Overview / Commentary
1999 S Main St
McPherson, KS 67460-9400

McPherson Co-Op Credit Union is headquartered in McPherson and is the 32nd largest credit union in the state of Kansas. It is also the 2,807th largest credit union in the nation. It was established in 1946 and as of September of 2018, it had grown to 9 employees and 3,200 members at 1 location. McPherson Co-Op Credit Union's CD rates are 46% higher than the national average, and it has a B health rating.

Field of Membership Restrictions

Membership is open to employees of CHS and its subsidiaries.
See current membership details

Reviews (1)

rates used to be better

The rates at this credit union used to be better. Once upon a time the MCCU was in a tiny building in the middle of an oil refinery. That's what it was, the refinery credit union. There was a skeleton staff, and no overhead, and savings and CD rates were the best around. Now they have built a huge new building to rival any normal bank, hired staff like a normal bank, and also have normal rates compared to any other bank. That being said, the staff still knows all the customers which is great. and generally most everything can be taken care of over the phone or in the mail.

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. McPherson Co-Op Credit Union has a low asset base.

Health Grade Components

NCUA #65371
Year Chartered1946
Primary Regulator
Profit Margin
Return on Assets - YTD0.12%
Return on Equity - YTD1.23%
Annual Interest Income$826.00K
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$32.4MM$32.7MM
LoansQ3 2018vs Q3 2017$25.6MM$22.7MM
DepositsQ3 2018vs Q3 2017$29.1MM$29.1MM
Equity CapitalQ3 2018vs Q3 2017$3.3MM$3.2MM
Loan Loss AllowanceQ3 2018vs Q3 2017$45.00K$50.00K
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$240.00K$225.00K
Real Estate OwnedQ3 2018vs Q3 2017$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

McPherson Co-Op Credit Union Savings Account Rates

1.00%--IRA Accounts
0.20%--Regular Savings

McPherson Co-Op Credit Union Money Market Rates

0.35%*$25k*-Money Market Account
OTHER TIERS: 0.25% $2.5k - $10k | 0.30% $10k - $25k

McPherson Co-Op Credit Union Checking Account Rates

0.02%$500-Checking Accounts

McPherson Co-Op Credit Union CD Rates

2.02%*$10k*-48 Month CD
OTHER TIERS: 1.92% Up to $10k
1.51%*$10k*-24 Month CD
OTHER TIERS: 1.31% Up to $10k
1.31%*$10k*-12 Month CD
OTHER TIERS: 1.16% Up to $10k
1.11%*$10k*-6 Month CD
OTHER TIERS: 0.90% Up to $10k

McPherson Co-Op Credit Union IRA Rates

2.02%$50k-3 Year IRA Certificate
1.87%$50k-2 Year IRA Certificate
1.51%$50k-1 Year IRA Certificate

McPherson Co-Op Credit Union Locations
Branch Office1999 S Main StMcPherson, KS 67460-9400

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