Mcdowell Cornerstone Credit Union

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12 Month CD

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1.40% APY

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1.20% APY

Overview / Commentary

www.mcdowellcornerstone.com

828-652-4141

2031 RUTHERFORD RD
MARION, NC 28752

Mcdowell Cornerstone Credit Union is headquartered in MARION and is the 49^th largest credit union in the state of North Carolina. It is also the 3,071^st largest credit union in the nation. It was established in 1967 and as of March of 2017, it had grown to 7 employees and 2,984 members at 1 location. Mcdowell Cornerstone Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live or work in McDowell County in North Carolina.
See current membership details

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Health

B+

Data as of Q1 2017

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Mcdowell Cornerstone Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #	60149
Year Chartered	1967
Employees	7
Primary Regulator

Profit Margin
Return on Assets - YTD	0%
Return on Equity - YTD	0%
Annual Interest Income	$204.00K

Assets and Liabilities
Assets	Q1 2017vs Q1 2016	$27.2MM$27.3MM
Loans	Q1 2017vs Q1 2016	$12.4MM$12.1MM
Deposits	Q1 2017vs Q1 2016	$22.1MM$22.0MM
Equity Capital	Q1 2017vs Q1 2016	$4.8MM$4.8MM
Loan Loss Allowance	Q1 2017vs Q1 2016	$88.00K$76.00K
Unbacked Noncurrent Loans	Q1 2017vs Q1 2016	$223.00K$529.00K
Real Estate Owned	Q1 2017vs Q1 2016	$140.00K$175.00K

Rates

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Mcdowell Cornerstone Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.00%	-	-	IRA Account
0.25%	-	-	Regular Share Account

Mcdowell Cornerstone Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
0.65%	$10k	-	18 Month CD
0.45%	$2,500	-	12 Month CD
0.25%	$1k	-	6 Month CD

Locations

Mcdowell Cornerstone Credit Union Locations
Branch Office	2031 RUTHERFORD RD	MARION, NC 28752