Maine State Credit Union

Overview / Commentary
200 Capitol St
Augusta, ME 04330

Maine State Credit Union is headquartered in Augusta and is the 2nd largest credit union in the state of Maine. It is also the 626th largest credit union in the nation. It was established in 1935 and as of December of 2020, it had grown to 82 employees and 31,647 members at 3 locations. Maine State Credit Union has an A+ health rating.

Field of Membership Restrictions

Maine State Credit Union serves those who work, worship, attend school, or live in Somerset or Kennebec County. Additionally, membership is offered to employees of the state of Maine, members of Maine State Employees' Association, Maine Technical College System employees and other organization.
See current membership details

Reviews (1)

Advantage Checking Rate Cut To 2% 2/1/12

Posted by: |

So says the MSR who opened my account on Thursday. Of course she told me this AFTER I had filled out the paperwork and fully funded the account. At least the 25k cap is still in place...


Health Grade Components

NCUA #63377
Year Chartered1935
Primary Regulator
Profit Margin
Return on Assets - YTD0.32%
Return on Equity - YTD2.78%
Annual Interest Income$17.4MM
Assets and Liabilities
AssetsQ4 2020vs Q4 2019$531.2MM$454.0MM
LoansQ4 2020vs Q4 2019$327.1MM$324.7MM
DepositsQ4 2020vs Q4 2019$468.9MM$395.9MM
Equity CapitalQ4 2020vs Q4 2019$60.8MM$55.9MM
Loan Loss AllowanceQ4 2020vs Q4 2019$2.1MM$1.9MM
Unbacked Noncurrent LoansQ4 2020vs Q4 2019$1.6MM$1.0MM
Real Estate OwnedQ4 2020vs Q4 2019$0$9.00K
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Always verify rates and promotions with the bank or credit union. We are not Maine State Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Maine State Credit Union Savings Account Rates

0.30%*$100k*-Advantage Savings
OTHER TIERS: 0.10% $2k - $25k | 0.15% $25k - $50k | 0.20% $50k - $100k
0.10%--IRA Share Savings
0.05%$5-Share Savings
0.05%--Vacation Club Account
0.05%--Christmas Club Account

Maine State Credit Union Checking Account Rates

1.75%-$10kAdvantage Checking

Maine State Credit Union CD Rates

0.75%$500-5 Year Share Certificate
0.75%$250-5 Year Youth Certificate
0.65%$500-4 Year Share Certificate
0.65%$250-4 Year Youth Certificate
0.55%$500-3 Year Share Certificate
0.55%$250-3 Year Youth Certificate
0.45%$500-2 Year Share Certificate
0.45%$250-2 Year Youth Certificate
0.35%$500-1 Year Share Certificate
0.35%$250-1 Year Youth Certificate
0.25%$500-6 Month Share Certificate
0.25%$250-6 Month Youth Certificate

Maine State Credit Union IRA Rates

0.75%$500-5 Year IRA
0.65%$500-4 Year IRA
0.55%$500-3 Year IRA
0.45%$500-2 Year IRA
0.35%$500-1 Year IRA
0.25%$500-6 Month IRA

Maine State Credit Union Locations
Branch Office200 Capitol StAugusta, ME 04330-6238
Branch Office162 Hospital StAugusta, ME 04330-0717
Branch Office81 Grove StWaterville, ME 04901-5826

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