Maine State Credit Union

Overview / Commentary
200 Capitol St
Augusta, ME 04330

Maine State Credit Union is headquartered in Augusta and is the 3rd largest credit union in the state of Maine. It is also the 657th largest credit union in the nation. It was established in 1935 and as of September of 2023, it had grown to 117 employees and 34,975 members at 5 locations. Maine State Credit Union has a B+ health rating.

Field of Membership Restrictions

Maine State Credit Union serves those who work, worship, attend school, or live in the Maine counties of Androscoggin, Cumberland, Kennebec, Knox, Lincoln, Sagadahoc, Somerset, or Waldo. Membership is offered to employees of the State of Maine, members of Maine State Employees' Association, Maine Technical College System employees and other organization.
See current membership details

Reviews (1)

Advantage Checking Rate Cut To 2% 2/1/12

Posted by: |

So says the MSR who opened my account on Thursday. Of course she told me this AFTER I had filled out the paperwork and fully funded the account. At least the 25k cap is still in place...


Health Grade Components

NCUA #63377
Year Chartered1935
Primary Regulator
Profit Margin
Return on Assets - YTD0.27%
Return on Equity - YTD3.12%
Annual Interest Income$18.1MM
Assets and Liabilities
AssetsQ3 2023vs Q3 2022$602.9MM$585.6MM
LoansQ3 2023vs Q3 2022$399.6MM$357.4MM
DepositsQ3 2023vs Q3 2022$548.5MM$531.3MM
Equity CapitalQ3 2023vs Q3 2022$51.4MM$52.4MM
Loan Loss AllowanceQ3 2023vs Q3 2022$2.5MM$2.5MM
Unbacked Noncurrent LoansQ3 2023vs Q3 2022$3.8MM$2MM
Real Estate OwnedQ3 2023vs Q3 2022$0$0

Rates for Maine State Credit Union are currently being reviewed.


Maine State Credit Union Locations
Branch Office200 Capitol StAugusta, ME 04330-6238
Branch Office162 Hospital StAugusta, ME 04330-0717
Branch Office81 Grove StWaterville, ME 04901-5826
Branch Office25 Portland RdGray, ME 04039
Branch Office168 Camden StRockland, ME 04841

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