Massena Savings and Loan

Overview / Commentary
255 Main Street
Massena, NY 13662

Massena Savings and Loan is headquartered in Massena and is the 118th largest bank in the state of New York. It is also the 3,180th largest bank in the nation. It was established in 1924 and as of December of 2019, it had grown to 23 employees at 2 locations. Massena Savings and Loan's money market rates are 73% higher than the national average, and it has a B+ health rating.

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Aplusind Financial Loan DEP

Reference ON HOW I GOT MY LOAN FROM Aplius Independent Financial..
contact:::: Phone: +1 (347) 450-3342)---Available On WhatsApp)
You get their Website and other information from anyone who attend to your call/message.
E-mail: aplus_independent_financial @
E-mail: aplus_independent_financial @

Remove the space(s) beside the @ on the e mail.
I'll drop my # (857) 309-9566 the aplus help my financial situation witi loan, an!!!


Health Grade Components

FDIC Certificate #30429
Year Established1924
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.62%
Return on Equity - YTD4.68%
Annual Interest Income$7.7MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$166.2MM$160.4MM
LoansQ4 2019vs Q4 2018$152.1MM$147.9MM
DepositsQ4 2019vs Q4 2018$115.9MM$112.0MM
Equity CapitalQ4 2019vs Q4 2018$22.1MM$21.1MM
Loan Loss AllowanceQ4 2019vs Q4 2018$1.3MM$1.2MM
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$3.2MM$1.5MM
Real Estate OwnedQ4 2019vs Q4 2018$0$45.00K
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Always verify rates and promotions with the bank or credit union. We are not Massena Savings and Loan; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Massena Savings and Loan Savings Account Rates

2.05%$1-IRA Savings
0.25%$1-Regular Savings Account

Massena Savings and Loan Money Market Rates

0.76%*$25k*-Money Market Savings Account
OTHER TIERS: 0.25% $2.5k - $25k

Massena Savings and Loan Checking Account Rates

1.02%*$25k*-NOW Account
OTHER TIERS: 0.25% Up to $2.5k | 0.76% $2.5k - $25k

Massena Savings and Loan CD Rates

2.15%$1k-60 Month CD
1.95%$1k-48 Month CD
1.74%$1k-36 Month CD
1.12%$1k-24 Month CD
0.87%$1k-12 Month CD
0.76%$2.5k-6 Month CD

Massena Savings and Loan IRA Rates

3.09%$1k-60 Month IRA
2.83%$1k-48 Month IRA
2.57%$1k-36 Month IRA
2.31%$1k-24 Month IRA
2.05%$1k-12 Month IRA

Massena Savings and Loan Locations
Waddington Branch155 Lincoln AvenueWaddington, NY 13694
Massena Savings and Loan255 Main StreetMassena, NY 13662

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