MCT Credit Union is headquartered in Port Neches and is the 75th largest credit union in the state of Texas. It is also the 910th largest credit union in the nation. It was established in 1953 and as of June of 2023, it had grown to 84 employees and 20,713 members at 5 locations. MCT Credit Union has a B health rating.
Membership in MCT Credit Union is open to those who live, work, or are located in the Texas counties of Hardin, Jefferson, or Orange.
See current membership details
Overall | |
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NCUA # | 97089 |
Year Chartered | 1953 |
Employees | 84 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | 0.35% |
Return on Equity - YTD | 4.38% |
Annual Interest Income | $6.8MM |
Assets and Liabilities | ||
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Assets | Q2 2023vs Q2 2022 | $355.1MM$368.9MM |
Loans | Q2 2023vs Q2 2022 | $227.5MM$214.7MM |
Deposits | Q2 2023vs Q2 2022 | $320.7MM$334.7MM |
Equity Capital | Q2 2023vs Q2 2022 | $28.5MM$28.2MM |
Loan Loss Allowance | Q2 2023vs Q2 2022 | $0$378.00K |
Unbacked Noncurrent Loans | Q2 2023vs Q2 2022 | $1.1MM$1.5MM |
Real Estate Owned | Q2 2023vs Q2 2022 | $0$0 |
Rates for MCT Credit Union are currently being reviewed.
MCT Credit Union Locations | ||
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Branch Office | 94 N Lhs Dr | Lumberton, TX 77657-8627 |
Branch Office | 5401 16th St | Orange, TX 77632-1241 |
Corporate Office | 2736 Nall St | Port Neches, TX 77651-5204 |
Branch Office | 4837 Highway 87 S | Orange, TX 77630-9099 |
Branch Office | 524 N Memorial Fwy | Nederland, TX 77627-7152 |