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Maine Highlands Federal Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/15/2025
4.50%
Our Rating
3.5  / 5
Jenius Bank
Jenius Savings Account
See Offer
Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/15/2025
3.80%
Our Rating
4.2  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/15/2025
4.00%
Our Rating
4.6  / 5
SoFi Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 4.00% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/15/2025
4.46%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/15/2025
4.75%
Our Rating
4.2  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Overview / Commentary
www.mhfcu.com
207-924-5544
73 Main St
Dexter, ME 04930

Maine Highlands Federal Credit Union is headquartered in Dexter and is the 24th largest credit union in the state of Maine. It is also the 1,280th largest credit union in the nation. It was established in 1966 and as of September of 2024, it had grown to 56 employees and 14,094 members at 6 locations. Maine Highlands Federal Credit Union's CD rates are 5X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership to Maine Highlands Federal Credit Union is open to persons who live, work, worship, or attend school in the rural district of Piscataquis, Penobscot, or Somerset Counties, Maine.
See current membership details

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Health
A

Data as of Q3 2024

Learn why bank health matters

Health Grade Components

Overall
NCUA #17398
Year Chartered1966
Employees56
Primary Regulator
Profit Margin
Return on Assets - YTD1.48%
Return on Equity - YTD13.4%
Annual Interest Income$7.8MM
Assets and Liabilities
AssetsQ3 2024vs Q3 2023$196.6MM$178MM
LoansQ3 2024vs Q3 2023$130.2MM$122.3MM
DepositsQ3 2024vs Q3 2023$173.9MM$158.7MM
Equity CapitalQ3 2024vs Q3 2023$21.2MM$17.9MM
Loan Loss AllowanceQ3 2024vs Q3 2023$392K$282K
Unbacked Noncurrent LoansQ3 2024vs Q3 2023$1.8MM$1.3MM
Real Estate OwnedQ3 2024vs Q3 2023$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/15/2025
4.50%
Our Rating
3.5  / 5
Jenius Bank
Jenius Savings Account
See Offer
Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/15/2025
3.80%
Our Rating
4.2  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/15/2025
4.00%
Our Rating
4.6  / 5
SoFi Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 4.00% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/15/2025
4.46%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/15/2025
4.75%
Our Rating
4.2  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Rates
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Always verify rates and promotions with the bank or credit union. We are not Maine Highlands Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Maine Highlands Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$50-IRA Share
0.10%$50-Regular Share
0.10%$50-Health Savings Account
0.10%$0-Christmas Club
0.10%$50-Monty Moose Youth Account
0.10%$50-Greenbucks Youth Account
0.10%$0-Vacation Club
0.10%$0-Critter Club
0.10%$0-All-Purpose Club
0.10%$50-Business Share

Maine Highlands Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.01%$2.5k-Money Market

Maine Highlands Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.59%$500-12 Month Share Certificate
4.07%$500-60 Month Share Certificate
3.82%$500-48 Month Share Certificate
3.56%$500-36 Month Share Certificate
3.04%$500-24 Month Share Certificate
2.79%$500-18 Month Share Certificate
2.53%$500-6 Month Share Certificate
1.51%$500-3 Month Share Certificate

Maine Highlands Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.59%$500-12 Month IRA Certificate
4.07%$500-48 Month IRA Certificate
4.07%$500-60 Month IRA Certificate
3.56%$500-3 Month IRA Certificate
3.56%$500-6 Month IRA Certificate
3.56%$500-18 Month IRA Certificate
3.56%$500-24 Month IRA Certificate
3.56%$500-36 Month IRA Certificate
3.56%$500-9 Month IRA Certificate
3.56%$500-15 Month IRA Certificate
Locations


Maine Highlands Federal Credit Union Locations
Branch Office194 Main RdBrownville, ME 04414
Branch Office23 Hudson AveGuilford, ME 04443
Branch Office955 W Main StDover Foxcroft, ME 04426-1028
Branch Office393 Pritham AvenueGreenville Junction, ME 04442
Branch Office73 Main StDexter, ME 04930
Branch Office216 Main StCanaan, ME 04924

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