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Overview / Commentary
75 Wyoming Street
Welch, WV 24801

MCNB Bank and Trust Co. is headquartered in Welch and is the 18th largest bank in the state of West Virginia. It is also the 2,240th largest bank in the nation. It was established in 1900 and as of June of 2016, it had grown to 79 employees at 8 locations. MCNB Bank and Trust Co. has a C+ health rating.


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Health Grade Components

FDIC Certificate #6803
Year Established1900
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.08%
Return on Equity - YTD0.77%
Annual Interest Income$5.0MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$292.7MM$294.5MM
LoansQ2 2016vs Q2 2015$176.5MM$171.2MM
DepositsQ2 2016vs Q2 2015$249.6MM$256.3MM
Equity CapitalQ2 2016vs Q2 2015$30.3MM$29.5MM
Loan Loss AllowanceQ2 2016vs Q2 2015$2.9MM$3.2MM
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$2.0MM$3.1MM
Real Estate OwnedQ2 2016vs Q2 2015$14.9MM$14.0MM

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MCNB Bank and Trust Co. Locations
Richlands Branch3102 Cedar Valley DriveRichlands, VA 24641
Ritter Drive Branch1122 Ritter DriveDaniels, WV 25832
E. Cumberland Branch3152 E. Cumberland RoadBluefield, WV 24701
South Walker Street Branch322 South Walker StreetPrinceton, WV 24740
Mcnb Bank and Trust Co.75 Wyoming StreetWelch, WV 24801
Mccullough Drive Branch85 Jerome Van Meter DriveBeckley, WV 25801
Drive-In Facility94 Howard StreetWelch, WV 24801