Market USA Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 3.01% | Reward Checking | VIP Checking Platinum Tier 1.84% - National Average |
| 2.36% | 5-year CD | 60 Month CD 2.25% - Bank of Internet USA 60 Month CD |
| 1.01% | 1-year CD | 12 Month Accumulator Preferred Rate CD |
Market USA Federal Credit Union is headquartered in Laurel and is the 34th largest credit union in the state of Maryland. It is also the 1,560th largest credit union in the nation. It was established in 1953 and as of June of 2017, it had grown to 39 employees and 17,206 members at 3 locations. Market USA Federal Credit Union's CD rates are 50% higher than the national average, and it has an A health rating.
Field of Membership Restrictions
Membership in Market USA Federal Credit Union is open to those who live in Maryland, North Carolina, South Carolina, West Virginia, Virginia, Washington D.C., Georgia, Tennessee, and Pennsylvania. Membership is also open to employees of Giant Food, BILO, C&S Wholesale and other Select Employer Groups.
See current membership details
Related Posts
Marketusa Is My Piggy Bank
The only time I needed to speak to anybody was when I opened the Rewards Checking Account. After that, no contact since a few trips to deposit money. I don't need to talk to them, nor hear from them on the phone. As long as I get my 2% interest, I am a happy camper!! This is not a bank for somebody who needs a bank. This place is an excellent piggy bank.
Credit Union With Membership Requirements
You need to be an employee of one of their member companies. Or related to an employee. Or related to a person with an account allready.
Giant is the big employee. There's a list under the "member" selection in the navigation bar across the top.
The rate is accurate as of 12/29/2010 of 4% up to 50,000. Pretty amazing. Only 1 account per person.
Pissed And Closing Account
My card was compromised twice in a year with this credit union. They charge me $50 to get a new card after they basically closed my card down without me having any cash on me. I am closing my account and going to Navy Federal. Basically looks like they are doing this on purpose just to charge me for another card.
They Are GOD.
Every time when I talk to a rep, I will hear the stiff, harsh and didactical tone. Plus, they always makes the process as difficult as possible. All I can do is to make myself be very very patient until that day, they insisted on mailing instead of faxing some data that I needed it in hand immidiately, even after they have verified my ID through the phone. They are very preceptive, they might believe they are God?
Data as of Q2 2017
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 9003 |
| Year Chartered | 1953 |
| Employees | 39 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.03% |
| Return on Equity - YTD | 5.29% |
| Annual Interest Income | $2.1MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2017vs Q2 2016 | $105.8MM$99.4MM |
| Loans | Q2 2017vs Q2 2016 | $67.5MM$48.6MM |
| Deposits | Q2 2017vs Q2 2016 | $84.3MM$78.9MM |
| Equity Capital | Q2 2017vs Q2 2016 | $20.4MM$19.5MM |
| Loan Loss Allowance | Q2 2017vs Q2 2016 | $951.00K$703.00K |
| Unbacked Noncurrent Loans | Q2 2017vs Q2 2016 | $1.2MM$593.00K |
| Real Estate Owned | Q2 2017vs Q2 2016 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Market USA Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.
Market USA Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.25%*† | $25k* | - | Savings Account | ||
| OTHER TIERS: 0.05% → Up to $2k | 0.10% → $2k - $5k | 0.15% → $5k - $25k | |||||
| 0.15%† | - | - | Holiday Club Account | ||
| 0.15%† | - | - | Vacation Club Account | ||
| 0.15%† | - | - | IRA Savings | ||
Market USA Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.65%*† | $50k* | - | Money Market Account | ||
| OTHER TIERS: 0.10% → Up to $2k | 0.20% → $2k - $10k | 0.45% → $10k - $50k | |||||
Market USA Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 3.01%*† | - | $15k | VIP Checking Platinum Tier - Qualifying | ||
| OTHER TIERS: 0.05% → $15k+ | |||||
| 2.01%*† | - | $15k | VIP Checking Gold Tier - Qualifying | ||
| OTHER TIERS: 0.05% → $15k+ | |||||
| 0.05%† | $1k | - | Regular Checking Account | ||
Market USA Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.36%† | $500 | - | 60 Month CD | |
| 2.20%† | $500 | - | 48 Month CD | |
| 2.01%† | $500 | - | 36 Month CD | |
| 1.81%† | $500 | - | 24 Month CD | |
| 1.60%† | $500 | - | 18 Month CD | |
| 1.35%† | $500 | - | 12 Month CD | |
| 1.01%† | $100 | $1k | 12 Month Accumulator Preferred Rate CD | |
| 0.50%† | $500 | - | 6 Month CD | |
| 0.40%† | $500 | - | 3 Month CD |
Market USA Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.36%† | $500 | - | 60 Month IRA | |
| 2.20%† | $500 | - | 48 Month IRA | |
| 2.01%† | $500 | - | 36 Month IRA | |
| 1.81%† | $500 | - | 24 Month IRA | |
| 1.60%† | $500 | - | 18 Month IRA | |
| 1.35%† | $500 | - | 12 Month IRA | |
| 1.01%† | $100 | $1k | 12 Month Accumulator IRA | |
| 0.50%† | $500 | - | 6 Month IRA | |
| 0.40%† | $500 | - | 3 Month IRA |
| Market USA Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 8871 Gorman Rd Ste 100 | Laurel, MD 20723-5877 |
| Branch Office | 8200 Professional Pl Ste 105 | Landover, MD 20785-2293 |
| Branch Office | 201 Bi Lo Blvd | Greenville, SC 29607-5346 |