Overview / Commentary
Mason City National Bank is headquartered in Mason City and is the 334th largest bank in the state of Illinois. It is also the 4,540th largest bank in the nation. It was established in 1944 and as of June of 2019, it had grown to 9 employees at 1 location. Mason City National Bank's CD rates are 40% higher than the national average, and it has a B+ health rating.
Health
B+
Data as of Q2 2019
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Mason City National Bank has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 16198 |
| Year Established | 1944 |
| Employees | 9 |
| Primary Regulator | OCC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.4% |
| Return on Equity - YTD | 7.91% |
| Annual Interest Income | $1.2MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2019vs Q2 2018 | $68.6MM$69.0MM |
| Loans | Q2 2019vs Q2 2018 | $26.5MM$26.7MM |
| Deposits | Q2 2019vs Q2 2018 | $55.7MM$57.3MM |
| Equity Capital | Q2 2019vs Q2 2018 | $12.8MM$11.6MM |
| Loan Loss Allowance | Q2 2019vs Q2 2018 | $143.00K$143.00K |
| Unbacked Noncurrent Loans | Q2 2019vs Q2 2018 | $271.00K$173.00K |
| Real Estate Owned | Q2 2019vs Q2 2018 | $0$24.00K |
Rates
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Mason City National Bank Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.15% | $250 | - | Regular Savings Account | |
| 0.15% | - | - | Christmas Club |
Mason City National Bank Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.25% | $2.5k | - | Money Market |
Mason City National Bank Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.10% | $1k | - | NOW Account |
Mason City National Bank CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.51% | $500 | - | 24 Month CD | |
| 1.51% | $500 | - | 36 Month CD | |
| 1.51% | $500 | - | 48 Month CD | |
| 1.51% | $500 | - | 60 Month CD | |
| 1.26% | $500 | - | 12 Month CD | |
| 0.75% | $500 | - | 182 Day CD | |
| 0.50% | $500 | - | 91 Day CD |
Mason City National Bank IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.51% | $500 | - | 24 Month IRA | |
| 1.51% | $500 | - | 36 Month IRA | |
| 1.51% | $500 | - | 48 Month IRA | |
| 1.51% | $500 | - | 60 Month IRA | |
| 1.26% | $500 | - | 12 Month IRA | |
| 0.75% | $500 | - | 182 Day IRA | |
| 0.50% | $500 | - | 91 Day IRA |
Locations
| Mason City National Bank Locations | ||
|---|---|---|
| Mason City National Bank | 104 West Pine Street | Mason City, IL 62664 |