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Overview / Commentary
828-652-4141
2031 RUTHERFORD RD
MARION, NC 28752

Mcdowell Cornerstone Credit Union is headquartered in MARION and is the 50th largest credit union in the state of North Carolina. It is also the 3,052nd largest credit union in the nation. It was established in 1967 and as of September of 2016, it had grown to 7 employees and 2,932 members at 1 location. Mcdowell Cornerstone Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to those who live or work in McDowell County in North Carolina.
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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Mcdowell Cornerstone Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #60149
Year Chartered1967
Employees7
Primary Regulator
Profit Margin
Return on Assets - YTD0.03%
Return on Equity - YTD0.19%
Annual Interest Income$558.00K
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$27.3MM$26.1MM
LoansQ3 2016vs Q3 2015$12.1MM$12.7MM
DepositsQ3 2016vs Q3 2015$22.2MM$21.0MM
Equity CapitalQ3 2016vs Q3 2015$4.8MM$4.8MM
Loan Loss AllowanceQ3 2016vs Q3 2015$118.00K$111.00K
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$563.00K$573.00K
Real Estate OwnedQ3 2016vs Q3 2015$65.00K$15.00K
Rates
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Mcdowell Cornerstone Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%--IRA Account
0.25%--Regular Share Account

Mcdowell Cornerstone Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.65%$10k-18 Month CD
0.45%$2,500-12 Month CD
0.25%$1k-6 Month CD
Locations


Mcdowell Cornerstone Credit Union Locations
Branch Office2031 RUTHERFORD RDMARION, NC 28752