MCNB Bank and Trust Co. is headquartered in Welch and is the 18^th largest bank in the state of West Virginia. It is also the 2,240^th largest bank in the nation. It was established in 1900 and as of June of 2016, it had grown to 79 employees at 8 locations. MCNB Bank and Trust Co. has a C+ health rating.

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Health

C+

Data as of Q2 2016

Learn more about bank health

Health Grade Components

Overall
FDIC Certificate #	6803
Year Established	1900
Employees	79
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.08%
Return on Equity - YTD	0.77%
Annual Interest Income	$5.0MM

Assets and Liabilities
Assets	Q2 2016vs Q2 2015	$292.7MM$294.5MM
Loans	Q2 2016vs Q2 2015	$176.5MM$171.2MM
Deposits	Q2 2016vs Q2 2015	$249.6MM$256.3MM
Equity Capital	Q2 2016vs Q2 2015	$30.3MM$29.5MM
Loan Loss Allowance	Q2 2016vs Q2 2015	$2.9MM$3.2MM
Unbacked Noncurrent Loans	Q2 2016vs Q2 2015	$2.0MM$3.1MM
Real Estate Owned	Q2 2016vs Q2 2015	$14.9MM$14.0MM

Rates

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Locations

MCNB Bank and Trust Co. Locations
Richlands Branch	3102 Cedar Valley Drive	Richlands, VA 24641
Ritter Drive Branch	1122 Ritter Drive	Daniels, WV 25832
E. Cumberland Branch	3152 E. Cumberland Road	Bluefield, WV 24701
South Walker Street Branch	322 South Walker Street	Princeton, WV 24740
Mcnb Bank and Trust Co.	75 Wyoming Street	Welch, WV 24801
Mccullough Drive Branch	85 Jerome Van Meter Drive	Beckley, WV 25801