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Overview / Commentary
800-547-0924
7895 Highway 43
Mc Intosh, AL 36553-6613

Mcintosh Chemical Federal Credit Union is headquartered in Mc Intosh and is the 60th largest credit union in the state of Alabama. It is also the 3,335th largest credit union in the nation. It was established in 1962 and as of September of 2016, it had grown to 5 employees and 2,394 members at 1 location. Mcintosh Chemical Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in Washington County, Alabama.
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Health
B
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Mcintosh Chemical Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #15101
Year Chartered1962
Employees5
Primary Regulator
Profit Margin
Return on Assets - YTD0.06%
Return on Equity - YTD0.34%
Annual Interest Income$377.00K
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$21.7MM$21.5MM
LoansQ3 2016vs Q3 2015$7.4MM$7.9MM
DepositsQ3 2016vs Q3 2015$18.2MM$17.9MM
Equity CapitalQ3 2016vs Q3 2015$3.5MM$3.5MM
Loan Loss AllowanceQ3 2016vs Q3 2015$87.00K$96.00K
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$158.00K$100.00K
Real Estate OwnedQ3 2016vs Q3 2015$0$0
Rates
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Mcintosh Chemical Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$25k*-Share Account
OTHER TIERS: 0.10% $100 - $5k | 0.25% $5k - $25k
0.25%--Christmas Club Account
Locations


Mcintosh Chemical Federal Credit Union Locations
Branch Office7895 Highway 43Mc Intosh, AL 36553-6613