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Maine State Credit Union


Overview / Commentary
www.mainestatecu.org
207-623-1851
200 Capitol St
Augusta, ME 04330-6238

Maine State Credit Union is headquartered in Augusta and is the 3rd largest credit union in the state of Maine. It is also the 629th largest credit union in the nation. It was established in 1935 and as of September of 2020, it had grown to 85 employees and 31,557 members at 3 locations. Maine State Credit Union has an A health rating.

Field of Membership Restrictions

Maine State Credit Union serves those who work, worship, attend school, or live in Somerset or Kennebec County. Additionally, membership is offered to employees of the state of Maine, members of Maine State Employees' Association, Maine Technical College System employees and other organization.
See current membership details

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Reviews (1)

Advantage Checking Rate Cut To 2% 2/1/12

Posted by: |

So says the MSR who opened my account on Thursday. Of course she told me this AFTER I had filled out the paperwork and fully funded the account. At least the 25k cap is still in place...

1


Health
A

Data as of Q3 2020

Learn why bank health matters

Health Grade Components

Overall
NCUA #63377
Year Chartered1935
Employees85
Primary Regulator
Profit Margin
Return on Assets - YTD0.29%
Return on Equity - YTD2.6%
Annual Interest Income$12.9MM
Assets and Liabilities
AssetsQ3 2020vs Q3 2019$515.6MM$439.4MM
LoansQ3 2020vs Q3 2019$323.4MM$320.8MM
DepositsQ3 2020vs Q3 2019$455.6MM$382.3MM
Equity CapitalQ3 2020vs Q3 2019$57.9MM$55.4MM
Loan Loss AllowanceQ3 2020vs Q3 2019$2.0MM$1.8MM
Unbacked Noncurrent LoansQ3 2020vs Q3 2019$2.1MM$1.0MM
Real Estate OwnedQ3 2020vs Q3 2019$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Maine State Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Maine State Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$100k*-Advantage Savings
OTHER TIERS: 0.10% → $2k - $25k | 0.15% → $25k - $50k | 0.20% → $50k - $100k
0.10%--IRA Share Savings
0.05%$5-Share Savings
0.05%--Vacation Club Account
0.05%--Christmas Club Account

Maine State Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.75%-$10kAdvantage Checking

Maine State Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%$500-5 Year Share Certificate
0.75%$250-5 Year Youth Certificate
0.65%$500-4 Year Share Certificate
0.65%$250-4 Year Youth Certificate
0.55%$500-3 Year Share Certificate
0.55%$250-3 Year Youth Certificate
0.45%$500-2 Year Share Certificate
0.45%$250-2 Year Youth Certificate
0.35%$500-1 Year Share Certificate
0.35%$250-1 Year Youth Certificate
0.25%$500-6 Month Share Certificate
0.25%$250-6 Month Youth Certificate

Maine State Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%$500-5 Year IRA
0.65%$500-4 Year IRA
0.55%$500-3 Year IRA
0.45%$500-2 Year IRA
0.35%$500-1 Year IRA
0.25%$500-6 Month IRA
Locations


Maine State Credit Union Locations
Branch Office200 Capitol StAugusta, ME 04330-6238
Branch Office162 Hospital StAugusta, ME 04330-0717
Branch Office81 Grove StWaterville, ME 04901-5826

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.