Mcpherson Co-Op Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 1.05% | 1-year CD | 12 Month CD 2.45% - Synchrony Bank 12 Month CD |
| 0.10% | Savings | Regular Share Account |
| 1.76% | 4-year CD | 48 Month CD 2.65% - Barclays 48 Month Online CD |
Mcpherson Co-Op Credit Union is headquartered in McPherson and is the 34th largest credit union in the state of Kansas. It is also the 2,807th largest credit union in the nation. It was established in 1946 and as of June of 2018, it had grown to 9 employees and 3,188 members at 1 location. Mcpherson Co-Op Credit Union's CD rates are 17% higher than the national average, and it has a C+ health rating.
Field of Membership Restrictions
Membership is open to employees of CHS and its subsidiaries.
See current membership details
rates used to be better
The rates at this credit union used to be better. Once upon a time the MCCU was in a tiny building in the middle of an oil refinery. That's what it was, the refinery credit union. There was a skeleton staff, and no overhead, and savings and CD rates were the best around. Now they have built a huge new building to rival any normal bank, hired staff like a normal bank, and also have normal rates compared to any other bank. That being said, the staff still knows all the customers which is great. and generally most everything can be taken care of over the phone or in the mail.
Data as of Q2 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 65371 |
| Year Chartered | 1946 |
| Employees | 9 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.04% |
| Return on Equity - YTD | 0.43% |
| Annual Interest Income | $536.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2018vs Q2 2017 | $32.7MM$33.0MM |
| Loans | Q2 2018vs Q2 2017 | $25.1MM$21.3MM |
| Deposits | Q2 2018vs Q2 2017 | $28.3MM$29.8MM |
| Equity Capital | Q2 2018vs Q2 2017 | $3.2MM$3.2MM |
| Loan Loss Allowance | Q2 2018vs Q2 2017 | $39.00K$50.00K |
| Unbacked Noncurrent Loans | Q2 2018vs Q2 2017 | $274.00K$243.00K |
| Real Estate Owned | Q2 2018vs Q2 2017 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Mcpherson Co-Op Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Mcpherson Co-Op Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.00% | - | - | IRA Share Account | |
| 0.10% | - | - | Regular Share Account |
Mcpherson Co-Op Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.20%* | $25k* | - | Money Market Account | ||
| OTHER TIERS: 0.10% → $2.5k - $10k | 0.15% → $10k - $25k | |||||
Mcpherson Co-Op Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.02% | $500 | - | Checking Account |
Mcpherson Co-Op Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.76%* | $10k* | - | 48 Month CD | ||
| OTHER TIERS: 1.66% → Up to $10k | |||||
| 1.26%* | $10k* | - | 24 Month CD | ||
| OTHER TIERS: 1.05% → Up to $10k | |||||
| 1.05%* | $10k* | - | 12 Month CD | ||
| OTHER TIERS: 0.90% → Up to $10k | |||||
| 0.85%* | $10k* | - | 6 Month CD | ||
| OTHER TIERS: 0.65% → Up to $10k | |||||
Mcpherson Co-Op Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.02% | $50k | - | 3 Year IRA CD | |
| 1.87% | $50k | - | 2 Year IRA CD | |
| 1.51% | $50k | - | 1 Year IRA CD |
| Mcpherson Co-Op Credit Union Locations | ||
|---|---|---|
| Branch Office | 1999 S Main St | McPherson, KS 67460-9400 |