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Market USA Federal Credit Union

Popular Accounts at this Credit Union

2.00%Reward CheckingVIP Checking Platinum Tier
2.06%5-year CD60 Month CD
0.40%1-year CD12 Month Accumulator Preferred Rate CD

Overview / Commentary
8871 Gorman Rd, Ste 100
Laurel, MD 20723

Market USA Federal Credit Union is headquartered in Laurel and is the 35th largest credit union in the state of Maryland. It is also the 1,585th largest credit union in the nation. It was established in 1953 and as of June of 2016, it had grown to 39 employees and 16,479 members at 3 locations. Market USA Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership in Market USA Federal Credit Union is open to those who live in Maryland, North Carolina, South Carolina, West Virginia, Virginia, Washington D.C., Georgia, Tennessee, and Pennsylvania. Membership is also open to employees of Giant Food, BILO, C&S Wholesale and other Select Employer Groups.
See current membership details

Related Posts

Market USA FCU (Multi-State) Has Competitive 60-Month CD - 10/27/2015

Market USA FCU (multi-state) raised the rate on its 60-month CD (2.41% APY). Minimum deposit is $500. Direct deposit and eStatements required to qualifying for 2.14% APY.

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Reviews (3)

Marketusa Is My Piggy Bank

Posted by: Anonymous | Oct 6, 2012

The only time I needed to speak to anybody was when I opened the Rewards Checking Account. After that, no contact since a few trips to deposit money. I don't need to talk to them, nor hear from them on the phone. As long as I get my 2% interest, I am a happy camper!! This is not a bank for somebody who needs a bank. This place is an excellent piggy bank.

Credit Union With Membership Requirements

Posted by: curls | Dec 30, 2010

You need to be an employee of one of their member companies.  Or related to an employee.  Or related to a person with an account allready.

Giant is the big employee.  There's a list under the "member" selection in the navigation bar across the top.

The rate is accurate as of 12/29/2010 of 4% up to 50,000.  Pretty amazing.  Only 1 account per person.

They Are GOD.

Every time when I talk to a rep, I will hear the stiff, harsh and didactical tone. Plus, they always makes the process as difficult as possible.  All I can do is to make myself be very very patient until that day, they insisted on mailing instead of faxing some data that I needed it in hand immidiately, even after they have verified my ID through the phone. They are very preceptive, they might believe they are God? 

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Market USA Federal Credit Union has a relatively low asset base.

Health Grade Components

NCUA #9003
Year Chartered1953
Primary Regulator
Profit Margin
Return on Assets - YTD0.82%
Return on Equity - YTD4.18%
Annual Interest Income$1.8MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$99.4MM$96.2MM
LoansQ2 2016vs Q2 2015$48.6MM$43.2MM
DepositsQ2 2016vs Q2 2015$78.9MM$76.9MM
Equity CapitalQ2 2016vs Q2 2015$19.5MM$18.6MM
Loan Loss AllowanceQ2 2016vs Q2 2015$703.00K$703.00K
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$593.00K$518.00K
Real Estate OwnedQ2 2016vs Q2 2015$0$0
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Always verify rates and promotions with the bank or credit union. We are not Market USA Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

Market USA Federal Credit Union Savings Account Rates

0.15%*$5k*-Savings Account
OTHER TIERS: 0.05% Up to $2k | 0.10% $2k - $5k
0.15%--IRA Savings
0.10%--Holiday Club Account
0.10%--Vacation Club Account

Market USA Federal Credit Union Money Market Rates

0.40%*$50k*-Money Market Account
OTHER TIERS: 0.15% $2k - $10k | 0.25% $10k - $20k | 0.30% $20k - $50k

Market USA Federal Credit Union Checking Account Rates

2.00%*-$15kVIP Checking Platinum Tier - Qualifying
OTHER TIERS: 0.05% $15k+
1.00%*-$15kVIP Checking Gold Tier - Qualifying
OTHER TIERS: 0.05% $15k+
0.05%$1k-Regular Checking Account

Market USA Federal Credit Union CD Rates

2.06%$500-60 Month CD
1.50%$500-48 Month CD
1.31%$500-18 Month CD
1.10%$500-36 Month CD
0.75%$500-24 Month CD
0.55%$500-12 Month CD
0.50%$500-6 Month CD
0.40%$500-3 Month CD
0.40%$100$1k12 Month Accumulator Preferred Rate CD

Market USA Federal Credit Union Locations
Branch Office8871 Gorman Rd Ste 100Laurel, MD 20723-5877
Branch Office8200 Professional Pl Ste 105Landover, MD 20785-2293
Branch Office201 Bi Lo BlvdGreenville, SC 29607-5346