Mainstreet Federal Credit Union is headquartered in Lenexa and is the 7th largest credit union in the state of Kansas. It is also the 611th largest credit union in the nation. It was established in 1953 and as of March of 2025, it had grown to 134 employees and 55,609 members at 12 locations. Mainstreet Federal Credit Union's CD rates are 4X the national average, and it has a B+ health rating.
Membership in Mainstreet Credit Union is open to those who live or work in the Kansas counties of Douglas, Franklin, Johnson, Leavenworth, Linn, Miami, or Wyandotte; or the Missouri counties of Bates, Caldwell, Cass, Clay, Clinton, Jackson, Lafayette, Platte, or Ray.
See current membership details
Overall | |
---|---|
NCUA # | 24858 |
Year Chartered | 1953 |
Employees | 134 |
Primary Regulator |
Profit Margin | |
---|---|
Return on Assets - YTD | 0.47% |
Return on Equity - YTD | 8.27% |
Annual Interest Income | $7.2MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q1 2025vs Q1 2024 | $699.9MM$675.9MM |
Loans | Q1 2025vs Q1 2024 | $390MM$369MM |
Deposits | Q1 2025vs Q1 2024 | $613.4MM$589.6MM |
Equity Capital | Q1 2025vs Q1 2024 | $39.4MM$27.3MM |
Loan Loss Allowance | Q1 2025vs Q1 2024 | $3MM$2.2MM |
Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $1.5MM$1MM |
Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Mainstreet Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.15% | $5 | - | Share/Savings Account | |
0.15% | $0 | - | Christmas Club | |
0.15% | $5 | - | Youth Savers Account | |
0.15% | $5 | - | Business Share/Savings Account | |
0.05% | $0 | - | Escrow Account |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.10% | $500 | - | Prime Checking | |
0.10% | $0 | - | Classic Club Checking | |
0.10% | $5k | - | Business Advantage Checking | |
0.10% | $5k | - | Business Optimum Checking |