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Malden Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
0.50%1-year CD12 Month CD
0.10%SavingsRegular Share Account
1.00%3-year CD36 Month CD

Overview / Commentary
781-324-2241
10 Holden St Suite 6
Malden, MA 02148

Malden Federal Credit Union is headquartered in Malden and is the 96th largest credit union in the state of Massachusetts. It is also the 3,274th largest credit union in the nation. It was established in 1941 and as of September of 2016, it had grown to 4 employees and 1,847 members at 1 location. Malden Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership in Malden Federal Credit Union is open to employees of the Malden School Department, Mystic Valley Advantage Regional Charter School, Sacred Heart Parish/Cheverus School, Partnership for Community Schools, Malden Catholic High, Catholic Charities who work in Malden, Pope John XXIII High School who work in Everett, the City of Malden, or Malden Housing Authority.
See current membership details

Reviews (1)

A Great CU

Posted by: jimmyO | Mar 31, 2014

This CU has been wonderful for me. The staff is freindly and always helpful. They helped me with an auto loan, and the process was painless. I highly recommend the Malden Teachers' Credit Union.



Health
B
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Malden Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #4472
Year Chartered1941
Employees4
Primary Regulator
Profit Margin
Return on Assets - YTD0.05%
Return on Equity - YTD0.29%
Annual Interest Income$462.00K
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$22.9MM$22.9MM
LoansQ3 2016vs Q3 2015$11.9MM$11.3MM
DepositsQ3 2016vs Q3 2015$18.7MM$18.7MM
Equity CapitalQ3 2016vs Q3 2015$4.2MM$4.2MM
Loan Loss AllowanceQ3 2016vs Q3 2015$71.00K$73.00K
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$1,000$0
Real Estate OwnedQ3 2016vs Q3 2015$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Malden Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%$15-IRA Account
0.10%$25-Regular Share Account
0.10%$25-Summer Account
0.10%$25-Holiday Club Account
0.10%$25-Optional Share Account

Malden Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%*$75k*-Money Market Account
OTHER TIERS: 0.15% $2,500 - $10k | 0.30% $10k - $75k

Malden Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$500-36 Month CD
0.85%$500-24 Month CD
0.50%$500-12 Month CD
0.40%$500-6 Month CD

Malden Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$500-36 Month IRA
Locations


Malden Federal Credit Union Locations
Branch Office10 Holden St Suite 6Malden, MA 02148