Overview / Commentary
MARION, NC 28752

Mcdowell Cornerstone Credit Union is headquartered in MARION and is the 49th largest credit union in the state of North Carolina. It is also the 3,012th largest credit union in the nation. It was established in 1967 and as of June of 2018, it had grown to 7 employees and 3,023 members at 1 location. Mcdowell Cornerstone Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live or work in McDowell County in North Carolina.
See current membership details


No reviews have been left for this bank yet. Be the first to review.

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Mcdowell Cornerstone Credit Union has a low asset base.

Health Grade Components

NCUA #60149
Year Chartered1967
Primary Regulator
Profit Margin
Return on Assets - YTD0.73%
Return on Equity - YTD4.02%
Annual Interest Income$428.00K
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$27.7MM$27.4MM
LoansQ2 2018vs Q2 2017$11.7MM$12.3MM
DepositsQ2 2018vs Q2 2017$22.4MM$22.2MM
Equity CapitalQ2 2018vs Q2 2017$5.0MM$4.8MM
Loan Loss AllowanceQ2 2018vs Q2 2017$61.00K$87.00K
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$208.00K$316.00K
Real Estate OwnedQ2 2018vs Q2 2017$15.00K$40.00K
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Mcdowell Cornerstone Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

Mcdowell Cornerstone Credit Union Savings Account Rates

1.00%--IRA Account
0.25%$5-Regular Share Account

Mcdowell Cornerstone Credit Union CD Rates

0.65%$10k-18 Month CD
0.45%$2.5k-12 Month CD
0.25%$1k-6 Month CD

Mcdowell Cornerstone Credit Union Locations
Branch Office2031 RUTHERFORD RDMARION, NC 28752

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact feedback@depositaccounts.com to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.