Market USA Federal Credit Union

Overview / Commentary
8871 Gorman Rd, Ste 100
Laurel, MD 20723

Market USA Federal Credit Union is headquartered in Laurel and is the 35th largest credit union in the state of Maryland. It is also the 1,525th largest credit union in the nation. It was established in 1953 and as of December of 2019, it had grown to 43 employees and 18,459 members at 3 locations. Market USA Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership in Market USA Federal Credit Union is open to anyone who joins the Market USA Cares Foundation (minimum $10 donation), regardless of residency status. Residents of Georgia, Maryland, North Carolina, Pennsylvania, South Carolina, Tennessee, Virginia, West Virginia, and Washington D.C. are also eligible to join, as are employees of Giant Food, BILO, C&S Wholesale and other Select Employer Groups.
See current membership details

Related Posts

3.15% APY 10 Month “Tax Time Certificate Special” (Requires DD And E-Stmts), Easy Membership - 4/6/2019

“* Maximum deposit $20,000. Requirements to earn 3.15% APY: activated e-Statements and Direct Deposit of at least $500 into your Market USA account. APY without Direct Deposit is 2.90% (requires activated e-Statements). Standard APY without Direct Deposit or e-Statements is 2.80%. Offer valid for a limited time only; one certificate special per SSN.” Easy membership nationwide via donation to Market USA Cares Foundation. Memberships available for as little as $5 according to this donation form: Also, a 3.01% APY Platinum Tier VIP Checking account is offered. Details here:

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Reviews (2)

Marketusa Is My Piggy Bank

Posted by: |

The only time I needed to speak to anybody was when I opened the Rewards Checking Account. After that, no contact since a few trips to deposit money. I don't need to talk to them, nor hear from them on the phone. As long as I get my 2% interest, I am a happy camper!! This is not a bank for somebody who needs a bank. This place is an excellent piggy bank.

Credit Union With Membership Requirements

Posted by: |

You need to be an employee of one of their member companies.  Or related to an employee.  Or related to a person with an account allready.

Giant is the big employee.  There's a list under the "member" selection in the navigation bar across the top.

The rate is accurate as of 12/29/2010 of 4% up to 50,000.  Pretty amazing.  Only 1 account per person.


Health Grade Components

NCUA #9003
Year Chartered1953
Primary Regulator
Profit Margin
Return on Assets - YTD0.99%
Return on Equity - YTD4.77%
Annual Interest Income$6.0MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$114.2MM$120.1MM
LoansQ4 2019vs Q4 2018$83.0MM$84.1MM
DepositsQ4 2019vs Q4 2018$89.8MM$97.4MM
Equity CapitalQ4 2019vs Q4 2018$23.4MM$22.2MM
Loan Loss AllowanceQ4 2019vs Q4 2018$1.8MM$1.5MM
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$1.3MM$1.4MM
Real Estate OwnedQ4 2019vs Q4 2018$0$0

Rates for Market USA Federal Credit Union are currently being reviewed.


Market USA Federal Credit Union Locations
Branch Office8871 Gorman Rd Ste 100Laurel, MD 20723-5877
Branch Office201 Bi Lo BlvdGreenville, SC 29607-5346
Branch Office8200 Professional Pl Ste 105Landover, MD 20785-2293

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