Main Street Bank (MA)

Overview / Commentary
81 Granger Boulevard
Marlborough, MA 01752

Main Street Bank (MA) is headquartered in Marlborough and is the 36th largest bank in the state of Massachusetts. It is also the 732nd largest bank in the nation. It was established in 1860 and as of December of 2021, it had grown to 167 employees at 10 locations. Main Street Bank (MA) has an A health rating.


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Health Grade Components

FDIC Certificate #90235
Year Established1860
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.66%
Return on Equity - YTD6.15%
Annual Interest Income$43.5MM
Assets and Liabilities
AssetsQ4 2021vs Q4 2020$1.43B$1.22B
LoansQ4 2021vs Q4 2020$971.4MM$922.0MM
DepositsQ4 2021vs Q4 2020$1.23B$1.01B
Equity CapitalQ4 2021vs Q4 2020$154.0MM$134.5MM
Loan Loss AllowanceQ4 2021vs Q4 2020$12.5MM$10.3MM
Unbacked Noncurrent LoansQ4 2021vs Q4 2020$6.6MM$8.8MM
Real Estate OwnedQ4 2021vs Q4 2020$800.00K$1.4MM
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Always verify rates and promotions with the bank or credit union. We are not Main Street Bank (MA); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Main Street Bank (MA) Savings Account Rates

0.60%$500-Educational IRA
0.25%*-$50kKasasa Saver
OTHER TIERS: 0.10% $50k+
0.10%*$100k*-Advantage Savings
OTHER TIERS: 0.05% $10 - $100k
0.10%*$100k*-Hybrid Savings
OTHER TIERS: 0.05% Up to $100k
0.10%*$100k*-18/65 Hybrid Savings
OTHER TIERS: 0.05% Up to $100k
0.10%*$100k*-18/65 Advantage Savings
OTHER TIERS: 0.05% Up to $100k
0.10%*$100k*-Business Advantage Savings
OTHER TIERS: 0.05% Up to $100k
0.05%--Holiday Savings Account

Main Street Bank (MA) Money Market Rates

0.10%*$100k*-Money Market
OTHER TIERS: 0.05% Up to $100k
0.10%*$100k*-Business Money Market
OTHER TIERS: 0.05% Up to $100k
0.10%*$100k*-Money Market IRA
OTHER TIERS: 0.05% Up to $100k

Main Street Bank (MA) Checking Account Rates

0.50%*-$20kKasasa Cash Checking
OTHER TIERS: 0.10% $20k+
0.10%*$100k*-Business Advantage Checking
OTHER TIERS: 0.05% $10k - $100k
0.05%--Interest Checking
0.05%--18/65 Checking

Main Street Bank (MA) CD Rates

1.00%$1k$1m18 Month Rising Rate Variable CD
0.60%$1k-60 Month CD
0.50%$1k-48 Month CD
0.45%$1k-36 Month CD
0.40%$1k-24 Month CD
0.35%$1k-18 Month CD
0.25%$1k-12 Month CD
0.20%$1k-6 Month CD
0.15%$1k-3 Month CD

Main Street Bank (MA) IRA Rates

0.60%$500-60 Month IRA
0.50%$500-48 Month IRA
0.45%$500-36 Month IRA
0.40%$500-24 Month IRA
0.35%$500-18 Month IRA
0.25%$500-12 Month IRA
0.20%$500-6 Month IRA

Cities: Ayer, Hudson, Littleton, Lunenburg, Marlborough, Northborough, Pepperell, Southborough, Sudbury

Ayer Branches
North Middlesex Svgs Br7 Main StreetAyer, MA 01432

Hudson Branches
Hudson Branch186 Main StreetHudson, MA 01749

Littleton Branches
Littleton Branch220 Great RoadLittleton, MA 01460

Lunenburg Branches
Lunenburg Branch947 Massachusetts Avenue BranchLunenburg, MA 01462

Marlborough Branches
Boston Post Road Branch71 Boston Post RoadMarlborough, MA 01752
Main Street Bank81 Granger BlvdMarlborough, MA 01752

Northborough Branches
Northborough Branch101 West Main StreetNorthborough, MA 01532

Pepperell Branches
Pepperell Branch80 Main StreetPepperell, MA 01463

Southborough Branches
Southborough Branch6 East Main StreetSouthborough, MA 01772

Sudbury Branches
Sudbury Branch439 Boston Post RoadSudbury, MA 01776

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