Market USA Federal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
2.00%	Reward Checking	VIP Checking Platinum Tier 1.75% - National Average
2.06%	5-year CD	60 Month CD 1.85% - Synchrony Bank 60 Month CD
0.40%	1-year CD	12 Month Accumulator Preferred Rate CD 1.05% - Ally Bank High Yield 12-Month CD

View all Market USA Federal Credit Union rates »

Overview / Commentary

www.marketusafcu.com

301-586-3400

8871 Gorman Rd, Ste 100
Laurel, MD 20723

Market USA Federal Credit Union is headquartered in Laurel and is the 35^th largest credit union in the state of Maryland. It is also the 1,585^th largest credit union in the nation. It was established in 1953 and as of June of 2016, it had grown to 39 employees and 16,479 members at 3 locations. Market USA Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership is open to residents of Maryland, Tennessee, North Carolina, South Carolina, West Virginia, Virginia, Georgia, Washington D.C. and Pennsylvania.
See current membership details

Marketusa Is My Piggy Bank

Posted by: Anonymous | Oct 6, 2012

The only time I needed to speak to anybody was when I opened the Rewards Checking Account. After that, no contact since a few trips to deposit money. I don't need to talk to them, nor hear from them on the phone. As long as I get my 2% interest, I am a happy camper!! This is not a bank for somebody who needs a bank. This place is an excellent piggy bank.

Reply

2

Credit Union With Membership Requirements

Posted by: curls | Dec 30, 2010

You need to be an employee of one of their member companies. Or related to an employee. Or related to a person with an account allready.

Giant is the big employee. There's a list under the "member" selection in the navigation bar across the top.

The rate is accurate as of 12/29/2010 of 4% up to 50,000. Pretty amazing. Only 1 account per person.

6

They Are GOD.

Posted by: Buddtaoist | Aug 29, 2011

Every time when I talk to a rep, I will hear the stiff, harsh and didactical tone. Plus, they always makes the process as difficult as possible. All I can do is to make myself be very very patient until that day, they insisted on mailing instead of faxing some data that I needed it in hand immidiately, even after they have verified my ID through the phone. They are very preceptive, they might believe they are God?

4

Health

A

Data as of Q2 2016

Learn more about bank health

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Market USA Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #	9003
Year Chartered	1953
Employees	39
Primary Regulator

Profit Margin
Return on Assets - YTD	0.82%
Return on Equity - YTD	4.18%
Annual Interest Income	$1.8MM

Assets and Liabilities
Assets	Q2 2016vs Q2 2015	$99.4MM$96.2MM
Loans	Q2 2016vs Q2 2015	$48.6MM$43.2MM
Deposits	Q2 2016vs Q2 2015	$78.9MM$76.9MM
Equity Capital	Q2 2016vs Q2 2015	$19.5MM$18.6MM
Loan Loss Allowance	Q2 2016vs Q2 2015	$703.00K$703.00K
Unbacked Noncurrent Loans	Q2 2016vs Q2 2015	$593.00K$518.00K
Real Estate Owned	Q2 2016vs Q2 2015	$0$0

Rates

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

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