Advertising Disclosure
  1. Banks
  2. Market USA Federal Credit Union

Market USA Federal Credit Union


Overview / Commentary
www.marketusafcu.com
301-586-3400
8871 Gorman Rd, Ste 100
Laurel, MD 20723

Market USA Federal Credit Union is headquartered in Laurel and is the 33rd largest credit union in the state of Maryland. It is also the 1,553rd largest credit union in the nation. It was established in 1953 and as of June of 2022, it had grown to 40 employees and 19,003 members at 3 locations. Market USA Federal Credit Union's money market rates are 14% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Market USA Federal Credit Union is open to anyone who joins the Market USA Cares Foundation (minimum $10 donation), regardless of residency status. Residents of Georgia, Maryland, North Carolina, Pennsylvania, South Carolina, Tennessee, Virginia, West Virginia, and Washington D.C. are also eligible to join, as are employees of Giant Food, BILO, C&S Wholesale and other Select Employer Groups.
See current membership details

Related Posts

View all posts from:


Reviews (2)

Marketusa Is My Piggy Bank

Posted by: |

The only time I needed to speak to anybody was when I opened the Rewards Checking Account. After that, no contact since a few trips to deposit money. I don't need to talk to them, nor hear from them on the phone. As long as I get my 2% interest, I am a happy camper!! This is not a bank for somebody who needs a bank. This place is an excellent piggy bank.

4

Credit Union With Membership Requirements

Posted by: |

You need to be an employee of one of their member companies.  Or related to an employee.  Or related to a person with an account allready.

Giant is the big employee.  There's a list under the "member" selection in the navigation bar across the top.

The rate is accurate as of 12/29/2010 of 4% up to 50,000.  Pretty amazing.  Only 1 account per person.

6


Health
A

Data as of Q2 2022

Learn why bank health matters

Health Grade Components

Overall
NCUA #9003
Year Chartered1953
Employees40
Primary Regulator
Profit Margin
Return on Assets - YTD0.59%
Return on Equity - YTD3.21%
Annual Interest Income$2.6MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$138.3MM$136.7MM
LoansQ2 2022vs Q2 2021$92.5MM$79.2MM
DepositsQ2 2022vs Q2 2021$111.5MM$111.2MM
Equity CapitalQ2 2022vs Q2 2021$25.6MM$24.7MM
Loan Loss AllowanceQ2 2022vs Q2 2021$1.3MM$1.6MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$964.00K$968.00K
Real Estate OwnedQ2 2022vs Q2 2021$0$0
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Market USA Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Market USA Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%--Holiday Club
0.10%--Vacation Club
0.10%--IRA Savings
0.07%*$25k*-Savings Account
OTHER TIERS: 0.05% → Up to $5k | 0.06% → $5k - $25k

Market USA Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$100k*-Money Market
OTHER TIERS: 0.05% → Up to $2k | 0.30% → $2k - $10k | 0.35% → $10k - $20k | 0.40% → $20k - $50k | 0.45% → $50k - $100k

Market USA Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.01%*-$15kVIP Free Checking Platinum Tier - Qualifying
OTHER TIERS: 0.01% → $15k+
2.01%*-$15kVIP Free Checking Gold Tier - Qualifying
OTHER TIERS: 0.01% → $15k+
0.01%$1k-Regular Checking

Market USA Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.51%$500-60 Month Preferred CD
1.21%$500-48 Month Preferred CD
1.16%$500-60 Month CD
1.06%$500-36 Month Preferred CD
0.95%$500-24 Month Preferred CD
0.85%$500-48 Month CD
0.85%$500-18 Month Preferred CD
0.80%$500-12 Month Preferred CD
0.70%$500-36 Month CD
0.60%$500-24 Month CD
0.50%$500-18 Month CD
0.50%$500-6 Month Preferred CD
0.45%$500-12 Month CD
0.45%$500-3 Month Preferred CD
0.45%$100$1k12 Month Accumulator Preferred CD
0.15%$500-6 Month CD
0.10%$500-3 Month CD
0.10%$100$1k12 Month Accumulator CD

Market USA Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.51%$500-60 Month Preferred IRA
1.21%$500-48 Month Preferred IRA
1.16%$500-60 Month IRA
1.06%$500-36 Month Preferred IRA
0.95%$500-24 Month Preferred IRA
0.85%$500-48 Month IRA
0.85%$500-18 Month Preferred IRA
0.80%$500-12 Month Preferred IRA
0.70%$500-36 Month IRA
0.60%$500-24 Month IRA
0.50%$500-18 Month IRA
0.50%$500-6 Month Preferred IRA
0.45%$500-12 Month IRA
0.45%$500-3 Month Preferred IRA
0.45%$100$1k12 Month Accumulator Preferred IRA
0.15%$500-6 Month IRA
0.10%$500-3 Month IRA
0.10%$100$1k12 Month Accumulator IRA
Locations


Market USA Federal Credit Union Locations
Branch Office8871 Gorman Rd Ste 100Laurel, MD 20723-5877
Branch Office8871 Gorman Rd Ste 100Laurel, MD 20723-5877
Branch Office201 Bi Lo BlvdGreenville, SC 29607-5346

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.