MCT Credit Union


Overview / Commentary
409-727-1446
2736 Nall St
Port Neches, TX 77651

MCT Credit Union is headquartered in Port Neches and is the 73rd largest credit union in the state of Texas. It is also the 898th largest credit union in the nation. It was established in 1953 and as of December of 2022, it had grown to 81 employees and 20,755 members at 5 locations. MCT Credit Union has a B health rating.

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Health

Health Grade Components

Overall
NCUA #97089
Year Chartered1953
Employees81
Primary Regulator
Profit Margin
Return on Assets - YTD0.43%
Return on Equity - YTD5.87%
Annual Interest Income$11.4MM
Assets and Liabilities
AssetsQ4 2022vs Q4 2021$355.8MM$363.1MM
LoansQ4 2022vs Q4 2021$221.4MM$204.6MM
DepositsQ4 2022vs Q4 2021$323.9MM$328.7MM
Equity CapitalQ4 2022vs Q4 2021$26.7MM$31.9MM
Loan Loss AllowanceQ4 2022vs Q4 2021$589.00K$329.00K
Unbacked Noncurrent LoansQ4 2022vs Q4 2021$1.9MM$1.1MM
Real Estate OwnedQ4 2022vs Q4 2021$0$0
Rates

Rates for MCT Credit Union are currently being reviewed.

Locations


MCT Credit Union Locations
Branch Office94 N Lhs DrLumberton, TX 77657-8627
Branch Office5401 16th StOrange, TX 77632-1241
Corporate Office2736 Nall StPort Neches, TX 77651-5204
Branch Office4837 Highway 87 SOrange, TX 77630-9099
Branch Office524 N Memorial FwyNederland, TX 77627-7152

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