Maspeth Federal Savings

Overview / Commentary
56-18 69th Street
Maspeth, NY 11378

Maspeth Federal Savings & Loan Association began operations in 1947 as a federally chartered savings and loan association. Throughout its history, Maspeth Federal has concentrated its operations in Queens & Western Nassau Counties, New York and has operated as a traditional savings and loan association.

Reviews (2)

Great Little Bank.

Posted by: |

Savings and checking rates here have been consistently competitive and the fees are the lowest that I've seen at any bank or credit union. ATM access more than makes up for the limited number of branches.


Posted by: |

This bank has changed its management and policies to become the :"We DONT treat you like Family".
after being a loyal customer of the Bank for 9 years and having two loans, one paid and one on going, The bank policy when your late on a payment just one day after the 1st of the month, will charge you a late fee and will Not allow you to make a payment until the following month. This makes you 30 days late on your credit report. NO bank Does this!
I have given tens of thousands to this bank and now they will not reduce my current 7% interest rate to their current 4.5% interest rate. This is holding the consumer Hostage!! The Credit unions have rates that are 1-2 % lower than this Maspeth bank.
Stay away from Maspeth Federal Savings. Their management behavior has become corrupt and their actions are now that of a loan shark. .


Health Grade Components

FDIC Certificate #30303
Year Established1947
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.19%
Return on Equity - YTD3.54%
Annual Interest Income$45.8MM
Assets and Liabilities
AssetsQ2 2023vs Q2 2022$2.11B$2.19B
LoansQ2 2023vs Q2 2022$1.96B$1.75B
DepositsQ2 2023vs Q2 2022$1.36B$1.47B
Equity CapitalQ2 2023vs Q2 2022$715.8MM$690.8MM
Loan Loss AllowanceQ2 2023vs Q2 2022$17.5MM$17.4MM
Unbacked Noncurrent LoansQ2 2023vs Q2 2022$35.8MM$36.3MM
Real Estate OwnedQ2 2023vs Q2 2022$1.5MM$3.0MM
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Always verify rates and promotions with the bank or credit union. We are not Maspeth Federal Savings; we are a rate comparison website and cannot provide official rates or promotions.

Maspeth Federal Savings Savings Account Rates

0.50%$250-Passbook Savings
0.50%$250-Statement Savings
0.50%$5-Vacation Club
0.50%$5-Holiday Clubs
0.50%$1-Young Savers Club

Maspeth Federal Savings Money Market Rates

0.50%$2.5k-Money Market

Maspeth Federal Savings Checking Account Rates

0.50%--Interest Checking

Maspeth Federal Savings CD Rates

5.50%$1.5k-13 Month CD Special w/ Checking balance above $2500.00
4.50%$1.5k-9 Month CD
4.00%$1.5k-12 Month CD
3.60%$2.5k-60 Month CD
3.55%$2.5k-36 Month CD
3.50%$2.5k-24 Month CD
3.45%$1.5k-18 Month CD
2.35%$1.5k-6 Month CD
1.00%$1.5k-13 Month CD Special w/ Checking balance below $2500.00

Maspeth Federal Savings IRA Rates

5.50%$1.5k-13 Month IRA Special w/ Checking balance above $2500.00
4.50%$1.5k-9 Month IRA
4.00%$1.5k-12 Month IRA
3.60%$2k-60 Month IRA
3.55%$2.5k-36 Month IRA
3.50%$2k-24 Month IRA
3.45%$40-18 Month Wild Card IRA
2.35%$1.5k-6 Month IRA
1.00%$1.5k-13 Month IRA Special w/ Checking balance below $2500.00

Maspeth Federal Savings Locations
101-09 Metropolitan Ave Branch101-09 Metropolitan AveNew York City, NY 11375
185-18 Horace Harding Expy Branch185-18 Horace Harding ExpyNew York City, NY 11365
Maspeth Federal Savings and Loan Association5618 69th StMaspeth, NY 11378
64-19 Woodhaven Blvd Branch64-19 Woodhaven BlvdNew York City, NY 11374
Ridgewood Branch66-60 Fresh Pond RoadRidgewood, NY 11385
801 Jericho Turnpike Branch801 Jericho TurnpikeNew Hyde Park, NY 11040

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