Maine State Credit Union


Overview / Commentary
207-623-1851
200 Capitol St
Augusta, ME 04330

Maine State Credit Union is headquartered in Augusta and is the 3rd largest credit union in the state of Maine. It is also the 657th largest credit union in the nation. It was established in 1935 and as of September of 2023, it had grown to 117 employees and 34,975 members at 5 locations. Maine State Credit Union's CD rates are 4X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Maine State Credit Union serves those who work, worship, attend school, or live in the Maine counties of Androscoggin, Cumberland, Kennebec, Knox, Lincoln, Sagadahoc, Somerset, or Waldo. Membership is offered to employees of the State of Maine, members of Maine State Employees' Association, Maine Technical College System employees and other organization.
See current membership details

Reviews (1)

Advantage Checking Rate Cut To 2% 2/1/12

Posted by: |

So says the MSR who opened my account on Thursday. Of course she told me this AFTER I had filled out the paperwork and fully funded the account. At least the 25k cap is still in place...



Health
B+

Health Grade Components

Overall
NCUA #63377
Year Chartered1935
Employees117
Primary Regulator
Profit Margin
Return on Assets - YTD0.27%
Return on Equity - YTD3.12%
Annual Interest Income$18.1MM
Assets and Liabilities
AssetsQ3 2023vs Q3 2022$602.9MM$585.6MM
LoansQ3 2023vs Q3 2022$399.6MM$357.4MM
DepositsQ3 2023vs Q3 2022$548.5MM$531.3MM
Equity CapitalQ3 2023vs Q3 2022$51.4MM$52.4MM
Loan Loss AllowanceQ3 2023vs Q3 2022$2.5MM$2.5MM
Unbacked Noncurrent LoansQ3 2023vs Q3 2022$3.8MM$2MM
Real Estate OwnedQ3 2023vs Q3 2022$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Maine State Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Maine State Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.90%*$100k*-Advantage Savings
OTHER TIERS: 1.15% $2k - $25k | 1.40% $25k - $50k | 1.65% $50k - $100k
1.15%--IRA Share Savings
0.05%$5-Share Savings
0.05%--Vacation Club Account
0.05%--Christmas Club Account

Maine State Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%-$15kAdvantage Checking

Maine State Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.00%$500-18 Month Share Certificate
5.00%$250-18 Month Youth Certificate
4.75%$500-2 Year Share Certificate
4.75%$250-2 Year Youth Certificate
4.00%$500-1 Year Share Certificate
4.00%$250-1 Year Youth Certificate
3.70%$500-3 Year Share Certificate
3.70%$500-4 Year Share Certificate
3.70%$250-3 Year Youth Certificate
3.70%$250-4 Year Youth Certificate
3.70%$250-5 Year Youth Certificate
3.70%$500-5 Years Share Certificate
3.50%$500-6 Month Share Certificate
3.50%$250-6 Month Youth Certificate

Maine State Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.00%$500-18 Month IRA
4.75%$500-2 Year IRA
4.00%$500-1 Year IRA
3.70%$500-3 Year IRA
3.70%$500-4 Year IRA
3.70%$500-5 Year IRA
3.50%$500-6 Month IRA
Locations


Maine State Credit Union Locations
Branch Office200 Capitol StAugusta, ME 04330-6238
Branch Office162 Hospital StAugusta, ME 04330-0717
Branch Office81 Grove StWaterville, ME 04901-5826
Branch Office25 Portland RdGray, ME 04039
Branch Office168 Camden StRockland, ME 04841

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