Mainstreet Federal Credit Union


Overview / Commentary
913-599-1010
13001 W 95th St
Lenexa, KS 66215

Mainstreet Federal Credit Union is headquartered in Lenexa and is the 7th largest credit union in the state of Kansas. It is also the 611th largest credit union in the nation. It was established in 1953 and as of March of 2025, it had grown to 134 employees and 55,609 members at 12 locations. Mainstreet Federal Credit Union's CD rates are 4X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Mainstreet Credit Union is open to those who live or work in the Kansas counties of Douglas, Franklin, Johnson, Leavenworth, Linn, Miami, or Wyandotte; or the Missouri counties of Bates, Caldwell, Cass, Clay, Clinton, Jackson, Lafayette, Platte, or Ray.
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Health
B+

Health Grade Components

Overall
NCUA #24858
Year Chartered1953
Employees134
Primary Regulator
Profit Margin
Return on Assets - YTD0.47%
Return on Equity - YTD8.27%
Annual Interest Income$7.2MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$699.9MM$675.9MM
LoansQ1 2025vs Q1 2024$390MM$369MM
DepositsQ1 2025vs Q1 2024$613.4MM$589.6MM
Equity CapitalQ1 2025vs Q1 2024$39.4MM$27.3MM
Loan Loss AllowanceQ1 2025vs Q1 2024$3MM$2.2MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$1.5MM$1MM
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Mainstreet Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Mainstreet Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%$5-Share/Savings Account
0.15%$0-Christmas Club
0.15%$5-Youth Savers Account
0.15%$5-Business Share/Savings Account
0.05%$0-Escrow Account

Mainstreet Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.20%*$100k*-Money Market Advantage
OTHER TIERS: 0.40% $2.5k - $10k | 0.50% $10k - $25k | 0.80% $25k - $50k | 0.90% $50k - $75k | 1.00% $75k - $100k
1.20%*$100k*-Business Money Market Account
OTHER TIERS: 0.40% $2.5k - $10k | 0.50% $10k - $25k | 0.80% $25k - $50k | 0.90% $50k - $75k | 1.00% $75k - $100k

Mainstreet Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$500-Prime Checking
0.10%$0-Classic Club Checking
0.10%$5k-Business Advantage Checking
0.10%$5k-Business Optimum Checking

Mainstreet Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.26%$500-14 Month Share Certificate Special
3.90%$500-6 Month Share Certificate
3.90%$250-6 Month Youth Certificate
3.90%$500-Business 6 Month Share Certificate
3.64%$500-12 Month Share Certificate
3.64%$250-12 Month Youth Certificate
3.64%$500-Business 12 Month Share Certificate
3.50%$500-24 Month Share Certificate
3.50%$500-Business 24 Month Share Certificate
3.25%$500-36 Month Share Certificate
3.25%$500-Business 36 Month Share Certificate
3.00%$500-48 Month Share Certificate
3.00%$500-Business 48 Month Share Certificate
2.90%$500-60 Month Share Certificate
2.90%$500-Business 60 Month Share Certificate

Mainstreet Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.26%$500-14 Month IRA Certificate Special
3.90%$500-6 Month IRA Certificate
3.64%$500-12 Month IRA Certificate
3.50%$500-24 Month IRA Certificate
3.25%$500-36 Month IRA Certificate
3.00%$500-48 Month IRA Certificate
2.90%$500-60 Month IRA Certificate
0.20%$0- IRA Account
Locations

Availability



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