Overview / Commentary
116 West Parrish Street
Durham, NC 27702

Mechanics and Farmers Bank (M&F Bank) is an independent bank committed to meeting the financial services needs of the communities they serve. Their motivated and dedicated employees will provide quality service to all customers, promoting personal and community development while continuing its tradition of serving those who historically have been underserved


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Health Grade Components

FDIC Certificate #12266
Year Established1908
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.23%
Return on Equity - YTD3.15%
Annual Interest Income$7.0MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$262.1MM$268.1MM
LoansQ3 2018vs Q3 2017$167.0MM$152.3MM
DepositsQ3 2018vs Q3 2017$238.9MM$241.7MM
Equity CapitalQ3 2018vs Q3 2017$18.8MM$22.0MM
Loan Loss AllowanceQ3 2018vs Q3 2017$2.1MM$2.9MM
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$1.3MM$4.0MM
Real Estate OwnedQ3 2018vs Q3 2017$0$154.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Mechanics and Farmers Bank Checking Account Rates

1.05%*-$10kDash Checking
OTHER TIERS: 0.25% $10k+

Mechanics and Farmers Bank CD Rates

1.25%$1k$250k17 Month CD Special promotion (New Money Only)

Mechanics and Farmers Bank Locations
100 South Murrow Boulevard Branch100 South Murrow BoulevardGreensboro, NC 27401
Charlotte Branch101 Beatties Ford RoadCharlotte, NC 28208
Mechanics & Farmers Bank116 West Parrish StreetDurham, NC 27702
Raleigh Branch13 East Hargett StreetRaleigh, NC 27601
Rock Quarry Road Branch1824 Rock Quarry RoadRaleigh, NC 27610
Chapel Hill Blvd Branch2705 Chapel Hill BlvdDurham, NC 27707
Winston-Salem Branch770 M.l. King Blvd.Winston Salem, NC 27101

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