$4.5MM
Unbacked Noncurrent Loans	Q4 2017vs Q4 2016	$2.6MM$1.4MM
Real Estate Owned	Q4 2017vs Q4 2016	$0$0

Rates

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Savings
Money Market
Checking
CD
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Main Street Bank (MA) Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
1.00%^*	-	$50k	Kasasa Saver
OTHER TIERS: 0.20% → $50k+
0.40%	$500	-	Educational IRA
0.25%^*	$100k^*	-	Advantage Savings
OTHER TIERS: 0.10% → $10 - $25k \| 0.15% → $25k - $50k \| 0.20% → $50k - $100k
0.20%^*	$25k^*	-	Hybrid Savings
OTHER TIERS: 0.10% → $10 - $25k
0.10%	-	-	Passbook Savings

Main Street Bank (MA) Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.25%^*	$100k^*	$250k	Money Market
OTHER TIERS: 0.10% → $10 - $10k \| 0.15% → $10k - $50k \| 0.20% → $50k - $100k

Main Street Bank (MA) Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
2.00%^*	-	$10k	Kasasa Cash Checking
OTHER TIERS: 0.20% → $10k+
0.10%	-	-	Interest Checking

Main Street Bank (MA) CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.02%	-	-	60 Month CD
2.02%	-	-	17 Month CD Special
1.76%	-	-	48 Month CD
1.61%	-	-	36 Month CD
1.51%	-	-	24 Month CD
1.46%	-	-	18 Month CD
1.26%	-	-	12 Month CD
0.75%	-	-	6 Month CD
0.45%	-	-	3 Month CD

Main Street Bank (MA) IRA Rates

APY	MIN	MAX	ACCOUNT NAME
2.07%	-	-	60 Month Roth IRA
1.81%	-	-	48 Month IRA
1.66%	-	-	36 Month IRA
1.56%	-	-	24 Month IRA
1.31%	-	-	12 Month IRA
0.80%	-	-	6 Month IRA

Locations

Availability

Boston Area

Boston Area bank & credit union details

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