MCS Bank
Popular Accounts at this Bank
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 1.81% | 6+ Year CD | 72 Month CD 1.69% - National Average |
| 1.81% | 6+ Year IRA | 72 Month IRA (Traditional, Roth) 1.69% - National Average |
| 2.00% | Reward Checking | Kasasa Cash 1.83% - National Average |
MCS Bank is headquartered in Lewistown and is the 137th largest bank in the state of Pennsylvania. It is also the 3,659th largest bank in the nation. It was established in 1923 and as of March of 2017, it had grown to 37 employees at 6 locations. MCS Bank's money market rates are 25% higher than the national average, and it has an A health rating.
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I love working with local small-town bank.
I live in a small rural town and I love banking with our local small-town bank. When I first opened up my checking and savings account they took the time to go over all the accounts they offer with me and made sure that I was choosing the best for me. After I opened the account they then helped me order my new checks and setup online banking using their app. I love that when I go in to bank they know who I am by name and always talk to me. They also let me know if any of their products have changed and if they feel like maybe one of their new deposit products would fit me better. I love the 1 on 1 that I get from the small bank. I will never switch back to a large national bank.
Data as of Q1 2017
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 28186 |
| Year Established | 1923 |
| Employees | 37 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.31% |
| Return on Equity - YTD | 2.46% |
| Annual Interest Income | $1.2MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2017vs Q1 2016 | $143.2MM$140.4MM |
| Loans | Q1 2017vs Q1 2016 | $102.6MM$102.5MM |
| Deposits | Q1 2017vs Q1 2016 | $122.3MM$119.6MM |
| Equity Capital | Q1 2017vs Q1 2016 | $18.1MM$17.9MM |
| Loan Loss Allowance | Q1 2017vs Q1 2016 | $900.00K$1.1MM |
| Unbacked Noncurrent Loans | Q1 2017vs Q1 2016 | $1.1MM$1.4MM |
| Real Estate Owned | Q1 2017vs Q1 2016 | $0$51.00K |
Always verify rates and promotions with the bank or credit union. We are not MCS Bank; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
MCS Bank Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.00%* | - | $15k | Kasasa Saver | ||
| OTHER TIERS: 0.50% → $15k+ | |||||
| 0.35%* | $500* | - | IRA Savings | ||
| OTHER TIERS: 0.30% → Up to $500 | |||||
| 0.30% | - | - | Smart Saver | ||
| 0.30% | - | - | Young Saver | ||
| 0.20% | - | - | Christmas Club | ||
| 0.20% | - | - | Vacation Club | ||
| 0.10% | $50 | - | Statement Savings | ||
MCS Bank Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.55%* | $50k* | - | Indexed Money Market | ||
| OTHER TIERS: 0.30% → $2,500 - $10k | 0.45% → $10k - $25k | 0.50% → $25k - $50k | |||||
MCS Bank Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.00%* | - | $15k | Kasasa Cash | ||
| OTHER TIERS: 0.50% → $15k+ | |||||
| 0.10% | $500 | - | Premium Checking | ||
| 0.10% | $500 | - | Senior Checking | ||
MCS Bank CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.27% | $1k | - | 120 Month CD | |
| 2.17% | $1k | - | 108 Month CD | |
| 2.07% | $1k | - | 96 Month CD | |
| 1.91% | $1k | - | 84 Month CD | |
| 1.81% | $1k | - | 72 Month CD | |
| 1.15% | $1k | - | 60 Month CD | |
| 0.85% | $1k | - | 48 Month CD | |
| 0.55% | $1k | - | 36 Month CD | |
| 0.50% | $1k | - | 30 Month CD | |
| 0.40% | $1k | - | 18 Month CD | |
| 0.40% | $1k | - | 24 Month CD | |
| 0.30% | $1k | - | 12 Month CD | |
| 0.15% | $1k | - | 182 Day CD | |
| 0.10% | $1k | - | 31 Day CD | |
| 0.10% | $1k | - | 92 Day CD |
MCS Bank IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.27% | $500 | - | 120 Month IRA | |
| 2.17% | $500 | - | 108 Month IRA | |
| 2.07% | $500 | - | 96 Month IRA | |
| 1.91% | $500 | - | 84 Month IRA | |
| 1.81% | $500 | - | 72 Month IRA | |
| 1.15% | $500 | - | 60 Month IRA | |
| 0.85% | $500 | - | 48 Month IRA | |
| 0.55% | $500 | - | 36 Month IRA | |
| 0.50% | $500 | - | 30 Month IRA | |
| 0.40% | $500 | - | 18 Month IRA | |
| 0.40% | $500 | - | 24 Month IRA | |
| 0.30% | $500 | - | 12 Month IRA | |
| 0.15% | $500 | - | 182 Day IRA | |
| 0.10% | $500 | - | 31 Day IRA | |
| 0.10% | $500 | - | 92 Day IRA |
| MCS Bank Locations | ||
|---|---|---|
| Mifflin County Savings Bank | 19 North Brown Street | Lewistown, PA 17044 |
| 23 E Main St Branch | 4009 East Main Street | Belleville, PA 17004 |
| Shirley Street Branch | 23-27 East Shirley Street | Mount Union, PA 17066 |
| McClure Branch | Brown and Specht Streets | Mclure, PA 17841 |
| Allensville Branch | 108 East Main Street | Allensville, PA 17002 |