Members 1st Credit Union


Overview / Commentary
314-487-5628
4702 Mattis Rd
Saint Louis, MO 63128-2822

Members 1st Credit Union is headquartered in Saint Louis and is the 41st largest credit union in the state of Missouri. It is also the 2,182nd largest credit union in the nation. It was established in 1951 and as of June of 2024, it had grown to 14 employees and 4,243 members at 2 locations. Members 1st Credit Union's money market rates are 7X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Members 1st Credit Union is open to those who live or work in the Missouri counties of Franklin, Jefferson, St. Charles, or St. Louis, or the City of St. Louis, or the Illinois counties of Madison or St. Clair.
See current membership details

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Members 1st Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #67770
Year Chartered1951
Employees14
Primary Regulator
Profit Margin
Return on Assets - YTD0.77%
Return on Equity - YTD8.32%
Annual Interest Income$1.4MM
Assets and Liabilities
AssetsQ2 2024vs Q2 2023$67.4MM$63.5MM
LoansQ2 2024vs Q2 2023$41.6MM$43.1MM
DepositsQ2 2024vs Q2 2023$59.4MM$56MM
Equity CapitalQ2 2024vs Q2 2023$6MM$5.5MM
Loan Loss AllowanceQ2 2024vs Q2 2023$78K$122K
Unbacked Noncurrent LoansQ2 2024vs Q2 2023$17K$11K
Real Estate OwnedQ2 2024vs Q2 2023$0$0
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Members 1st Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Members 1st Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$100-IRA Shares
0.25%$25-Youth Shares
0.15%$100-Regular Shares
0.15%$0-Christmas Shares
0.15%$0-Special Shares
0.15%$0-Real Estate Escrow

Members 1st Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.15%*$75k*-Money Market Account
OTHER TIERS: 2.12% $2.5k - $20k | 2.73% $20k - $50k | 2.94% $50k - $75k

Members 1st Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.06%$1k-12 Month CD
3.81%$1k-6 Month CD
3.55%$1k-24 Month CD
3.29%$1k-36 Month CD
3.29%$1k-48 Month CD
3.29%$1k-60 Month CD

Members 1st Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.06%$100-12 Month IRA
3.81%$100-6 Month IRA
3.55%$100-24 Month IRA
3.29%$100-36 Month IRA
3.29%$100-48 Month IRA
3.29%$100-60 Month IRA
Locations


Members 1st Credit Union Locations
Branch Office4702 Mattis RdSaint Louis, MO 63128
Branch Office1200 E Gannon DrFestus, MO 63028-2614

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.