Mason City National Bank

TODAY'S FEATURED RATES

Member FDIC

4.54%

Our Rating

4.2 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.20%

Our Rating

3.6 / 5

Jenius Bank

Jenius Savings Account

See Offer

Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.

Member FDIC

3.80%

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC

Member FDIC

4.41%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.10%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.

Member FDIC

4.45%

Our Rating

4.1 / 5

BrioDirect

High-Yield Savings

See Offer

Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC

Member FDIC

3.70%

Our Rating

4.3 / 5

American Express®

High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

up to $300

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

onlinebanking.masoncitynationalbank.com

217-482-3246

104 West Pine Street
Mason City, IL 62664

Mason City National Bank is headquartered in MASON CITY and is the 292^nd largest bank in the state of Illinois. It is also the 4,017^th largest bank in the nation. It was established in 1944 and as of December of 2024, it had grown to 11 employees at 1 location. Mason City National Bank's CD rates are 4X the national average, and it has a B+ health rating.

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Health

B+

Data as of Q4 2024

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Mason City National Bank has a relatively low asset base.

Health Grade Components

Overall
FDIC Certificate #	16198
Year Established	1944
Employees	11
Primary Regulator	OCC

Profit Margin
Return on Assets - YTD	1.18%
Return on Equity - YTD	10.13%
Annual Interest Income	$3.1MM

Assets and Liabilities
Assets	Q4 2024vs Q4 2023	$78.3MM$82.3MM
Loans	Q4 2024vs Q4 2023	$32.6MM$34MM
Deposits	Q4 2024vs Q4 2023	$68.8MM$72.9MM
Equity Capital	Q4 2024vs Q4 2023	$9.3MM$9.1MM
Loan Loss Allowance	Q4 2024vs Q4 2023	$148K$147K
Unbacked Noncurrent Loans	Q4 2024vs Q4 2023	$66K$14K
Real Estate Owned	Q4 2024vs Q4 2023	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.54%

Our Rating

4.2 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.20%

Our Rating

3.6 / 5

Jenius Bank

Jenius Savings Account

See Offer

Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.

Member FDIC

3.80%

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

4.41%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.10%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.

Member FDIC

4.45%

Our Rating

4.1 / 5

BrioDirect

High-Yield Savings

See Offer

Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC

Member FDIC

3.70%

Our Rating

4.3 / 5

American Express®

High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

up to $300

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Money Market
Checking
CD
IRA

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Mason City National Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.50%	$0	-	Regular Savings Account
0.50%	$0	-	Christmas Club

Mason City National Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.85%	$0	-	Money Market

Mason City National Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.35%	$0	-	NOW Account

Mason City National Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
3.53%	$500	-	12 Month CD
3.02%	$500	-	182 Day CD
2.77%	$500	-	24 Month CD
2.52%	$500	-	91 Day CD
2.52%	$500	-	36 Month CD
2.52%	$500	-	48 Month CD
2.52%	$500	-	60 Month CD

Mason City National Bank IRA Rates

APY	MIN	MAX	ACCOUNT NAME
3.53%	$500	-	12 Month IRA
3.02%	$500	-	182 Day IRA
2.77%	$500	-	24 Month IRA
2.52%	$500	-	91 Day IRA
2.52%	$500	-	36 Month IRA
2.52%	$500	-	48 Month IRA
2.52%	$500	-	60 Month IRA

Locations

Mason City National Bank Locations
Mason City National Bank	104 W Pine St	Mason City, IL 62664

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