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Mason City National Bank


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/2/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/2/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/2/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/2/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
onlinebanking.masoncitynationalbank.com
217-482-3246
104 West Pine Street
Mason City, IL 62664

Mason City National Bank is headquartered in MASON CITY and is the 286th largest bank in the state of Illinois. It is also the 4,001st largest bank in the nation. It was established in 1944 and as of March of 2025, it had grown to 12 employees at 1 location. Mason City National Bank's CD rates are 4X the national average, and it has a B+ health rating.

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Health
B+

Data as of Q1 2025

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Mason City National Bank has a relatively low asset base.

Health Grade Components

Overall
FDIC Certificate #16198
Year Established1944
Employees12
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.29%
Return on Equity - YTD10.4%
Annual Interest Income$748K
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$77.6MM$84.2MM
LoansQ1 2025vs Q1 2024$32.4MM$32.5MM
DepositsQ1 2025vs Q1 2024$67.5MM$75MM
Equity CapitalQ1 2025vs Q1 2024$10MM$8.9MM
Loan Loss AllowanceQ1 2025vs Q1 2024$148K$148K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$61K$69K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/2/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/2/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/2/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/2/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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Mason City National Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$0-Regular Savings Account
0.50%$0-Christmas Club

Mason City National Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.85%$0-Money Market

Mason City National Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%$0-NOW Account

Mason City National Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.53%$500-12 Month CD
3.02%$500-182 Day CD
2.77%$500-24 Month CD
2.52%$500-91 Day CD
2.52%$500-36 Month CD
2.52%$500-48 Month CD
2.52%$500-60 Month CD

Mason City National Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.53%$500-12 Month IRA
3.02%$500-182 Day IRA
2.77%$500-24 Month IRA
2.52%$500-91 Day IRA
2.52%$500-36 Month IRA
2.52%$500-48 Month IRA
2.52%$500-60 Month IRA
Locations


Mason City National Bank Locations
Mason City National Bank104 W Pine StMason City, IL 62664

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