MCS Bank


Overview / Commentary
717-248-5445
19 North Brown Street
Lewistown, PA 17044

MCS Bank is headquartered in MILROY and is the 106th largest bank in the state of Pennsylvania. It is also the 3,095th largest bank in the nation. It was established in 1923 and as of September of 2023, it had grown to 48 employees at 10 locations. MCS Bank has an A health rating.

Reviews (1)

I love working with local small-town bank.

I live in a small rural town and I love banking with our local small-town bank. When I first opened up my checking and savings account they took the time to go over all the accounts they offer with me and made sure that I was choosing the best for me. After I opened the account they then helped me order my new checks and setup online banking using their app. I love that when I go in to bank they know who I am by name and always talk to me. They also let me know if any of their products have changed and if they feel like maybe one of their new deposit products would fit me better. I love the 1 on 1 that I get from the small bank. I will never switch back to a large national bank.



Health

Health Grade Components

Overall
FDIC Certificate #28186
Year Established1923
Employees48
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.71%
Return on Equity - YTD6.44%
Annual Interest Income$6.3MM
Assets and Liabilities
AssetsQ3 2023vs Q3 2022$189.5MM$188.2MM
LoansQ3 2023vs Q3 2022$150.2MM$144.3MM
DepositsQ3 2023vs Q3 2022$164.3MM$161.2MM
Equity CapitalQ3 2023vs Q3 2022$21.2MM$20.2MM
Loan Loss AllowanceQ3 2023vs Q3 2022$1.9MM$1.3MM
Unbacked Noncurrent LoansQ3 2023vs Q3 2022$1.5MM$1.6MM
Real Estate OwnedQ3 2023vs Q3 2022$0$0
Rates

Rates for MCS Bank are currently being reviewed.

Locations


MCS Bank Locations
Mifflin County Savings Bank100 Commerce DrMilroy, PA 17063
23 E Main St Branch4009 East Main StreetBelleville, PA 17004
Shirley Street Branch23-27 East Shirley StreetMount Union, PA 17066
McClure Branch1 East Specht StreetMcclure, PA 17841
Allensville Branch108 East Main StreetAllensville, PA 17002
Mcs Bank-Mobile Courier Pickup4009 E. Main StreetBelleville, PA 17004
Lewistown Branch19 N Brown StLewistown, PA 17044

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