Featured Savings Rates
Featured Accounts

McCoy Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.06%5-year CD60 Months CD
0.70%1-year CD12 Months CD
0.15%SavingsSavings Account

Overview / Commentary
407-855-5452
41 W Michigan St
Orlando, FL 32806

McCoy Federal Credit Union is headquartered in Orlando and is the 29th largest credit union in the state of Florida. It is also the 479th largest credit union in the nation. It was established in 1954 and as of September of 2016, it had grown to 227 employees and 61,940 members at 14 locations. McCoy Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship, volunteer or attend school in Orange, Osceola, Seminole or Lake Counties in Florida. Members of the immediate family or household; and organizations of those eligible and businesses and its employees located in Orange, Osceola, Seminole or Lake Counties are also eligible for membership.
See current membership details

Reviews (1)

McCoy FCU is nice

Posted by: melrosein | Dec 30, 2016

Since moving to the Orlando area more than 35 year ago, my wife and I opened our checking accounts with the credit union affiliated with the hospital that she works at. Since that time, we have had numerous checking accounts and savings accounts. They have been an excellent financial institution for all of our financial needs. The online services completely meet our needs and expectations and the customer service both at the locations and on the phone has been very helpful and knowledgeable. We have had numerous large and complex transactions involving settling of a personal estate that required the assistance of a branch manager that was very helpful and knowledgeable. If I was was to share once improvement it would be the number of branches are a bit limited and I would like to have one closer to where we live, but this has not been a major problem. Overall we have been very satisfied with McCoy Federal Credit Union.



Health
A

Health Grade Components

Overall
NCUA #9915
Year Chartered1954
Employees227
Primary Regulator
Profit Margin
Return on Assets - YTD0.58%
Return on Equity - YTD6.01%
Annual Interest Income$12.6MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$541.2MM$502.7MM
LoansQ3 2016vs Q3 2015$289.6MM$242.4MM
DepositsQ3 2016vs Q3 2015$484.0MM$450.4MM
Equity CapitalQ3 2016vs Q3 2015$52.1MM$48.3MM
Loan Loss AllowanceQ3 2016vs Q3 2015$3.4MM$3.9MM
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$1.9MM$1.8MM
Real Estate OwnedQ3 2016vs Q3 2015$0$83.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

McCoy Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%--IRA Account
0.20%$1k-Health Savings Account
0.15%$50-Savings Account

McCoy Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%$1k-Money Market Share Account (MMSA)

McCoy Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%$1k-Total Business Dividend Checking

McCoy Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.06%*$100k*-60 Months CD
OTHER TIERS: 0.60% $1k - $5k | 0.75% $5k - $25k | 0.90% $25k - $100k
0.95%*$100k*-36 Months CD
OTHER TIERS: 0.50% $1k - $5k | 0.65% $5k - $25k | 0.80% $25k - $100k
0.80%*$100k*-30 Months CD
OTHER TIERS: 0.35% $1k - $5k | 0.50% $5k - $25k | 0.65% $25k - $100k
0.75%*$100k*-24 Months CD
OTHER TIERS: 0.30% $1k - $5k | 0.45% $5k - $25k | 0.60% $25k - $100k
0.70%*$100k*-12 Months CD
OTHER TIERS: 0.25% $1k - $5k | 0.40% $5k - $25k | 0.55% $25k - $100k
0.65%*$100k*-6 Months CD
OTHER TIERS: 0.20% $1k - $5k | 0.35% $5k - $25k | 0.50% $25k - $100k
Locations

McCoy Federal Credit Union has 14 locations. Click to view all McCoy Federal Credit Union locations.