Overview / Commentary
Mechanics and Farmers Bank (M&F Bank) is an independent bank committed to meeting the financial services needs of the communities they serve. Their motivated and dedicated employees will provide quality service to all customers, promoting personal and community development while continuing its tradition of serving those who historically have been underserved
Health
A+
Data as of Q1 2021
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 12266 |
| Year Established | 1908 |
| Employees | 66 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.68% |
| Return on Equity - YTD | 7.06% |
| Annual Interest Income | $2.5MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2021vs Q1 2020 | $343.4MM$264.4MM |
| Loans | Q1 2021vs Q1 2020 | $183.2MM$177.8MM |
| Deposits | Q1 2021vs Q1 2020 | $298.7MM$236.5MM |
| Equity Capital | Q1 2021vs Q1 2020 | $39.7MM$22.5MM |
| Loan Loss Allowance | Q1 2021vs Q1 2020 | $2.6MM$2.1MM |
| Unbacked Noncurrent Loans | Q1 2021vs Q1 2020 | $856.00K$937.00K |
| Real Estate Owned | Q1 2021vs Q1 2020 | $0$0 |