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Overview / Commentary
304-436-4112
75 Wyoming Street
Welch, WV 24801

MCNB Bank and Trust Co. is headquartered in Welch and is the 18th largest bank in the state of West Virginia. It is also the 2,215th largest bank in the nation. It was established in 1900 and as of March of 2016, it had grown to 80 employees at 8 locations. MCNB Bank and Trust Co. has a C+ health rating.

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Health
C+

Health Grade Components

Overall
FDIC Certificate #6803
Year Established1900
Employees80
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD-0.31%
Return on Equity - YTD-3.1%
Annual Interest Income$2.5MM
Assets and Liabilities
AssetsQ1 2016vs Q1 2015$295.9MM$295.0MM
LoansQ1 2016vs Q1 2015$176.8MM$166.0MM
DepositsQ1 2016vs Q1 2015$253.8MM$257.3MM
Equity CapitalQ1 2016vs Q1 2015$29.6MM$29.7MM
Loan Loss AllowanceQ1 2016vs Q1 2015$3.1MM$3.3MM
Unbacked Noncurrent LoansQ1 2016vs Q1 2015$3.1MM$3.1MM
Real Estate OwnedQ1 2016vs Q1 2015$13.6MM$14.7MM
Rates

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Locations


MCNB Bank and Trust Co. Locations
Richlands Branch3102 Cedar Valley DriveRichlands, VA 24641
Ritter Drive Branch1122 Ritter DriveDaniels, WV 25832
E. Cumberland Branch3152 E. Cumberland RoadBluefield, WV 24701
South Walker Street Branch322 South Walker StreetPrinceton, WV 24740
Mcnb Bank and Trust Co.75 Wyoming StreetWelch, WV 24801
Mccullough Drive Branch85 Jerome Van Meter DriveBeckley, WV 25801
Drive-In Facility94 Howard StreetWelch, WV 24801