Overview / Commentary
Market USA Federal Credit Union is headquartered in Laurel and is the 32nd largest credit union in the state of Maryland. It is also the 1,541st largest credit union in the nation. It was established in 1953 and as of March of 2025, it had grown to 40 employees and 19,916 members at 2 locations. Market USA Federal Credit Union has an A health rating.
Field of Membership Restrictions
Membership in Market USA Federal Credit Union is open to anyone who joins the Market USA Cares Foundation (minimum $5 donation), regardless of residency status. Employees, retirees, and members of 23 Partner Organizations are also eligible for membership.
See current membership details
Health
A
Data as of Q1 2025
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 9003 |
| Year Chartered | 1953 |
| Employees | 40 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.48% |
| Return on Equity - YTD | 2.54% |
| Annual Interest Income | $2.2MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $139.9MM$141.1MM |
| Loans | Q1 2025vs Q1 2024 | $95.8MM$107.6MM |
| Deposits | Q1 2025vs Q1 2024 | $112.3MM$111.6MM |
| Equity Capital | Q1 2025vs Q1 2024 | $25.9MM$26.2MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $3.7MM$3.1MM |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $2.5MM$2.6MM |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |