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Overview / Commentary
8871 Gorman Rd, Ste 100
Laurel, MD 20723

Market USA Federal Credit Union is headquartered in Laurel and is the 33rd largest credit union in the state of Maryland. It is also the 1,550th largest credit union in the nation. It was established in 1953 and as of March of 2018, it had grown to 41 employees and 17,509 members at 3 locations. Market USA Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership in Market USA Federal Credit Union is open to anyone who joins the Market USA Cares Foundation (minimum $10 donation), regardless of residency status. Residents of Georgia, Maryland, North Carolina, Pennsylvania, South Carolina, Tennessee, Virginia, West Virginia, and Washington D.C. are also eligible to join, as are employees of Giant Food, BILO, C&S Wholesale and other Select Employer Groups.
See current membership details

Related Posts

Market USA FCU Offers 10-Month CD Special and Reward Checking - 5/2/2018

Market USA FCU (easy membership) has added a 10-month Tax Time Certificate Special (2.50% APY, $500 min/$10k max). Available through 4/30/2018.

Market USA FCU Boosts VIP Checking Platinum Rate - 9/22/2017

Market USA FCU (DC, GA, MD, NC, PA, SC, TN, VA, WV) has raised the rate on its VIP Checking Platinum Tier to 3.01% APY on qualifying balances up to $15k.

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Reviews (2)

Marketusa Is My Piggy Bank

Posted by: Anonymous | Oct 6, 2012

The only time I needed to speak to anybody was when I opened the Rewards Checking Account. After that, no contact since a few trips to deposit money. I don't need to talk to them, nor hear from them on the phone. As long as I get my 2% interest, I am a happy camper!! This is not a bank for somebody who needs a bank. This place is an excellent piggy bank.

Credit Union With Membership Requirements

Posted by: curls | Dec 30, 2010

You need to be an employee of one of their member companies.  Or related to an employee.  Or related to a person with an account allready.

Giant is the big employee.  There's a list under the "member" selection in the navigation bar across the top.

The rate is accurate as of 12/29/2010 of 4% up to 50,000.  Pretty amazing.  Only 1 account per person.


Health Grade Components

NCUA #9003
Year Chartered1953
Primary Regulator
Profit Margin
Return on Assets - YTD1.03%
Return on Equity - YTD5.16%
Annual Interest Income$1.3MM
Assets and Liabilities
AssetsQ1 2018vs Q1 2017$108.4MM$103.5MM
LoansQ1 2018vs Q1 2017$75.6MM$63.6MM
DepositsQ1 2018vs Q1 2017$85.5MM$82.4MM
Equity CapitalQ1 2018vs Q1 2017$21.2MM$20.1MM
Loan Loss AllowanceQ1 2018vs Q1 2017$1.2MM$789.00K
Unbacked Noncurrent LoansQ1 2018vs Q1 2017$1.0MM$656.00K
Real Estate OwnedQ1 2018vs Q1 2017$0$0

Rates for Market USA Federal Credit Union are currently being reviewed.


Market USA Federal Credit Union Locations
Branch Office8871 Gorman Rd Ste 100Laurel, MD 20723-5877
Branch Office8200 Professional Pl Ste 105Landover, MD 20785-2293
Branch Office201 Bi Lo BlvdGreenville, SC 29607-5346

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