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Members Choice (M-C) Federal Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.mcfcu.org
570-275-6155
390 Walnut St
Danville, PA 17821

Members Choice (M-C) Federal Credit Union is headquartered in Danville and is the 42nd largest credit union in the state of Pennsylvania. It is also the 1,157th largest credit union in the nation. It was established in 1954 and as of March of 2025, it had grown to 46 employees and 13,413 members at 5 locations. Members Choice (M-C) Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Members Choice Financial Credit Union is open to anyone who lives, works, worships, or attends school in Berwick, Bloomsburg, Lewisburg, Mahoning Township in Danville, Milton, Mount Carmel, Union County or Snyder County. Members of select organizations and employee groups, such as, CMSU, Evangelical Community Hospital, Geisinger Hospital and hundreds more are also eligible to join. Immediate family and household members are also welcome.
See current membership details

Reviews

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Health
B+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #24929
Year Chartered1954
Employees46
Primary Regulator
Profit Margin
Return on Assets - YTD1.28%
Return on Equity - YTD13.15%
Annual Interest Income$3MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$242.7MM$223.8MM
LoansQ1 2025vs Q1 2024$157.9MM$152.7MM
DepositsQ1 2025vs Q1 2024$217.8MM$203.5MM
Equity CapitalQ1 2025vs Q1 2024$23.1MM$18.7MM
Loan Loss AllowanceQ1 2025vs Q1 2024$1.1MM$1.2MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$2.4MM$2MM
Real Estate OwnedQ1 2025vs Q1 2024$0$171K
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates

Rates for Members Choice (M-C) Federal Credit Union are currently being reviewed.

Locations


Members Choice (M-C) Federal Credit Union Locations
Branch Office599 E 7th StBloomsburg, PA 17815-2885
Branch Office1 Hospital DrLewisburg, PA 17837-9350
Branch Office1339 Saint Mary StLewisburg, PA 17837-8818
Branch Office390 Walnut StDanville, PA 17821-1503
Branch Office11218 State Route 61Mount Carmel, PA 17851-2577

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