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MCNB Bank and Trust Co.

MCNB Bank and Trust Co.


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.mcnbbanks.com
304-436-4112
75 Wyoming Street
Welch, WV 24801

MCNB Bank and Trust Co. is headquartered in WELCH and is the 17th largest bank in the state of West Virginia. It is also the 2,239th largest bank in the nation. It was established in 1900 and as of March of 2025, it had grown to 61 employees at 8 locations. MCNB Bank and Trust Co. has an A health rating.

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Health
A

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #6803
Year Established1900
Employees61
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.45%
Return on Equity - YTD4.33%
Annual Interest Income$4.4MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$358.8MM$362.8MM
LoansQ1 2025vs Q1 2024$255.8MM$267.5MM
DepositsQ1 2025vs Q1 2024$304.6MM$303.7MM
Equity CapitalQ1 2025vs Q1 2024$38.1MM$36.7MM
Loan Loss AllowanceQ1 2025vs Q1 2024$2.7MM$2.7MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$263K$632K
Real Estate OwnedQ1 2025vs Q1 2024$464K$349K
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates

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Locations


MCNB Bank and Trust Co. Locations
Ritter Drive Branch1122 Ritter DriveDaniels, WV 25832
E. Cumberland Branch3152 E. Cumberland RoadBluefield, WV 24701
South Walker Street Branch322 South Walker StreetPrinceton, WV 24740
Mcnb Bank and Trust Co.75 Wyoming StWelch, WV 24801
Mccullough Drive Branch85 Jerome Van Meter DriveBeckley, WV 25801
Richlands Branch3102 Cedar Valley DriveRichlands, VA 24641
Drive-In Facility94 Howard StreetWelch, WV 24801
Parkersburg Loan Center1119 Garfield AvenueParkersburg, WV 261101
Pikeville Loan Center353 Hambley Boulevard Suite 1 Pikeville, KY 41501

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