Mass Bay Credit Union

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CURRENT TOP RATE

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	HOW THEY COMPARE
2.15%	5-year CD	3.10% - Synchrony Bank 60 Month CD
0.70%	1-year CD	2.50% - Synchrony Bank 12 Month CD
0.10%	Savings	1.90% - American Express National Bank High Yield Savings Account

View all Mass Bay Credit Union rates »

Overview / Commentary

www.massbaycu.org

617-269-2700

147 W 4th St
South Boston, MA 02127

Mass Bay Credit Union is headquartered in South Boston and is the 33^rd largest credit union in the state of Massachusetts. It is also the 889^th largest credit union in the nation. It was established in 1936 and as of June of 2018, it had grown to 60 employees and 19,061 members at 4 locations. Mass Bay Credit Union has an A health rating.

Field of Membership Restrictions

Membership is open to those who live or work in Norfolk or Suffolk Counties, Everett, Hanover, Hingham, Lynn, Malden, Marshfield, Medford, Melrose, Norwell, Peabody, Rockland, Saugus, Scituate, Somerville, Stoneham and Whitman; employees of Massachusetts Department of Transportation.
See current membership details

Related Posts

View all posts from:

2012
2006

6/13 - Mass Bay Credit Union Wins Big Field Of Membership Expansion

9/2 - 6.43% 36-month CD at a Massachusetts CU (MBTA Employees).

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Health

A

Data as of Q2 2018

Learn why bank health matters

Health Grade Components

Overall
NCUA #	68137
Year Chartered	1936
Employees	60
Primary Regulator

Profit Margin
Return on Assets - YTD	0.25%
Return on Equity - YTD	2.56%
Annual Interest Income	$4.7MM

Assets and Liabilities
Assets	Q2 2018vs Q2 2017	$255.6MM$243.0MM
Loans	Q2 2018vs Q2 2017	$202.7MM$186.6MM
Deposits	Q2 2018vs Q2 2017	$201.7MM$199.3MM
Equity Capital	Q2 2018vs Q2 2017	$24.2MM$23.8MM
Loan Loss Allowance	Q2 2018vs Q2 2017	$426.00K$346.00K
Unbacked Noncurrent Loans	Q2 2018vs Q2 2017	$1.2MM$1.4MM
Real Estate Owned	Q2 2018vs Q2 2017	$0$0

Rates

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Money Market
Checking
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Mass Bay Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.10%^*	$10k^*	-	Main Share Account
OTHER TIERS: 0.03% → $5 - $500 \| 0.05% → $500 - $10k
0.10%^*	$10k^*	-	IRA Share Account
OTHER TIERS: 0.03% → $5 - $500 \| 0.05% → $500 - $10k
0.10%^*	$10k^*	-	Misc Share Account
OTHER TIERS: 0.03% → $5 - $500 \| 0.05% → $500 - $10k
0.10%^*	$10k^*	-	Business Share
OTHER TIERS: 0.03% → $25 - $500 \| 0.05% → $500 - $10k
0.05%	-	-	Vacation Club Account
0.05%	-	-	Christmas Club Account

Mass Bay Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.35%^*	$20k^*	-	Money Market Account
OTHER TIERS: 0.05% → $10 - $2.5k \| 0.15% → $2.5k - $10k \| 0.25% → $10k - $20k

Mass Bay Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.05%	$5	-	NOW Checking

Mass Bay Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.25%	$500	-	17 Month CD
2.15%	$500	-	60 Month CD
2.00%	$500	-	28 Month CD
1.50%	$500	-	16 Month CD
1.30%	$500	-	24 Month CD
1.30%	$500	-	48 Month CD
1.29%	$500	-	36 Month CD
1.15%	$500	-	18 Month CD
0.70%	$500	-	12 Month CD
0.70%	$500	-	14 Month CD
0.30%	$500	-	6 Month CD
0.20%	$500	-	3 Month CD

Mass Bay Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.25%	$500	-	17 Month IRA
2.15%	$500	-	60 Month IRA
2.00%	$500	-	28 Month IRA
1.50%	$500	-	16 Month IRA
1.30%	$500	-	24 Month IRA
1.30%	$500	-	48 Month IRA
1.29%	$500	-	36 Month IRA
1.15%	$500	-	18 Month IRA
0.70%	$500	-	12 Month IRA
0.70%	$500	-	14 Month IRA
0.30%	$500	-	6 Month IRA
0.20%	$500	-	3 Month IRA

Locations

Mass Bay Credit Union Locations
Branch Office	1250 Hancock St	Quincy, MA 02169
Branch Office	183 Main St	Everett, MA 02149
Branch Office	147 W 4th St	South Boston, MA 02127
Branch Office	409 D Street	South Boston, MA 02127

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