Overview / Commentary
919-687-7803
116 West Parrish Street
Durham, NC 27702

Mechanics and Farmers Bank (M&F Bank) is an independent bank committed to meeting the financial services needs of the communities they serve. Their motivated and dedicated employees will provide quality service to all customers, promoting personal and community development while continuing its tradition of serving those who historically have been underserved

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Health
B+

Health Grade Components

Overall
FDIC Certificate #12266
Year Established1908
Employees68
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD-0.34%
Return on Equity - YTD-4.67%
Annual Interest Income$4.6MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$255.7MM$265.1MM
LoansQ2 2018vs Q2 2017$162.5MM$153.4MM
DepositsQ2 2018vs Q2 2017$233.3MM$238.3MM
Equity CapitalQ2 2018vs Q2 2017$18.2MM$22.0MM
Loan Loss AllowanceQ2 2018vs Q2 2017$2.0MM$2.3MM
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$1.7MM$2.0MM
Real Estate OwnedQ2 2018vs Q2 2017$0$0
Rates

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Locations


Mechanics and Farmers Bank Locations
100 South Murrow Boulevard Branch100 South Murrow BoulevardGreensboro, NC 27401
Charlotte Branch101 Beatties Ford RoadCharlotte, NC 28208
Mechanics & Farmers Bank116 West Parrish StreetDurham, NC 27702
Raleigh Branch13 East Hargett StreetRaleigh, NC 27601
Rock Quarry Road Branch1824 Rock Quarry RoadRaleigh, NC 27610
Chapel Hill Blvd Branch2705 Chapel Hill BlvdDurham, NC 27707
Winston-Salem Branch770 M.l. King Blvd.Winston Salem, NC 27101

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