Mascoma Bank (NH)

Overview / Commentary
67 North Park Street
Lebanon, NH 03766

Mascoma Bank (NH) is headquartered in Lebanon and is the largest bank in the state of New Hampshire. It is also the 428th largest bank in the nation. It was established in 1899 and as of December of 2020, it had grown to 352 employees at 28 locations. Mascoma Bank (NH) has an A health rating.

Reviews (3)

Banking Here Was The Best Thing I Ever Did

Five years ago I was new to running a small business. Working with Mascoma was the best decision I ever made. You can always get a human being on the phone. They are wonderful.
I like the mobile app, too. Depositing small checks is a breeze.
Then came COVID. Every one of my cohorts tried to get a PPP loan, and I'm the first one who did. Because of Mascoma.
Thank you.

The Best Local Bank

Mascoma Savings Bank in Lebanon , NH. is by far the best local bank I have used. I have tried all of them. Woodsville Guaranty Savings, Wells River Savings, Franklin Savings Bank and Lake Sunapee Bank. I am now back at Mascoma Savings. They have great hours and many locations that are convenient for me. The customer service is wonderful. Every so often the employee that helped me open my account calls just to ask how everything is going. They really seem to care about the customers. The fees are very reasonable and competitive with other banks in my area. The online banking app is the best. I love being able to deposit my check with out going to the bank. Haven't had one issue with any of the online services. I tell everyone they should give them a try.

Dont Do Your Banking With Them

Posted by: |

There customer service is really bad. Never seen such bad service. They are constantly getting your card and account information lost or stolen. There constantly having to send new cards out. And most of the time the cards dont show up or "get lost". There Atms are always out of service all the time or issues. I dont trust them, they do nothing the I help with problems. I started banking with another bank that is far far better in all aspects. And I banked with them for years. They gone down hill quality of service wise.
Find another bank trust me, you wont regret it


Health Grade Components

FDIC Certificate #18013
Year Established1899
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.77%
Return on Equity - YTD8.42%
Annual Interest Income$77.0MM
Assets and Liabilities
AssetsQ4 2020vs Q4 2019$2.39B$1.94B
LoansQ4 2020vs Q4 2019$1.84B$1.62B
DepositsQ4 2020vs Q4 2019$2.11B$1.67B
Equity CapitalQ4 2020vs Q4 2019$210.7MM$183.1MM
Loan Loss AllowanceQ4 2020vs Q4 2019$18.1MM$15.5MM
Unbacked Noncurrent LoansQ4 2020vs Q4 2019$1.6MM$1.4MM
Real Estate OwnedQ4 2020vs Q4 2019$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Mascoma Bank (NH) Savings Account Rates

0.10%$100-Health Savings Account
0.06%$10-Minor Savings
0.01%$100-Statement Savings

Mascoma Bank (NH) Money Market Rates

0.30%*$100k*$1mMoney Market Plus
OTHER TIERS: 0.05% $1k - $10k | 0.10% $10k - $100k

Mascoma Bank (NH) Checking Account Rates

0.50%*-$25kMORE Checking
OTHER TIERS: 0.05% $25k+
0.01%$1k-Relationship Gold

Mascoma Bank (NH) CD Rates

0.80%$500-5 Year CD
0.75%$500-4 Year CD
0.55%$500-3 Year CD
0.45%$500-2 Year CD
0.40%$500-1 1/2 Year CD
0.35%$500-1 Year CD PPC/RBG
0.30%$500-1 Year CD
0.25%$500-9 Month CD
0.20%$1k-6 Month CD
0.20%$500-31 Day CD Special
0.15%$5k-7 Day CD
0.15%$2.5k-3 Month CD

Mascoma Bank (NH) IRA Rates

0.80%$500-5 Year IRA
0.75%$500-4 Year IRA
0.55%$500-3 Year IRA
0.45%$500-2 Year IRA
0.40%$500-1 1/2 Year IRA
0.40%$25-1 1/2 Yr-Variable Rate
0.30%$500-1 Year IRA
0.20%$500-31 Day IRA Special
0.15%$5k-7 Day IRA


Burlington Area

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