Overview / Commentary
200 Capitol St
Augusta, ME 04330-6238

Maine State Credit Union is headquartered in Augusta and is the largest credit union in the state of Maine. It is also the 642nd largest credit union in the nation. It was established in 1935 and as of June of 2018, it had grown to 73 employees and 28,986 members at 3 locations. Maine State Credit Union's savings rates are 83% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Kennebec or Somerset County. Membership is also open to Maine state employees, Maine Housing Authority employees, Maine Technical College system employees, and other select groups.
See current membership details

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Reviews (1)

Advantage Checking Rate Cut To 2% 2/1/12

Posted by: Anonymous | Jan 28, 2012

So says the MSR who opened my account on Thursday. Of course she told me this AFTER I had filled out the paperwork and fully funded the account. At least the 25k cap is still in place...


Health Grade Components

NCUA #63377
Year Chartered1935
Primary Regulator
Profit Margin
Return on Assets - YTD0.64%
Return on Equity - YTD5.05%
Annual Interest Income$7.3MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$411.3MM$396.8MM
LoansQ2 2018vs Q2 2017$288.0MM$242.8MM
DepositsQ2 2018vs Q2 2017$354.9MM$345.6MM
Equity CapitalQ2 2018vs Q2 2017$51.7MM$47.0MM
Loan Loss AllowanceQ2 2018vs Q2 2017$1.9MM$2.0MM
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$710.00K$621.00K
Real Estate OwnedQ2 2018vs Q2 2017$0$5.00K
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Always verify rates and promotions with the bank or credit union. We are not Maine State Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Maine State Credit Union Savings Account Rates

0.95%*$100k*-Advantage Savings
OTHER TIERS: 0.65% $2k - $25k | 0.75% $25k - $50k | 0.85% $50k - $100k
0.65%--IRA Share Savings
0.15%$5-Share Savings
0.15%--Vacation Club Account
0.15%--Christmas Club Account
0.15%--All Purpose Club Account

Maine State Credit Union Checking Account Rates

2.75%*-$10kAdvantage Checking
OTHER TIERS: 0.15% $10k+

Maine State Credit Union CD Rates

3.00%$2.5k-30 Month CD Special - New Money
2.55%$250-5 Year Youth Certificate
2.30%$500-4 Year Share Certificate
2.30%$250-4 Year Youth Certificate
2.00%$500-3 Year Share Certificate
2.00%$250-3 Year Youth Certificate
1.65%$500-2 Year Share Certificate
1.65%$250-2 Year Youth Certificate
1.25%$500-1 Year Share Certificate
1.25%$250-1 Year Youth Certificate
0.95%$500-6 Month Share Certificate
0.95%$250-6 Month Youth Certificate

Maine State Credit Union IRA Rates

2.30%$500-4 Year IRA
2.00%$500-3 Year IRA
1.65%$500-2 Year IRA
1.25%$500-1 Year IRA
0.95%$500-6 Month IRA

Maine State Credit Union Locations
Branch Office200 Capitol StAugusta, ME 04330-6238
Branch Office162 Hospital StAugusta, ME 04330-0717
Branch Office81 Grove StWaterville, ME 04901-5826

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