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Maine Highlands Federal Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.mhfcu.com
207-924-5544
73 Main St
Dexter, ME 04930

Maine Highlands Federal Credit Union is headquartered in Dexter and is the 23rd largest credit union in the state of Maine. It is also the 1,230th largest credit union in the nation. It was established in 1966 and as of March of 2025, it had grown to 57 employees and 14,184 members at 6 locations. Maine Highlands Federal Credit Union's CD rates are 5X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership to Maine Highlands Federal Credit Union is open to persons who live, work, worship, or attend school in the rural district of Piscataquis, Penobscot, or Somerset Counties, Maine.
See current membership details

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Health
A

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #17398
Year Chartered1966
Employees57
Primary Regulator
Profit Margin
Return on Assets - YTD1.05%
Return on Equity - YTD9.85%
Annual Interest Income$2.8MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$213.2MM$180.5MM
LoansQ1 2025vs Q1 2024$132.8MM$125.4MM
DepositsQ1 2025vs Q1 2024$189.4MM$159.7MM
Equity CapitalQ1 2025vs Q1 2024$22.1MM$19.5MM
Loan Loss AllowanceQ1 2025vs Q1 2024$620K$316K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$2MM$2.1MM
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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Always verify rates and promotions with the bank or credit union. We are not Maine Highlands Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Maine Highlands Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$50-Regular Share
0.10%$50-Health Savings Account
0.10%$0-Christmas Club
0.10%$50-Monty Moose Youth Account
0.10%$50-Greenbucks Youth Account
0.10%$0-Vacation Club
0.10%$0-Critter Club
0.10%$0-All-Purpose Club
0.10%$50-Business Share

Maine Highlands Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.01%$2.5k-Money Market

Maine Highlands Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.33%$500-12 Month Share Certificate
4.07%$500-60 Month Share Certificate
3.82%$500-48 Month Share Certificate
3.56%$500-36 Month Share Certificate
3.04%$500-24 Month Share Certificate
2.79%$500-18 Month Share Certificate
2.53%$500-6 Month Share Certificate
1.51%$500-3 Month Share Certificate

Maine Highlands Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.33%$500-12 Month IRA Certificate
4.07%$500-48 Month IRA Certificate
4.07%$500-60 Month IRA Certificate
3.56%$500-3 Month IRA Certificate
3.56%$500-6 Month IRA Certificate
3.56%$500-18 Month IRA Certificate
3.56%$500-24 Month IRA Certificate
3.56%$500-36 Month IRA Certificate
3.56%$500-9 Month IRA Certificate
3.56%$500-15 Month IRA Certificate
0.50%$50-IRA Share
Locations


Maine Highlands Federal Credit Union Locations
Branch Office194 Main RdBrownville, ME 04414
Branch Office23 Hudson AveGuilford, ME 04443
Branch Office955 W Main StDover Foxcroft, ME 04426-1028
Branch Office393 Pritham AvenueGreenville Junction, ME 04442
Branch Office73 Main StDexter, ME 04930
Branch Office216 Main StCanaan, ME 04924

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