MCT Credit Union
LOCATIONS
5
View locations
HEALTH RATING
A
View health report
CURRENT TOP RATE
2.02% APY
5 Year CD
View all rates
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 2.01% | Reward Checking | Kasasa Cash 1.84% - National Average |
| 0.50% | Reward Savings | Kasasa Saver 0.80% - National Average |
| 2.02% | 5-year CD | 5 Year CD 2.35% - Synchrony Bank 60 Month CD |
Overview / Commentary
MCT Credit Union is headquartered in Port Neches and is the 68th largest credit union in the state of Texas. It is also the 836th largest credit union in the nation. It was established in 1953 and as of March of 2017, it had grown to 76 employees and 20,507 members at 5 locations. MCT Credit Union has an A health rating.
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Health
A
Data as of Q1 2017
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 97089 |
| Year Chartered | 1953 |
| Employees | 76 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.74% |
| Return on Equity - YTD | 7.89% |
| Annual Interest Income | $2.6MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2017vs Q1 2016 | $266.0MM$251.8MM |
| Loans | Q1 2017vs Q1 2016 | $181.2MM$175.7MM |
| Deposits | Q1 2017vs Q1 2016 | $234.5MM$223.0MM |
| Equity Capital | Q1 2017vs Q1 2016 | $24.6MM$23.7MM |
| Loan Loss Allowance | Q1 2017vs Q1 2016 | $824.00K$674.00K |
| Unbacked Noncurrent Loans | Q1 2017vs Q1 2016 | $1.0MM$1.1MM |
| Real Estate Owned | Q1 2017vs Q1 2016 | $58.00K$70.00K |
Report an Issue
Always verify rates and promotions with the bank or credit union. We are not MCT Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
MCT Credit Union Savings Account Rates
MCT Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.01%* | - | $25k | Kasasa Cash | ||
| OTHER TIERS: 0.25% → $25k+ | |||||
| 0.13% | - | - | Regular Checking Account | ||
| 0.13% | - | - | Business Checking | ||
MCT Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.02% | $1k | - | 5 Year CD | |
| 1.76% | $1k | - | 4 Year CD | |
| 1.26% | $1k | - | 3 Year CD | |
| 1.00% | $1k | - | 2 Year CD | |
| 0.80% | $1k | - | 1 Year CD | |
| 0.40% | $1k | - | 6 Month CD |
MCT Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.02% | $1k | - | 5 Year IRA | |
| 1.76% | $1k | - | 4 Year IRA | |
| 1.26% | $1k | - | 3 Year IRA | |
| 1.00% | $1k | - | 2 Year IRA | |
| 0.80% | $1k | - | 1 Year IRA | |
| 0.40% | $1k | - | 6 Month IRA |
Locations
| MCT Credit Union Locations | ||
|---|---|---|
| Branch Office | 94 N Lhs Dr | Lumberton, TX 77657-8627 |
| Branch Office | 5401 16th St | Orange, TX 77632-1241 |
| Corporate Office | 2736 Nall St | Port Neches, TX 77651-5204 |
| Branch Office | 4837 Highway 87 S | Orange, TX 77630-9099 |
| Branch Office | 524 N Memorial Fwy | Nederland, TX 77627-7152 |