Martinsville First Savings Bank


Overview / Commentary
276-638-8771
25 W Church St
Martinsville, VA 24114

Martinsville First Savings Bank is headquartered in MARTINSVILLE and is the 57th largest bank in the state of Virginia. It is also the 4,348th largest bank in the nation. It was established in 1924 and as of March of 2025, it had grown to 5 employees at 1 location. Martinsville First Savings Bank has a B health rating.

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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Martinsville First Savings Bank has a low asset base.

Health Grade Components

Overall
FDIC Certificate #29685
Year Established1924
Employees5
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.46%
Return on Equity - YTD2.17%
Annual Interest Income$386K
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$32.5MM$33MM
LoansQ1 2025vs Q1 2024$19.7MM$17.4MM
DepositsQ1 2025vs Q1 2024$25.3MM$26.1MM
Equity CapitalQ1 2025vs Q1 2024$7MM$6.8MM
Loan Loss AllowanceQ1 2025vs Q1 2024$152K$134K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$290K$336K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates

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Locations


Martinsville First Savings Bank Locations
Martinsville First Savings Bank25 W Church StMartinsville, VA 24112

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