MCS Bank

Overview / Commentary
19 North Brown Street
Lewistown, PA 17044

MCS Bank is headquartered in Lewistown and is the 121st largest bank in the state of Pennsylvania. It is also the 3,317th largest bank in the nation. It was established in 1923 and as of June of 2021, it had grown to 42 employees at 8 locations. MCS Bank has an A health rating.

Reviews (1)

I love working with local small-town bank.

I live in a small rural town and I love banking with our local small-town bank. When I first opened up my checking and savings account they took the time to go over all the accounts they offer with me and made sure that I was choosing the best for me. After I opened the account they then helped me order my new checks and setup online banking using their app. I love that when I go in to bank they know who I am by name and always talk to me. They also let me know if any of their products have changed and if they feel like maybe one of their new deposit products would fit me better. I love the 1 on 1 that I get from the small bank. I will never switch back to a large national bank.


Health Grade Components

FDIC Certificate #28186
Year Established1923
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.38%
Return on Equity - YTD3.14%
Annual Interest Income$3.1MM
Assets and Liabilities
AssetsQ2 2021vs Q2 2020$175.2MM$160.5MM
LoansQ2 2021vs Q2 2020$127.7MM$129.3MM
DepositsQ2 2021vs Q2 2020$150.5MM$135.7MM
Equity CapitalQ2 2021vs Q2 2020$20.7MM$20.0MM
Loan Loss AllowanceQ2 2021vs Q2 2020$814.00K$492.00K
Unbacked Noncurrent LoansQ2 2021vs Q2 2020$1.3MM$1.4MM
Real Estate OwnedQ2 2021vs Q2 2020$0$17.00K
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Always verify rates and promotions with the bank or credit union. We are not MCS Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

MCS Bank Savings Account Rates

0.12%$1-Smart Saver
0.10%$50-Statement Savings
0.10%$1-Christmas Club
0.10%$1-Vacation Club
0.10%$1-Young Saver
0.10%--IRA Savings
0.10%--Kasasa Saver
0.10%$50-Business Statement Savings
0.10%$50-My First Savings

MCS Bank Money Market Rates

0.20%*$25k*-Indexed Money Market
OTHER TIERS: 0.10% $2.5k - $10k | 0.15% $10k - $25k

MCS Bank Checking Account Rates

0.70%*-$15kKasasa Cash
OTHER TIERS: 0.10% $15k+
0.10%$500-Premium Checking
0.10%$500-Senior Checking

MCS Bank CD Rates

0.35%$1k-84 Month CD
0.35%$1k-120 Month CD
0.35%$1k-96 Month CD
0.35%$1k-108 Month CD
0.35%$1k-49 Month CD Special
0.35%$1k-61 Month CD Special
0.35%$1k-73 Month CD Special
0.35%$1k-97 Month CD Special
0.30%$1k-48 Month CD
0.30%$1k-60 Month CD
0.30%$1k-72 Month CD
0.30%$1k-37 Month CD Special
0.30%$1k-Business 48 Month CD
0.30%$1k-Business 60 Month CD
0.25%$1k-25 Month CD Special
0.20%$1k-36 Month CD
0.20%$1k-11 Month CD Special
0.20%$1k-Business 36 Month CD
0.15%$1k-30 Month CD
0.15%$1k-Business 30 Month CD
0.10%$1k-31 Day CD
0.10%$1k-92 Day CD
0.10%$1k-182 Day CD
0.10%$1k-12 Month CD
0.10%$1k-18 Month CD
0.10%$1k-24 Month CD
0.10%$1k-Business 31 Day CD
0.10%$1k-Business 92 Day CD
0.10%$1k-Business 182 Day CD
0.10%$1k-Business 12 Month CD
0.10%$1k-Business 18 Month CD
0.10%$1k-Business 24 Month CD

MCS Bank IRA Rates

0.35%$500-84 Month IRA
0.35%$500-120 Month IRA
0.35%$500-96 Month IRA
0.35%$500-108 Month IRA
0.35%$500-49 Month IRA Special
0.35%$1k-61 Month IRA Special
0.35%$500-73 Month IRA Special
0.35%$500-97 Month IRA Special
0.30%$500-48 Month IRA
0.30%$500-60 Month IRA
0.30%$500-72 Month IRA
0.30%$500-37 Month IRA Special
0.25%$500-25 Month IRA Special
0.20%$500-36 Month IRA
0.20%$500-11 Month IRA Special
0.15%$500-30 Month IRA
0.10%$500-31 Day IRA
0.10%$500-92 Day IRA
0.10%$500-182 Day IRA
0.10%$500-12 Month IRA
0.10%$500-18 Month IRA
0.10%$500-24 Month IRA

MCS Bank Locations
Mifflin County Savings Bank19 North Brown StreetLewistown, PA 17044
23 E Main St Branch4009 East Main StreetBelleville, PA 17004
Shirley Street Branch23-27 East Shirley StreetMount Union, PA 17066
McClure BranchBrown and Specht StreetsMclure, PA 17841
Allensville Branch108 East Main StreetAllensville, PA 17002
Mcs Bank-Mobile Courier Pickup4009 E. Main StreetBelleville, PA 17004
Milroy Branch100 Commerce DriveMilroy, PA 17063

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