MCT Credit Union
LOCATIONS
5
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HEALTH RATING
B+
View health report
CURRENT TOP RATE
2.01% APY
Kasasa Cash
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Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 2.01% | Reward Checking | Kasasa Cash 1.75% - National Average |
| 0.50% | Reward Savings | Kasasa Saver 0.77% - National Average |
| 1.92% | 5-year CD | 5 Year CD 1.85% - Synchrony Bank 60 Month CD |
Overview / Commentary
MCT Credit Union is headquartered in Port Neches and is the 69th largest credit union in the state of Texas. It is also the 837th largest credit union in the nation. It was established in 1953 and as of June of 2016, it had grown to 76 employees and 20,726 members at 5 locations. MCT Credit Union has a B+ health rating.
Field of Membership Restrictions
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Related Posts
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Health
B+
Data as of Q2 2016
Learn more about bank healthHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 97089 |
| Year Chartered | 1953 |
| Employees | 76 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.52% |
| Return on Equity - YTD | 5.58% |
| Annual Interest Income | $5.0MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2016vs Q2 2015 | $253.3MM$241.8MM |
| Loans | Q2 2016vs Q2 2015 | $176.7MM$162.9MM |
| Deposits | Q2 2016vs Q2 2015 | $223.8MM$214.0MM |
| Equity Capital | Q2 2016vs Q2 2015 | $23.7MM$22.8MM |
| Loan Loss Allowance | Q2 2016vs Q2 2015 | $676.00K$536.00K |
| Unbacked Noncurrent Loans | Q2 2016vs Q2 2015 | $2.1MM$1.2MM |
| Real Estate Owned | Q2 2016vs Q2 2015 | $70.00K$131.00K |
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
MCT Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.50%* | - | $25k | Kasasa Saver | ||
| OTHER TIERS: 0.25% → $25k+ | |||||
| 0.35% | $25 | - | IRA Savings | ||
| 0.25% | $25 | - | Regular Share Account | ||
| 0.25% | $25 | - | Christmas Club | ||
MCT Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.30% | $2,500 | - | Money Market Account |
MCT Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.01%* | - | $25k | Kasasa Cash | ||
| OTHER TIERS: 0.25% → $25k+ | |||||
| 0.13% | - | - | Regular Checking Account | ||
| 0.00% | - | - | Kasasa Cash Back | ||
MCT Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.92% | $1k | - | 5 Year CD | |
| 1.66% | $1k | - | 4 Year CD | |
| 1.26% | $1k | - | 3 Year CD | |
| 0.91% | $1k | - | 2 Year CD | |
| 0.65% | $1k | - | 1 Year CD | |
| 0.40% | $1k | - | 6 Month CD |
MCT Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.92% | $1k | - | 5 Year IRA | |
| 1.66% | $1k | - | 4 Year IRA | |
| 1.26% | $1k | - | 3 Year IRA | |
| 0.91% | $1k | - | 2 Year IRA | |
| 0.65% | $1k | - | 1 Year IRA | |
| 0.40% | $1k | - | 6 Month IRA |
Locations
| MCT Credit Union Locations | ||
|---|---|---|
| Branch Office | 94 N Lhs Dr | Lumberton, TX 77657-8627 |
| Branch Office | 5401 16th St | Orange, TX 77632-1241 |
| Corporate Office | 2736 Nall St | Port Neches, TX 77651-5204 |
| Branch Office | 4837 Highway 87 S | Orange, TX 77630-9099 |
| Branch Office | 524 N Memorial Fwy | Nederland, TX 77627-7152 |