MCT Credit Union is headquartered in Port Neches and is the 68th largest credit union in the state of Texas. It is also the 830th largest credit union in the nation. It was established in 1953 and as of September of 2020, it had grown to 81 employees and 20,474 members at 5 locations. MCT Credit Union has an A health rating.
Overall | |
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NCUA # | 97089 |
Year Chartered | 1953 |
Employees | 81 |
Primary Regulator |
Profit Margin | |
---|---|
Return on Assets - YTD | 0.26% |
Return on Equity - YTD | 2.92% |
Annual Interest Income | $8.0MM |
Assets and Liabilities | ||
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Assets | Q3 2020vs Q3 2019 | $341.9MM$291.5MM |
Loans | Q3 2020vs Q3 2019 | $186.7MM$193.0MM |
Deposits | Q3 2020vs Q3 2019 | $300.2MM$253.9MM |
Equity Capital | Q3 2020vs Q3 2019 | $29.9MM$30.2MM |
Loan Loss Allowance | Q3 2020vs Q3 2019 | $511.00K$560.00K |
Unbacked Noncurrent Loans | Q3 2020vs Q3 2019 | $1.1MM$1.7MM |
Real Estate Owned | Q3 2020vs Q3 2019 | $0$19.00K |
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APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.20% | $2.5k | - | Money Market Fund |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
1.50% | - | $20k | Kasasa Cash | |
0.15% | - | - | Business Checking |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
1.41% | $1k | - | 5 Year CD | |
1.11% | $1k | - | 4 Year CD | |
1.00% | $1k | - | 3 Year CD | |
0.90% | $1k | - | 2 Year CD | |
0.65% | $1k | - | 1 Year CD | |
0.40% | $1k | - | 6 Month CD |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
1.41% | $1k | - | 5 Year IRA | |
1.11% | $1k | - | 4 Year IRA | |
1.00% | $1k | - | 3 Year IRA | |
0.90% | $1k | - | 2 Year IRA | |
0.65% | $1k | - | 1 Year IRA | |
0.40% | $1k | - | 6 Month IRA |
MCT Credit Union Locations | ||
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Branch Office | 94 N Lhs Dr | Lumberton, TX 77657-8627 |
Branch Office | 5401 16th St | Orange, TX 77632-1241 |
Corporate Office | 2736 Nall St | Port Neches, TX 77651-5204 |
Branch Office | 4837 Highway 87 S | Orange, TX 77630-9099 |
Branch Office | 524 N Memorial Fwy | Nederland, TX 77627-7152 |