Martha's Vineyard Bank

Overview / Commentary
78 Main Street
Edgartown, MA 02539

Martha's Vineyard Bank is headquartered in EDGARTOWN and is the 44th largest bank in the state of Massachusetts. It is also the 778th largest bank in the nation. It was established in 1955 and as of June of 2023, it had grown to 100 employees at 10 locations. Martha's Vineyard Bank's CD rates are 3X the national average, and it has an A health rating.


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Health Grade Components

FDIC Certificate #90190
Year Established1955
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.75%
Return on Equity - YTD8.01%
Annual Interest Income$25.4MM
Assets and Liabilities
AssetsQ2 2023vs Q2 2022$1.34B$1.26B
LoansQ2 2023vs Q2 2022$1.17B$1.08B
DepositsQ2 2023vs Q2 2022$1.09B$1.10B
Equity CapitalQ2 2023vs Q2 2022$125.1MM$121.0MM
Loan Loss AllowanceQ2 2023vs Q2 2022$9.3MM$8.5MM
Unbacked Noncurrent LoansQ2 2023vs Q2 2022$432.00K$271.00K
Real Estate OwnedQ2 2023vs Q2 2022$0$0
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Always verify rates and promotions with the bank or credit union. We are not Martha's Vineyard Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Martha's Vineyard Bank Savings Account Rates

0.10%$10-Passbook Savings Accounts
0.05%$10-Online Savings Account

Martha's Vineyard Bank Money Market Rates

0.15%$10-Money Market Account
0.15%$10-Business Sweep Money Market Account

Martha's Vineyard Bank Checking Account Rates

1.26%*$100k*-Clipper Ship Investment Checking Account
OTHER TIERS: 0.01% $10 - $100k

Martha's Vineyard Bank CD Rates

4.86%$1k-9 Month CD Special
4.59%$1k-13 Month CD Special
2.63%$1k-37 Month CD Special
2.58%$1k-25 Month CD Special
2.43%$1k-18 Month CD
2.32%$1k-12 Month CD
2.17%$1k-6 Month CD
2.17%$1k-24 Month CD
1.51%$1k-36 Month CD
1.51%$1k-48 Month CD
1.51%$1k-60 Month CD

Cities: Chilmark, Edgartown, Falmouth, Oak Bluffs, Vineyard Haven, West Tisbury

Chilmark Branches
Chilmark Branch517 South RoadChilmark, MA 02535

Edgartown Branches
Martha's Vineyard Savings Bank78 Main StreetEdgartown, MA 02539
Four Flags Condominium BranchUnit #10, Vineyard Haven Road, Post Office SquareEdgartown, MA 02539

Falmouth Branches
Falmouth Branch2 Water StreetFalmouth, MA 02543
Palmer Avenue Falmouth Branch397 Palmer AvenueFalmouth, MA 02540
Village Green Branch84 Main StreetFalmouth, MA 02540

Oak Bluffs Branches
Oak Bluffs Branch14 Oak Bluffs AvenueOak Bluffs, MA 02557
Oak Bluffs Branch4 Uncas AvenueOak Bluffs, MA 02557

Vineyard Haven Branches
Martha's Vineyard Co-Operative Bank Of Tisbury Bra11 State RoadVineyard Haven, MA 02568

West Tisbury Branches
West Tisbury Branch490 State RoadWest Tisbury, MA 02575

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