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Overview / Commentary
75 Wyoming Street
Welch, WV 24801

MCNB Bank and Trust Co. is headquartered in Welch and is the 18th largest bank in the state of West Virginia. It is also the 2,232nd largest bank in the nation. It was established in 1900 and as of September of 2016, it had grown to 77 employees at 8 locations. MCNB Bank and Trust Co. has a C+ health rating.


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Health Grade Components

FDIC Certificate #6803
Year Established1900
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.21%
Return on Equity - YTD2.09%
Annual Interest Income$7.5MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$294.0MM$294.9MM
LoansQ3 2016vs Q3 2015$183.9MM$172.8MM
DepositsQ3 2016vs Q3 2015$247.9MM$256.3MM
Equity CapitalQ3 2016vs Q3 2015$30.4MM$29.9MM
Loan Loss AllowanceQ3 2016vs Q3 2015$2.9MM$3.2MM
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$1.8MM$3.1MM
Real Estate OwnedQ3 2016vs Q3 2015$12.9MM$13.6MM

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MCNB Bank and Trust Co. Locations
Ritter Drive Branch1122 Ritter DriveDaniels, WV 25832
E. Cumberland Branch3152 E. Cumberland RoadBluefield, WV 24701
South Walker Street Branch322 South Walker StreetPrinceton, WV 24740
Mcnb Bank and Trust Co.75 Wyoming StreetWelch, WV 24801
Mccullough Drive Branch85 Jerome Van Meter DriveBeckley, WV 25801
Richlands Branch3102 Cedar Valley DriveRichlands, VA 24641
Drive-In Facility94 Howard StreetWelch, WV 24801