Maine Highlands Federal Credit Union

TODAY'S FEATURED RATES

Member FDIC

4.54%

Our Rating

4.2 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

3.80%

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC

Member FDIC

4.10%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.

Member FDIC

3.70%

Our Rating

4.3 / 5

American Express®

High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

up to $300

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.mhfcu.com

207-924-5544

73 Main St
Dexter, ME 04930

Maine Highlands Federal Credit Union is headquartered in Dexter and is the 24^th largest credit union in the state of Maine. It is also the 1,267^th largest credit union in the nation. It was established in 1966 and as of December of 2024, it had grown to 56 employees and 14,141 members at 6 locations. Maine Highlands Federal Credit Union's CD rates are 5X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership to Maine Highlands Federal Credit Union is open to persons who live, work, worship, or attend school in the rural district of Piscataquis, Penobscot, or Somerset Counties, Maine.
See current membership details

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Health

Data as of Q4 2024

Learn why bank health matters

Health Grade Components

Overall
NCUA #	17398
Year Chartered	1966
Employees	56
Primary Regulator

Profit Margin
Return on Assets - YTD	1.31%
Return on Equity - YTD	12.05%
Annual Interest Income	$10.7MM

Assets and Liabilities
Assets	Q4 2024vs Q4 2023	$200.6MM$176.9MM
Loans	Q4 2024vs Q4 2023	$130.5MM$125.3MM
Deposits	Q4 2024vs Q4 2023	$177.9MM$156.3MM
Equity Capital	Q4 2024vs Q4 2023	$21.6MM$18.8MM
Loan Loss Allowance	Q4 2024vs Q4 2023	$554K$300K
Unbacked Noncurrent Loans	Q4 2024vs Q4 2023	$1.8MM$1.4MM
Real Estate Owned	Q4 2024vs Q4 2023	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.54%

Our Rating

4.2 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

3.80%

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

4.10%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.

Member FDIC

3.70%

Our Rating

4.3 / 5

American Express®

High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

up to $300

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Money Market
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Maine Highlands Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.10%	$50	-	Regular Share
0.10%	$50	-	Health Savings Account
0.10%	$0	-	Christmas Club
0.10%	$50	-	Monty Moose Youth Account
0.10%	$50	-	Greenbucks Youth Account
0.10%	$0	-	Vacation Club
0.10%	$0	-	Critter Club
0.10%	$0	-	All-Purpose Club
0.10%	$50	-	Business Share

Maine Highlands Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.01%	$2.5k	-	Money Market

Maine Highlands Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.33%	$500	-	12 Month Share Certificate
4.07%	$500	-	60 Month Share Certificate
3.82%	$500	-	48 Month Share Certificate
3.56%	$500	-	36 Month Share Certificate
3.04%	$500	-	24 Month Share Certificate
2.79%	$500	-	18 Month Share Certificate
2.53%	$500	-	6 Month Share Certificate
1.51%	$500	-	3 Month Share Certificate

Maine Highlands Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
4.33%	$500	-	12 Month IRA Certificate
4.07%	$500	-	48 Month IRA Certificate
4.07%	$500	-	60 Month IRA Certificate
3.56%	$500	-	3 Month IRA Certificate
3.56%	$500	-	6 Month IRA Certificate
3.56%	$500	-	18 Month IRA Certificate
3.56%	$500	-	24 Month IRA Certificate
3.56%	$500	-	36 Month IRA Certificate
3.56%	$500	-	9 Month IRA Certificate
3.56%	$500	-	15 Month IRA Certificate
0.50%	$50	-	IRA Share

Locations

Maine Highlands Federal Credit Union Locations
Branch Office	194 Main Rd	Brownville, ME 04414
Branch Office	23 Hudson Ave	Guilford, ME 04443
Branch Office	955 W Main St	Dover Foxcroft, ME 04426-1028
Branch Office	393 Pritham Avenue	Greenville Junction, ME 04442
Branch Office	73 Main St	Dexter, ME 04930
Branch Office	216 Main St	Canaan, ME 04924

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