Martha's Vineyard Savings Bank

Overview / Commentary
78 Main Street
Edgartown, MA 02539

Martha's Vineyard Savings Bank is headquartered in Edgartown and is the 48th largest bank in the state of Massachusetts. It is also the 905th largest bank in the nation. It was established in 1955 and as of December of 2020, it had grown to 106 employees at 9 locations. Martha's Vineyard Savings Bank has an A+ health rating.


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Health Grade Components

FDIC Certificate #90190
Year Established1955
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.81%
Return on Equity - YTD6.88%
Annual Interest Income$35.3MM
Assets and Liabilities
AssetsQ4 2020vs Q4 2019$1.04B$845.6MM
LoansQ4 2020vs Q4 2019$857.0MM$724.1MM
DepositsQ4 2020vs Q4 2019$859.3MM$667.3MM
Equity CapitalQ4 2020vs Q4 2019$116.0MM$108.1MM
Loan Loss AllowanceQ4 2020vs Q4 2019$6.5MM$5.6MM
Unbacked Noncurrent LoansQ4 2020vs Q4 2019$1.8MM$5.0MM
Real Estate OwnedQ4 2020vs Q4 2019$0$0
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Always verify rates and promotions with the bank or credit union. We are not Martha's Vineyard Savings Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Martha's Vineyard Savings Bank Savings Account Rates

0.05%$10-Online Savings Account
0.05%$10-Passbook Savings Accounts

Martha's Vineyard Savings Bank Money Market Rates

0.20%*$100k*-Business Money Market Account
OTHER TIERS: 0.01% $10 - $2.5k | 0.05% $2.5k - $25k | 0.15% $25k - $100k
0.12%*$100k*-Business Clipper Ship Money Market
OTHER TIERS: 0.01% $10 - $100k
0.08%*$25k*-Money Market Account
OTHER TIERS: 0.01% $10 - $2.5k | 0.05% $2.5k - $25k

Martha's Vineyard Savings Bank Checking Account Rates

0.15%*$100k*-Clipper Ship Investment Checking Account
OTHER TIERS: 0.01% $10 - $100k

Martha's Vineyard Savings Bank CD Rates

0.25%$1k-60 Month CD
0.20%$1k-36 Month CD
0.20%$1k-48 Month CD
0.15%$1k-6 Month CD
0.10%$1k-12 Month CD
0.10%$1k-18 Month CD
0.10%$1k-24 Month CD

Martha's Vineyard Savings Bank Locations
Martha's Vineyard Co-Operative Bank Of Tisbury Bra11 State RoadVineyard Haven, MA 02568
Oak Bluffs Branch14 Oak Bluffs AvenueOak Bluffs, MA 02557
Falmouth Branch2 Water StreetFalmouth, MA 02543
Oak Bluffs Branch4 Uncas AvenueOak Bluffs, MA 02557
West Tisbury Branch490 State RoadWest Tisbury, MA 02575
Martha's Vineyard Savings Bank78 Main StreetEdgartown, MA 02539
Chilmark Branch517 South RoadChilmark, MA 02535
Four Flags Condominium BranchUnit #10, Vineyard Haven Road, Post Office SquareEdgartown, MA 02539
Palmer Avenue Falmouth Branch397 Palmer AvenueFalmouth, MA 02540

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