Massena Savings and Loan is headquartered in Massena and is the 118th largest bank in the state of New York. It is also the 3,180th largest bank in the nation. It was established in 1924 and as of December of 2019, it had grown to 23 employees at 2 locations. Massena Savings and Loan's money market rates are 73% higher than the national average, and it has a B+ health rating.
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Data as of Q4 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 30429 |
| Year Established | 1924 |
| Employees | 23 |
| Primary Regulator | OCC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.62% |
| Return on Equity - YTD | 4.68% |
| Annual Interest Income | $7.7MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2019vs Q4 2018 | $166.2MM$160.4MM |
| Loans | Q4 2019vs Q4 2018 | $152.1MM$147.9MM |
| Deposits | Q4 2019vs Q4 2018 | $115.9MM$112.0MM |
| Equity Capital | Q4 2019vs Q4 2018 | $22.1MM$21.1MM |
| Loan Loss Allowance | Q4 2019vs Q4 2018 | $1.3MM$1.2MM |
| Unbacked Noncurrent Loans | Q4 2019vs Q4 2018 | $3.2MM$1.5MM |
| Real Estate Owned | Q4 2019vs Q4 2018 | $0$45.00K |