2. Market USA Federal Credit Union

Market USA Federal Credit Union


Overview / Commentary
www.marketusafcu.com
301-586-3400
8871 Gorman Rd, Ste 100
Laurel, MD 20723

Market USA Federal Credit Union is headquartered in Laurel and is the 33rd largest credit union in the state of Maryland. It is also the 1,445th largest credit union in the nation. It was established in 1953 and as of December of 2018, it had grown to 44 employees and 18,213 members at 3 locations. Market USA Federal Credit Union's money market rates are 82% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Market USA Federal Credit Union is open to anyone who joins the Market USA Cares Foundation (minimum $10 donation), regardless of residency status. Residents of Georgia, Maryland, North Carolina, Pennsylvania, South Carolina, Tennessee, Virginia, West Virginia, and Washington D.C. are also eligible to join, as are employees of Giant Food, BILO, C&S Wholesale and other Select Employer Groups.
See current membership details

Related Posts

3.15% APY 10 Month “Tax Time Certificate Special” (Requires DD And E-Stmts), Easy Membership - 4/6/2019

“* Maximum deposit $20,000. Requirements to earn 3.15% APY: activated e-Statements and Direct Deposit of at least $500 into your Market USA account. APY without Direct Deposit is 2.90% (requires activated e-Statements). Standard APY without Direct Deposit or e-Statements is 2.80%. Offer valid for a limited time only; one certificate special per SSN.” http://marketusafcu.com/savings_checking/certificates.aspx Easy membership nationwide via donation to Market USA Cares Foundation. Memberships available for as little as $5 according to this donation form: http://www.marketusacares.org/MarketUSACaresDonationFormWeb.pdf Also, a 3.01% APY Platinum Tier VIP Checking account is offered. Details here: http://marketusafcu.com/savings_checking/checking/rewardschecking.aspx

20-Month CD Special, 3.10% APY, $15,000 Max - 10/6/2018

Maximum deposit $15,000. New money only. Requirement to earn 3.10% APY: activated e-Statements. Standard 3.00% APY without e-Statements. 20 month certificate offer available for a limited-time only. Easy membership for residents of the District of Columbia, George, Maryland, North Carolina, Pennsylvania, South Carolina, Tennessee, Virginia, West Virginia through the American Consumer Council.

20-Month CD Special, 2.70% APY, Up To $15K - 7/19/2018

20-month Certificate Special, 2.70% APY Maximum deposit $15,000. New money only. Requirement to earn 2.70% APY: activated e-Statements. Rate is 2.60% APY without e-Statements. 20 month certificate offer available for a limited-time only. http://www.marketusafcu.com/savings_checking/certificates.aspx

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Reviews (2)

Marketusa Is My Piggy Bank

Posted by: Anonymous | Oct 6, 2012

The only time I needed to speak to anybody was when I opened the Rewards Checking Account. After that, no contact since a few trips to deposit money. I don't need to talk to them, nor hear from them on the phone. As long as I get my 2% interest, I am a happy camper!! This is not a bank for somebody who needs a bank. This place is an excellent piggy bank.

3

Credit Union With Membership Requirements

Posted by: curls | Dec 30, 2010

You need to be an employee of one of their member companies.  Or related to an employee.  Or related to a person with an account allready.

Giant is the big employee.  There's a list under the "member" selection in the navigation bar across the top.

The rate is accurate as of 12/29/2010 of 4% up to 50,000.  Pretty amazing.  Only 1 account per person.

6


Health
A

Data as of Q4 2018

Learn why bank health matters

Health Grade Components

Overall
NCUA #9003
Year Chartered1953
Employees44
Primary Regulator
Profit Margin
Return on Assets - YTD1.08%
Return on Equity - YTD5.55%
Annual Interest Income$5.5MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$120.1MM$103.6MM
LoansQ4 2018vs Q4 2017$84.1MM$73.3MM
DepositsQ4 2018vs Q4 2017$97.4MM$80.8MM
Equity CapitalQ4 2018vs Q4 2017$22.2MM$21.0MM
Loan Loss AllowanceQ4 2018vs Q4 2017$1.5MM$1.1MM
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$1.4MM$996.00K
Real Estate OwnedQ4 2018vs Q4 2017$0$0
  User-submitted Promotions & Notices

This section lists recent deals, promotions and rate changes submitted by our community within the past 90 days. Always verify official rates and promotions with the bank or credit union.

3.15% APY 10 Month “Tax Time Certificate Special” (Requires DD And E-Stmts), Easy Membership

rockies   |  
“* Maximum deposit $20,000. Requirements to earn 3.15% APY: activated e-Statements and Direct Deposit of at least $500 into your Market USA account. APY without Direct Deposit is 2.90% (requires activated e-Statements). Standard APY without Direct Deposit or e-Statements is 2.80%. Offer valid for a limited time only; one certificate special per SSN.”
http://marketusafcu.com/savings_checking/certificates.aspx

Easy membership nationwide via donation to Market USA Cares Foundation. Memberships available for as little as $5 according to this donation form:
http://www.marketusacares.org/MarketUSACaresDonationFormWeb.pdf

Also, a 3.01% APY Platinum Tier VIP Checking account is offered. Details here:
http://marketusafcu.com/savings_checking/checking/rewardschecking.aspx
2

Rates
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Always verify rates and promotions with the bank or credit union. We are not Market USA Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Market USA Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$25k*-Savings Account
OTHER TIERS: 0.05% → Up to $2k | 0.10% → $2k - $5k | 0.15% → $5k - $25k
0.25%*$25k*-Sub-Savings Account
OTHER TIERS: 0.05% → Up to $2k | 0.10% → $2k - $5k | 0.15% → $5k - $25k
0.15%--Holiday Club
0.15%--Vacation Club
0.15%--IRA Savings

Market USA Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.80%*$50k*-Money Market
OTHER TIERS: 0.10% → Up to $2k | 0.35% → $2k - $10k | 0.45% → $10k - $20k | 0.55% → $20k - $50k

Market USA Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.01%*-$15kVIP Free Checking Platinum Tier - Qualifying
OTHER TIERS: 0.05% → $15k+
2.01%*-$15kVIP Free Checking Gold Tier - Qualifying
OTHER TIERS: 0.05% → $15k+
0.05%$1k-Regular Checking

Market USA Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.06%$500-60 Month Preferred CD
2.86%$500-48 Month Preferred CD
2.81%$500-36 Month Preferred CD
2.76%$500-18 Month Preferred CD
2.65%$500-24 Month Preferred CD
2.41%$500-12 Month Preferred CD
1.81%$500-6 Month Preferred CD
1.01%$100$1k12 Month Accumulator Preferred CD
1.00%$500-3 Month Preferred CD

Market USA Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.06%$500-60 Month Preferred IRA
2.86%$500-48 Month Preferred IRA
2.81%$500-36 Month Preferred IRA
2.76%$500-18 Month Preferred IRA
2.65%$500-24 Month Preferred IRA
2.41%$500-12 Month Preferred IRA
1.81%$500-6 Month Preferred IRA
1.01%$100$1k12 Month Accumulator Preferred IRA
1.00%$500-3 Month Preferred IRA
Locations


Market USA Federal Credit Union Locations
Branch Office8871 Gorman Rd Ste 100Laurel, MD 20723-5877
Branch Office8200 Professional Pl Ste 105Landover, MD 20785-2293
Branch Office201 Bi Lo BlvdGreenville, SC 29607-5346

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.