2. Mass Bay Credit Union

Mass Bay Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEHOW THEY COMPARE
2.15%5-year CD
2.23% - National Average
0.70%1-year CD
2.65% - Barclays 12 Month Online CDAdvertisement
0.10%Savings
2.10% - American Express National Bank High Yield Savings AccountAdvertisement
View all Mass Bay Credit Union rates »

Overview / Commentary
www.massbaycu.org
617-269-2700
147 W 4th St
South Boston, MA 02127

Mass Bay Credit Union is headquartered in South Boston and is the 34th largest credit union in the state of Massachusetts. It is also the 903rd largest credit union in the nation. It was established in 1936 and as of September of 2018, it had grown to 56 employees and 19,213 members at 4 locations. Mass Bay Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live or work in Norfolk or Suffolk Counties, Everett, Hanover, Hingham, Lynn, Malden, Marshfield, Medford, Melrose, Norwell, Peabody, Rockland, Saugus, Scituate, Somerville, Stoneham and Whitman; employees of Massachusetts Department of Transportation.
See current membership details

Related Posts

View all posts from:


Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
B+

Data as of Q3 2018

Learn why bank health matters

Health Grade Components

Overall
NCUA #68137
Year Chartered1936
Employees56
Primary Regulator
Profit Margin
Return on Assets - YTD0.34%
Return on Equity - YTD3.49%
Annual Interest Income$7.2MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$250.6MM$248.0MM
LoansQ3 2018vs Q3 2017$205.2MM$190.2MM
DepositsQ3 2018vs Q3 2017$196.4MM$195.6MM
Equity CapitalQ3 2018vs Q3 2017$24.4MM$24.1MM
Loan Loss AllowanceQ3 2018vs Q3 2017$474.00K$359.00K
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$1.9MM$1.4MM
Real Estate OwnedQ3 2018vs Q3 2017$0$0
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Mass Bay Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Mass Bay Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%*$10k*-Main Share Account
OTHER TIERS: 0.03% → $5 - $500 | 0.05% → $500 - $10k
0.10%*$10k*-IRA Share Account
OTHER TIERS: 0.03% → $5 - $500 | 0.05% → $500 - $10k
0.10%*$10k*-Misc Share Account
OTHER TIERS: 0.03% → $5 - $500 | 0.05% → $500 - $10k
0.10%*$10k*-Business Share
OTHER TIERS: 0.03% → $25 - $500 | 0.05% → $500 - $10k
0.05%--Vacation Club Account
0.05%--Christmas Club Account

Mass Bay Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%*$20k*-Money Market Account
OTHER TIERS: 0.05% → $10 - $2.5k | 0.15% → $2.5k - $10k | 0.25% → $10k - $20k

Mass Bay Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$5-NOW Checking

Mass Bay Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.50%$500-14 Month CD
2.25%$500-17 Month CD
2.15%$500-60 Month CD
2.00%$500-28 Month CD
1.50%$500-16 Month CD
1.30%$500-24 Month CD
1.30%$500-48 Month CD
1.29%$500-36 Month CD
1.15%$500-18 Month CD
0.70%$500-12 Month CD
0.30%$500-6 Month CD
0.20%$500-3 Month CD

Mass Bay Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.50%$500-14 Month IRA
2.25%$500-17 Month IRA
2.15%$500-60 Month IRA
2.00%$500-28 Month IRA
1.50%$500-16 Month IRA
1.30%$500-24 Month IRA
1.30%$500-48 Month IRA
1.29%$500-36 Month IRA
1.15%$500-18 Month IRA
0.70%$500-12 Month IRA
0.30%$500-6 Month IRA
0.20%$500-3 Month IRA
Locations


Mass Bay Credit Union Locations
Branch Office1250 Hancock StQuincy, MA 02169
Branch Office183 Main StEverett, MA 02149
Branch Office147 W 4th StSouth Boston, MA 02127
Branch Office409 D StreetSouth Boston, MA 02127

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.