Overview / Commentary
717-248-5445
19 North Brown Street
Lewistown, PA 17044

MCS Bank is headquartered in Lewistown and is the 128th largest bank in the state of Pennsylvania. It is also the 3,482nd largest bank in the nation. It was established in 1923 and as of December of 2018, it had grown to 38 employees at 6 locations. MCS Bank's money market rates are 48% higher than the national average, and it has a B+ health rating.

Related Posts

View all posts from:


Reviews (1)

I love working with local small-town bank.

I live in a small rural town and I love banking with our local small-town bank. When I first opened up my checking and savings account they took the time to go over all the accounts they offer with me and made sure that I was choosing the best for me. After I opened the account they then helped me order my new checks and setup online banking using their app. I love that when I go in to bank they know who I am by name and always talk to me. They also let me know if any of their products have changed and if they feel like maybe one of their new deposit products would fit me better. I love the 1 on 1 that I get from the small bank. I will never switch back to a large national bank.



Health
B+

Health Grade Components

Overall
FDIC Certificate #28186
Year Established1923
Employees38
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.4%
Return on Equity - YTD3.06%
Annual Interest Income$5.7MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$143.4MM$139.8MM
LoansQ4 2018vs Q4 2017$114.0MM$107.1MM
DepositsQ4 2018vs Q4 2017$120.0MM$118.4MM
Equity CapitalQ4 2018vs Q4 2017$19.0MM$18.7MM
Loan Loss AllowanceQ4 2018vs Q4 2017$900.00K$789.00K
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$2.0MM$1.4MM
Real Estate OwnedQ4 2018vs Q4 2017$9.00K$0
Rates
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not MCS Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

MCS Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%-$15kKasasa Saver
0.35%*$500*-IRA Savings
OTHER TIERS: 0.30% Up to $500
0.30%$1-Smart Saver
0.30%$1-Young Saver
0.20%$1-Christmas Club
0.20%$1-Vacation Club
0.10%$50-Statement Savings
0.10%$50-Business Statement Savings

MCS Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.65%*$50k*-Indexed Money Market
OTHER TIERS: 0.40% $2.5k - $10k | 0.55% $10k - $25k | 0.60% $25k - $50k

MCS Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%*-$15kKasasa Cash
OTHER TIERS: 0.50% $15k+
0.10%$500-Premium Checking
0.10%$500-Senior Checking

MCS Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.98%$1k-120 Month CD
2.93%$1k-108 Month CD
2.88%$1k-97 Month CD Special
2.83%$1k-96 Month CD
2.73%$1k-84 Month CD
2.73%$1k-61 Month CD Special
2.73%$1k-73 Month CD Special
2.68%$1k-72 Month CD
2.68%$1k-49 Month CD Special
2.52%$1k-37 Month CD Special
2.52%$1k-25 Month CD Special
2.42%$1k-11 Month CD Special
1.56%$1k-60 Month CD
1.56%$1k-Business 60 Month CD
1.31%$1k-48 Month CD
1.31%$1k-Business 48 Month CD
1.00%$1k-36 Month CD
1.00%$1k-Business 36 Month CD
0.80%$1k-30 Month CD
0.80%$1k-Business 30 Month CD
0.70%$1k-24 Month CD
0.70%$1k-Business 24 Month CD
0.65%$1k-18 Month CD
0.65%$1k-Business 18 Month CD
0.55%$1k-12 Month CD
0.55%$1k-Business 12 Month CD
0.50%$1k-182 Day CD
0.50%$1k-Business 182 Day CD
0.35%$1k-92 Day CD
0.35%$1k-Business 92 Day CD
0.25%$1k-31 Day CD
0.25%$1k-Business 31 Day CD

MCS Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.98%$500-120 Month IRA
2.93%$500-108 Month IRA
2.88%$500-97 Month IRA Special
2.83%$500-96 Month IRA
2.73%$500-84 Month IRA
2.73%$1k-61 Month IRA Special
2.73%$500-73 Month IRA Special
2.68%$500-72 Month IRA
2.68%$500-49 Month IRA Special
2.52%$500-37 Month IRA Special
2.52%$1k-25 Month IRA Special
2.52%$500-25 Month IRA Special
2.42%$500-11 Month IRA Special
1.56%$500-60 Month IRA
1.31%$500-48 Month IRA
1.00%$500-36 Month IRA
0.80%$500-30 Month IRA
0.70%$500-24 Month IRA
0.65%$500-18 Month IRA
0.55%$500-12 Month IRA
0.50%$500-182 Day IRA
0.35%$500-92 Day IRA
0.25%$500-31 Day IRA
Locations


MCS Bank Locations
Mifflin County Savings Bank19 North Brown StreetLewistown, PA 17044
23 E Main St Branch4009 East Main StreetBelleville, PA 17004
Shirley Street Branch23-27 East Shirley StreetMount Union, PA 17066
McClure BranchBrown and Specht StreetsMclure, PA 17841
Allensville Branch108 East Main StreetAllensville, PA 17002

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.