MCT Credit Union

Overview / Commentary
2736 Nall St
Port Neches, TX 77651

MCT Credit Union is headquartered in Port Neches and is the 69th largest credit union in the state of Texas. It is also the 846th largest credit union in the nation. It was established in 1953 and as of March of 2021, it had grown to 84 employees and 20,692 members at 5 locations. MCT Credit Union has an A health rating.


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Health Grade Components

NCUA #97089
Year Chartered1953
Primary Regulator
Profit Margin
Return on Assets - YTD0.28%
Return on Equity - YTD3.2%
Annual Interest Income$2.4MM
Assets and Liabilities
AssetsQ1 2021vs Q1 2020$365.8MM$312.9MM
LoansQ1 2021vs Q1 2020$186.9MM$189.2MM
DepositsQ1 2021vs Q1 2020$326.1MM$274.6MM
Equity CapitalQ1 2021vs Q1 2020$31.4MM$28.6MM
Loan Loss AllowanceQ1 2021vs Q1 2020$355.00K$601.00K
Unbacked Noncurrent LoansQ1 2021vs Q1 2020$229.00K$641.00K
Real Estate OwnedQ1 2021vs Q1 2020$0$151.00K
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Always verify rates and promotions with the bank or credit union. We are not MCT Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

MCT Credit Union Savings Account Rates

0.50%*-$20kKasasa Saver
OTHER TIERS: 0.15% $20k+
0.25%--Sprout - MCT Clubhouse Savings Account
0.20%$25-IRA Savings
0.15%$25-Regular Share Account
0.15%--Christmas Club
0.15%--Kids Membership Savings Account

MCT Credit Union Money Market Rates

0.20%$2.5k-Money Market Fund

MCT Credit Union Checking Account Rates

1.50%*-$20kKasasa Cash
OTHER TIERS: 0.15% $20k+
0.15%--Business Checking

MCT Credit Union CD Rates

0.95%$1k-5 Year CD
0.80%$1k-3 Year CD
0.80%$1k-4 Year CD
0.65%$1k-2 Year CD
0.45%$1k-1 Year CD
0.25%$1k-6 Month CD

MCT Credit Union IRA Rates

0.95%$1k-5 Year IRA
0.80%$1k-3 Year IRA
0.80%$1k-4 Year IRA
0.65%$1k-2 Year IRA
0.45%$1k-1 Year IRA
0.25%$1k-6 Month IRA

MCT Credit Union Locations
Branch Office94 N Lhs DrLumberton, TX 77657-8627
Branch Office5401 16th StOrange, TX 77632-1241
Corporate Office2736 Nall StPort Neches, TX 77651-5204
Branch Office4837 Highway 87 SOrange, TX 77630-9099
Branch Office524 N Memorial FwyNederland, TX 77627-7152

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