Martha's Vineyard Bank

Overview / Commentary
78 Main Street
Edgartown, MA 02539

Martha's Vineyard Bank is headquartered in Edgartown and is the 44th largest bank in the state of Massachusetts. It is also the 811th largest bank in the nation. It was established in 1955 and as of June of 2022, it had grown to 102 employees at 10 locations. Martha's Vineyard Bank's CD rates are 3X the national average, and it boasts an A+ health rating.


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Health Grade Components

FDIC Certificate #90190
Year Established1955
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.1%
Return on Equity - YTD11.15%
Annual Interest Income$21.1MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$1.26B$1.14B
LoansQ2 2022vs Q2 2021$1.08B$943.9MM
DepositsQ2 2022vs Q2 2021$1.10B$949.6MM
Equity CapitalQ2 2022vs Q2 2021$121.0MM$119.1MM
Loan Loss AllowanceQ2 2022vs Q2 2021$8.5MM$6.8MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$271.00K$679.00K
Real Estate OwnedQ2 2022vs Q2 2021$0$0
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Always verify rates and promotions with the bank or credit union. We are not Martha's Vineyard Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Martha's Vineyard Bank Savings Account Rates

0.05%$10-Online Savings Account
0.05%$10-Passbook Savings Accounts

Martha's Vineyard Bank Money Market Rates

2.02%*$100k*-Business Sweep Money Market Account
OTHER TIERS: 1.00% $10 - $100k
1.51%*$100k*-Business Clipper Ship Money Market
OTHER TIERS: 0.05% $10 - $25k | 0.75% $25k - $100k
0.10%$10-Money Market Account

Martha's Vineyard Bank Checking Account Rates

1.00%*$100k*-Clipper Ship Investment Checking Account
OTHER TIERS: 0.01% $10 - $100k

Martha's Vineyard Bank CD Rates

4.07%$1k-9 Month CD Special
2.63%$1k-37 Month CD Special
2.58%$1k-25 Month CD Special
2.43%$1k-18 Month CD
2.32%$1k-12 Month CD
2.17%$1k-6 Month CD
2.17%$1k-24 Month CD
2.07%$1k-36 Month CD
1.97%$1k-48 Month CD
1.87%$1k-60 Month CD

Cities: Chilmark, Edgartown, Falmouth, Oak Bluffs, Vineyard Haven, West Tisbury

Chilmark Branches
Chilmark Branch517 South RoadChilmark, MA 02535

Edgartown Branches
Martha's Vineyard Savings Bank78 Main StreetEdgartown, MA 02539
Four Flags Condominium BranchUnit #10, Vineyard Haven Road, Post Office SquareEdgartown, MA 02539

Falmouth Branches
Falmouth Branch2 Water StreetFalmouth, MA 02543
Palmer Avenue Falmouth Branch397 Palmer AvenueFalmouth, MA 02540
Village Green Branch84 Main StreetFalmouth, MA 02540

Oak Bluffs Branches
Oak Bluffs Branch14 Oak Bluffs AvenueOak Bluffs, MA 02557
Oak Bluffs Branch4 Uncas AvenueOak Bluffs, MA 02557

Vineyard Haven Branches
Martha's Vineyard Co-Operative Bank Of Tisbury Bra11 State RoadVineyard Haven, MA 02568

West Tisbury Branches
West Tisbury Branch490 State RoadWest Tisbury, MA 02575

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