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  2. Maine State Credit Union

Maine State Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.50%Reward CheckingAdvantage Checking
1.82% - National Average
2.00%5-year CD5 Year Share Certificate
2.35% - Synchrony Bank 60 Month CDAdvertisement
0.50%1-year CD1 Year Share Certificate
1.40% - Synchrony Bank 12 Month CDAdvertisement
View all Maine State Credit Union rates »

Overview / Commentary
www.mainestatecu.org
800-540-8707
200 Capitol St
Augusta, ME 04330-6238

Maine State Credit Union is headquartered in Augusta and is the largest credit union in the state of Maine. It is also the 639th largest credit union in the nation. It was established in 1935 and as of March of 2017, it had grown to 70 employees and 27,176 members at 3 locations. Maine State Credit Union has an A+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Kennebec or Somerset County. Membership is also open to Maine state employees, Maine Housing Authority employees, Maine Technical College system employees, and other select groups.
See current membership details

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Reviews (1)

Advantage Checking Rate Cut To 2% 2/1/12

Posted by: Anonymous | Jan 28, 2012

So says the MSR who opened my account on Thursday. Of course she told me this AFTER I had filled out the paperwork and fully funded the account. At least the 25k cap is still in place...

1


Health
A+

Data as of Q1 2017

Learn why bank health matters

Health Grade Components

Overall
NCUA #63377
Year Chartered1935
Employees70
Primary Regulator
Profit Margin
Return on Assets - YTD0.47%
Return on Equity - YTD3.97%
Annual Interest Income$3.3MM
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$393.2MM$374.1MM
LoansQ1 2017vs Q1 2016$233.6MM$203.9MM
DepositsQ1 2017vs Q1 2016$343.3MM$325.1MM
Equity CapitalQ1 2017vs Q1 2016$45.8MM$44.9MM
Loan Loss AllowanceQ1 2017vs Q1 2016$2.0MM$1.7MM
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$665.00K$1.2MM
Real Estate OwnedQ1 2017vs Q1 2016$5.00K$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Maine State Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%--IRA Share Savings
0.50%--Roth IRA Share Savings
0.45%*$100k*-Advantage Savings
OTHER TIERS: 0.20% → $2k - $25k | 0.25% → $25k - $50k | 0.35% → $50k - $100k
0.20%$25-Share Savings
0.20%--Vacation Club Account
0.20%--Christmas Club Account

Maine State Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%*-$10kAdvantage Checking
OTHER TIERS: 0.15% → $10k+

Maine State Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%$500-5 Year Share Certificate
2.00%$250-5 Year Youth Certificate
1.60%$500-4 Year Share Certificate
1.60%$250-4 Year Youth Certificate
1.40%$500-3 Year Share Certificate
1.40%$250-3 Year Youth Certificate
0.80%$500-2 Year Share Certificate
0.80%$250-2 Year Youth Certificate
0.50%$500-1 Year Share Certificate
0.50%$250-1 Year Youth Certificate
0.35%$500-6 Month Share Certificate
0.35%$250-6 Month Youth Certificate

Maine State Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%$500-5 Year IRA
1.60%$500-4 Year IRA
1.40%$500-3 Year IRA
0.80%$500-2 Year IRA
0.50%$500-1 Year IRA
0.35%$500-6 Month IRA
Locations


Maine State Credit Union Locations
Branch Office200 Capitol StAugusta, ME 04330-6238
Branch Office162 Hospital StAugusta, ME 04330-0717
Branch Office81 Grove StWaterville, ME 04901-5826