Market USA Federal Credit Union is headquartered in Laurel and is the 35th largest credit union in the state of Maryland. It is also the 1,525th largest credit union in the nation. It was established in 1953 and as of December of 2019, it had grown to 43 employees and 18,459 members at 3 locations. Market USA Federal Credit Union has a B+ health rating.
Membership in Market USA Federal Credit Union is open to anyone who joins the Market USA Cares Foundation (minimum $10 donation), regardless of residency status. Residents of Georgia, Maryland, North Carolina, Pennsylvania, South Carolina, Tennessee, Virginia, West Virginia, and Washington D.C. are also eligible to join, as are employees of Giant Food, BILO, C&S Wholesale and other Select Employer Groups.
See current membership details
The only time I needed to speak to anybody was when I opened the Rewards Checking Account. After that, no contact since a few trips to deposit money. I don't need to talk to them, nor hear from them on the phone. As long as I get my 2% interest, I am a happy camper!! This is not a bank for somebody who needs a bank. This place is an excellent piggy bank.
You need to be an employee of one of their member companies. Or related to an employee. Or related to a person with an account allready.
Giant is the big employee. There's a list under the "member" selection in the navigation bar across the top.
The rate is accurate as of 12/29/2010 of 4% up to 50,000. Pretty amazing. Only 1 account per person.
|Return on Assets - YTD||0.99%|
|Return on Equity - YTD||4.77%|
|Annual Interest Income||$6.0MM|
|Assets and Liabilities|
|Assets||Q4 2019vs Q4 2018||$114.2MM$120.1MM|
|Loans||Q4 2019vs Q4 2018||$83.0MM$84.1MM|
|Deposits||Q4 2019vs Q4 2018||$89.8MM$97.4MM|
|Equity Capital||Q4 2019vs Q4 2018||$23.4MM$22.2MM|
|Loan Loss Allowance||Q4 2019vs Q4 2018||$1.8MM$1.5MM|
|Unbacked Noncurrent Loans||Q4 2019vs Q4 2018||$1.3MM$1.4MM|
|Real Estate Owned||Q4 2019vs Q4 2018||$0$0|
Rates for Market USA Federal Credit Union are currently being reviewed.
|Market USA Federal Credit Union Locations|
|Branch Office||8871 Gorman Rd Ste 100||Laurel, MD 20723-5877|
|Branch Office||201 Bi Lo Blvd||Greenville, SC 29607-5346|
|Branch Office||8200 Professional Pl Ste 105||Landover, MD 20785-2293|