MCT Credit Union


Overview / Commentary
409-727-1446
2736 Nall St
Port Neches, TX 77651

MCT Credit Union is headquartered in Port Neches and is the 75th largest credit union in the state of Texas. It is also the 910th largest credit union in the nation. It was established in 1953 and as of June of 2023, it had grown to 84 employees and 20,713 members at 5 locations. MCT Credit Union has a B health rating.

Field of Membership Restrictions

Membership in MCT Credit Union is open to those who live, work, or are located in the Texas counties of Hardin, Jefferson, or Orange.
See current membership details

Reviews

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Health

Health Grade Components

Overall
NCUA #97089
Year Chartered1953
Employees84
Primary Regulator
Profit Margin
Return on Assets - YTD0.35%
Return on Equity - YTD4.38%
Annual Interest Income$6.8MM
Assets and Liabilities
AssetsQ2 2023vs Q2 2022$355.1MM$368.9MM
LoansQ2 2023vs Q2 2022$227.5MM$214.7MM
DepositsQ2 2023vs Q2 2022$320.7MM$334.7MM
Equity CapitalQ2 2023vs Q2 2022$28.5MM$28.2MM
Loan Loss AllowanceQ2 2023vs Q2 2022$0$378.00K
Unbacked Noncurrent LoansQ2 2023vs Q2 2022$1.1MM$1.5MM
Real Estate OwnedQ2 2023vs Q2 2022$0$0
Rates

Rates for MCT Credit Union are currently being reviewed.

Locations


MCT Credit Union Locations
Branch Office94 N Lhs DrLumberton, TX 77657-8627
Branch Office5401 16th StOrange, TX 77632-1241
Corporate Office2736 Nall StPort Neches, TX 77651-5204
Branch Office4837 Highway 87 SOrange, TX 77630-9099
Branch Office524 N Memorial FwyNederland, TX 77627-7152

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