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Market USA Federal Credit Union


Overview / Commentary
www.marketusafcu.com
301-586-3400
8871 Gorman Rd, Ste 100
Laurel, MD 20723

Market USA Federal Credit Union is headquartered in Laurel and is the 35th largest credit union in the state of Maryland. It is also the 1,525th largest credit union in the nation. It was established in 1953 and as of December of 2019, it had grown to 43 employees and 18,459 members at 3 locations. Market USA Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership in Market USA Federal Credit Union is open to anyone who joins the Market USA Cares Foundation (minimum $10 donation), regardless of residency status. Residents of Georgia, Maryland, North Carolina, Pennsylvania, South Carolina, Tennessee, Virginia, West Virginia, and Washington D.C. are also eligible to join, as are employees of Giant Food, BILO, C&S Wholesale and other Select Employer Groups.
See current membership details

Related Posts

Market USA Federal Credit Union VIP Checking Available Nationwide - 7/1/2020

Market USA Federal Credit Union's nationally available VIP Free Checking Platinum Tier has a long history of competitive rates on qualifying balances.

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Reviews (2)

Marketusa Is My Piggy Bank

Posted by: |

The only time I needed to speak to anybody was when I opened the Rewards Checking Account. After that, no contact since a few trips to deposit money. I don't need to talk to them, nor hear from them on the phone. As long as I get my 2% interest, I am a happy camper!! This is not a bank for somebody who needs a bank. This place is an excellent piggy bank.

3

Credit Union With Membership Requirements

Posted by: |

You need to be an employee of one of their member companies.  Or related to an employee.  Or related to a person with an account allready.

Giant is the big employee.  There's a list under the "member" selection in the navigation bar across the top.

The rate is accurate as of 12/29/2010 of 4% up to 50,000.  Pretty amazing.  Only 1 account per person.

6


Health
B+

Data as of Q4 2019

Learn why bank health matters

Health Grade Components

Overall
NCUA #9003
Year Chartered1953
Employees43
Primary Regulator
Profit Margin
Return on Assets - YTD0.99%
Return on Equity - YTD4.77%
Annual Interest Income$6.0MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$114.2MM$120.1MM
LoansQ4 2019vs Q4 2018$83.0MM$84.1MM
DepositsQ4 2019vs Q4 2018$89.8MM$97.4MM
Equity CapitalQ4 2019vs Q4 2018$23.4MM$22.2MM
Loan Loss AllowanceQ4 2019vs Q4 2018$1.8MM$1.5MM
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$1.3MM$1.4MM
Real Estate OwnedQ4 2019vs Q4 2018$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Market USA Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Market USA Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$25k*-Savings Account
OTHER TIERS: 0.05% → Up to $5k | 0.10% → $5k - $25k
0.15%--Holiday Club
0.15%--Vacation Club
0.15%*$25k*-Sub-Savings Account
OTHER TIERS: 0.05% → Up to $5k | 0.10% → $5k - $25k
0.10%--IRA Savings

Market USA Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$50k*-Money Market
OTHER TIERS: 0.10% → Up to $2k | 0.11% → $2k - $20k | 0.15% → $20k - $50k

Market USA Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.01%*-$15kVIP Free Checking Platinum Tier - Qualifying
OTHER TIERS: 0.05% → $15k+
2.01%*-$15kVIP Free Checking Gold Tier - Qualifying
OTHER TIERS: 0.05% → $15k+
0.05%$1k-Regular Checking

Market USA Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.15%$500$15k20 Month Preferred CD Special - New Money Only w/ e-Statement and Direct Deposit
0.90%$500-60 Month Preferred CD
0.80%$500$15k20 Months CD Special
0.80%$500-48 Month Preferred CD
0.75%$500-24 Month Preferred CD
0.75%$500-36 Month Preferred CD
0.70%$500-18 Month Preferred CD
0.60%$500-12 Month Preferred CD
0.55%$500-60 Month CD
0.45%$500-48 Month CD
0.40%$500-24 Month CD
0.40%$500-36 Month CD
0.35%$500-18 Month CD
0.25%$500-6 Month CD
0.25%$500-12 Month CD
0.20%$500-3 Month CD
0.20%$100$1k12 Month Accumulator CD

Market USA Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.15%$500$15k20 Month IRA Preferred Special - New Money Only w/ e-Statement and Direct Deposit
0.90%$500-60 Month Preferred IRA
0.80%$500$15k20 Months IRA Special
0.80%$500-48 Month Preferred IRA
0.75%$500-24 Month Preferred IRA
0.75%$500-36 Month Preferred IRA
0.70%$500-18 Month Preferred IRA
0.60%$500-12 Month Preferred IRA
0.55%$500-60 Month IRA
0.45%$500-48 Month IRA
0.40%$500-24 Month IRA
0.40%$500-36 Month IRA
0.35%$500-18 Month IRA
0.25%$500-6 Month IRA
0.25%$500-12 Month IRA
0.20%$500-3 Month IRA
0.20%$100$1k12 Month Accumulator IRA
Locations


Market USA Federal Credit Union Locations
Branch Office8871 Gorman Rd Ste 100Laurel, MD 20723-5877
Branch Office8200 Professional Place, Suite 105 Hyattsville, Maryland , MD 20785
Branch Office201 Bilo BlvdGreenville, SC 29607-5346

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