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Market USA Federal Credit Union


Overview / Commentary
www.marketusafcu.com
301-586-3400
8871 Gorman Rd, Ste 100
Laurel, MD 20723

Market USA Federal Credit Union is headquartered in Laurel and is the 33rd largest credit union in the state of Maryland. It is also the 1,546th largest credit union in the nation. It was established in 1953 and as of September of 2021, it had grown to 37 employees and 18,528 members at 3 locations. Market USA Federal Credit Union has an A+ health rating.

Field of Membership Restrictions

Membership in Market USA Federal Credit Union is open to anyone who joins the Market USA Cares Foundation (minimum $10 donation), regardless of residency status. Residents of Georgia, Maryland, North Carolina, Pennsylvania, South Carolina, Tennessee, Virginia, West Virginia, and Washington D.C. are also eligible to join, as are employees of Giant Food, BILO, C&S Wholesale and other Select Employer Groups.
See current membership details

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Reviews (2)

Marketusa Is My Piggy Bank

Posted by: |

The only time I needed to speak to anybody was when I opened the Rewards Checking Account. After that, no contact since a few trips to deposit money. I don't need to talk to them, nor hear from them on the phone. As long as I get my 2% interest, I am a happy camper!! This is not a bank for somebody who needs a bank. This place is an excellent piggy bank.

4

Credit Union With Membership Requirements

Posted by: |

You need to be an employee of one of their member companies.  Or related to an employee.  Or related to a person with an account allready.

Giant is the big employee.  There's a list under the "member" selection in the navigation bar across the top.

The rate is accurate as of 12/29/2010 of 4% up to 50,000.  Pretty amazing.  Only 1 account per person.

6


Health
A+

Data as of Q3 2021

Learn why bank health matters

Health Grade Components

Overall
NCUA #9003
Year Chartered1953
Employees37
Primary Regulator
Profit Margin
Return on Assets - YTD0.75%
Return on Equity - YTD4.09%
Annual Interest Income$3.7MM
Assets and Liabilities
AssetsQ3 2021vs Q3 2020$136.3MM$127.1MM
LoansQ3 2021vs Q3 2020$82.1MM$80.5MM
DepositsQ3 2021vs Q3 2020$110.3MM$101.9MM
Equity CapitalQ3 2021vs Q3 2020$24.9MM$23.9MM
Loan Loss AllowanceQ3 2021vs Q3 2020$1.6MM$1.7MM
Unbacked Noncurrent LoansQ3 2021vs Q3 2020$938.00K$1.2MM
Real Estate OwnedQ3 2021vs Q3 2020$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Market USA Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Market USA Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%--Holiday Club
0.10%--Vacation Club
0.10%--IRA Savings
0.07%*$25k*-Savings Account
OTHER TIERS: 0.05% → Up to $5k | 0.06% → $5k - $25k
0.07%*$25k*-Sub-Savings Account
OTHER TIERS: 0.05% → Up to $5k | 0.06% → $5k - $25k

Market USA Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.13%*$50k*-Money Market
OTHER TIERS: 0.05% → Up to $2k | 0.11% → $2k - $20k | 0.12% → $20k - $50k

Market USA Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.01%*-$15kVIP Free Checking Platinum Tier - Qualifying
OTHER TIERS: 0.01% → $15k+
2.01%*-$15kVIP Free Checking Gold Tier - Qualifying
OTHER TIERS: 0.01% → $15k+
0.01%$1k-Regular Checking

Market USA Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$500-60 Month Preferred CD
0.70%$500-48 Month Preferred CD
0.65%$500-60 Month CD
0.55%$500-36 Month Preferred CD
0.50%$500-18 Month Preferred CD
0.50%$500-24 Month Preferred CD
0.40%$500-12 Month CD
0.35%$500-48 Month CD
0.20%$500-36 Month CD
0.15%$500-6 Month CD
0.15%$500-18 Month CD
0.15%$500-24 Month CD
0.10%$500-3 Month CD
0.10%$100$1k12 Month Accumulator CD

Market USA Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$500-60 Month Preferred IRA
0.70%$500-48 Month Preferred IRA
0.65%$500-60 Month IRA
0.55%$500-36 Month Preferred IRA
0.50%$500-18 Month Preferred IRA
0.50%$500-24 Month Preferred IRA
0.40%$500-12 Month IRA
0.35%$500-48 Month IRA
0.20%$500-36 Month IRA
0.15%$500-6 Month IRA
0.15%$500-18 Month IRA
0.15%$500-24 Month IRA
0.10%$500-3 Month IRA
0.10%$100$1k12 Month Accumulator IRA
Locations


Market USA Federal Credit Union Locations
Branch Office8871 Gorman Rd Ste 100Laurel, MD 20723-5877
Branch Office8871 Gorman Rd Ste 100Laurel, MD 20723-5877
Branch Office201 Bi Lo BlvdGreenville, SC 29607-5346

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