MCS Bank


Overview / Commentary
717-248-5445
19 North Brown Street
Lewistown, PA 17044

MCS Bank is headquartered in MILROY and is the 103rd largest bank in the state of Pennsylvania. It is also the 3,048th largest bank in the nation. It was established in 1923 and as of March of 2024, it had grown to 51 employees at 10 locations. MCS Bank has an A health rating.

Reviews (1)

I love working with local small-town bank.

I live in a small rural town and I love banking with our local small-town bank. When I first opened up my checking and savings account they took the time to go over all the accounts they offer with me and made sure that I was choosing the best for me. After I opened the account they then helped me order my new checks and setup online banking using their app. I love that when I go in to bank they know who I am by name and always talk to me. They also let me know if any of their products have changed and if they feel like maybe one of their new deposit products would fit me better. I love the 1 on 1 that I get from the small bank. I will never switch back to a large national bank.



Health

Health Grade Components

Overall
FDIC Certificate #28186
Year Established1923
Employees51
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.5%
Return on Equity - YTD4.49%
Annual Interest Income$2.4MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$199.7MM$186.9MM
LoansQ1 2024vs Q1 2023$159.4MM$146.5MM
DepositsQ1 2024vs Q1 2023$173.9MM$162.6MM
Equity CapitalQ1 2024vs Q1 2023$22MM$20.7MM
Loan Loss AllowanceQ1 2024vs Q1 2023$1.9MM$1.8MM
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$1.3MM$1.2MM
Real Estate OwnedQ1 2024vs Q1 2023$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not MCS Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

MCS Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.12%$1-Smart Saver
0.10%$50-Statement Savings
0.10%$1-Christmas Club
0.10%$1-Vacation Club
0.10%$1-Young Saver
0.10%$0-IRA Savings
0.10%$0-Kasasa Saver
0.10%$50-Business Statement Savings
0.10%$50-My First Savings

MCS Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$25k*-Indexed Money Market
OTHER TIERS: 0.10% $2.5k - $10k | 0.15% $10k - $25k
0.20%*$25k*-Business Money Market
OTHER TIERS: 0.10% $2.5k - $10k | 0.15% $10k - $25k

MCS Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$0$15kKasasa Cash
OTHER TIERS: 0.10% $15k+
0.10%$500-Premium Checking
0.10%$500-Senior Checking

MCS Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.99%$1k-7 Month CD Special
4.84%$1k-11 Month CD Special
4.52%$1k-17 Month CD Special
4.06%$1k-25 Month CD Special
2.78%$1k-37 Month CD Special
2.52%$1k-182 Day CD
2.52%$1k-49 Month CD Special
2.52%$1k-61 Month CD Special
2.52%$1k-Business 182 Day CD
1.05%$1k-92 Day CD
1.05%$1k-Business 92 Day CD
0.60%$1k-48 Month CD
0.60%$1k-60 Month CD
0.60%$1k-84 Month CD
0.60%$1k-120 Month CD
0.60%$1k-72 Month CD
0.60%$1k-96 Month CD
0.60%$1k-108 Month CD
0.60%$1k-Business 48 Month CD
0.60%$1k-Business 60 Month CD
0.55%$1k-36 Month CD
0.55%$1k-Business 36 Month CD
0.45%$1k-30 Month CD
0.45%$1k-Business 30 Month CD
0.42%$1k-12 Month CD
0.42%$1k-18 Month CD
0.42%$1k-24 Month CD
0.42%$1k-Business 12 Month CD
0.42%$1k-Business 18 Month CD
0.42%$1k-Business 24 Month CD
0.20%$1k-31 Day CD
0.20%$1k-Business 31 Day CD

MCS Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.99%$500-7 Month IRA Special
4.84%$500-11 Month IRA Special
4.52%$500-17 Month IRA Special
4.06%$500-25 Month IRA Special
2.78%$500-37 Month IRA Special
2.52%$500-182 Day IRA
2.52%$500-49 Month IRA Special
2.52%$500-61 Month IRA Special
1.05%$500-92 Day IRA
0.60%$500-48 Month IRA
0.60%$500-60 Month IRA
0.60%$500-84 Month IRA
0.60%$500-120 Month IRA
0.60%$500-72 Month IRA
0.60%$500-96 Month IRA
0.60%$500-108 Month IRA
0.55%$500-36 Month IRA
0.45%$500-30 Month IRA
0.42%$500-12 Month IRA
0.42%$500-18 Month IRA
0.42%$500-24 Month IRA
0.20%$500-31 Day IRA
Locations


MCS Bank Locations
Mifflin County Savings Bank100 Commerce DrMilroy, PA 17063
23 E Main St Branch4009 East Main StreetBelleville, PA 17004
Shirley Street Branch23-27 East Shirley StreetMount Union, PA 17066
McClure Branch1 East Specht StreetMcclure, PA 17841
Allensville Branch108 East Main StreetAllensville, PA 17002
Mcs Bank-Mobile Courier Pickup4009 E. Main StreetBelleville, PA 17004
Lewistown Branch19 N Brown StLewistown, PA 17044

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