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Overview / Commentary
75 Wyoming Street
Welch, WV 24801

MCNB Bank and Trust Co. is headquartered in Welch and is the 17th largest bank in the state of West Virginia. It is also the 2,253rd largest bank in the nation. It was established in 1900 and as of December of 2017, it had grown to 73 employees at 8 locations. MCNB Bank and Trust Co. has a B health rating.


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Health Grade Components

FDIC Certificate #6803
Year Established1900
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.36%
Return on Equity - YTD3.49%
Annual Interest Income$11.0MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$291.8MM$293.6MM
LoansQ4 2017vs Q4 2016$190.3MM$189.8MM
DepositsQ4 2017vs Q4 2016$248.3MM$246.8MM
Equity CapitalQ4 2017vs Q4 2016$30.2MM$29.8MM
Loan Loss AllowanceQ4 2017vs Q4 2016$3.1MM$2.9MM
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$1.9MM$1.8MM
Real Estate OwnedQ4 2017vs Q4 2016$11.4MM$12.9MM

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MCNB Bank and Trust Co. Locations
Richlands Branch3102 Cedar Valley DriveRichlands, VA 24641
Ritter Drive Branch1122 Ritter DriveDaniels, WV 25832
E. Cumberland Branch3152 E. Cumberland RoadBluefield, WV 24701
South Walker Street Branch322 South Walker StreetPrinceton, WV 24740
Mcnb Bank and Trust Co.75 Wyoming StreetWelch, WV 24801
Mccullough Drive Branch85 Jerome Van Meter DriveBeckley, WV 25801
Drive-In Facility94 Howard StreetWelch, WV 24801