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Overview / Commentary
3700 Avenue F
Bay City, TX 77414

Matagorda County Credit Union is headquartered in Bay City and is the 232nd largest credit union in the state of Texas. It is also the 2,968th largest credit union in the nation. It was established in 1961 and as of December of 2017, it had grown to 6 employees and 2,793 members at 1 location. Matagorda County Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in Matagorda County in Texas. Membership is also open to employees of Matagorda County Independent School Districts, the City of Bay City, and Matagorda County Hospital District.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Matagorda County Credit Union has a low asset base.

Health Grade Components

NCUA #67545
Year Chartered1961
Primary Regulator
Profit Margin
Return on Assets - YTD0.54%
Return on Equity - YTD4.91%
Annual Interest Income$744.00K
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$28.5MM$26.5MM
LoansQ4 2017vs Q4 2016$12.7MM$11.2MM
DepositsQ4 2017vs Q4 2016$25.2MM$23.5MM
Equity CapitalQ4 2017vs Q4 2016$3.1MM$2.9MM
Loan Loss AllowanceQ4 2017vs Q4 2016$20.00K$27.00K
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$80.00K$15.00K
Real Estate OwnedQ4 2017vs Q4 2016$0$0
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Matagorda County Credit Union Savings Account Rates

0.51%--IRA Savings Account
0.25%$25-Regular Savings
0.25%--Club Accounts

Matagorda County Credit Union Checking Account Rates

0.10%--Classic Checking Account
0.10%--Gem Checking Account

Matagorda County Credit Union CD Rates

0.56%$1k-2 Year CD
0.51%$1k-1 Year CD
0.26%$1k-6 Month CD

Matagorda County Credit Union Locations
Branch Office3700 Avenue FBay City, TX 77414