Members 1st Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 3.00% | 5-year CD | 3.10% - Barclays 60 Month Online CD |
| 2.10% | 1-year CD | 2.75% - Barclays 12 Month Online CD |
| 0.20% | Savings | 0.27% - National Average |
Members 1st Credit Union is headquartered in Saint Louis and is the 42nd largest credit union in the state of Missouri. It is also the 2,429th largest credit union in the nation. It was established in 1951 and as of December of 2018, it had grown to 13 employees and 4,443 members at 2 locations. Members 1st Credit Union's money market rates are 3X the national average, and it has a B+ health rating.
Field of Membership Restrictions
Membership is open to those who live or work in the City of St. Louis, Franklin County, St. Charles County, Jefferson County, and St. Louis County in Missouri or Madison and St. Clair Counties in Illinois.
See current membership details
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 67770 |
| Year Chartered | 1951 |
| Employees | 13 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.61% |
| Return on Equity - YTD | 6.41% |
| Annual Interest Income | $1.5MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $45.0MM$42.4MM |
| Loans | Q4 2018vs Q4 2017 | $33.0MM$30.9MM |
| Deposits | Q4 2018vs Q4 2017 | $40.5MM$38.0MM |
| Equity Capital | Q4 2018vs Q4 2017 | $4.2MM$3.9MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $68.00K$72.00K |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $66.00K$136.00K |
| Real Estate Owned | Q4 2018vs Q4 2017 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Members 1st Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Members 1st Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.55% | $100 | - | IRA Shares | |
| 0.20% | $100 | - | Regular Shares | |
| 0.20% | $25 | - | Youth Shares | |
| 0.20% | - | - | Christmas Shares | |
| 0.20% | - | - | Special Shares | |
| 0.20% | - | - | Real Estate Escrow |
Members 1st Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.40%* | $75k* | - | Money Market Account | ||
| OTHER TIERS: 1.10% → $2.5k - $20k | 1.20% → $20k - $50k | 1.30% → $50k - $75k | |||||
Members 1st Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 3.00% | $1k | - | 60 Month CD | |
| 2.80% | $1k | - | 48 Month CD | |
| 2.60% | $1k | - | 36 Month CD | |
| 2.40% | $1k | - | 24 Month CD | |
| 2.10% | $1k | - | 12 Month CD | |
| 1.80% | $1k | - | 6 Month CD |
Members 1st Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 3.00% | $100 | - | 60 Month IRA | |
| 2.80% | $100 | - | 48 Month IRA | |
| 2.60% | $100 | - | 36 Month IRA | |
| 2.40% | $100 | - | 24 Month IRA | |
| 2.10% | $100 | - | 12 Month IRA | |
| 1.80% | $100 | - | 6 Month IRA |
| Members 1st Credit Union Locations | ||
|---|---|---|
| Branch Office | 4702 Mattis Rd | Saint Louis, MO 63128 |
| Branch Office | 1200 E Gannon Dr | Festus, MO 63028-2614 |