Market USA Federal Credit Union


Overview / Commentary
301-586-3400
8871 Gorman Rd, Ste 100
Laurel, MD 20723

Market USA Federal Credit Union is headquartered in Laurel and is the 33rd largest credit union in the state of Maryland. It is also the 1,558th largest credit union in the nation. It was established in 1953 and as of September of 2022, it had grown to 40 employees and 19,090 members at 3 locations. Market USA Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership in Market USA Federal Credit Union is open to anyone who joins the Market USA Cares Foundation (minimum $10 donation), regardless of residency status. Residents of Georgia, Maryland, North Carolina, Pennsylvania, South Carolina, Tennessee, Virginia, West Virginia, and Washington D.C. are also eligible to join, as are employees of Giant Food, BILO, C&S Wholesale and other Select Employer Groups.
See current membership details

Reviews (2)

Marketusa Is My Piggy Bank

Posted by: |

The only time I needed to speak to anybody was when I opened the Rewards Checking Account. After that, no contact since a few trips to deposit money. I don't need to talk to them, nor hear from them on the phone. As long as I get my 2% interest, I am a happy camper!! This is not a bank for somebody who needs a bank. This place is an excellent piggy bank.

Credit Union With Membership Requirements

Posted by: |

You need to be an employee of one of their member companies.  Or related to an employee.  Or related to a person with an account allready.

Giant is the big employee.  There's a list under the "member" selection in the navigation bar across the top.

The rate is accurate as of 12/29/2010 of 4% up to 50,000.  Pretty amazing.  Only 1 account per person.



Health

Health Grade Components

Overall
NCUA #9003
Year Chartered1953
Employees40
Primary Regulator
Profit Margin
Return on Assets - YTD0.69%
Return on Equity - YTD3.68%
Annual Interest Income$4.2MM
Assets and Liabilities
AssetsQ3 2022vs Q3 2021$136.9MM$136.3MM
LoansQ3 2022vs Q3 2021$98.2MM$82.1MM
DepositsQ3 2022vs Q3 2021$109.6MM$110.3MM
Equity CapitalQ3 2022vs Q3 2021$25.9MM$24.9MM
Loan Loss AllowanceQ3 2022vs Q3 2021$1.4MM$1.6MM
Unbacked Noncurrent LoansQ3 2022vs Q3 2021$1.2MM$938.00K
Real Estate OwnedQ3 2022vs Q3 2021$0$0
Rates

Rates for Market USA Federal Credit Union are currently being reviewed.

Locations


Market USA Federal Credit Union Locations
Branch Office8871 Gorman Rd Ste 100Laurel, MD 20723-5877
Branch Office8871 Gorman Rd Ste 100Laurel, MD 20723-5877
Branch Office201 Bi Lo BlvdGreenville, SC 29607-5346

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