Marine Federal Credit Union

Overview / Commentary

www.marinefederalhb.org

910-577-7333

4180 Western Blvd
Jacksonville, NC 28546-6740

Marine Federal Credit Union is headquartered in Jacksonville and is the 8^th largest credit union in the state of North Carolina. It is also the 435^th largest credit union in the nation. It was established in 1959 and as of September of 2019, it had grown to 228 employees and 84,104 members at 15 locations. Marine Federal Credit Union's CD rates are 2X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Marine Federal Credit Union is open to anyone through joining the Marine Corps Museum Support Association through the credit union ($25 contribution). Membership is also open to those who currently serve or are retired military personnel associated with MCB Camp Lejeune and MCAS New River, Jacksonville, North Carolina, and MCB Quantico, Virginia, including Department of Defense or Non-Appropriated Fund civilians. Also available to immediate family members of the military personnel eligible and to select business associates.
See current membership details

View all posts from:

2010
2009
2006

7/15 - Marine Federal Credit Union: Barvo Checking Rate Drop
4/1 - Rate Changes As Of 4/1/2010

8/5 - 5.00% Reward Checking Account at Marine FCU in NC & VA - Local Only

7/6 - 6.00% 36-Month CD at a North Carolina/Virginia CU (Marine FCU)

Reviews (4)

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Great For Me

Posted by: innkeeper9 | Jun 11, 2018

I've been member since 2000, some of the recent changes I don't like, but admit it is because I am much older, liked the real simplicity of the older setup online. However I have always been able to log on, only have had problem during storms and such; I've always been able to contact customer service quickly on the phone and have always had issues resolved quickly. I guess it depends on what you do and need, but they have met my needs for years.

Comment

Marine Federal Credit Union Is Semper Garbage

Posted by: Big_Daddy_RL | Feb 8, 2017

This credit union has to be the poorest excuse for a credit union I have ever seen. The customer service is extremely awful. It takes you at least 10-15 mins. to get through to a local branch or their 1-800 number. The inside of every branch is ghetto. You'll see graffiti at the customer service desk. Definitely "D" team. To be associated using Marine in their name is shameful. I only became a member because I was a Marine.

Comment

Terrible Customer Service

Posted by: abbiedthompson | Mar 6, 2012

This bank is awful. Terrible customer service, and it seems as if their system is down every other day. It took me THREE WEEKS to get in contact with someone about an auto loan, even after calling every day and leaving messages.

MFCU Is Garbage

Posted by: Anonymous | Aug 17, 2011

Terrible bank, their employees are snakes. Go with a different credit union.

Comment

Health

B+

Data as of Q3 2019

Learn why bank health matters

Health Grade Components

Overall
NCUA #	12977
Year Chartered	1959
Employees	228
Primary Regulator

Profit Margin
Return on Assets - YTD	1.14%
Return on Equity - YTD	13.24%
Annual Interest Income	$23.4MM

Assets and Liabilities
Assets	Q3 2019vs Q3 2018	$721.5MM$720.4MM
Loans	Q3 2019vs Q3 2018	$483.0MM$488.1MM
Deposits	Q3 2019vs Q3 2018	$650.3MM$654.5MM
Equity Capital	Q3 2019vs Q3 2018	$62.8MM$54.4MM
Loan Loss Allowance	Q3 2019vs Q3 2018	$8.9MM$12.7MM
Unbacked Noncurrent Loans	Q3 2019vs Q3 2018	$2.3MM$4.8MM
Real Estate Owned	Q3 2019vs Q3 2018	$0$27.00K

Rates

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Savings
Money Market
Checking
CD
IRA

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Always verify rates and promotions with the bank or credit union. We are not Marine Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Marine Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
1.00%^*	$5	$25k	Deployment Club Share
OTHER TIERS: 0.05% → $25k+
0.25%	$5	-	Primary Savings
0.25%	$5	-	Christmas Club
0.25%	$5	-	ETC Club
0.25%	$5	-	Financial Counseling
0.25%	$5	-	Auto Insurance Savings Share
0.25%	-	-	IRA Shares
0.25%	-	-	HSA Share
0.25%^*	$5	$25k	Club Ed Share
OTHER TIERS: 0.05% → $25k+
0.25%	$5	-	Business Savings
0.25%	$5	-	Organization Savings Share
0.25%	$5	-	Secondary Savings
0.25%	-	-	Credit Builder Savings
0.25%	$5	-	Teen Saver
0.25%	$5	-	Rainbow Saver

Marine Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
1.26%^*	$500k^*	-	Jumbo Money Market
OTHER TIERS: 1.00% → $100k - $500k
0.60%^*	$25k^*	-	Money Market Share
OTHER TIERS: 0.40% → $2.5k - $10k \| 0.50% → $10k - $25k

Marine Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
1.26%^*	-	$10k	Kasasa Cash Checking
OTHER TIERS: 0.05% → $10k+
0.05%	-	-	Armed Forces Checking

Marine Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.22%^*	$100k^*	-	60 Month Term Share Certificate
OTHER TIERS: 2.07% → $1k - $50k \| 2.17% → $50k - $100k
2.12%^*	$100k^*	-	48 Month Term Share Certificate
OTHER TIERS: 2.02% → $1k - $50k \| 2.07% → $50k - $100k
2.07%^*	$100k^*	-	36 Month Term Share Certificate
OTHER TIERS: 1.97% → $1k - $50k \| 2.02% → $50k - $100k
2.02%^*	$100k^*	-	24 Month Term Share Certificate
OTHER TIERS: 1.92% → $1k - $50k \| 1.97% → $50k - $100k
2.02%	$10k	-	13 Month Term Share Certificate
1.97%^*	$100k^*	-	18 Month Term Share Certificate
OTHER TIERS: 1.87% → $1k - $50k \| 1.92% → $50k - $100k
1.87%^*	$100k^*	-	12 Month Term Share Certificate
OTHER TIERS: 1.76% → $1k - $100k
1.00%^*	$1	$1.5k	52 Week Add-On Challenge Share Certificate
OTHER TIERS: 0.50% → $1.5k+
0.80%	$500	-	6 Month Term Share Certificate
0.50%	$50	-	12 Month Add-On Share Certificate
0.35%	$500	-	91 Day Term Share Certificate
0.35%	$15	-	91 Day Rainbow Add-On Share Certificate

Marine Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
2.43%	$500	-	60 Month IRA
2.22%	$500	-	48 Month IRA
2.07%	$500	-	36 Month IRA
1.87%	$500	-	24 Month IRA
1.66%	$500	-	12 Month IRA
0.75%	$500	-	6 Month IRA