Market USA Federal Credit Union
Market USA Federal Credit Union is headquartered in Laurel and is the 33rd largest credit union in the state of Maryland. It is also the 1,550th largest credit union in the nation. It was established in 1953 and as of March of 2018, it had grown to 41 employees and 17,509 members at 3 locations. Market USA Federal Credit Union has an A health rating.
Field of Membership Restrictions
Membership in Market USA Federal Credit Union is open to anyone who joins the Market USA Cares Foundation (minimum $10 donation), regardless of residency status. Residents of Georgia, Maryland, North Carolina, Pennsylvania, South Carolina, Tennessee, Virginia, West Virginia, and Washington D.C. are also eligible to join, as are employees of Giant Food, BILO, C&S Wholesale and other Select Employer Groups.
See current membership details
Related Posts
6/1/13 - Market USA FCU Problem Posting 5/31 Dividends
1/2/12 - Market USA VIP Checking Dropped Rate ...
9/6/11 - Market USA FCU Dropped VIP Checking Rate: ...
3/18/11 - Market USA FCU "Enhanced" Requirements...
10/1/09 - 4.00% Reward Checking Account at Market USA Federal Credit Union in MD, MA & SC - Local Only
2/2/08 - 5.31% 13-Month CD at a MD/SC/MA Credit Union (Market USA).
Marketusa Is My Piggy Bank
The only time I needed to speak to anybody was when I opened the Rewards Checking Account. After that, no contact since a few trips to deposit money. I don't need to talk to them, nor hear from them on the phone. As long as I get my 2% interest, I am a happy camper!! This is not a bank for somebody who needs a bank. This place is an excellent piggy bank.
Credit Union With Membership Requirements
You need to be an employee of one of their member companies. Or related to an employee. Or related to a person with an account allready.
Giant is the big employee. There's a list under the "member" selection in the navigation bar across the top.
The rate is accurate as of 12/29/2010 of 4% up to 50,000. Pretty amazing. Only 1 account per person.
Data as of Q1 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 9003 |
| Year Chartered | 1953 |
| Employees | 41 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.03% |
| Return on Equity - YTD | 5.16% |
| Annual Interest Income | $1.3MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2018vs Q1 2017 | $108.4MM$103.5MM |
| Loans | Q1 2018vs Q1 2017 | $75.6MM$63.6MM |
| Deposits | Q1 2018vs Q1 2017 | $85.5MM$82.4MM |
| Equity Capital | Q1 2018vs Q1 2017 | $21.2MM$20.1MM |
| Loan Loss Allowance | Q1 2018vs Q1 2017 | $1.2MM$789.00K |
| Unbacked Noncurrent Loans | Q1 2018vs Q1 2017 | $1.0MM$656.00K |
| Real Estate Owned | Q1 2018vs Q1 2017 | $0$0 |
Rates for Market USA Federal Credit Union are currently being reviewed.
| Market USA Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 8871 Gorman Rd Ste 100 | Laurel, MD 20723-5877 |
| Branch Office | 8200 Professional Pl Ste 105 | Landover, MD 20785-2293 |
| Branch Office | 201 Bi Lo Blvd | Greenville, SC 29607-5346 |