Overview / Commentary
717-248-5445
19 North Brown Street
Lewistown, PA 17044

MCS Bank is headquartered in Lewistown and is the 131st largest bank in the state of Pennsylvania. It is also the 3,513th largest bank in the nation. It was established in 1923 and as of September of 2018, it had grown to 40 employees at 6 locations. MCS Bank's money market rates are 25% higher than the national average, and it has an A health rating.

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Reviews (1)

I love working with local small-town bank.

I live in a small rural town and I love banking with our local small-town bank. When I first opened up my checking and savings account they took the time to go over all the accounts they offer with me and made sure that I was choosing the best for me. After I opened the account they then helped me order my new checks and setup online banking using their app. I love that when I go in to bank they know who I am by name and always talk to me. They also let me know if any of their products have changed and if they feel like maybe one of their new deposit products would fit me better. I love the 1 on 1 that I get from the small bank. I will never switch back to a large national bank.



Health

Health Grade Components

Overall
FDIC Certificate #28186
Year Established1923
Employees40
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.3%
Return on Equity - YTD2.24%
Annual Interest Income$4.2MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$142.5MM$139.9MM
LoansQ3 2018vs Q3 2017$111.8MM$106.7MM
DepositsQ3 2018vs Q3 2017$119.3MM$118.5MM
Equity CapitalQ3 2018vs Q3 2017$18.7MM$18.6MM
Loan Loss AllowanceQ3 2018vs Q3 2017$912.00K$799.00K
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$1.4MM$1.4MM
Real Estate OwnedQ3 2018vs Q3 2017$9.00K$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not MCS Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

MCS Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*-$15kKasasa Saver
OTHER TIERS: 0.50% $15k+
0.35%*$500*-IRA Savings
OTHER TIERS: 0.30% Up to $500
0.30%$1-Smart Saver
0.30%$1-Young Saver
0.20%$1-Christmas Club
0.20%$1-Vacation Club
0.10%$50-Statement Savings
0.10%$50-Business Statement Savings

MCS Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.55%*$50k*-Indexed Money Market
OTHER TIERS: 0.30% $2.5k - $10k | 0.45% $10k - $25k | 0.50% $25k - $50k

MCS Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.73%$1k-25 Month IRA Special
2.00%*-$15kKasasa Cash
OTHER TIERS: 0.50% $15k+
0.10%$500-Premium Checking
0.10%$500-Senior Checking

MCS Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.14%$1k-120 Month CD
3.09%$1k-108 Month CD
3.04%$1k-97 Month CD Special
2.98%$1k-96 Month CD
2.94%$1k-73 Month CD Special
2.93%$1k-84 Month CD
2.93%$1k-72 Month CD
2.89%$1k-49 Month CD Special
2.89%$1k-61 Month CD Special
2.78%$1k-37 Month CD Special
2.73%$1k-25 Month CD Special
2.22%$1k-11 Month CD Special
1.56%$1k-60 Month CD
1.56%$1k-Business 60 Month CD
1.31%$1k-48 Month CD
1.31%$1k-Business 48 Month CD
1.00%$1k-36 Month CD
1.00%$1k-Business 36 Month CD
0.80%$1k-30 Month CD
0.80%$1k-Business 30 Month CD
0.70%$1k-24 Month CD
0.70%$1k-Business 24 Month CD
0.65%$1k-18 Month CD
0.65%$1k-Business 18 Month CD
0.55%$1k-12 Month CD
0.55%$1k-Business 12 Month CD
0.25%$1k-182 Day CD
0.25%$1k-Business 182 Day CD
0.15%$1k-92 Day CD
0.15%$1k-Business 92 Day CD
0.10%$1k-31 Day CD
0.10%$1k-Business 31 Day CD

MCS Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.14%$500-120 Month IRA
3.09%$500-108 Month IRA
3.04%$500-97 Month IRA Special
2.98%$500-96 Month IRA
2.94%$500-73 Month IRA Special
2.93%$500-84 Month IRA
2.93%$500-72 Month IRA
2.89%$500-49 Month IRA Special
2.89%$1k-61 Month IRA Special
2.78%$500-37 Month IRA Special
2.73%$500-25 Month IRA Special
2.22%$500-11 Month IRA Special
1.56%$500-60 Month IRA
1.31%$500-48 Month IRA
1.00%$500-36 Month IRA
0.80%$500-30 Month IRA
0.70%$500-24 Month IRA
0.65%$500-18 Month IRA
0.55%$500-12 Month IRA
0.25%$500-182 Day IRA
0.15%$500-92 Day IRA
0.10%$500-31 Day IRA
Locations


MCS Bank Locations
Mifflin County Savings Bank19 North Brown StreetLewistown, PA 17044
23 E Main St Branch4009 East Main StreetBelleville, PA 17004
Shirley Street Branch23-27 East Shirley StreetMount Union, PA 17066
McClure BranchBrown and Specht StreetsMclure, PA 17841
Allensville Branch108 East Main StreetAllensville, PA 17002

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