Massena Savings and Loan is headquartered in Massena and is the 109th largest bank in the state of New York. It is also the 3,318th largest bank in the nation. It was established in 1924 and as of June of 2022, it had grown to 22 employees at 2 locations. Massena Savings and Loan's CD rates are 4X the national average, and it has a B+ health rating.
Overall | |
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FDIC Certificate # | 30429 |
Year Established | 1924 |
Employees | 22 |
Primary Regulator | OCC |
Profit Margin | |
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Return on Assets - YTD | 0.59% |
Return on Equity - YTD | 4.29% |
Annual Interest Income | $3.5MM |
Assets and Liabilities | ||
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Assets | Q2 2022vs Q2 2021 | $172.6MM$186.1MM |
Loans | Q2 2022vs Q2 2021 | $149.4MM$147.6MM |
Deposits | Q2 2022vs Q2 2021 | $129.9MM$139.3MM |
Equity Capital | Q2 2022vs Q2 2021 | $24.4MM$23.5MM |
Loan Loss Allowance | Q2 2022vs Q2 2021 | $1.3MM$1.3MM |
Unbacked Noncurrent Loans | Q2 2022vs Q2 2021 | $1.4MM$2.2MM |
Real Estate Owned | Q2 2022vs Q2 2021 | $65.00K$0 |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.51% | $1 | - | IRA Savings | |
0.10% | $1 | - | Regular Savings Account |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.51%* | $25k* | - | Money Market Savings Account | ||
OTHER TIERS: 0.25% → $2.5k - $25k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.25%* | $25k* | - | NOW Account | ||
OTHER TIERS: 0.05% → Up to $2.5k | 0.10% → $2.5k - $25k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
4.12% | $1k | - | 24 Month CD | |
3.86% | $1k | - | 12 Month CD | |
2.56% | $1k | - | 60 Month CD | |
2.30% | $1k | - | 48 Month CD | |
2.04% | $1k | - | 36 Month CD | |
1.02% | $2.5k | - | 6 Month CD |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
4.12% | $1k | - | 24 Month IRA | |
3.86% | $1k | - | 12 Month IRA | |
2.56% | $1k | - | 60 Month IRA | |
2.30% | $1k | - | 48 Month IRA | |
2.04% | $1k | - | 36 Month IRA |
Massena Savings and Loan Locations | ||
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Waddington Branch | 155 Lincoln Avenue | Waddington, NY 13694 |
Massena Savings and Loan | 255 Main St | Massena, NY 13662 |