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Overview / Commentary
304-436-4112
75 Wyoming Street
Welch, WV 24801

MCNB Bank and Trust Co. is headquartered in Welch and is the 17th largest bank in the state of West Virginia. It is also the 2,245th largest bank in the nation. It was established in 1900 and as of June of 2017, it had grown to 75 employees at 8 locations. MCNB Bank and Trust Co. has a C+ health rating.

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Health
C+

Health Grade Components

Overall
FDIC Certificate #6803
Year Established1900
Employees75
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.46%
Return on Equity - YTD4.46%
Annual Interest Income$5.4MM
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$293.2MM$292.7MM
LoansQ2 2017vs Q2 2016$189.7MM$176.5MM
DepositsQ2 2017vs Q2 2016$247.2MM$249.6MM
Equity CapitalQ2 2017vs Q2 2016$30.6MM$30.3MM
Loan Loss AllowanceQ2 2017vs Q2 2016$3.1MM$2.9MM
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$1.9MM$2.0MM
Real Estate OwnedQ2 2017vs Q2 2016$13.0MM$14.9MM
Rates

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Locations


MCNB Bank and Trust Co. Locations
Richlands Branch3102 Cedar Valley DriveRichlands, VA 24641
Ritter Drive Branch1122 Ritter DriveDaniels, WV 25832
E. Cumberland Branch3152 E. Cumberland RoadBluefield, WV 24701
South Walker Street Branch322 South Walker StreetPrinceton, WV 24740
Mcnb Bank and Trust Co.75 Wyoming StreetWelch, WV 24801
Mccullough Drive Branch85 Jerome Van Meter DriveBeckley, WV 25801
Drive-In Facility94 Howard StreetWelch, WV 24801