MCBank


Overview / Commentary
325-648-2216
1017 Parker Street
Goldthwaite, TX 76844

MCBank is headquartered in GOLDTHWAITE and is the 184th largest bank in the state of Texas. It is also the 2,024th largest bank in the nation. It was established in 1908 and as of March of 2025, it had grown to 83 employees at 4 locations. MCBank has an A health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #15669
Year Established1908
Employees83
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.92%
Return on Equity - YTD11.81%
Annual Interest Income$5MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$422.2MM$425.6MM
LoansQ1 2025vs Q1 2024$195.5MM$188.6MM
DepositsQ1 2025vs Q1 2024$378.4MM$368.1MM
Equity CapitalQ1 2025vs Q1 2024$33.9MM$29.7MM
Loan Loss AllowanceQ1 2025vs Q1 2024$3.2MM$3.1MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$308K$634K
Real Estate OwnedQ1 2025vs Q1 2024$97K$0
Rates

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Locations


MCBank Locations
Mills County State Bank Branch1005 E Main StreetHamilton, TX 76531
Mills County State Bank1017 Parker StreetGoldthwaite, TX 76844
Early Branch411 Early BoulevardEarly, TX 76801
Mills County State Bank Hico Branch135 North PecanHico, TX 76457

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