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MCS Bank


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/10/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/10/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/10/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/10/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/10/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.mcs.bank
717-248-5445
19 North Brown Street
Lewistown, PA 17044

MCS Bank is headquartered in MILROY and is the 99th largest bank in the state of Pennsylvania. It is also the 2,996th largest bank in the nation. It was established in 1923 and as of March of 2025, it had grown to 53 employees at 10 locations. MCS Bank has an A+ health rating.

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Health
A+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #28186
Year Established1923
Employees53
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.61%
Return on Equity - YTD5.36%
Annual Interest Income$2.7MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$208.6MM$199.7MM
LoansQ1 2025vs Q1 2024$168.5MM$159.4MM
DepositsQ1 2025vs Q1 2024$182.8MM$173.9MM
Equity CapitalQ1 2025vs Q1 2024$23.9MM$22MM
Loan Loss AllowanceQ1 2025vs Q1 2024$1.9MM$1.9MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$1.2MM$1.3MM
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/10/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/10/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/10/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/10/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/10/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

MCS Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.12%$1-Smart Saver
0.10%$50-Statement Savings
0.10%$1-Christmas Club
0.10%$1-Vacation Club
0.10%$1-Young Saver
0.10%$0-Kasasa Saver
0.10%$50-Business Statement Savings
0.10%$50-My First Savings

MCS Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$25k*-Indexed Money Market
OTHER TIERS: 0.10% → $2.5k - $10k | 0.15% → $10k - $25k
0.20%*$25k*-Business Money Market
OTHER TIERS: 0.10% → $2.5k - $10k | 0.15% → $10k - $25k

MCS Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$0$15kKasasa Cash
OTHER TIERS: 0.10% → $15k+
0.10%$500-Premium Checking
0.10%$500-Senior Checking

MCS Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.96%$1k-7 Month CD Special
3.80%$1k-11 Month CD Special
3.80%$1k-17 Month CD Special
3.70%$1k-25 Month CD Special
3.03%$1k-37 Month CD Special
2.78%$1k-49 Month CD Special
2.78%$1k-61 Month CD Special
2.52%$1k-182 Day CD
2.52%$1k-Business 182 Day CD
1.05%$1k-92 Day CD
1.05%$1k-Business 92 Day CD
0.60%$1k-48 Month CD
0.60%$1k-60 Month CD
0.60%$1k-84 Month CD
0.60%$1k-120 Month CD
0.60%$1k-72 Month CD
0.60%$1k-96 Month CD
0.60%$1k-108 Month CD
0.60%$1k-Business 48 Month CD
0.60%$1k-Business 60 Month CD
0.55%$1k-36 Month CD
0.55%$1k-Business 36 Month CD
0.45%$1k-30 Month CD
0.45%$1k-Business 30 Month CD
0.42%$1k-12 Month CD
0.42%$1k-18 Month CD
0.42%$1k-24 Month CD
0.42%$1k-Business 12 Month CD
0.42%$1k-Business 18 Month CD
0.42%$1k-Business 24 Month CD
0.20%$1k-31 Day CD
0.20%$1k-Business 31 Day CD

MCS Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.96%$500-7 Month IRA Special
3.80%$500-11 Month IRA Special
3.80%$500-17 Month IRA Special
3.70%$500-25 Month IRA Special
3.03%$500-37 Month IRA Special
2.78%$500-49 Month IRA Special
2.78%$500-61 Month IRA Special
2.52%$500-182 Day IRA
1.05%$500-92 Day IRA
0.60%$500-48 Month IRA
0.60%$500-60 Month IRA
0.60%$500-84 Month IRA
0.60%$500-120 Month IRA
0.60%$500-72 Month IRA
0.60%$500-96 Month IRA
0.60%$500-108 Month IRA
0.55%$500-36 Month IRA
0.45%$500-30 Month IRA
0.42%$500-12 Month IRA
0.42%$500-18 Month IRA
0.42%$500-24 Month IRA
0.20%$500-31 Day IRA
0.10%$0-IRA Savings
Locations


MCS Bank Locations
Mifflin County Savings Bank100 Commerce DrMilroy, PA 17063
23 E Main St Branch4009 East Main StreetBelleville, PA 17004
Shirley Street Branch23-27 East Shirley StreetMount Union, PA 17066
McClure Branch1 East Specht StreetMcclure, PA 17841
Allensville Branch108 East Main StreetAllensville, PA 17002
Mcs Bank-Mobile Courier Pickup4009 E. Main StreetBelleville, PA 17004
Lewistown Branch19 N Brown StLewistown, PA 17044

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