Maine State Credit Union is headquartered in Augusta and is the 3rd largest credit union in the state of Maine. It is also the 629th largest credit union in the nation. It was established in 1935 and as of September of 2020, it had grown to 85 employees and 31,557 members at 3 locations. Maine State Credit Union has an A health rating.
Maine State Credit Union serves those who work, worship, attend school, or live in Somerset or Kennebec County. Additionally, membership is offered to employees of the state of Maine, members of Maine State Employees' Association, Maine Technical College System employees and other organization.
See current membership details
So says the MSR who opened my account on Thursday. Of course she told me this AFTER I had filled out the paperwork and fully funded the account. At least the 25k cap is still in place...
Overall | |
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NCUA # | 63377 |
Year Chartered | 1935 |
Employees | 85 |
Primary Regulator |
Profit Margin | |
---|---|
Return on Assets - YTD | 0.29% |
Return on Equity - YTD | 2.6% |
Annual Interest Income | $12.9MM |
Assets and Liabilities | ||
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Assets | Q3 2020vs Q3 2019 | $515.6MM$439.4MM |
Loans | Q3 2020vs Q3 2019 | $323.4MM$320.8MM |
Deposits | Q3 2020vs Q3 2019 | $455.6MM$382.3MM |
Equity Capital | Q3 2020vs Q3 2019 | $57.9MM$55.4MM |
Loan Loss Allowance | Q3 2020vs Q3 2019 | $2.0MM$1.8MM |
Unbacked Noncurrent Loans | Q3 2020vs Q3 2019 | $2.1MM$1.0MM |
Real Estate Owned | Q3 2020vs Q3 2019 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Maine State Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
1.75% | - | $10k | Advantage Checking |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.75% | $500 | - | 5 Year IRA | |
0.65% | $500 | - | 4 Year IRA | |
0.55% | $500 | - | 3 Year IRA | |
0.45% | $500 | - | 2 Year IRA | |
0.35% | $500 | - | 1 Year IRA | |
0.25% | $500 | - | 6 Month IRA |
Maine State Credit Union Locations | ||
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Branch Office | 200 Capitol St | Augusta, ME 04330-6238 |
Branch Office | 162 Hospital St | Augusta, ME 04330-0717 |
Branch Office | 81 Grove St | Waterville, ME 04901-5826 |