Featured Savings Rates
Featured Accounts

Maine State Credit Union

Popular Accounts at this Credit Union

2.00%Reward CheckingAdvantage Checking
2.45%5-year CD5 Year Share Certificate
1.15%1-year CD1 Year Share Certificate

Overview / Commentary
200 Capitol St
Augusta, ME 04330-6238

Maine State Credit Union is headquartered in Augusta and is the largest credit union in the state of Maine. It is also the 642nd largest credit union in the nation. It was established in 1935 and as of March of 2018, it had grown to 72 employees and 28,555 members at 3 locations. Maine State Credit Union's savings rates are 54% higher than the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Kennebec or Somerset County. Membership is also open to Maine state employees, Maine Housing Authority employees, Maine Technical College system employees, and other select groups.
See current membership details

Related Posts

View all posts from:

Reviews (1)

Advantage Checking Rate Cut To 2% 2/1/12

Posted by: Anonymous | Jan 28, 2012

So says the MSR who opened my account on Thursday. Of course she told me this AFTER I had filled out the paperwork and fully funded the account. At least the 25k cap is still in place...


Health Grade Components

NCUA #63377
Year Chartered1935
Primary Regulator
Profit Margin
Return on Assets - YTD0.42%
Return on Equity - YTD3.33%
Annual Interest Income$3.6MM
Assets and Liabilities
AssetsQ1 2018vs Q1 2017$410.1MM$393.2MM
LoansQ1 2018vs Q1 2017$271.0MM$233.6MM
DepositsQ1 2018vs Q1 2017$354.6MM$343.3MM
Equity CapitalQ1 2018vs Q1 2017$50.9MM$45.8MM
Loan Loss AllowanceQ1 2018vs Q1 2017$1.9MM$2.0MM
Unbacked Noncurrent LoansQ1 2018vs Q1 2017$820.00K$665.00K
Real Estate OwnedQ1 2018vs Q1 2017$10.00K$5.00K
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Maine State Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Maine State Credit Union Savings Account Rates

0.80%*$100k*-Advantage Savings
OTHER TIERS: 0.50% $2k - $25k | 0.60% $25k - $50k | 0.70% $50k - $100k
0.50%--IRA Share Savings
0.15%$25-Share Savings
0.15%--Vacation Club Account
0.15%--Christmas Club Account

Maine State Credit Union Checking Account Rates

2.00%*-$10kAdvantage Checking
OTHER TIERS: 0.15% $10k+

Maine State Credit Union CD Rates

2.45%$500-5 Year Share Certificate
2.45%$250-5 Year Youth Certificate
2.20%$500-4 Year Share Certificate
2.20%$250-4 Year Youth Certificate
1.85%$500-3 Year Share Certificate
1.85%$250-3 Year Youth Certificate
1.50%$500-2 Year Share Certificate
1.50%$250-2 Year Youth Certificate
1.15%$500-1 Year Share Certificate
1.15%$250-1 Year Youth Certificate
0.85%$500-6 Month Share Certificate
0.85%$250-6 Month Youth Certificate

Maine State Credit Union IRA Rates

2.45%$500-5 Year IRA
2.20%$500-4 Year IRA
1.85%$500-3 Year IRA
1.50%$500-2 Year IRA
1.15%$500-1 Year IRA
0.85%$500-6 Month IRA

Maine State Credit Union Locations
Branch Office200 Capitol StAugusta, ME 04330-6238
Branch Office162 Hospital StAugusta, ME 04330-0717
Branch Office81 Grove StWaterville, ME 04901-5826

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact feedback@depositaccounts.com to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.