Featured Savings Rates
Featured Accounts
Overview / Commentary
10 Holden St Suite 6
Malden, MA 02148

Malden Federal Credit Union is headquartered in Malden and is the 95th largest credit union in the state of Massachusetts. It is also the 3,222nd largest credit union in the nation. It was established in 1941 and as of June of 2016, it had grown to 4 employees and 1,835 members at 1 location. Malden Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership in Malden Federal Credit Union is open to employees of the Malden School Department, Mystic Valley Advantage Regional Charter School, Sacred Heart Parish/Cheverus School, Partnership for Community Schools, Malden Catholic High, Catholic Charities who work in Malden, Pope John XXIII High School who work in Everett, the City of Malden, or Malden Housing Authority.
See current membership details

Reviews (1)

A Great CU

Posted by: jimmyO | Mar 31, 2014

This CU has been wonderful for me. The staff is freindly and always helpful. They helped me with an auto loan, and the process was painless. I highly recommend the Malden Teachers' Credit Union.

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Malden Federal Credit Union has a low asset base.

Health Grade Components

NCUA #4472
Year Chartered1941
Primary Regulator
Profit Margin
Return on Assets - YTD0.18%
Return on Equity - YTD1.05%
Annual Interest Income$308.00K
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$23.9MM$23.1MM
LoansQ2 2016vs Q2 2015$11.4MM$11.5MM
DepositsQ2 2016vs Q2 2015$19.7MM$19.0MM
Equity CapitalQ2 2016vs Q2 2015$4.2MM$4.2MM
Loan Loss AllowanceQ2 2016vs Q2 2015$72.00K$71.00K
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$2.00K$2.00K
Real Estate OwnedQ2 2016vs Q2 2015$0$0
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Malden Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Malden Federal Credit Union Savings Account Rates

0.40%$15-IRA Account
0.10%$25-Regular Share Account
0.10%$25-Summer Account
0.10%$25-Holiday Club Account
0.10%$25-Optional Share Account

Malden Federal Credit Union Money Market Rates

0.40%*$75k*-Money Market Account
OTHER TIERS: 0.15% $2,500 - $10k | 0.30% $10k - $75k

Malden Federal Credit Union CD Rates

1.00%$500-36 Month CD
0.85%$500-24 Month CD
0.50%$500-12 Month CD
0.40%$500-6 Month CD

Malden Federal Credit Union IRA Rates

1.00%$500-36 Month IRA

Malden Federal Credit Union Locations
Branch Office10 Holden St Suite 6Malden, MA 02148