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Overview / Commentary
75 Wyoming Street
Welch, WV 24801

MCNB Bank and Trust Co. is headquartered in Welch and is the 18th largest bank in the state of West Virginia. It is also the 2,235th largest bank in the nation. It was established in 1900 and as of September of 2017, it had grown to 73 employees at 8 locations. MCNB Bank and Trust Co. has a C+ health rating.


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Health Grade Components

FDIC Certificate #6803
Year Established1900
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.51%
Return on Equity - YTD4.94%
Annual Interest Income$8.1MM
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$294.8MM$294.0MM
LoansQ3 2017vs Q3 2016$189.2MM$183.9MM
DepositsQ3 2017vs Q3 2016$250.5MM$247.9MM
Equity CapitalQ3 2017vs Q3 2016$30.9MM$30.4MM
Loan Loss AllowanceQ3 2017vs Q3 2016$3.1MM$2.9MM
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$1.9MM$1.8MM
Real Estate OwnedQ3 2017vs Q3 2016$13.0MM$12.9MM

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MCNB Bank and Trust Co. Locations
Richlands Branch3102 Cedar Valley DriveRichlands, VA 24641
Ritter Drive Branch1122 Ritter DriveDaniels, WV 25832
E. Cumberland Branch3152 E. Cumberland RoadBluefield, WV 24701
South Walker Street Branch322 South Walker StreetPrinceton, WV 24740
Mcnb Bank and Trust Co.75 Wyoming StreetWelch, WV 24801
Mccullough Drive Branch85 Jerome Van Meter DriveBeckley, WV 25801
Drive-In Facility94 Howard StreetWelch, WV 24801