MCT Credit Union


Overview / Commentary
409-727-1446
2736 Nall St
Port Neches, TX 77651

MCT Credit Union is headquartered in Port Neches and is the 71st largest credit union in the state of Texas. It is also the 875th largest credit union in the nation. It was established in 1953 and as of September of 2022, it had grown to 86 employees and 20,756 members at 5 locations. MCT Credit Union has a B+ health rating.

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Health
B+

Health Grade Components

Overall
NCUA #97089
Year Chartered1953
Employees86
Primary Regulator
Profit Margin
Return on Assets - YTD0.54%
Return on Equity - YTD7.84%
Annual Interest Income$8.3MM
Assets and Liabilities
AssetsQ3 2022vs Q3 2021$367.3MM$379.1MM
LoansQ3 2022vs Q3 2021$219.2MM$202.4MM
DepositsQ3 2022vs Q3 2021$335.3MM$326.2MM
Equity CapitalQ3 2022vs Q3 2021$25.3MM$32.6MM
Loan Loss AllowanceQ3 2022vs Q3 2021$383.00K$314.00K
Unbacked Noncurrent LoansQ3 2022vs Q3 2021$1.5MM$687.00K
Real Estate OwnedQ3 2022vs Q3 2021$0$0
Rates

Rates for MCT Credit Union are currently being reviewed.

Locations


MCT Credit Union Locations
Branch Office94 N Lhs DrLumberton, TX 77657-8627
Branch Office5401 16th StOrange, TX 77632-1241
Corporate Office2736 Nall StPort Neches, TX 77651-5204
Branch Office4837 Highway 87 SOrange, TX 77630-9099
Branch Office524 N Memorial FwyNederland, TX 77627-7152

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