Featured Savings Rates
Featured Accounts

McGraw Hill Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.50%5-year CD60 Month CD
0.80%Money MarketHoliday Money Market Account
1.50%5-year IRA60 Month IRA (Traditional, Roth, CESA)

Overview / Commentary
800-226-6428
120 Windsor Center Dr
East Windsor, NJ 08520

McGraw Hill Federal Credit Union is headquartered in East Windsor and is the 5th largest credit union in the state of New Jersey. It is also the 645th largest credit union in the nation. It was established in 1935 and as of March of 2017, it had grown to 54 employees and 22,624 members at 2 locations. McGraw Hill Federal Credit Union's money market rates are 3X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in McGraw-Hill Federal Credit Union is open to anyone through a membership in VOICE Foundation ($10 one-time contribution). Membership is also open to employees of McGraw-Hill Companies in New York City and over 120 other Select Employer Groups.
See current membership details

Related Posts

1.52% APY 15 Month CD (With Bump Up Feature) - 8/1/2017

Certificate rate valid from 07/12/2017 to 08/18/2017. Rate shown requires a $50,000 minimum deposit for a term of 15 months. Maximum deposit of $1,000,000. Rate shown requires new money that has not been on deposit with MHFCU for more than 30 business days. . Account requires credit union membership with at least $5 in the share savings account. Non-members may join the credit union with a $15 deposit - $5 goes into your savings account to establish membership, and the remaining $10 is a tax-deductible contribution (consult your tax advisor) to our non-profit organization, The VOICE Foundation. **Bump Up is defined as a one-time rate increase during the 15-month term with an additional deposit of at least $5,000; additional deposit must be made at the time of the bump up and can only be made once during the lifetime of the certificate. Bump up can only occur if MHFCU changes the 15-month certificate rate via its website at McGrawHillFCU.org. To request an increase, the member must con

Short Term CD Specials - 7/16/2017

McGraw-Hill FCU has a 9-month Promo CD (1.35% APY, $50k+) and a 15-month Bump Up CD (1.52% APY, $50k+). Both require new money.  Lower rates available for small deposits http://www.mcgrawhillfcu.org/home/deposits/rates

Mcgraw-Hill FCU 15-Mo. Bump-Up/Add On CD; APY Up To 1.52% - 7/14/2017

$50000+: 1.52% APY $20000: 1.42% APY $1000: 1.25% APY ($1 million maximum) Must be new money; one-time bump; can add additional funds simultaneously with bump; minimum add-on is $5000 http://www.mcgrawhillfcu.org/home/deposits/rates

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Health
B+

Health Grade Components

Overall
NCUA #861
Year Chartered1935
Employees54
Primary Regulator
Profit Margin
Return on Assets - YTD0.04%
Return on Equity - YTD0.37%
Annual Interest Income$2.9MM
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$388.3MM$367.4MM
LoansQ1 2017vs Q1 2016$295.5MM$282.3MM
DepositsQ1 2017vs Q1 2016$322.4MM$322.4MM
Equity CapitalQ1 2017vs Q1 2016$43.8MM$43.5MM
Loan Loss AllowanceQ1 2017vs Q1 2016$1.2MM$955.00K
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$2.2MM$1.2MM
Real Estate OwnedQ1 2017vs Q1 2016$0$255.00K
  User-submitted Promotions & Notices

This section lists recent deals, promotions and rate changes submitted by our community within the past 90 days. Always verify official rates and promotions with the bank or credit union.

1.52% APY 15 Month CD (With Bump Up Feature)

paulaj   |  
Certificate rate valid from 07/12/2017 to 08/18/2017. Rate shown requires a $50,000 minimum deposit for a term of 15 months. Maximum deposit of $1,000,000. Rate shown requires new money that has not been on deposit with MHFCU for more than 30 business days. . Account requires credit union membership with at least $5 in the share savings account. Non-members may join the credit union with a $15 deposit - $5 goes into your savings account to establish membership, and the remaining $10 is a tax-deductible contribution (consult your tax advisor) to our non-profit organization, The VOICE Foundation.
**Bump Up is defined as a one-time rate increase during the 15-month term with an additional deposit of at least $5,000; additional deposit must be made at the time of the bump up and can only be made once during the lifetime of the certificate. Bump up can only occur if MHFCU changes the 15-month certificate rate via its website at McGrawHillFCU.org. To request an increase, the member must contact MHFCU at 1-800-226-6428 or

Short Term CD Specials

Carpline   |  
McGraw-Hill FCU has a 9-month Promo CD (1.35% APY, $50k+) and a 15-month Bump Up CD (1.52% APY, $50k+). Both require new money.  Lower rates available for small deposits

http://www.mcgrawhillfcu.org/home/deposits/rates

Mcgraw-Hill FCU 15-Mo. Bump-Up/Add On CD; APY Up To 1.52%

alan1   |  
$50000+: 1.52% APY
$20000: 1.42% APY
$1000: 1.25% APY
($1 million maximum)

Must be new money; one-time bump; can add additional funds simultaneously with bump; minimum add-on is $5000

http://www.mcgrawhillfcu.org/home/deposits/rates

Rates
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Always verify rates and promotions with the bank or credit union. We are not McGraw Hill Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

McGraw Hill Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%--Share Savings Account
0.05%--Traditional Holiday Club
0.05%--IRA Saving

McGraw Hill Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.25%*$75k*$500kAscend Account (New Money)
OTHER TIERS: 1.00% $5k - $20k | 1.10% $20k - $75k
1.05%$5k$250kHoliday Money Market - Intro Rate to 12/31/17
0.80%*$100k*$250kHoliday Money Market Account
OTHER TIERS: 0.20% $5k - $25k | 0.25% $25k+ | 0.65% $50k - $100k
0.50%*$250k*-Money Market Account
OTHER TIERS: 0.05% Up to $5k | 0.10% $5k - $25k | 0.15% $25k - $100k | 0.35% $100k - $250k
0.50%*$500k*-Optimizer Money Market Account - New Money Only
OTHER TIERS: 0.15% $5k - $100k | 0.35% $100k - $500k
0.25%*$250k*-Premium IRA- Standard
OTHER TIERS: 0.05% Up to $5k | 0.10% $5k - $25k | 0.15% $25k - $100k | 0.20% $100k - $250k

McGraw Hill Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.05%*$25k*$1,030kS3 Checking Prime
OTHER TIERS: 0.50% $100 - $25k
0.25%*$500k*-My Choice High Yield Checking
OTHER TIERS: 0.05% Up to $100k | 0.10% $100k - $500k
0.25%$50k-Elite Checking
0.05%$500-Interest Checking
0.05%$500-50+ Checking
0.05%$500-S3 Checking Rewards

McGraw Hill Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%*$10k*-60 Month CD
OTHER TIERS: 1.00% $1k - $10k
1.25%*$10k*-48 Month CD
OTHER TIERS: 0.90% $1k - $10k
1.00%*$10k*-36 Month CD
OTHER TIERS: 0.75% $1k - $10k
0.75%*$10k*-24 Month CD
OTHER TIERS: 0.60% $1k - $10k
0.60%*$10k*-18 Month CD
OTHER TIERS: 0.50% $1k - $10k
0.50%*$10k*-12 Month CD
OTHER TIERS: 0.40% $1k - $10k
0.35%*$10k*-9 Month CD
OTHER TIERS: 0.30% $1k - $10k
0.25%*$10k*-6 Month CD
OTHER TIERS: 0.20% $1k - $10k
0.15%$1k-3 Month CD

McGraw Hill Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%*$10k*-60 Month IRA
OTHER TIERS: 1.00% $1k - $10k
1.25%*$10k*-48 Month IRA
OTHER TIERS: 0.90% $1k - $10k
1.00%*$10k*-36 Month IRA
OTHER TIERS: 0.75% $1k - $10k
0.75%*$10k*-24 Month IRA
OTHER TIERS: 0.60% $1k - $10k
0.60%*$10k*-18 Month IRA
OTHER TIERS: 0.50% $1k - $10k
0.50%*$10k*-12 Month IRA
OTHER TIERS: 0.40% $1k - $10k
0.35%*$10k*-9 Month IRA
OTHER TIERS: 0.30% $1k - $10k
0.25%*$10k*-6 Month IRA
OTHER TIERS: 0.20% $1k - $10k
0.15%$1k-3 Month IRA
Locations


McGraw Hill Federal Credit Union Locations
Branch Office120 Windsor Center DrEast Windsor, NJ 08520
Branch Office55 Water St Concourse LevelNew York, NY 10041