Market USA Federal Credit Union
Market USA Federal Credit Union is headquartered in Laurel and is the 35th largest credit union in the state of Maryland. It is also the 1,525th largest credit union in the nation. It was established in 1953 and as of December of 2019, it had grown to 43 employees and 18,459 members at 3 locations. Market USA Federal Credit Union has a B+ health rating.
Field of Membership Restrictions
Membership in Market USA Federal Credit Union is open to anyone who joins the Market USA Cares Foundation (minimum $10 donation), regardless of residency status. Residents of Georgia, Maryland, North Carolina, Pennsylvania, South Carolina, Tennessee, Virginia, West Virginia, and Washington D.C. are also eligible to join, as are employees of Giant Food, BILO, C&S Wholesale and other Select Employer Groups.
See current membership details
Related Posts
7/19 - 20-Month CD Special, 2.70% APY, Up To $15K
5/2 - Market USA FCU Offers 10-Month CD Special and Reward Checking
6/5/13 - Marketusa FCU RCA Drop (2.0%APY, $50K) To (2.0%, $15K) Effective 7/1/13
6/1/13 - Market USA FCU Problem Posting 5/31 Dividends
1/2/12 - Market USA VIP Checking Dropped Rate ...
9/6/11 - Market USA FCU Dropped VIP Checking Rate: ...
3/18/11 - Market USA FCU "Enhanced" Requirements...
10/1/09 - 4.00% Reward Checking Account at Market USA Federal Credit Union in MD, MA & SC - Local Only
2/2/08 - 5.31% 13-Month CD at a MD/SC/MA Credit Union (Market USA).
Marketusa Is My Piggy Bank
The only time I needed to speak to anybody was when I opened the Rewards Checking Account. After that, no contact since a few trips to deposit money. I don't need to talk to them, nor hear from them on the phone. As long as I get my 2% interest, I am a happy camper!! This is not a bank for somebody who needs a bank. This place is an excellent piggy bank.
Credit Union With Membership Requirements
You need to be an employee of one of their member companies. Or related to an employee. Or related to a person with an account allready.
Giant is the big employee. There's a list under the "member" selection in the navigation bar across the top.
The rate is accurate as of 12/29/2010 of 4% up to 50,000. Pretty amazing. Only 1 account per person.
Data as of Q4 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 9003 |
| Year Chartered | 1953 |
| Employees | 43 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.99% |
| Return on Equity - YTD | 4.77% |
| Annual Interest Income | $6.0MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2019vs Q4 2018 | $114.2MM$120.1MM |
| Loans | Q4 2019vs Q4 2018 | $83.0MM$84.1MM |
| Deposits | Q4 2019vs Q4 2018 | $89.8MM$97.4MM |
| Equity Capital | Q4 2019vs Q4 2018 | $23.4MM$22.2MM |
| Loan Loss Allowance | Q4 2019vs Q4 2018 | $1.8MM$1.5MM |
| Unbacked Noncurrent Loans | Q4 2019vs Q4 2018 | $1.3MM$1.4MM |
| Real Estate Owned | Q4 2019vs Q4 2018 | $0$0 |