Mega Bank

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LOCATIONS

24 Month Flexible Time CD

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Popular Accounts at this Bank

APY	ACCOUNT TYPE	ACCOUNT NAME
0.70%	Savings	Tiered Personal Savings Account 1.20% - Goldman Sachs Bank USA Online Savings
1.16%	2-year CD	Over 2 Years Regular Time CD 1.65% - Synchrony Bank 24 Month CD
0.45%	Money Market	Tiered Personal Money Market Account 0.85% - Ally Bank Money Market Account

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Overview / Commentary

megabankusa.com

626-282-3000

245 West Valley Boulevard
San Gabriel, CA 91776

Mega Bank is headquartered in San Gabriel and is the 112^th largest bank in the state of California. It is also the 2,049^th largest bank in the nation. It was established in 2008 and as of March of 2017, it had grown to 43 employees at 6 locations. Mega Bank's savings rates are 35% higher than the national average, and it has an A health rating.

Overall
FDIC Certificate #	58401
Year Established	2008
Employees	43
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.51%
Return on Equity - YTD	4.2%
Annual Interest Income	$3.2MM

Assets and Liabilities
Assets	Q1 2017vs Q1 2016	$329.0MM$289.9MM
Loans	Q1 2017vs Q1 2016	$250.1MM$206.1MM
Deposits	Q1 2017vs Q1 2016	$287.9MM$250.6MM
Equity Capital	Q1 2017vs Q1 2016	$39.9MM$38.3MM
Loan Loss Allowance	Q1 2017vs Q1 2016	$3.7MM$4.0MM
Unbacked Noncurrent Loans	Q1 2017vs Q1 2016	$3.7MM$5.0MM
Real Estate Owned	Q1 2017vs Q1 2016	$0$0

Rates

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Savings
Money Market
Checking
CD
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Mega Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.70%^*	$500k^*	-	Tiered Personal Savings Account
OTHER TIERS: 0.25% → Up to $50k \| 0.35% → $50k - $100k \| 0.60% → $100k - $500k
0.50%^*	$100k^*	-	Tiered Business Savings Account
OTHER TIERS: 0.15% → Up to $50k \| 0.25% → $50k - $100k

Mega Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
0.45%^*	$500k^*	-	Tiered Personal Money Market Account
OTHER TIERS: 0.25% → Up to $50k \| 0.35% → $50k - $100k \| 0.40% → $100k - $500k
0.40%^*	$500k^*	-	Tiered Business Money Market Account
OTHER TIERS: 0.15% → Up to $50k \| 0.25% → $50k - $100k \| 0.30% → $100k - $250k \| 0.35% → $250k - $500k

Mega Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.25%	-	-	Personal Super NOW
0.25%	-	-	Business Super NOW

Mega Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.35%	$100k	-	24 Month Flexible Time CD
1.16%^*	$100k^*	-	Over 2 Years Regular Time CD
OTHER TIERS: 0.70% → $2,500 - $100k
1.00%^*	$100k^*	-	18 Months Regular Time CD
OTHER TIERS: 0.70% → $2,500 - $100k
0.90%^*	$100k^*	-	271-365 Days Regular Time CD
OTHER TIERS: 0.70% → $2,500 - $100k
0.70%^*	$100k^*	-	181-270 Days Regular Time CD
OTHER TIERS: 0.60% → $2,500 - $100k
0.50%^*	$100k^*	-	91-180 Days Regular Time CD
OTHER TIERS: 0.40% → $2,500 - $100k
0.40%^*	$100k^*	-	61-90 Days Regular Time CD
OTHER TIERS: 0.35% → $2,500 - $100k
0.35%^*	$100k^*	-	31-60 Days Regular Time CD
OTHER TIERS: 0.30% → $2,500 - $100k
0.30%^*	$100k^*	-	7-30 Days Regular Time CD
OTHER TIERS: 0.25% → $2,500 - $100k

Mega Bank IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.19%	$2,500	-	24 Months IRA
1.09%	$2,500	-	18 Months IRA
0.98%	$2,500	-	12 Months IRA

Locations

Mega Bank Locations
Rowland Heights Branch	1370 S. Fullerton Road, #101	Rowland Heights, CA 91748
Hacienda Heights Branch	17188 Colima Road #a	Hacienda Heights, CA 91745
Mega Bank	245 West Valley Boulevard	San Gabriel, CA 91776
Irvine Branch	3996 Barranca Pkwy Suite 100	Irvine, CA 92606
Arcadia Branch	1415 South Baldwin Avenue	Arcadia, CA 91007