Marine Federal Credit Union

Overview / Commentary
4180 Western Blvd
Jacksonville, NC 28546-6740

Marine Federal Credit Union is headquartered in Jacksonville and is the 8th largest credit union in the state of North Carolina. It is also the 443rd largest credit union in the nation. It was established in 1959 and as of December of 2019, it had grown to 225 employees and 83,034 members at 15 locations. Marine Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership in Marine Federal Credit Union is open to anyone through joining the Marine Corps Museum Support Association through the credit union ($25 contribution). Membership is also open to those who currently serve or are retired military personnel associated with MCB Camp Lejeune and MCAS New River, Jacksonville, North Carolina, and MCB Quantico, Virginia, including Department of Defense or Non-Appropriated Fund civilians. Also available to immediate family members of the military personnel eligible and to select business associates.
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Reviews (5)

Great For Me

I've been member since 2000, some of the recent changes I don't like, but admit it is because I am much older, liked the real simplicity of the older setup online. However I have always been able to log on, only have had problem during storms and such; I've always been able to contact customer service quickly on the phone and have always had issues resolved quickly. I guess it depends on what you do and need, but they have met my needs for years.


Posted by: |

Denied for excessive Chex inquiries

Marine Federal Credit Union Is Semper Garbage

This credit union has to be the poorest excuse for a credit union I have ever seen. The customer service is extremely awful. It takes you at least 10-15 mins. to get through to a local branch or their 1-800 number. The inside of every branch is ghetto. You'll see graffiti at the customer service desk. Definitely "D" team. To be associated using Marine in their name is shameful. I only became a member because I was a Marine.

Terrible Customer Service

This bank is awful. Terrible customer service, and it seems as if their system is down every other day. It took me THREE WEEKS to get in contact with someone about an auto loan, even after calling every day and leaving messages.

MFCU Is Garbage

Posted by: |

Terrible bank, their employees are snakes. Go with a different credit union.


Health Grade Components

NCUA #12977
Year Chartered1959
Primary Regulator
Profit Margin
Return on Assets - YTD1.07%
Return on Equity - YTD12%
Annual Interest Income$31.3MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$717.2MM$733.5MM
LoansQ4 2019vs Q4 2018$485.3MM$480.0MM
DepositsQ4 2019vs Q4 2018$643.8MM$670.1MM
Equity CapitalQ4 2019vs Q4 2018$64.4MM$55.4MM
Loan Loss AllowanceQ4 2019vs Q4 2018$8.2MM$12.2MM
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$2.9MM$3.8MM
Real Estate OwnedQ4 2019vs Q4 2018$0$0

Rates for Marine Federal Credit Union are currently being reviewed.



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