Featured Savings Rates
Featured Accounts

Maine State Credit Union

Popular Accounts at this Credit Union

1.50%Reward CheckingAdvantage Checking
2.00%5-year CD5 Year Share Certificate
0.50%1-year CD1 Year Share Certificate

Overview / Commentary
200 Capitol St
Augusta, ME 04330-6238

Maine State Credit Union is headquartered in Augusta and is the largest credit union in the state of Maine. It is also the 638th largest credit union in the nation. It was established in 1935 and as of June of 2017, it had grown to 70 employees and 27,580 members at 3 locations. Maine State Credit Union has an A+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Kennebec or Somerset County. Membership is also open to Maine state employees, Maine Housing Authority employees, Maine Technical College system employees, and other select groups.
See current membership details

Related Posts

View all posts from:

Reviews (1)

Advantage Checking Rate Cut To 2% 2/1/12

Posted by: Anonymous | Jan 28, 2012

So says the MSR who opened my account on Thursday. Of course she told me this AFTER I had filled out the paperwork and fully funded the account. At least the 25k cap is still in place...


Health Grade Components

NCUA #63377
Year Chartered1935
Primary Regulator
Profit Margin
Return on Assets - YTD0.66%
Return on Equity - YTD5.51%
Annual Interest Income$6.9MM
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$396.8MM$376.0MM
LoansQ2 2017vs Q2 2016$242.8MM$216.5MM
DepositsQ2 2017vs Q2 2016$345.6MM$325.7MM
Equity CapitalQ2 2017vs Q2 2016$47.0MM$46.4MM
Loan Loss AllowanceQ2 2017vs Q2 2016$2.0MM$1.9MM
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$621.00K$1.3MM
Real Estate OwnedQ2 2017vs Q2 2016$5.00K$5.00K
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Maine State Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Maine State Credit Union Savings Account Rates

0.50%--IRA Share Savings
0.50%--Roth IRA Share Savings
0.45%*$100k*-Advantage Savings
OTHER TIERS: 0.20% $2k - $25k | 0.25% $25k - $50k | 0.35% $50k - $100k
0.20%$25-Share Savings
0.20%--Vacation Club Account
0.20%--Christmas Club Account

Maine State Credit Union Checking Account Rates

1.50%*-$10kAdvantage Checking
OTHER TIERS: 0.15% $10k+

Maine State Credit Union CD Rates

2.00%$500-5 Year Share Certificate
2.00%$250-5 Year Youth Certificate
1.60%$500-4 Year Share Certificate
1.60%$250-4 Year Youth Certificate
1.40%$500-3 Year Share Certificate
1.40%$250-3 Year Youth Certificate
0.80%$500-2 Year Share Certificate
0.80%$250-2 Year Youth Certificate
0.50%$500-1 Year Share Certificate
0.50%$250-1 Year Youth Certificate
0.35%$500-6 Month Share Certificate
0.35%$250-6 Month Youth Certificate

Maine State Credit Union IRA Rates

2.00%$500-5 Year IRA
1.60%$500-4 Year IRA
1.40%$500-3 Year IRA
0.80%$500-2 Year IRA
0.50%$500-1 Year IRA
0.35%$500-6 Month IRA

Maine State Credit Union Locations
Branch Office200 Capitol StAugusta, ME 04330-6238
Branch Office162 Hospital StAugusta, ME 04330-0717
Branch Office81 Grove StWaterville, ME 04901-5826