Malden Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 1.36% | 1-year CD | 12 Month CD |
| 0.10% | Savings | Regular Share |
| 2.11% | 3-year CD | 36 Month CD 2.50% - Ally Bank High Yield 3 Year CD |
Malden Federal Credit Union is headquartered in Malden and is the 92nd largest credit union in the state of Massachusetts. It is also the 3,159th largest credit union in the nation. It was established in 1941 and as of March of 2018, it had grown to 4 employees and 1,795 members at 1 location. Malden Federal Credit Union's CD rates are 51% higher than the national average, and it has a B+ health rating.
Field of Membership Restrictions
Membership in Malden Federal Credit Union is open to employees of the Malden School Department, Mystic Valley Advantage Regional Charter School, Sacred Heart Parish/Cheverus School, Partnership for Community Schools, Malden Catholic High, Catholic Charities who work in Malden, Pope John XXIII High School who work in Everett, the City of Malden, or Malden Housing Authority.
See current membership details
A Great CU
This CU has been wonderful for me. The staff is freindly and always helpful. They helped me with an auto loan, and the process was painless. I highly recommend the Malden Teachers' Credit Union.
Data as of Q1 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 4472 |
| Year Chartered | 1941 |
| Employees | 4 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.33% |
| Return on Equity - YTD | 1.87% |
| Annual Interest Income | $173.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2018vs Q1 2017 | $24.6MM$24.4MM |
| Loans | Q1 2018vs Q1 2017 | $11.9MM$12.2MM |
| Deposits | Q1 2018vs Q1 2017 | $20.3MM$20.2MM |
| Equity Capital | Q1 2018vs Q1 2017 | $4.3MM$4.2MM |
| Loan Loss Allowance | Q1 2018vs Q1 2017 | $68.00K$73.00K |
| Unbacked Noncurrent Loans | Q1 2018vs Q1 2017 | $6.00K$0 |
| Real Estate Owned | Q1 2018vs Q1 2017 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Malden Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Malden Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.40% | - | - | IRA Share | |
| 0.10% | $25 | - | Regular Share | |
| 0.10% | $25 | - | Summer Account | |
| 0.10% | $25 | - | Holiday Club Account | |
| 0.10% | $25 | - | Optional Share |
Malden Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.40%* | $75k* | - | Money Market | ||
| OTHER TIERS: 0.15% → $2,500 - $10k | 0.30% → $10k - $75k | |||||
Malden Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.11% | $500 | - | 36 Month CD | |
| 1.91% | $500 | - | 24 Month CD | |
| 1.36% | $500 | - | 12 Month CD | |
| 0.65% | $500 | - | 6 Month CD |
Malden Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.11% | $500 | - | 36 Month IRA |
| Malden Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 10 Holden St Suite 6 | Malden, MA 02148 |