MCT Credit Union is headquartered in Port Neches and is the 72nd largest credit union in the state of Texas. It is also the 867th largest credit union in the nation. It was established in 1953 and as of December of 2021, it had grown to 81 employees and 20,746 members at 5 locations. MCT Credit Union has a B+ health rating.
Overall | |
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NCUA # | 97089 |
Year Chartered | 1953 |
Employees | 81 |
Primary Regulator |
Profit Margin | |
---|---|
Return on Assets - YTD | 0.36% |
Return on Equity - YTD | 4.23% |
Annual Interest Income | $10.0MM |
Assets and Liabilities | ||
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Assets | Q4 2021vs Q4 2020 | $363.1MM$357.0MM |
Loans | Q4 2021vs Q4 2020 | $204.6MM$183.4MM |
Deposits | Q4 2021vs Q4 2020 | $328.7MM$315.4MM |
Equity Capital | Q4 2021vs Q4 2020 | $31.9MM$30.5MM |
Loan Loss Allowance | Q4 2021vs Q4 2020 | $329.00K$409.00K |
Unbacked Noncurrent Loans | Q4 2021vs Q4 2020 | $1.1MM$1.1MM |
Real Estate Owned | Q4 2021vs Q4 2020 | $0$0 |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.20% | $2.5k | - | Money Market Fund |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
1.50% | - | $20k | Kasasa Cash | |
0.15% | - | - | Business Checking |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.95% | $1k | - | 5 Year CD | |
0.80% | $1k | - | 3 Year CD | |
0.80% | $1k | - | 4 Year CD | |
0.65% | $1k | - | 2 Year CD | |
0.45% | $1k | - | 1 Year CD | |
0.25% | $1k | - | 6 Month CD |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.95% | $1k | - | 5 Year IRA | |
0.80% | $1k | - | 3 Year IRA | |
0.80% | $1k | - | 4 Year IRA | |
0.65% | $1k | - | 2 Year IRA | |
0.45% | $1k | - | 1 Year IRA | |
0.25% | $1k | - | 6 Month IRA |
MCT Credit Union Locations | ||
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Branch Office | 94 N Lhs Dr | Lumberton, TX 77657-8627 |
Branch Office | 5401 16th St | Orange, TX 77632-1241 |
Corporate Office | 2736 Nall St | Port Neches, TX 77651-5204 |
Branch Office | 4837 Highway 87 S | Orange, TX 77630-9099 |
Branch Office | 524 N Memorial Fwy | Nederland, TX 77627-7152 |