Market USA Federal Credit Union

Overview / Commentary

www.marketusafcu.com

301-586-3400

8871 Gorman Rd, Ste 100
Laurel, MD 20723

Market USA Federal Credit Union is headquartered in Laurel and is the 35^th largest credit union in the state of Maryland. It is also the 1,532^nd largest credit union in the nation. It was established in 1953 and as of March of 2019, it had grown to 45 employees and 18,339 members at 3 locations. Market USA Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership in Market USA Federal Credit Union is open to anyone who joins the Market USA Cares Foundation (minimum $10 donation), regardless of residency status. Residents of Georgia, Maryland, North Carolina, Pennsylvania, South Carolina, Tennessee, Virginia, West Virginia, and Washington D.C. are also eligible to join, as are employees of Giant Food, BILO, C&S Wholesale and other Select Employer Groups.
See current membership details

3.15% APY 10 Month “Tax Time Certificate Special” (Requires DD And E-Stmts), Easy Membership - 4/6/2019

“* Maximum deposit $20,000. Requirements to earn 3.15% APY: activated e-Statements and Direct Deposit of at least $500 into your Market USA account. APY without Direct Deposit is 2.90% (requires activated e-Statements). Standard APY without Direct Deposit or e-Statements is 2.80%. Offer valid for a limited time only; one certificate special per SSN.” http://marketusafcu.com/savings_checking/certificates.aspx Easy membership nationwide via donation to Market USA Cares Foundation. Memberships available for as little as $5 according to this donation form: http://www.marketusacares.org/MarketUSACaresDonationFormWeb.pdf Also, a 3.01% APY Platinum Tier VIP Checking account is offered. Details here: http://marketusafcu.com/savings_checking/checking/rewardschecking.aspx

20-Month CD Special, 3.10% APY, $15,000 Max - 10/6/2018

Maximum deposit $15,000. New money only. Requirement to earn 3.10% APY: activated e-Statements. Standard 3.00% APY without e-Statements. 20 month certificate offer available for a limited-time only. Easy membership for residents of the District of Columbia, George, Maryland, North Carolina, Pennsylvania, South Carolina, Tennessee, Virginia, West Virginia through the American Consumer Council.

20-Month CD Special, 2.70% APY, Up To $15K - 7/19/2018

20-month Certificate Special, 2.70% APY Maximum deposit $15,000. New money only. Requirement to earn 2.70% APY: activated e-Statements. Rate is 2.60% APY without e-Statements. 20 month certificate offer available for a limited-time only. http://www.marketusafcu.com/savings_checking/certificates.aspx

View all posts from:

2019
2018
2017
Earlier

4/6 - 3.15% APY 10 Month “Tax Time Certificate Special” (Requires DD And E-Stmts), Easy Membership

10/6 - 20-Month CD Special, 3.10% APY, $15,000 Max
7/19 - 20-Month CD Special, 2.70% APY, Up To $15K
5/2 - Market USA FCU Offers 10-Month CD Special and Reward Checking

9/22 - Market USA FCU Boosts VIP Checking Platinum Rate

10/27/15 - Market USA FCU (Multi-State) Has Competitive 60-Month CD
6/5/13 - Marketusa FCU RCA Drop (2.0%APY, $50K) To (2.0%, $15K) Effective 7/1/13
6/1/13 - Market USA FCU Problem Posting 5/31 Dividends
1/2/12 - Market USA VIP Checking Dropped Rate ...
9/6/11 - Market USA FCU Dropped VIP Checking Rate: ...
3/18/11 - Market USA FCU "Enhanced" Requirements...
10/1/09 - 4.00% Reward Checking Account at Market USA Federal Credit Union in MD, MA & SC - Local Only
2/2/08 - 5.31% 13-Month CD at a MD/SC/MA Credit Union (Market USA).

Reviews (2)

Write a Review

Marketusa Is My Piggy Bank

Posted by: Anonymous | Oct 6, 2012

The only time I needed to speak to anybody was when I opened the Rewards Checking Account. After that, no contact since a few trips to deposit money. I don't need to talk to them, nor hear from them on the phone. As long as I get my 2% interest, I am a happy camper!! This is not a bank for somebody who needs a bank. This place is an excellent piggy bank.

Comment

Credit Union With Membership Requirements

Posted by: curls | Dec 30, 2010

You need to be an employee of one of their member companies. Or related to an employee. Or related to a person with an account allready.

Giant is the big employee. There's a list under the "member" selection in the navigation bar across the top.

The rate is accurate as of 12/29/2010 of 4% up to 50,000. Pretty amazing. Only 1 account per person.

Health

Data as of Q1 2019

Learn why bank health matters

Health Grade Components

Overall
NCUA #	9003
Year Chartered	1953
Employees	45
Primary Regulator

Profit Margin
Return on Assets - YTD	1.62%
Return on Equity - YTD	8.32%
Annual Interest Income	$1.5MM

Assets and Liabilities
Assets	Q1 2019vs Q1 2018	$113.9MM$108.4MM
Loans	Q1 2019vs Q1 2018	$83.3MM$75.6MM
Deposits	Q1 2019vs Q1 2018	$89.5MM$85.5MM
Equity Capital	Q1 2019vs Q1 2018	$22.7MM$21.2MM
Loan Loss Allowance	Q1 2019vs Q1 2018	$1.5MM$1.2MM
Unbacked Noncurrent Loans	Q1 2019vs Q1 2018	$864.00K$1.0MM
Real Estate Owned	Q1 2019vs Q1 2018	$0$0

Rates

Rates for Market USA Federal Credit Union are currently being reviewed.

Locations

Market USA Federal Credit Union Locations
Branch Office	8871 Gorman Rd Ste 100	Laurel, MD 20723-5877
Branch Office	8200 Professional Pl Ste 105	Landover, MD 20785-2293
Branch Office	201 Bi Lo Blvd	Greenville, SC 29607-5346

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