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Massena Savings and Loan


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/23/2025
3.80%
Our Rating
4.2  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/23/2025
4.50%
Our Rating
3.5  / 5
Jenius Bank
Jenius Savings Account
See Offer
Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/23/2025
4.46%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/23/2025
4.55%
Our Rating
4.2  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Overview / Commentary
www.massenasavingsloan.com
315-764-0541
255 Main Street
Massena, NY 13662

Massena Savings and Loan is headquartered in MASSENA and is the 102nd largest bank in the state of New York. It is also the 3,093rd largest bank in the nation. It was established in 1924 and as of September of 2024, it had grown to 21 employees at 2 locations. Massena Savings and Loan has an A health rating.

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Health
A

Data as of Q3 2024

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #30429
Year Established1924
Employees21
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.6%
Return on Equity - YTD4.2%
Annual Interest Income$7.3MM
Assets and Liabilities
AssetsQ3 2024vs Q3 2023$190.9MM$177.9MM
LoansQ3 2024vs Q3 2023$166.7MM$162.5MM
DepositsQ3 2024vs Q3 2023$140.4MM$128.5MM
Equity CapitalQ3 2024vs Q3 2023$27.2MM$26.1MM
Loan Loss AllowanceQ3 2024vs Q3 2023$1.4MM$1.4MM
Unbacked Noncurrent LoansQ3 2024vs Q3 2023$2.5MM$2.6MM
Real Estate OwnedQ3 2024vs Q3 2023$225K$155K
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/23/2025
3.80%
Our Rating
4.2  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/23/2025
4.50%
Our Rating
3.5  / 5
Jenius Bank
Jenius Savings Account
See Offer
Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/23/2025
4.46%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/23/2025
4.55%
Our Rating
4.2  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Rates

Rates for Massena Savings and Loan are currently being reviewed.

Locations


Massena Savings and Loan Locations
Waddington Branch155 Lincoln AvenueWaddington, NY 13694
Massena Savings and Loan255 Main StMassena, NY 13662

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