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Hometown Community Banks


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.hometownbanks.com
309-266-5337
721 West Jackson Street
Morton, IL 61550

Hometown Community Banks is headquartered in MORTON and is the 13th largest bank in the state of Illinois. It is also the 269th largest bank in the nation. It was established in 1961 and as of March of 2025, it had grown to 565 employees at 52 locations. Hometown Community Banks' CD rates are 3X the national average, and it has a B+ health rating.

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Health
B+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #18429
Year Established1961
Employees565
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.38%
Return on Equity - YTD16.93%
Annual Interest Income$63.9MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$5.42B$5.48B
LoansQ1 2025vs Q1 2024$3.49B$3.55B
DepositsQ1 2025vs Q1 2024$4.5B$4.61B
Equity CapitalQ1 2025vs Q1 2024$465.1MM$384.6MM
Loan Loss AllowanceQ1 2025vs Q1 2024$41MM$44.4MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$23.9MM$58.6MM
Real Estate OwnedQ1 2025vs Q1 2024$4.1MM$968K
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Hometown Community Banks Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$0-Classic Savings
0.05%$0-Christmas Club
0.05%$0-Health Savings Account

Hometown Community Banks Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*$100k*-Platinum Money Market
OTHER TIERS: 0.44% → $0 - $25k | 0.78% → $25k - $100k
0.10%$0-Money Market IRA

Hometown Community Banks Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.04%$1k-Interest Checking

Hometown Community Banks CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.95%*$100k*-7 Month CD Special
OTHER TIERS: 3.89% → $10k - $100k
3.67%*$100k*-14 Month CD Special
OTHER TIERS: 3.61% → $10k - $100k
2.66%*$100k*-12 Month CD
OTHER TIERS: 2.60% → $1k - $100k
2.66%*$100k*-Business 12 Month CD
OTHER TIERS: 2.60% → $1k - $100k
2.52%*$100k*-6 Month CD
OTHER TIERS: 2.46% → $1k - $100k
2.52%*$100k*-Business 6 Month CD
OTHER TIERS: 2.46% → $1k - $100k
2.41%*$100k*-24 Month CD
OTHER TIERS: 2.34% → $1k - $100k
2.41%*$100k*-Business 24 Month CD
OTHER TIERS: 2.34% → $1k - $100k
2.21%*$100k*-36 Month CD
OTHER TIERS: 2.15% → $1k - $100k
2.21%*$100k*-Business 36 Month CD
OTHER TIERS: 2.15% → $1k - $100k
2.17%*$100k*-48 Month CD
OTHER TIERS: 2.11% → $1k - $100k
2.17%*$100k*-Business 48 Month CD
OTHER TIERS: 2.11% → $1k - $100k
2.14%*$100k*-5 Year CD
OTHER TIERS: 2.08% → $1k - $100k
2.14%*$100k*-Business 5 Year CD
OTHER TIERS: 2.08% → $1k - $100k
2.10%*$100k*-3 Month CD
OTHER TIERS: 2.04% → $1k - $100k
2.10%*$100k*-Business 3 Month CD
OTHER TIERS: 2.04% → $1k - $100k
2.07%*$100k*-10 Year CD
OTHER TIERS: 2.01% → $1k - $100k
2.07%*$100k*-Business 10 Year CD
OTHER TIERS: 2.01% → $1k - $100k

Hometown Community Banks IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.66%*$100k*-12 Month IRA
OTHER TIERS: 2.60% → $1k - $100k
2.41%*$100k*-24 Month IRA
OTHER TIERS: 2.34% → $1k - $100k
2.21%*$100k*-36 Month IRA
OTHER TIERS: 2.15% → $1k - $100k
2.17%*$100k*-48 Month IRA
OTHER TIERS: 2.11% → $1k - $100k
2.14%*$100k*-5 Year IRA
OTHER TIERS: 2.08% → $1k - $100k
2.07%*$100k*-10 Year IRA
OTHER TIERS: 2.01% → $1k - $100k
Locations

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