MCT Credit Union

Overview / Commentary

www.mctcu.org

409-727-1446

2736 Nall St
Port Neches, TX 77651

MCT Credit Union is headquartered in Port Neches and is the 69^th largest credit union in the state of Texas. It is also the 847^th largest credit union in the nation. It was established in 1953 and as of June of 2021, it had grown to 81 employees and 20,594 members at 5 locations. MCT Credit Union has an A health rating.

View all posts from:

2009

9/12 - 4.01% Reward Checking Account at a Texas Credit Union (MCT)

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

Data as of Q2 2021

Learn why bank health matters

Health Grade Components

Overall
NCUA #	97089
Year Chartered	1953
Employees	81
Primary Regulator

Profit Margin
Return on Assets - YTD	0.36%
Return on Equity - YTD	4.06%
Annual Interest Income	$4.9MM

Assets and Liabilities
Assets	Q2 2021vs Q2 2020	$365.5MM$332.7MM
Loans	Q2 2021vs Q2 2020	$196.8MM$189.0MM
Deposits	Q2 2021vs Q2 2020	$325.8MM$292.4MM
Equity Capital	Q2 2021vs Q2 2020	$32.2MM$29.3MM
Loan Loss Allowance	Q2 2021vs Q2 2020	$304.00K$505.00K
Unbacked Noncurrent Loans	Q2 2021vs Q2 2020	$455.00K$637.00K
Real Estate Owned	Q2 2021vs Q2 2020	$0$0

Rates

Skip to rates for:

Savings
Money Market
Checking
CD
IRA

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not MCT Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

MCT Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.50%	-	$20k	Kasasa Saver
0.25%	-	-	Sprout - MCT Clubhouse Savings Account
0.20%	$25	-	IRA Savings
0.15%	$25	-	Regular Share Account
0.15%	-	-	Christmas Club
0.15%	-	-	Kids Membership Savings Account

MCT Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.20%	$2.5k	-	Money Market Fund

MCT Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.50%	-	$20k	Kasasa Cash
0.15%	-	-	Business Checking

MCT Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
0.95%	$1k	-	5 Year CD
0.80%	$1k	-	3 Year CD
0.80%	$1k	-	4 Year CD
0.65%	$1k	-	2 Year CD
0.45%	$1k	-	1 Year CD
0.25%	$1k	-	6 Month CD

MCT Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
0.95%	$1k	-	5 Year IRA
0.80%	$1k	-	3 Year IRA
0.80%	$1k	-	4 Year IRA
0.65%	$1k	-	2 Year IRA
0.45%	$1k	-	1 Year IRA
0.25%	$1k	-	6 Month IRA

Locations

MCT Credit Union Locations
Branch Office	94 N Lhs Dr	Lumberton, TX 77657-8627
Branch Office	5401 16th St	Orange, TX 77632-1241
Corporate Office	2736 Nall St	Port Neches, TX 77651-5204
Branch Office	4837 Highway 87 S	Orange, TX 77630-9099
Branch Office	524 N Memorial Fwy	Nederland, TX 77627-7152

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.