Featured Savings Rates
Featured Accounts

Member One Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
2.05%4-year CD48-Month CD
0.20%1-year CD12-Month CD No Penalty
0.10%SavingsOther Savings Account

Overview / Commentary
540-982-8811
202 4th St NE Bldg C
Roanoke, VA 24016

Member One Federal Credit Union is headquartered in Roanoke and is the 13th largest credit union in the state of Virginia. It is also the 336th largest credit union in the nation. It was established in 1940 and as of June of 2016, it had grown to 211 employees and 97,545 members at 12 locations. Member One Federal Credit Union's money market rates are 48% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in designated parts of the state of Virginia, employees, retirees, or volunteers of a partner organization.
See current membership details

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Reviews (1)

I love my Credit Union

Posted by: Susan | Sep 13, 2014

I would never leave my credit union. The main objective of my credit union, like all others, is to support its customers rather than its stock holders. Credit Unions are smaller and more personal than a large bank. When I enter my Credit Union I know the employees by name and they know who I am as well. I have never been made to feel like a number when I call; instead I am treated as if I am the most important person that has contacted them all day. My credit union has given me the best rates when I bought a car, and was first in line to offer me an outstanding rate on my home improvement loan. I have one of the largest banks and despite the benefit of lowered rates on their services for being an employee as well as the country wide availability of ATMs and branches, they still couldn't meet the level of service or competitive rates offered by my local credit union.



Health
A

Health Grade Components

Overall
NCUA #4035
Year Chartered1940
Employees211
Primary Regulator
Profit Margin
Return on Assets - YTD0.62%
Return on Equity - YTD6.5%
Annual Interest Income$15.0MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$787.8MM$712.8MM
LoansQ2 2016vs Q2 2015$618.0MM$569.3MM
DepositsQ2 2016vs Q2 2015$709.5MM$634.1MM
Equity CapitalQ2 2016vs Q2 2015$74.4MM$68.7MM
Loan Loss AllowanceQ2 2016vs Q2 2015$6.9MM$6.3MM
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$4.5MM$4.3MM
Real Estate OwnedQ2 2016vs Q2 2015$337.00K$103.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Member One Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%*-$500Super Squirrels Savings Account
OTHER TIERS: 0.20% $2k+ | 0.40% $500 - $2k
0.60%*-$500Generation One Savings Account
OTHER TIERS: 0.20% $2k+ | 0.40% $500 - $2k
0.30%$50-Variable Educational(Coverdell) IRA
0.30%$50-Variable IRA Account
0.30%$50-IRA Builder Account
0.10%$250-Primary Membership Account
0.10%$100-Other Savings Account
0.10%$100-Vacation Club
0.10%$100-Christmas Club
0.10%$100-Teacher's Club
0.10%*$50k*-Campus Advantage Checking Account
OTHER TIERS: 0.05% $25k - $50k

Member One Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.65%*$100k*-Choice Money Market
OTHER TIERS: 0.20% $2k - $10k | 0.25% $10k - $25k | 0.35% $25k - $50k | 0.50% $50k - $100k

Member One Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$50k-One Choice Checking Account

Member One Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.05%$100k-48-Month CD
1.65%$100k-36-Month CD
1.15%$100k-21-Month CD
1.15%$100k-24-Month CD
1.15%$25k-14-Month CD
1.00%*$25k*-11-Month CD
OTHER TIERS: 0.55% $5k - $10k | 0.70% $10k - $25k
0.95%$100k-6-Month CD
0.95%$100k-9-Month CD
0.95%$100k-12-Month CD
0.95%$100k-15-Month CD
0.95%$100k-18-Month CD
0.80%$500-Generation One and Squirrels Club Certificate
0.20%$1k-12-Month CD No Penalty

Member One Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.50%$1k-7 Year IRA
2.00%$1k-5 Year IRA
1.60%$1k-4 Year IRA
1.30%$1k-3 Year IRA
1.00%$1k-2 Year IRA
0.70%$1k-1 Year IRA
Locations

Member One Federal Credit Union has 12 locations. Click to view all Member One Federal Credit Union locations.