Maple City Savings Bank, FSB

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.20%

Our Rating

3.8 / 5

Jenius Bank

Jenius Savings Account

See Offer

Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.maplecitysavings.com

607-324-1822

145 Main Street
Hornell, NY 14843

Maple City Savings Bank, FSB is headquartered in HORNELL and is the 106^th largest bank in the state of New York. It is also the 3,605^th largest bank in the nation. It was established in 1905 and as of March of 2025, it had grown to 25 employees at 3 locations. Maple City Savings Bank, FSB's CD rates are 4X the national average, and it has a B+ health rating.

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Health

B+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	28585
Year Established	1905
Employees	25
Primary Regulator	OCC

Profit Margin
Return on Assets - YTD	0.36%
Return on Equity - YTD	4.56%
Annual Interest Income	$1.6MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$125.7MM$124.9MM
Loans	Q1 2025vs Q1 2024	$94MM$94.3MM
Deposits	Q1 2025vs Q1 2024	$112.7MM$106.2MM
Equity Capital	Q1 2025vs Q1 2024	$10.2MM$9.2MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$882K$862K
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$733K$486K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.20%

Our Rating

3.8 / 5

Jenius Bank

Jenius Savings Account

See Offer

Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Maple City Savings Bank, FSB Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
2.00%^*	$0	$20k	Kasasa Saver
OTHER TIERS: 0.25% → $20k+
1.25%^*	$25k^*	-	Health Savings Account
OTHER TIERS: 0.25% → $10 - $1k \| 0.50% → $1k - $10k \| 1.15% → $10k - $25k
0.75%^*	$250k^*	$1m	Flex Savings
OTHER TIERS: 0.10% → $10 - $50k \| 0.25% → $50k - $5m \| 0.50% → $100k - $250k
0.10%	$10	-	Christmas Club Account

Maple City Savings Bank, FSB Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
4.25%	$0	$15k	Kasasa Cash
0.50%	$0	-	Max Volume Business Checking

Maple City Savings Bank, FSB CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.00%	$1k	-	6 Month CD
3.75%	$1k	-	12 Month CD
3.75%	$1k	-	9 Month CD
3.25%	$1k	-	18 Month CD
3.25%	$1k	-	24 Month CD
3.25%	$1k	-	15 Month CD
3.00%	$1k	-	91 Day CD
3.00%	$1k	-	36 Month CD
2.75%	$1k	-	48 Month CD
2.50%	$1k	-	60 Month CD

Maple City Savings Bank, FSB IRA Rates

APY	MIN	MAX	ACCOUNT NAME
4.00%	$1k	-	6 Month IRA
3.75%	$1k	-	12 Month IRA
3.75%	$1k	-	9 Month IRA
3.25%	$1k	-	18 Month IRA
3.25%	$1k	-	24 Month IRA
3.25%	$1k	-	15 Month IRA
3.00%	$1k	-	36 Month IRA
2.75%	$1k	-	48 Month IRA
2.50%	$1k	-	60 Month IRA

Locations

Maple City Savings Bank, FSB Locations
Maple City Savings Bank, FSB	145 Main St	Hornell, NY 14843
Seneca Office Branch	7301 Seneca Road North	Hornell, NY 14843

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