Maine State Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 1.50% | Reward Checking | Advantage Checking 1.86% - National Average |
| 2.00% | 5-year CD | 5 Year Share Certificate 2.25% - Ally Bank High Yield 5 Year CD |
| 0.50% | 1-year CD | 1 Year Share Certificate 1.50% - Ally Bank No Penalty 11-Month CD |
Maine State Credit Union is headquartered in Augusta and is the largest credit union in the state of Maine. It is also the 638th largest credit union in the nation. It was established in 1935 and as of June of 2017, it had grown to 70 employees and 27,580 members at 3 locations. Maine State Credit Union has an A+ health rating.
Field of Membership Restrictions
Membership is open to those who live, work, worship or attend school in Kennebec or Somerset County. Membership is also open to Maine state employees, Maine Housing Authority employees, Maine Technical College system employees, and other select groups.
See current membership details
Related Posts
Advantage Checking Rate Cut To 2% 2/1/12
So says the MSR who opened my account on Thursday. Of course she told me this AFTER I had filled out the paperwork and fully funded the account. At least the 25k cap is still in place...
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 63377 |
| Year Chartered | 1935 |
| Employees | 70 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.66% |
| Return on Equity - YTD | 5.51% |
| Annual Interest Income | $6.9MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2017vs Q2 2016 | $396.8MM$376.0MM |
| Loans | Q2 2017vs Q2 2016 | $242.8MM$216.5MM |
| Deposits | Q2 2017vs Q2 2016 | $345.6MM$325.7MM |
| Equity Capital | Q2 2017vs Q2 2016 | $47.0MM$46.4MM |
| Loan Loss Allowance | Q2 2017vs Q2 2016 | $2.0MM$1.9MM |
| Unbacked Noncurrent Loans | Q2 2017vs Q2 2016 | $621.00K$1.3MM |
| Real Estate Owned | Q2 2017vs Q2 2016 | $5.00K$5.00K |
Always verify rates and promotions with the bank or credit union. We are not Maine State Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Maine State Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.50% | - | - | IRA Share Savings | ||
| 0.50% | - | - | Roth IRA Share Savings | ||
| 0.45%* | $100k* | - | Advantage Savings | ||
| OTHER TIERS: 0.20% → $2k - $25k | 0.25% → $25k - $50k | 0.35% → $50k - $100k | |||||
| 0.20% | $25 | - | Share Savings | ||
| 0.20% | - | - | Vacation Club Account | ||
| 0.20% | - | - | Christmas Club Account | ||
Maine State Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.50%* | - | $10k | Advantage Checking | ||
| OTHER TIERS: 0.15% → $10k+ | |||||
Maine State Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.00% | $500 | - | 5 Year Share Certificate | |
| 2.00% | $250 | - | 5 Year Youth Certificate | |
| 1.60% | $500 | - | 4 Year Share Certificate | |
| 1.60% | $250 | - | 4 Year Youth Certificate | |
| 1.40% | $500 | - | 3 Year Share Certificate | |
| 1.40% | $250 | - | 3 Year Youth Certificate | |
| 0.80% | $500 | - | 2 Year Share Certificate | |
| 0.80% | $250 | - | 2 Year Youth Certificate | |
| 0.50% | $500 | - | 1 Year Share Certificate | |
| 0.50% | $250 | - | 1 Year Youth Certificate | |
| 0.35% | $500 | - | 6 Month Share Certificate | |
| 0.35% | $250 | - | 6 Month Youth Certificate |
Maine State Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.00% | $500 | - | 5 Year IRA | |
| 1.60% | $500 | - | 4 Year IRA | |
| 1.40% | $500 | - | 3 Year IRA | |
| 0.80% | $500 | - | 2 Year IRA | |
| 0.50% | $500 | - | 1 Year IRA | |
| 0.35% | $500 | - | 6 Month IRA |
| Maine State Credit Union Locations | ||
|---|---|---|
| Branch Office | 200 Capitol St | Augusta, ME 04330-6238 |
| Branch Office | 162 Hospital St | Augusta, ME 04330-0717 |
| Branch Office | 81 Grove St | Waterville, ME 04901-5826 |