Mega Bank

Overview / Commentary
245 West Valley Boulevard
San Gabriel, CA 91776-3737

Mega Bank is headquartered in San Gabriel and is the 96th largest bank in the state of California. It is also the 1,992nd largest bank in the nation. It was established in 2008 and as of June of 2022, it had grown to 50 employees at 4 locations. Mega Bank's money market rates are 7X the national average, and it has an A health rating.


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Health Grade Components

FDIC Certificate #58401
Year Established2008
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.13%
Return on Equity - YTD9.82%
Annual Interest Income$8.7MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$415.9MM$436.5MM
LoansQ2 2022vs Q2 2021$332.9MM$345.6MM
DepositsQ2 2022vs Q2 2021$348.6MM$367.0MM
Equity CapitalQ2 2022vs Q2 2021$51.4MM$46.9MM
Loan Loss AllowanceQ2 2022vs Q2 2021$5.1MM$5.3MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$2.4MM$5.0MM
Real Estate OwnedQ2 2022vs Q2 2021$0$0
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Always verify rates and promotions with the bank or credit union. We are not Mega Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Mega Bank Savings Account Rates

2.84%*$500k*-Tiered Personal Savings
OTHER TIERS: 2.38% Up to $5k | 2.43% $5k - $50k | 2.53% $50k - $100k | 2.63% $100k - $250k | 2.73% $250k - $500k
2.58%*$500k*-Tiered Business Savings
OTHER TIERS: 2.12% Up to $5k | 2.17% $5k - $50k | 2.27% $50k - $100k | 2.38% $100k - $250k | 2.48% $250k - $500k

Mega Bank Money Market Rates

2.89%*$500k*-Tiered Personal Money Market
OTHER TIERS: 2.43% Up to $2.5k | 2.48% $2.5k - $50k | 2.58% $50k - $100k | 2.68% $100k - $250k | 2.78% $250k - $500k
2.63%*$500k*-Tiered Business Money Market
OTHER TIERS: 2.17% Up to $2.5k | 2.22% $2.5k - $50k | 2.32% $50k - $100k | 2.43% $100k - $250k | 2.53% $250k - $500k

Mega Bank Checking Account Rates

2.53%*$100k*-Personal Super NOW
OTHER TIERS: 2.32% Up to $1k | 2.43% $1k - $100k
2.27%*$100k*-Business Super NOW
OTHER TIERS: 2.07% Up to $1k | 2.17% $1k - $100k

Mega Bank CD Rates

4.07%*$2.5k*$100kOver 2 Year Regular Time CD
OTHER TIERS: 4.02% $100k+
3.97%*$2.5k*$100k18 Month Regular Time CD
OTHER TIERS: 3.92% $100k+
3.71%*$2.5k*$100k271-365 Day Regular Time CD
OTHER TIERS: 3.66% $100k+
3.71%$100k-24 Month Flexible Time CD
2.78%*$2.5k*$100k181-270 Day Regular Time CD
OTHER TIERS: 2.73% $100k+
2.63%*$2.5k*$100k91-180 Day Regular Time CD
OTHER TIERS: 2.58% $100k+
2.58%*$2.5k*$100k7-30 Day Regular Time CD
OTHER TIERS: 2.53% $100k+
2.58%*$2.5k*$100k31-60 Day Regular Time CD
OTHER TIERS: 2.53% $100k+
2.58%*$2.5k*$100k61-90 Day Regular Time CD
OTHER TIERS: 2.53% $100k+

Mega Bank IRA Rates

4.07%$2.5k-24 Month IRA
3.97%$2.5k-18 Month IRA
3.71%$2.5k-12 Month IRA

Mega Bank Locations
Hacienda Heights Branch17188 Colima Road #aHacienda Heights, CA 91745
Mega Bank245 W Valley BlvdSan Gabriel, CA 91776
Irvine Branch3947 Irvine BlvdIrvine, CA 92602
Arcadia Branch1415 South Baldwin AvenueArcadia, CA 91007

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