MCS Bank

Popular Accounts at this Bank

APY	ACCOUNT TYPE	ACCOUNT NAME
2.98%	6+ Year CD	72 Month CD 2.14% - National Average
2.98%	6+ Year IRA	72 Month IRA (Traditional, Roth) 2.15% - National Average
2.00%	Reward Checking	Kasasa Cash 2.00% - National Average

View all MCS Bank rates »

Overview / Commentary

www.mcs-bank.com

717-248-5445

19 North Brown Street
Lewistown, PA 17044

MCS Bank is headquartered in Lewistown and is the 132^nd largest bank in the state of Pennsylvania. It is also the 3,543^rd largest bank in the nation. It was established in 1923 and as of June of 2018, it had grown to 38 employees at 6 locations. MCS Bank's money market rates are 36% higher than the national average, and it has a B+ health rating.

I love working with local small-town bank.

Posted by: kerryfuentes1 | Aug 10, 2017

I live in a small rural town and I love banking with our local small-town bank. When I first opened up my checking and savings account they took the time to go over all the accounts they offer with me and made sure that I was choosing the best for me. After I opened the account they then helped me order my new checks and setup online banking using their app. I love that when I go in to bank they know who I am by name and always talk to me. They also let me know if any of their products have changed and if they feel like maybe one of their new deposit products would fit me better. I love the 1 on 1 that I get from the small bank. I will never switch back to a large national bank.

Comment

1

Health

B+

Data as of Q2 2018

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	28186
Year Established	1923
Employees	38
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.33%
Return on Equity - YTD	2.5%
Annual Interest Income	$2.8MM

Assets and Liabilities
Assets	Q2 2018vs Q2 2017	$142.0MM$142.8MM
Loans	Q2 2018vs Q2 2017	$108.6MM$104.2MM
Deposits	Q2 2018vs Q2 2017	$118.7MM$121.6MM
Equity Capital	Q2 2018vs Q2 2017	$18.7MM$18.5MM
Loan Loss Allowance	Q2 2018vs Q2 2017	$754.00K$891.00K
Unbacked Noncurrent Loans	Q2 2018vs Q2 2017	$1.2MM$1.0MM
Real Estate Owned	Q2 2018vs Q2 2017	$9.00K$0

Rates

Skip to rates for:

Savings
Money Market
Checking
CD
IRA

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not MCS Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

MCS Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
1.00%^*	-	$15k	Kasasa Saver
OTHER TIERS: 0.50% → $15k+
0.35%^*	$500^*	-	IRA Savings
OTHER TIERS: 0.30% → Up to $500
0.30%	$1	-	Smart Saver
0.30%	$1	-	Young Saver
0.20%	$1	-	Christmas Club
0.20%	$1	-	Vacation Club
0.10%	$50	-	Statement Savings

MCS Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.60%^*	$50k^*	-	Indexed Money Market
OTHER TIERS: 0.35% → $2.5k - $10k \| 0.50% → $10k - $25k \| 0.55% → $25k - $50k

MCS Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
2.00%^*	-	$15k	Kasasa Cash
OTHER TIERS: 0.50% → $15k+
0.10%	$500	-	Premium Checking
0.10%	$500	-	Senior Checking

MCS Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
3.25%	$1k	-	97 Month CD Special
3.14%	$1k	-	73 Month CD Special
3.09%	$1k	-	96 Month CD
3.03%	$1k	-	84 Month CD
3.03%	$1k	-	108 Month CD
2.98%	$1k	-	120 Month CD
2.98%	$1k	-	72 Month CD
2.73%	$1k	-	61 Month CD Special
2.63%	$1k	-	49 Month CD Special
2.53%	$1k	-	37 Month CD Special
2.48%	$1k	-	25 Month CD Special
2.07%	$1k	-	11 Month CD Special
1.56%	$1k	-	60 Month CD
1.31%	$1k	-	48 Month CD
1.26%	$1k	-	9 Month CD Special
1.00%	$1k	-	36 Month CD
0.80%	$1k	-	30 Month CD
0.70%	$1k	-	24 Month CD
0.65%	$1k	-	18 Month CD
0.55%	$1k	-	12 Month CD
0.25%	$1k	-	182 Day CD
0.15%	$1k	-	92 Day CD
0.10%	$1k	-	31 Day CD

MCS Bank IRA Rates

APY	MIN	MAX	ACCOUNT NAME
3.09%	$500	-	96 Month IRA
3.03%	$500	-	84 Month IRA
3.03%	$500	-	108 Month IRA
2.98%	$500	-	120 Month IRA
2.98%	$500	-	72 Month IRA
1.56%	$500	-	60 Month IRA
1.31%	$500	-	48 Month IRA
1.00%	$500	-	36 Month IRA
0.80%	$500	-	30 Month IRA
0.70%	$500	-	24 Month IRA
0.65%	$500	-	18 Month IRA
0.55%	$500	-	12 Month IRA
0.25%	$500	-	182 Day IRA
0.15%	$500	-	92 Day IRA
0.10%	$500	-	31 Day IRA

Locations

MCS Bank Locations
Mifflin County Savings Bank	19 North Brown Street	Lewistown, PA 17044
23 E Main St Branch	4009 East Main Street	Belleville, PA 17004
Shirley Street Branch	23-27 East Shirley Street	Mount Union, PA 17066
McClure Branch	Brown and Specht Streets	Mclure, PA 17841
Allensville Branch	108 East Main Street	Allensville, PA 17002

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact feedback@depositaccounts.com to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.