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Marion And Polk Schools Credit Union

Popular Accounts at this Credit Union

0.70%5-year CD60 Month CD
0.15%1-year CD12 Month First Step CD
0.02%SavingsShare Savings

Overview / Commentary
451 Division St NE
Salem, OR 97301

Marion And Polk Schools Credit Union is headquartered in Salem and is the 11th largest credit union in the state of Oregon. It is also the 437th largest credit union in the nation. It was established in 1936 and as of June of 2016, it had grown to 199 employees and 52,884 members at 10 locations. Marion And Polk Schools Credit Union has an A health rating.

Field of Membership Restrictions

Membership is open to those who live or work in the Willamette Valley Basin.
See current membership details

Reviews (3)

Reasonable with a side of inexperience

Posted by: blaster | Oct 17, 2016

I used this credit union for a really long time due to it being local, and therefore having a lowered fee rate. I'm overall really pleased with how they handle overdraft fees. They're usually really low, and sometimes they'll wave them for you if you have a legitimate reason for an issue to have arisen. One of the issues I did have with this bank was that they employ a lot of new tellers, and there seems to be a quick turnaround rate. So, for example, I had my fiance go to deposit a pretty hefty check of mine, and there were some steps that the teller missed and he had to remind them of, and they were rather crucial steps. So that was a very unnerving experience, but that's the only time something like that has ever happened. Other than that minor snafu, the checking accounts and savings accounts are probably the banks best feature, as they are free and require no monthly activity or fee to operate.

Maps Credit Union

I have never had an unpleasant experience when visiting my local branch of Maps Credit Union in Salem, Oregon. The people are always in an upbeat and positive mood, the lighting and layout are well thought out for the ease and protection of the client, and that is it you are treated more like a client, than a customer or consumer visiting for a deposit or withdrawal. No, they make the experience more old fashioned, most teller know you by name and greet you immediately when you come in! Not to mention they have a great little coffee area to get yourself something if you are waiting on a loan or more timely business. I enjoy doing my banking with such a pleasant example of true customer service, which is why I bank at Maps Credit Union.

Terrible customer service

The last time I dealt with maps credit union, they had charged me an overdraft fee for something that was their fault. I had a pending payment that didn't show up on their online platform, but was registering in their database, which caused me to not know what my balance is. Then they rearranged my withdrawals so that that they could charge me FOUR separate overdraft fees instead of one. When I called them, they blamed me and only were willing to wave one of the fees. Another time that I had to deal with them, I had given a check for approximately $3,000.00 to my fiance to cash in an account that doesn't have my name on it, and they cashed it without even asking who it belonged to. Someone could have stolen my money! They have shady business practices, and they are rude to customers. They only care about the bottom line.


Health Grade Components

NCUA #64166
Year Chartered1936
Primary Regulator
Profit Margin
Return on Assets - YTD0.98%
Return on Equity - YTD12.34%
Annual Interest Income$10.2MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$594.1MM$532.3MM
LoansQ2 2016vs Q2 2015$433.8MM$367.1MM
DepositsQ2 2016vs Q2 2015$538.6MM$482.5MM
Equity CapitalQ2 2016vs Q2 2015$46.4MM$40.8MM
Loan Loss AllowanceQ2 2016vs Q2 2015$1.1MM$1.3MM
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$596.00K$983.00K
Real Estate OwnedQ2 2016vs Q2 2015$0$159.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Marion And Polk Schools Credit Union Savings Account Rates

0.35%--Premier IRA
0.35%--Premier Roth IRA
0.35%--Premier SEP IRA
0.35%--Premier ESA
0.25%--Monthly IRA Share
0.25%--Monthly Roth IRA Share
0.25%--Monthly SEP IRA Share
0.25%--Monthly CESA Share
0.15%--IRA Savings
0.15%--Roth IRA Savings
0.15%--SEP IRA Savings
0.15%--Coverdell ESA
0.02%$100-Share Savings
0.02%--Youth Savings
0.02%--Christmas Club
0.02%$100-Business Share Savings

Marion And Polk Schools Credit Union Money Market Rates

0.15%*$100k*-Market Investor
OTHER TIERS: 0.01% $100 - $10k | 0.05% $10k - $50k | 0.10% $50k - $100k
0.15%*$100k*-Business Market Investor
OTHER TIERS: 0.01% $100 - $10k | 0.05% $10k - $50k | 0.10% $50k - $100k

Marion And Polk Schools Credit Union Checking Account Rates

0.20%$2,500-Business Plus Checking
0.10%*$25k*-Presidents Club Checking
OTHER TIERS: 0.01% $750 - $5k | 0.05% $5k - $25k
0.10%*$25k*-Business Checking
OTHER TIERS: 0.01% $1,500 - $10k | 0.05% $10k - $25k
0.01%$750-Dividend Option Checking
0.01%$750-Passport (55+) Checking

Marion And Polk Schools Credit Union CD Rates

0.70%$1k-60 Month CD
0.65%$1k-48 Month CD
0.60%$1k-36 Month CD
0.40%$1k-30 Month CD
0.30%$1k-24 Month CD
0.20%$1k-18 Month CD
0.20%$1k-12 Month CD
0.15%$100-12 Month First Step CD
0.10%$1k-6 Month CD
0.05%$1k-3 Month CD

Marion And Polk Schools Credit Union IRA Rates

0.70%$1k-60 Month IRA
0.65%$1k-48 Month IRA
0.60%$1k-36 Month IRA
0.40%$1k-30 Month IRA
0.30%$1k-24 Month IRA
0.20%$1k-12 Month IRA
0.20%$1k-18 Month IRA
0.15%$100-12 months First Step CESA
0.10%$1k-6 Month IRA
0.05%$1k-3 Month IRA

Marion And Polk Schools Credit Union Locations
Branch Office111 McNary Estates Dr NKeizer, OR 97303-7459
Branch Office4615 Commercial St SESalem, OR 97302
Branch Office163 Knox St NMonmouth, OR 97361-2226
Branch Office900 State St Putnam Center, Willamette UnivSalem, OR 97301
Branch Office1860 Newberg HwyWoodburn, OR 97071
Branch Office476 Glen Creek Rd NWSalem, OR 97304
Branch Office1900 Hines St SESalem, OR 97302
Branch Office4001 Winema Pl NE Suite 100Salem, OR 97305
Branch Office451 Division St NESalem, OR 97301
Branch Office103 S 2nd StSilverton, OR 97381