Marine Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 1.26% | Reward Checking | 1.74% - National Average |
| 2.63% | 5-year CD | 2.27% - National Average |
| 0.50% | 1-year CD | 1.38% - National Average |
Marine Federal Credit Union is headquartered in Jacksonville and is the 8th largest credit union in the state of North Carolina. It is also the 409th largest credit union in the nation. It was established in 1959 and as of December of 2018, it had grown to 232 employees and 86,965 members at 15 locations. Marine Federal Credit Union's CD rates are 96% higher than the national average, and it has an A health rating.
Field of Membership Restrictions
Membership in Marine Federal Credit Union is open to anyone through joining the Marine Corps Museum Support Association through the credit union ($25 contribution). Membership is also open to those who currently serve or are retired military personnel associated with MCB Camp Lejeune and MCAS New River, Jacksonville, North Carolina, and MCB Quantico, Virginia, including Department of Defense or Non-Appropriated Fund civilians. Also available to immediate family members of the military personnel eligible and to select business associates.
See current membership details
Related Posts
Great For Me
I've been member since 2000, some of the recent changes I don't like, but admit it is because I am much older, liked the real simplicity of the older setup online. However I have always been able to log on, only have had problem during storms and such; I've always been able to contact customer service quickly on the phone and have always had issues resolved quickly. I guess it depends on what you do and need, but they have met my needs for years.
Rate Changes As Of 4/1/2010
Rate Changes as of 4/1/2010, Marine FCU Bravo Checking interest rate drops from 5.00% APY to 3.50% APY on balances up to $15,000 (previously, it was balances up to $25,000).
Marine Federal Credit Union Is Semper Garbage
This credit union has to be the poorest excuse for a credit union I have ever seen. The customer service is extremely awful. It takes you at least 10-15 mins. to get through to a local branch or their 1-800 number. The inside of every branch is ghetto. You'll see graffiti at the customer service desk. Definitely "D" team. To be associated using Marine in their name is shameful. I only became a member because I was a Marine.
Terrible Customer Service
This bank is awful. Terrible customer service, and it seems as if their system is down every other day. It took me THREE WEEKS to get in contact with someone about an auto loan, even after calling every day and leaving messages.
MFCU Is Garbage
Terrible bank, their employees are snakes. Go with a different credit union.
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 12977 |
| Year Chartered | 1959 |
| Employees | 232 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | -0.57% |
| Return on Equity - YTD | -7.49% |
| Annual Interest Income | $28.8MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $733.5MM$717.4MM |
| Loans | Q4 2018vs Q4 2017 | $480.0MM$487.1MM |
| Deposits | Q4 2018vs Q4 2017 | $670.1MM$644.7MM |
| Equity Capital | Q4 2018vs Q4 2017 | $55.4MM$59.6MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $12.2MM$8.5MM |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $3.8MM$6.0MM |
| Real Estate Owned | Q4 2018vs Q4 2017 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Marine Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Marine Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.00%* | $5 | $25k | Deployment Club Share | ||
| OTHER TIERS: 0.05% → $25k+ | |||||
| 0.25% | $5 | - | Primary Savings | ||
| 0.25% | - | - | Christmas Club | ||
| 0.25% | - | - | ETC Club | ||
| 0.25% | - | - | Financial Counseling | ||
| 0.25% | - | - | Auto Insurance Savings Share | ||
| 0.25% | - | - | IRA Shares | ||
| 0.25% | - | - | HSA Share | ||
| 0.25%* | $5 | $25k | Club Ed Share | ||
| OTHER TIERS: 0.05% → $25k+ | |||||
| 0.25% | $5 | - | Business Savings | ||
| 0.25% | $5 | - | Organization Savings Share | ||
| 0.25% | - | - | Secondary Savings | ||
| 0.25% | - | - | Credit Builder Savings | ||
| 0.25% | $5 | - | Teen Saver | ||
| 0.25% | $5 | - | Rainbow Saver | ||
Marine Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.00%* | $500k* | - | Jumbo Money Market | ||
| OTHER TIERS: 0.75% → $100k - $500k | |||||
| 0.60%* | $25k* | - | Money Market Share | ||
| OTHER TIERS: 0.40% → $2.5k - $10k | 0.50% → $10k - $25k | |||||
Marine Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.26%* | - | $10k | Kasasa Cash Checking | ||
| OTHER TIERS: 0.05% → $10k+ | |||||
| 0.05% | - | - | Armed Forces Checking | ||
Marine Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.63%* | $100k* | - | 60 Month Term Share Certificate | ||
| OTHER TIERS: 2.48% → $1k - $50k | 2.53% → $50k - $100k | |||||
| 2.38%* | $100k* | - | 48 Month Term Share Certificate | ||
| OTHER TIERS: 2.22% → $1k - $50k | 2.27% → $50k - $100k | |||||
| 2.32%* | $100k* | - | 36 Month Term Share Certificate | ||
| OTHER TIERS: 2.17% → $1k - $50k | 2.22% → $50k - $100k | |||||
| 2.22%* | $100k* | - | 24 Month Term Share Certificate | ||
| OTHER TIERS: 2.12% → $1k - $50k | 2.17% → $50k - $100k | |||||
| 2.17%* | $100k* | - | 18 Month Term Share Certificate | ||
| OTHER TIERS: 2.02% → $1k - $50k | 2.07% → $50k - $100k | |||||
| 1.76% | $1k | - | 12 Month Term Share Certificate | ||
| 1.00%* | $1 | $1.5k | 52 Week Add-On Share Certificate | ||
| OTHER TIERS: 0.50% → $1.5k+ | |||||
| 0.80% | $500 | - | 6 Month Term Share Certificate | ||
| 0.50% | $50 | - | 12 Month Add-On Share Certificate | ||
| 0.35% | $500 | - | 91 Day Term Share Certificate | ||
| 0.35% | $15 | - | 91 Day Rainbow Add-On Share Certificate | ||
Marine Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.43% | $500 | - | 60 Month IRA | |
| 2.22% | $500 | - | 48 Month IRA | |
| 2.07% | $500 | - | 36 Month IRA | |
| 1.87% | $500 | - | 24 Month IRA | |
| 1.66% | $500 | - | 12 Month IRA | |
| 0.75% | $500 | - | 6 Month IRA |
