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Main Street Bank (MA)


Overview / Commentary
508-481-8300
81 Granger Boulevard
Marlborough, MA 01752

Main Street Bank (MA) is headquartered in Marlborough and is the 40th largest bank in the state of Massachusetts. It is also the 762nd largest bank in the nation. It was established in 1860 and as of March of 2019, it had grown to 179 employees at 13 locations. Main Street Bank (MA)'s CD rates are 96% higher than the national average, and it boasts an A+ health rating.

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Health
A+

Health Grade Components

Overall
FDIC Certificate #90235
Year Established1860
Employees179
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.88%
Return on Equity - YTD7.56%
Annual Interest Income$10.8MM
Assets and Liabilities
AssetsQ1 2019vs Q1 2018$1.03B$998.2MM
LoansQ1 2019vs Q1 2018$792.2MM$751.3MM
DepositsQ1 2019vs Q1 2018$864.1MM$812.9MM
Equity CapitalQ1 2019vs Q1 2018$121.5MM$116.2MM
Loan Loss AllowanceQ1 2019vs Q1 2018$6.1MM$4.8MM
Unbacked Noncurrent LoansQ1 2019vs Q1 2018$3.0MM$3.9MM
Real Estate OwnedQ1 2019vs Q1 2018$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Main Street Bank (MA); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Main Street Bank (MA) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.89%$10-IOLTA
1.00%*-$50kKasasa Saver
OTHER TIERS: 0.20% $50k+
0.40%$500-Educational IRA
0.40%*$250k*-Advantage Savings
OTHER TIERS: 0.10% $10 - $10k | 0.15% $10k - $25k | 0.25% $25k - $50k | 0.30% $50k - $100k | 0.35% $100k - $250k
0.40%*$250k*-Hybrid Savings
OTHER TIERS: 0.10% $10 - $10k | 0.15% $10k - $25k | 0.25% $25k - $50k | 0.30% $50k - $100k | 0.35% $100k - $250k
0.40%*$250k*-18/65 Hybrid Savings
OTHER TIERS: 0.10% $10 - $10k | 0.15% $10k - $25k | 0.25% $25k - $50k | 0.30% $50k - $100k | 0.35% $100k - $250k
0.40%*$250k*-18/65 Advantage Savings
OTHER TIERS: 0.10% $10 - $10k | 0.15% $10k - $25k | 0.25% $25k - $50k | 0.30% $50k - $100k | 0.35% $100k - $250k
0.40%*$250k*-Business Advantage Savings
OTHER TIERS: 0.10% $10 - $10k | 0.15% $10k - $25k | 0.25% $25k - $50k | 0.30% $50k - $100k | 0.35% $100k - $250k
0.10%$10-Passbook Savings
0.10%$10-Holiday Savings Account
0.10%$10-Business Passbook Savings

Main Street Bank (MA) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%*$1m*-Money Market
OTHER TIERS: 0.25% $10 - $10k | 0.30% $10k - $25k | 0.35% $25k - $50k | 0.40% $50k - $100k | 0.45% $100k - $250k | 0.50% $250k - $500k | 0.55% $500k - $1m
0.60%*$1m*-Business Money Market
OTHER TIERS: 0.25% $10 - $10k | 0.30% $10k - $25k | 0.35% $25k - $50k | 0.40% $50k - $100k | 0.45% $100k - $250k | 0.50% $250k - $500k | 0.55% $500k - $1m
0.60%*$1m*-Money Market IRA
OTHER TIERS: 0.25% $10 - $10k | 0.30% $10k - $25k | 0.35% $25k - $50k | 0.40% $50k - $100k | 0.45% $100k - $250k | 0.50% $250k - $500k | 0.55% $500k - $1m

Main Street Bank (MA) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%*-$20kKasasa Cash Checking
OTHER TIERS: 0.20% $20k+
0.40%*$250k*-Business Advantage Checking
OTHER TIERS: 0.10% $10k - $25k | 0.15% $25k - $50k | 0.20% $50k - $100k | 0.30% $100k - $250k
0.10%$10-Interest Checking
0.10%$10-18/65 Checking

Main Street Bank (MA) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.53%$1k-60 Month CD
2.43%$1k-48 Month CD
2.32%$1k-36 Month CD
2.27%$1k-17 Month CD Special (New Money)
2.22%$1k-24 Month CD
2.12%$1k-18 Month CD
1.76%$1k-12 Month CD
1.26%$1k-6 Month CD
0.60%$1k-3 Month CD

Main Street Bank (MA) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.53%$500-60 Month Roth IRA
2.43%$500-48 Month IRA
2.32%$500-36 Month IRA
2.27%$500-17 Month IRA Special (New Money)
2.22%$500-24 Month IRA
2.12%$500-18 Month IRA
1.76%$500-12 Month IRA
1.26%$500-6 Month IRA
Locations

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