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Martha's Vineyard Bank


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.mvbank.com
508-627-4266
78 Main Street
Edgartown, MA 02539

Martha's Vineyard Bank is headquartered in EDGARTOWN and is the 46th largest bank in the state of Massachusetts. It is also the 836th largest bank in the nation. It was established in 1955 and as of March of 2025, it had grown to 115 employees at 10 locations. Martha's Vineyard Bank's CD rates are 3X the national average, and it boasts an A+ health rating.

Reviews (1)

Disappointed With Martha Vineyard For My CD That Matured

Posted by: |

I am totally disappointed with Martha Vineyard Bank (Solutions Desk) and the handling of my CD that matured and the online transfer of my money. I gave clear written instructions of were to send my funds, and my money was sent to the wrong bank and wrong account. Martha Vineyard person did not offer any help on fixing their error and left it up to me to correct. The MV person was also very cavalier about the entire event. I can't let this be swept under the rug and someone should know about this.

6


Health
A+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #90190
Year Established1955
Employees115
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.52%
Return on Equity - YTD5%
Annual Interest Income$13.3MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$1.29B$1.33B
LoansQ1 2025vs Q1 2024$1.12B$1.15B
DepositsQ1 2025vs Q1 2024$1.03B$1.05B
Equity CapitalQ1 2025vs Q1 2024$135.8MM$130.8MM
Loan Loss AllowanceQ1 2025vs Q1 2024$8.7MM$8.9MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$91K$140K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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Always verify rates and promotions with the bank or credit union. We are not Martha's Vineyard Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Martha's Vineyard Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.09%$10-Passbook Savings Accounts
0.04%$10-Online Savings Account
0.04%$10-Business Online Savings Account

Martha's Vineyard Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.12%*$25k*-Money Market Account
OTHER TIERS: 0.09% → $10 - $25k
0.12%*$25k*-Business Sweep Money Market Account
OTHER TIERS: 0.09% → $10 - $25k

Martha's Vineyard Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.03%*$100k*-Clipper Ship Investment Checking Account
OTHER TIERS: 0.01% → $10 - $100k

Martha's Vineyard Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$1k-5 Month CD Special
3.90%$1k-3 Month CD Special
3.50%$1k-7 Month CD Special
3.10%$1k-12 Month CD
3.10%$1k-Business 12 Month CD
3.00%$1k-6 Month CD
3.00%$1k-Business 6 Month CD
2.75%$1k-18 Month CD
2.75%$1k-Business 18 Month CD
2.50%$1k-24 Month CD
2.50%$1k-36 Month CD
2.50%$1k-Business 24 Month CD
2.50%$1k-Business 36 Month CD
2.00%$1k-48 Month CD
2.00%$1k-60 Month CD
2.00%$1k-Business 48 Month CD
2.00%$1k-Business 60 Month CD
Locations


Cities: Chilmark, Edgartown, Falmouth, Oak Bluffs, Vineyard Haven, West Tisbury

Chilmark Branches
Chilmark Branch517 South RoadChilmark, MA 02535

Edgartown Branches
Martha's Vineyard Savings Bank78 Main StreetEdgartown, MA 02539
Four Flags Condominium BranchUnit #10, Vineyard Haven Road, Post Office SquareEdgartown, MA 02539

Falmouth Branches
Falmouth Branch2 Water StreetFalmouth, MA 02543
Palmer Avenue Falmouth Branch397 Palmer AvenueFalmouth, MA 02540
Village Green Branch84 Main StreetFalmouth, MA 02540

Oak Bluffs Branches
Oak Bluffs Branch14 Oak Bluffs AvenueOak Bluffs, MA 02557
Oak Bluffs Branch4 Uncas AvenueOak Bluffs, MA 02557

Vineyard Haven Branches
Martha's Vineyard Co-Operative Bank Of Tisbury Bra11 State RoadVineyard Haven, MA 02568

West Tisbury Branches
West Tisbury Branch490 State RoadWest Tisbury, MA 02575

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