Maine State Credit Union


Overview / Commentary
207-623-1851
200 Capitol St
Augusta, ME 04330

Maine State Credit Union is headquartered in Augusta and is the 3rd largest credit union in the state of Maine. It is also the 662nd largest credit union in the nation. It was established in 1935 and as of December of 2022, it had grown to 107 employees and 33,706 members at 4 locations. Maine State Credit Union has a B+ health rating.

Field of Membership Restrictions

Maine State Credit Union serves those who work, worship, attend school, or live in Somerset or Kennebec County. Additionally, membership is offered to employees of the state of Maine, members of Maine State Employees' Association, Maine Technical College System employees and other organization.
See current membership details

Reviews (1)

Advantage Checking Rate Cut To 2% 2/1/12

Posted by: |

So says the MSR who opened my account on Thursday. Of course she told me this AFTER I had filled out the paperwork and fully funded the account. At least the 25k cap is still in place...



Health
B+

Health Grade Components

Overall
NCUA #63377
Year Chartered1935
Employees107
Primary Regulator
Profit Margin
Return on Assets - YTD0.57%
Return on Equity - YTD6.46%
Annual Interest Income$19.9MM
Assets and Liabilities
AssetsQ4 2022vs Q4 2021$586.7MM$575.9MM
LoansQ4 2022vs Q4 2021$363.6MM$335.7MM
DepositsQ4 2022vs Q4 2021$532.3MM$510.2MM
Equity CapitalQ4 2022vs Q4 2021$51.8MM$63.6MM
Loan Loss AllowanceQ4 2022vs Q4 2021$2.3MM$2.2MM
Unbacked Noncurrent LoansQ4 2022vs Q4 2021$3.3MM$1.6MM
Real Estate OwnedQ4 2022vs Q4 2021$0$0
Rates

Rates for Maine State Credit Union are currently being reviewed.

Locations


Maine State Credit Union Locations
Branch Office200 Capitol StAugusta, ME 04330-6238
Branch Office162 Hospital StAugusta, ME 04330-0717
Branch Office81 Grove StWaterville, ME 04901-5826
Branch Office25 Portland RdGray, ME 04039

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