Mascoma Bank (NH)

Overview / Commentary
67 North Park Street
Lebanon, NH 03766

Mascoma Bank (NH) is headquartered in Lebanon and is the largest bank in the state of New Hampshire. It is also the 449th largest bank in the nation. It was established in 1899 and as of June of 2019, it had grown to 338 employees at 26 locations. Mascoma Bank (NH)'s CD rates are 94% higher than the national average, and it boasts an A+ health rating.

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Reviews (2)

The Best Local Bank

Mascoma Savings Bank in Lebanon , NH. is by far the best local bank I have used. I have tried all of them. Woodsville Guaranty Savings, Wells River Savings, Franklin Savings Bank and Lake Sunapee Bank. I am now back at Mascoma Savings. They have great hours and many locations that are convenient for me. The customer service is wonderful. Every so often the employee that helped me open my account calls just to ask how everything is going. They really seem to care about the customers. The fees are very reasonable and competitive with other banks in my area. The online banking app is the best. I love being able to deposit my check with out going to the bank. Haven't had one issue with any of the online services. I tell everyone they should give them a try.

Dont Do Your Banking With Them

Posted by: MrStoned | Nov 6, 2019

There customer service is really bad. Never seen such bad service. They are constantly getting your card and account information lost or stolen. There constantly having to send new cards out. And most of the time the cards dont show up or "get lost". There Atms are always out of service all the time or issues. I dont trust them, they do nothing the I help with problems. I started banking with another bank that is far far better in all aspects. And I banked with them for years. They gone down hill quality of service wise.
Find another bank trust me, you wont regret it


Health Grade Components

FDIC Certificate #18013
Year Established1899
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.67%
Return on Equity - YTD7.17%
Annual Interest Income$35.3MM
Assets and Liabilities
AssetsQ2 2019vs Q2 2018$1.87B$1.70B
LoansQ2 2019vs Q2 2018$1.55B$1.41B
DepositsQ2 2019vs Q2 2018$1.59B$1.39B
Equity CapitalQ2 2019vs Q2 2018$175.0MM$155.3MM
Loan Loss AllowanceQ2 2019vs Q2 2018$15.5MM$14.7MM
Unbacked Noncurrent LoansQ2 2019vs Q2 2018$1.0MM$1.3MM
Real Estate OwnedQ2 2019vs Q2 2018$147.00K$266.00K
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Always verify rates and promotions with the bank or credit union. We are not Mascoma Bank (NH); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Mascoma Bank (NH) Savings Account Rates

0.50%$100-Health Savings Account Checking
0.10%$10-Minor Savings
0.05%$100-Statement Savings

Mascoma Bank (NH) Money Market Rates

0.60%*$1m*-Money Management Savings
OTHER TIERS: 0.05% $1k - $50k | 0.10% $50k - $100k | 0.30% $100k - $250k | 0.40% $250k - $500k | 0.50% $500k - $1m
0.60%*$1m*-First-Class Savings
OTHER TIERS: 0.10% $10k - $50k | 0.20% $50k - $100k | 0.30% $100k - $250k | 0.40% $250k - $500k | 0.50% $500k - $1m
0.50%*$100k*-Money Market Plus
OTHER TIERS: 0.05% $1k - $100k

Mascoma Bank (NH) Checking Account Rates

2.00%*-$25kMORE Checking
OTHER TIERS: 0.15% $25k+
0.05%*$2k*-Relationship Gold Plan
OTHER TIERS: 0.01% $1k - $2k

Mascoma Bank (NH) CD Rates

1.75%$500-12 Month CD Special (New Money)
1.50%$500-5 Year Step It Up CD Special
1.25%$500-5 Year CD
1.05%$500-4 Year CD
1.00%$500-3 Year CD
1.00%$500-3 Year Step It Up CD Special
0.75%$500-2 Year CD
0.45%$500-1 1/2 Year CD
0.40%$500-1 Year CD PPC/RBG
0.35%$500-1 Year CD
0.30%$500-9 Month CD
0.25%$1k-6 Month CD
0.20%$5k-7 Day CD
0.20%$2.5k-3 Month CD

Mascoma Bank (NH) IRA Rates

1.75%$500-12 Month IRA Special (New Money)
1.50%$500-5 Year Step It Up IRA Special
1.25%$500-5 Year IRA
1.05%$500-4 Year IRA
1.00%$500-3 Year IRA
1.00%$500-3 Year Step It Up IRA Special
0.75%$500-2 Year IRA
0.50%$25-1 1/2 Yr-Variable Rate
0.45%$500-1 1/2 Year IRA
0.35%$500-1 Year IRA
0.20%$5k-7 Day IRA


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