2. Maine State Credit Union

Maine State Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEHOW THEY COMPARE
2.75%Reward Checking
2.09% - National Average
2.75%5-year CD
3.10% - American Express National Bank 60 Month CDAdvertisement
1.35%1-year CD
2.65% - Barclays 12 Month Online CDAdvertisement
View all Maine State Credit Union rates »

Overview / Commentary
www.mainestatecu.org
207-623-1851
200 Capitol St
Augusta, ME 04330-6238

Maine State Credit Union is headquartered in Augusta and is the largest credit union in the state of Maine. It is also the 645th largest credit union in the nation. It was established in 1935 and as of September of 2018, it had grown to 74 employees and 29,384 members at 3 locations. Maine State Credit Union's savings rates are 2X the national average, and it has an A health rating.

Field of Membership Restrictions

Maine State Credit Union serves those who work, worship, attend school, or live in Somerset or Kennebec County. Additionally, membership is offered to employees of the state of Maine, members of Maine State Employees' Association, Maine Technical College System employees and other organization.
See current membership details

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Reviews (1)

Advantage Checking Rate Cut To 2% 2/1/12

Posted by: Anonymous | Jan 28, 2012

So says the MSR who opened my account on Thursday. Of course she told me this AFTER I had filled out the paperwork and fully funded the account. At least the 25k cap is still in place...

1


Health
A

Data as of Q3 2018

Learn why bank health matters

Health Grade Components

Overall
NCUA #63377
Year Chartered1935
Employees74
Primary Regulator
Profit Margin
Return on Assets - YTD0.86%
Return on Equity - YTD6.63%
Annual Interest Income$11.3MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$408.7MM$398.1MM
LoansQ3 2018vs Q3 2017$308.5MM$255.7MM
DepositsQ3 2018vs Q3 2017$351.1MM$346.2MM
Equity CapitalQ3 2018vs Q3 2017$53.1MM$47.7MM
Loan Loss AllowanceQ3 2018vs Q3 2017$1.9MM$1.9MM
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$984.00K$1.1MM
Real Estate OwnedQ3 2018vs Q3 2017$0$7.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not Maine State Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Maine State Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.10%*$100k*-Advantage Savings
OTHER TIERS: 0.80% → $2k - $25k | 0.90% → $25k - $50k | 1.00% → $50k - $100k
0.80%--IRA Share Savings
0.15%$5-Share Savings
0.15%--Vacation Club Account
0.15%--Christmas Club Account
0.15%--All Purpose Club Account

Maine State Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.75%*-$10kAdvantage Checking
OTHER TIERS: 0.15% → $10k+

Maine State Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.75%$500-5 Year Share Certificate
2.75%$250-5 Year Youth Certificate
2.50%$500-4 Year Share Certificate
2.50%$250-4 Year Youth Certificate
2.25%$500-3 Year Share Certificate
2.25%$250-3 Year Youth Certificate
1.85%$500-2 Year Share Certificate
1.85%$250-2 Year Youth Certificate
1.35%$500-1 Year Share Certificate
1.35%$250-1 Year Youth Certificate
1.10%$500-6 Month Share Certificate
1.10%$250-6 Month Youth Certificate

Maine State Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.75%$500-5 Year IRA
2.50%$500-4 Year IRA
2.25%$500-3 Year IRA
1.85%$500-2 Year IRA
1.35%$500-1 Year IRA
1.10%$500-6 Month IRA
Locations


Maine State Credit Union Locations
Branch Office200 Capitol StAugusta, ME 04330-6238
Branch Office162 Hospital StAugusta, ME 04330-0717
Branch Office81 Grove StWaterville, ME 04901-5826

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