MCS Bank

TODAY'S FEATURED RATES

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.20%

Our Rating

3.6 / 5

Jenius Bank

Jenius Savings Account

See Offer

Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.

Member FDIC

4.10%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.

Member FDIC

4.30%

Our Rating

4.1 / 5

BrioDirect

High-Yield Savings

See Offer

Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC

Member FDIC

3.80%

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC

Member FDIC

4.36%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

3.60%

Our Rating

4.2 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

up to $300

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.mcs.bank

717-248-5445

19 North Brown Street
Lewistown, PA 17044

MCS Bank is headquartered in MILROY and is the 100^th largest bank in the state of Pennsylvania. It is also the 2,996^th largest bank in the nation. It was established in 1923 and as of December of 2024, it had grown to 55 employees at 10 locations. MCS Bank has an A health rating.

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Health

Data as of Q4 2024

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	28186
Year Established	1923
Employees	55
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.71%
Return on Equity - YTD	6.41%
Annual Interest Income	$10.3MM

Assets and Liabilities
Assets	Q4 2024vs Q4 2023	$207.2MM$193.1MM
Loans	Q4 2024vs Q4 2023	$168.2MM$155.7MM
Deposits	Q4 2024vs Q4 2023	$180.6MM$167.6MM
Equity Capital	Q4 2024vs Q4 2023	$23.4MM$21.8MM
Loan Loss Allowance	Q4 2024vs Q4 2023	$1.8MM$1.9MM
Unbacked Noncurrent Loans	Q4 2024vs Q4 2023	$1.3MM$1.2MM
Real Estate Owned	Q4 2024vs Q4 2023	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.20%

Our Rating

3.6 / 5

Jenius Bank

Jenius Savings Account

See Offer

Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.

Member FDIC

4.30%

Our Rating

4.1 / 5

BrioDirect

High-Yield Savings

See Offer

Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC

Member FDIC

4.10%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.

Member FDIC

3.80%

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

4.36%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

3.60%

Our Rating

4.2 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

up to $300

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

MCS Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.12%	$1	-	Smart Saver
0.10%	$50	-	Statement Savings
0.10%	$1	-	Christmas Club
0.10%	$1	-	Vacation Club
0.10%	$1	-	Young Saver
0.10%	$0	-	Kasasa Saver
0.10%	$50	-	Business Statement Savings
0.10%	$50	-	My First Savings

MCS Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
0.20%^*	$25k^*	-	Indexed Money Market
OTHER TIERS: 0.10% → $2.5k - $10k \| 0.15% → $10k - $25k
0.20%^*	$25k^*	-	Business Money Market
OTHER TIERS: 0.10% → $2.5k - $10k \| 0.15% → $10k - $25k

MCS Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.50%^*	$0	$15k	Kasasa Cash
OTHER TIERS: 0.10% → $15k+
0.10%	$500	-	Premium Checking
0.10%	$500	-	Senior Checking

MCS Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
3.96%	$1k	-	7 Month CD Special
3.80%	$1k	-	11 Month CD Special
3.80%	$1k	-	17 Month CD Special
3.70%	$1k	-	25 Month CD Special
3.03%	$1k	-	37 Month CD Special
2.78%	$1k	-	49 Month CD Special
2.78%	$1k	-	61 Month CD Special
2.52%	$1k	-	182 Day CD
2.52%	$1k	-	Business 182 Day CD
1.05%	$1k	-	92 Day CD
1.05%	$1k	-	Business 92 Day CD
0.60%	$1k	-	48 Month CD
0.60%	$1k	-	60 Month CD
0.60%	$1k	-	84 Month CD
0.60%	$1k	-	120 Month CD
0.60%	$1k	-	72 Month CD
0.60%	$1k	-	96 Month CD
0.60%	$1k	-	108 Month CD
0.60%	$1k	-	Business 48 Month CD
0.60%	$1k	-	Business 60 Month CD
0.55%	$1k	-	36 Month CD
0.55%	$1k	-	Business 36 Month CD
0.45%	$1k	-	30 Month CD
0.45%	$1k	-	Business 30 Month CD
0.42%	$1k	-	12 Month CD
0.42%	$1k	-	18 Month CD
0.42%	$1k	-	24 Month CD
0.42%	$1k	-	Business 12 Month CD
0.42%	$1k	-	Business 18 Month CD
0.42%	$1k	-	Business 24 Month CD
0.20%	$1k	-	31 Day CD
0.20%	$1k	-	Business 31 Day CD

MCS Bank IRA Rates

APY	MIN	MAX	ACCOUNT NAME
3.96%	$500	-	7 Month IRA Special
3.80%	$500	-	11 Month IRA Special
3.80%	$500	-	17 Month IRA Special
3.70%	$500	-	25 Month IRA Special
3.03%	$500	-	37 Month IRA Special
2.78%	$500	-	49 Month IRA Special
2.78%	$500	-	61 Month IRA Special
2.52%	$500	-	182 Day IRA
1.05%	$500	-	92 Day IRA
0.60%	$500	-	48 Month IRA
0.60%	$500	-	60 Month IRA
0.60%	$500	-	84 Month IRA
0.60%	$500	-	120 Month IRA
0.60%	$500	-	72 Month IRA
0.60%	$500	-	96 Month IRA
0.60%	$500	-	108 Month IRA
0.55%	$500	-	36 Month IRA
0.45%	$500	-	30 Month IRA
0.42%	$500	-	12 Month IRA
0.42%	$500	-	18 Month IRA
0.42%	$500	-	24 Month IRA
0.20%	$500	-	31 Day IRA
0.10%	$0	-	IRA Savings

Locations

MCS Bank Locations
Mifflin County Savings Bank	100 Commerce Dr	Milroy, PA 17063
23 E Main St Branch	4009 East Main Street	Belleville, PA 17004
Shirley Street Branch	23-27 East Shirley Street	Mount Union, PA 17066
McClure Branch	1 East Specht Street	Mcclure, PA 17841
Allensville Branch	108 East Main Street	Allensville, PA 17002
Mcs Bank-Mobile Courier Pickup	4009 E. Main Street	Belleville, PA 17004
Lewistown Branch	19 N Brown St	Lewistown, PA 17044

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