Members 1st Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
2.00%	5-year CD	60 Month CD 2.35% - Synchrony Bank 60 Month CD
0.85%	1-year CD	12 Month CD 1.40% - Synchrony Bank 12 Month CD
0.20%	Savings	Special Shares 1.20% - Goldman Sachs Bank USA Online Savings

View all Members 1st Credit Union rates »

Overview / Commentary

www.me1stcu.com

4702 Mattis Rd
Saint Louis, MO 63128

Members 1st Credit Union is headquartered in Saint Louis and is the 42^nd largest credit union in the state of Missouri. It is also the 2,530^th largest credit union in the nation. It was established in 1951 and as of March of 2017, it had grown to 13 employees and 4,433 members at 2 locations. Members 1st Credit Union's money market rates are 14% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live or work in the City of St. Louis, Franklin County, St. Charles County, Jefferson County, and St. Louis County in Missouri or Madison and St. Clair Counties in Illinois.
See current membership details

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Health

B+

Data as of Q1 2017

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Members 1st Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #	67770
Year Chartered	1951
Employees	13
Primary Regulator

Profit Margin
Return on Assets - YTD	0.57%
Return on Equity - YTD	6.4%
Annual Interest Income	$315.00K

Assets and Liabilities
Assets	Q1 2017vs Q1 2016	$42.2MM$40.2MM
Loans	Q1 2017vs Q1 2016	$27.8MM$23.9MM
Deposits	Q1 2017vs Q1 2016	$38.3MM$36.6MM
Equity Capital	Q1 2017vs Q1 2016	$3.8MM$3.5MM
Loan Loss Allowance	Q1 2017vs Q1 2016	$58.00K$49.00K
Unbacked Noncurrent Loans	Q1 2017vs Q1 2016	$66.00K$81.00K
Real Estate Owned	Q1 2017vs Q1 2016	$0$0

Rates

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Money Market
CD

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Members 1st Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.45%	$100	-	IRA Shares
0.20%	$100	-	Regular Shares
0.20%	$25	-	Youth Shares
0.20%	-	-	Christmas Shares
0.20%	-	-	Special Shares
0.20%	-	-	Real Estate Escrow

Members 1st Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.50%^*	$50k^*	-	Money Market Account
OTHER TIERS: 0.30% → $2,500 - $20k \| 0.40% → $20k - $50k

Members 1st Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.00%	$1k	-	60 Month CD
1.70%	$1k	-	48 Month CD
1.50%	$1k	-	36 Month CD
1.20%	$1k	-	24 Month CD
0.85%	$1k	-	12 Month CD
0.65%	$1k	-	6 Month CD

Locations

Members 1st Credit Union Locations
Branch Office	4702 Mattis Rd	Saint Louis, MO 63128
Branch Office	1200 E Gannon Dr	Festus, MO 63028-2614