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  2. Mass Bay Credit Union

Mass Bay Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.75%5-year CD60 Months CD
2.35% - Synchrony Bank 60 Month CDAdvertisement
0.50%1-year CD12 Months CD
1.40% - Synchrony Bank 12 Month CDAdvertisement
0.10%SavingsMisc Share Account
1.20% - Synchrony Bank High Yield SavingsAdvertisement
View all Mass Bay Credit Union rates »

Overview / Commentary
www.massbaycu.org
617-269-2700
147 W 4th St
South Boston, MA 02127

Mass Bay Credit Union is headquartered in South Boston and is the 34th largest credit union in the state of Massachusetts. It is also the 883rd largest credit union in the nation. It was established in 1936 and as of March of 2017, it had grown to 62 employees and 18,567 members at 4 locations. Mass Bay Credit Union has an A health rating.

Field of Membership Restrictions

Membership is open to those who live or work in Norfolk or Suffolk Counties, Everett, Hanover, Hingham, Lynn, Malden, Marshfield, Medford, Melrose, Norwell, Peabody, Rockland, Saugus, Scituate, Somerville, Stoneham and Whitman; employees of Massachusetts Department of Transportation.
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Health
A

Data as of Q1 2017

Learn why bank health matters

Health Grade Components

Overall
NCUA #68137
Year Chartered1936
Employees62
Primary Regulator
Profit Margin
Return on Assets - YTD0.3%
Return on Equity - YTD3.11%
Annual Interest Income$2.1MM
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$246.4MM$223.2MM
LoansQ1 2017vs Q1 2016$179.5MM$150.5MM
DepositsQ1 2017vs Q1 2016$198.3MM$190.6MM
Equity CapitalQ1 2017vs Q1 2016$23.4MM$23.2MM
Loan Loss AllowanceQ1 2017vs Q1 2016$413.00K$506.00K
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$998.00K$1.3MM
Real Estate OwnedQ1 2017vs Q1 2016$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Mass Bay Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%*$10k*-Main Share Account
OTHER TIERS: 0.03% → Up to $500 | 0.05% → $500 - $10k
0.10%*$10k*-IRA Share Account
OTHER TIERS: 0.03% → Up to $500 | 0.05% → $500 - $10k
0.10%*$10k*-Roth IRA Share Account
OTHER TIERS: 0.03% → Up to $500 | 0.05% → $500 - $10k
0.10%*$10k*-Misc Share Account
OTHER TIERS: 0.03% → Up to $500 | 0.05% → $500 - $10k
0.10%*$10k*-Business Share
OTHER TIERS: 0.03% → $25 - $500 | 0.05% → $500 - $10k
0.05%--Vacation Club Account
0.05%--Holiday Club Account

Mass Bay Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%*$20k*-Money Market Account
OTHER TIERS: 0.05% → $10 - $2,500 | 0.15% → $2,500 - $10k | 0.25% → $10k - $20k

Mass Bay Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%--NOW Checking

Mass Bay Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.75%$500-60 Months CD
1.30%$500-48 Months CD
1.15%$500-18 Months CD
0.95%$500-36 Months CD
0.80%$500-24 Months CD
0.70%$500-14 Months CD
0.50%$500-12 Months CD
0.30%$500-6 Months CD
0.20%$500-3 Months CD

Mass Bay Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.75%$500-60 Months IRA
1.30%$500-48 Months IRA
1.15%$500-18 Months IRA
0.95%$500-36 Months IRA
0.80%$500-24 Months IRA
0.70%$500-14 Months IRA
0.50%$500-12 Months IRA
0.30%$500-6 Months IRA
0.20%$500-3 Months IRA
Locations


Mass Bay Credit Union Locations
Branch Office1250 Hancock StQuincy, MA 02169
Branch Office183 Main StEverett, MA 02149
Branch Office147 W 4th StSouth Boston, MA 02127
Branch Office409 D StreetSouth Boston, MA 02127