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  2. Mass Bay Credit Union

Mass Bay Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.75%5-year CD60 Months CD
2.35% - Synchrony Bank 60 Month CDAdvertisement
0.50%1-year CD12 Months CD
1.45% - CIT Bank 11-Month No-Penalty CD
0.10%SavingsMisc Share Account
1.20% - Synchrony Bank High Yield SavingsAdvertisement
View all Mass Bay Credit Union rates »

Overview / Commentary
www.massbaycu.org
617-269-2700
147 W 4th St
South Boston, MA 02127

Mass Bay Credit Union is headquartered in South Boston and is the 35th largest credit union in the state of Massachusetts. It is also the 896th largest credit union in the nation. It was established in 1936 and as of June of 2017, it had grown to 63 employees and 18,740 members at 4 locations. Mass Bay Credit Union has an A health rating.

Field of Membership Restrictions

Membership is open to those who live or work in Norfolk or Suffolk Counties, Everett, Hanover, Hingham, Lynn, Malden, Marshfield, Medford, Melrose, Norwell, Peabody, Rockland, Saugus, Scituate, Somerville, Stoneham and Whitman; employees of Massachusetts Department of Transportation.
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Health
A

Data as of Q2 2017

Learn why bank health matters

Health Grade Components

Overall
NCUA #68137
Year Chartered1936
Employees63
Primary Regulator
Profit Margin
Return on Assets - YTD0.38%
Return on Equity - YTD3.94%
Annual Interest Income$4.3MM
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$243.0MM$225.1MM
LoansQ2 2017vs Q2 2016$186.6MM$159.7MM
DepositsQ2 2017vs Q2 2016$199.3MM$192.0MM
Equity CapitalQ2 2017vs Q2 2016$23.8MM$23.5MM
Loan Loss AllowanceQ2 2017vs Q2 2016$346.00K$456.00K
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$1.4MM$1.7MM
Real Estate OwnedQ2 2017vs Q2 2016$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Mass Bay Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%*$10k*-Main Share Account
OTHER TIERS: 0.03% → Up to $500 | 0.05% → $500 - $10k
0.10%*$10k*-IRA Share Account
OTHER TIERS: 0.03% → Up to $500 | 0.05% → $500 - $10k
0.10%*$10k*-Roth IRA Share Account
OTHER TIERS: 0.03% → Up to $500 | 0.05% → $500 - $10k
0.10%*$10k*-Misc Share Account
OTHER TIERS: 0.03% → Up to $500 | 0.05% → $500 - $10k
0.10%*$10k*-Business Share
OTHER TIERS: 0.03% → $25 - $500 | 0.05% → $500 - $10k
0.05%--Vacation Club Account
0.05%--Holiday Club Account

Mass Bay Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%*$20k*-Money Market Account
OTHER TIERS: 0.05% → $10 - $2,500 | 0.15% → $2,500 - $10k | 0.25% → $10k - $20k

Mass Bay Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%--NOW Checking

Mass Bay Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.75%$500-60 Months CD
1.30%$500-48 Months CD
1.15%$500-18 Months CD
0.95%$500-36 Months CD
0.80%$500-24 Months CD
0.70%$500-14 Months CD
0.50%$500-12 Months CD
0.30%$500-6 Months CD
0.20%$500-3 Months CD

Mass Bay Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.75%$500-60 Months IRA
1.30%$500-48 Months IRA
1.15%$500-18 Months IRA
0.95%$500-36 Months IRA
0.80%$500-24 Months IRA
0.70%$500-14 Months IRA
0.50%$500-12 Months IRA
0.30%$500-6 Months IRA
0.20%$500-3 Months IRA
Locations


Mass Bay Credit Union Locations
Branch Office1250 Hancock StQuincy, MA 02169
Branch Office183 Main StEverett, MA 02149
Branch Office147 W 4th StSouth Boston, MA 02127
Branch Office409 D StreetSouth Boston, MA 02127