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  2. Market USA Federal Credit Union

Market USA Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
3.01%Reward CheckingVIP Checking Platinum Tier
1.84% - National Average
2.19%5-year CD60 Month CD
2.25% - Ally Bank High Yield 5 Year CDAdvertisement
0.40%1-year CD12 Month Accumulator Preferred Rate CD
1.35% - Ally Bank High Yield 12-Month CDAdvertisement
View all Market USA Federal Credit Union rates »

Overview / Commentary
www.marketusafcu.com
301-586-3400
8871 Gorman Rd, Ste 100
Laurel, MD 20723

Market USA Federal Credit Union is headquartered in Laurel and is the 34th largest credit union in the state of Maryland. It is also the 1,583rd largest credit union in the nation. It was established in 1953 and as of March of 2017, it had grown to 40 employees and 17,021 members at 3 locations. Market USA Federal Credit Union's money market rates are 48% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Market USA Federal Credit Union is open to those who live in Maryland, North Carolina, South Carolina, West Virginia, Virginia, Washington D.C., Georgia, Tennessee, and Pennsylvania. Membership is also open to employees of Giant Food, BILO, C&S Wholesale and other Select Employer Groups.
See current membership details

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Reviews (4)

Marketusa Is My Piggy Bank

Posted by: Anonymous | Oct 6, 2012

The only time I needed to speak to anybody was when I opened the Rewards Checking Account. After that, no contact since a few trips to deposit money. I don't need to talk to them, nor hear from them on the phone. As long as I get my 2% interest, I am a happy camper!! This is not a bank for somebody who needs a bank. This place is an excellent piggy bank.

2

Credit Union With Membership Requirements

Posted by: curls | Dec 30, 2010

You need to be an employee of one of their member companies.  Or related to an employee.  Or related to a person with an account allready.

Giant is the big employee.  There's a list under the "member" selection in the navigation bar across the top.

The rate is accurate as of 12/29/2010 of 4% up to 50,000.  Pretty amazing.  Only 1 account per person.

6

Pissed And Closing Account

Posted by: MisterSmith | Feb 14, 2017

My card was compromised twice in a year with this credit union. They charge me $50 to get a new card after they basically closed my card down without me having any cash on me. I am closing my account and going to Navy Federal. Basically looks like they are doing this on purpose just to charge me for another card.

1

They Are GOD.

Posted by: Buddtaoist | Aug 29, 2011

Every time when I talk to a rep, I will hear the stiff, harsh and didactical tone. Plus, they always makes the process as difficult as possible.  All I can do is to make myself be very very patient until that day, they insisted on mailing instead of faxing some data that I needed it in hand immidiately, even after they have verified my ID through the phone. They are very preceptive, they might believe they are God? 

4


Health
A

Data as of Q1 2017

Learn why bank health matters

Health Grade Components

Overall
NCUA #9003
Year Chartered1953
Employees40
Primary Regulator
Profit Margin
Return on Assets - YTD1.03%
Return on Equity - YTD5.21%
Annual Interest Income$1.0MM
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$103.5MM$99.4MM
LoansQ1 2017vs Q1 2016$63.6MM$47.3MM
DepositsQ1 2017vs Q1 2016$82.4MM$79.3MM
Equity CapitalQ1 2017vs Q1 2016$20.1MM$19.2MM
Loan Loss AllowanceQ1 2017vs Q1 2016$789.00K$703.00K
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$656.00K$628.00K
Real Estate OwnedQ1 2017vs Q1 2016$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Market USA Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

Market USA Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*†$25k*-Savings Account
OTHER TIERS: 0.05% → Up to $2k | 0.10% → $2k - $5k | 0.15% → $5k - $25k
0.15%†--Holiday Club Account
0.15%†--Vacation Club Account
0.15%†--IRA Savings

Market USA Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.65%*†$50k*-Money Market Account
OTHER TIERS: 0.10% → Up to $2k | 0.20% → $2k - $10k | 0.45% → $10k - $50k

Market USA Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.01%*†-$15kVIP Checking Platinum Tier - Qualifying
OTHER TIERS: 0.05% → $15k+
2.01%*†-$15kVIP Checking Gold Tier - Qualifying
OTHER TIERS: 0.05% → $15k+
0.05%†$1k-Regular Checking Account

Market USA Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.19%†$500-60 Month CD
1.70%†$500-48 Month CD
1.65%†$500-36 Month CD
1.55%†$500-24 Month CD
1.31%†$500-18 Month CD
1.20%†$500-12 Month CD
0.50%†$500-6 Month CD
0.40%†$500-3 Month CD
0.40%†$100$1k12 Month Accumulator Preferred Rate CD

Market USA Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.19%†$500-60 Month IRA
1.70%†$500-48 Month IRA
1.65%†$500-36 Month IRA
1.55%†$500-24 Month IRA
1.31%†$500-18 Month IRA
1.20%†$500-12 Month IRA
0.50%†$500-6 Month IRA
0.40%†$500-3 Month IRA
0.40%†$100$1k12 Month Accumulator IRA
Locations


Market USA Federal Credit Union Locations
Branch Office8871 Gorman Rd Ste 100Laurel, MD 20723-5877
Branch Office8200 Professional Pl Ste 105Landover, MD 20785-2293
Branch Office201 Bi Lo BlvdGreenville, SC 29607-5346