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Overview / Commentary
781-324-2241
10 Holden St Suite 6
Malden, MA 02148

Malden Federal Credit Union is headquartered in Malden and is the 92nd largest credit union in the state of Massachusetts. It is also the 3,159th largest credit union in the nation. It was established in 1941 and as of March of 2018, it had grown to 4 employees and 1,795 members at 1 location. Malden Federal Credit Union's CD rates are 51% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Malden Federal Credit Union is open to employees of the Malden School Department, Mystic Valley Advantage Regional Charter School, Sacred Heart Parish/Cheverus School, Partnership for Community Schools, Malden Catholic High, Catholic Charities who work in Malden, Pope John XXIII High School who work in Everett, the City of Malden, or Malden Housing Authority.
See current membership details

Reviews (1)

A Great CU

Posted by: jimmyO | Mar 31, 2014

This CU has been wonderful for me. The staff is freindly and always helpful. They helped me with an auto loan, and the process was painless. I highly recommend the Malden Teachers' Credit Union.



Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Malden Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #4472
Year Chartered1941
Employees4
Primary Regulator
Profit Margin
Return on Assets - YTD0.33%
Return on Equity - YTD1.87%
Annual Interest Income$173.00K
Assets and Liabilities
AssetsQ1 2018vs Q1 2017$24.6MM$24.4MM
LoansQ1 2018vs Q1 2017$11.9MM$12.2MM
DepositsQ1 2018vs Q1 2017$20.3MM$20.2MM
Equity CapitalQ1 2018vs Q1 2017$4.3MM$4.2MM
Loan Loss AllowanceQ1 2018vs Q1 2017$68.00K$73.00K
Unbacked Noncurrent LoansQ1 2018vs Q1 2017$6.00K$0
Real Estate OwnedQ1 2018vs Q1 2017$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Malden Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%--IRA Share
0.10%$25-Regular Share
0.10%$25-Summer Account
0.10%$25-Holiday Club Account
0.10%$25-Optional Share

Malden Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%*$75k*-Money Market
OTHER TIERS: 0.15% $2,500 - $10k | 0.30% $10k - $75k

Malden Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.11%$500-36 Month CD
1.91%$500-24 Month CD
1.36%$500-12 Month CD
0.65%$500-6 Month CD

Malden Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.11%$500-36 Month IRA
Locations


Malden Federal Credit Union Locations
Branch Office10 Holden St Suite 6Malden, MA 02148

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