Members 1st Credit Union (CA)

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LOCATIONS

TODAY'S FEATURED RATES

Member FDIC

4.54%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

3.80%

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC

Member FDIC

3.70%

Our Rating

4.3 / 5

American Express®

High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

4.10%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.

Member FDIC

4.39%

Our Rating

3.6 / 5

Valley National Bank

High-Yield Savings Account Via Raisin

See Offer

Sponsored Note: Valley National Bank, Member FDIC. $1 minimum, with no fees to open and maintain through Raisin. $250 bonus for new customers with a minimum deposit of $25,000 with promo code GET250.

Member FDIC

4.25%

Our Rating

3.7 / 5

Sallie Mae Bank

14 Month High-Yield CD Via Raisin

See Offer

Sponsored Note: Sallie Mae Bank, Member FDIC. $1 minimum, with no fees to open and maintain through Raisin. $250 bonus for new customers with a minimum deposit of $25,000 with promo code GET250.

Member FDIC

up to $300

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.m1cu.org

530-222-6060

4710 Mountain Lakes Blvd
Redding, CA 96003

Members 1st Credit Union (CA) is headquartered in Redding and is the 106^th largest credit union in the state of California. It is also the 944^th largest credit union in the nation. It was established in 1936 and as of December of 2024, it had grown to 63 employees and 23,909 members at 6 locations. Members 1st Credit Union (CA) has an A health rating.

Field of Membership Restrictions

Members 1st Credit Union membership is open to those who live, work or worship in the California counties of Tehama, Shasta, Glenn, and Butte. Eligibility also extends to school employees, students, government employees, and their family members in Butte, Lassen, Glenn, Modoc, Sierra, Plumas, Trinity, and Siskiyou Counties.
See current membership details

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Health

Data as of Q4 2024

Learn why bank health matters

Health Grade Components

Overall
NCUA #	62677
Year Chartered	1936
Employees	63
Primary Regulator

Profit Margin
Return on Assets - YTD	1%
Return on Equity - YTD	10.6%
Annual Interest Income	$13.7MM

Assets and Liabilities
Assets	Q4 2024vs Q4 2023	$340.7MM$317.7MM
Loans	Q4 2024vs Q4 2023	$233.3MM$249.1MM
Deposits	Q4 2024vs Q4 2023	$305.1MM$285.5MM
Equity Capital	Q4 2024vs Q4 2023	$31.9MM$28.3MM
Loan Loss Allowance	Q4 2024vs Q4 2023	$1MM$972K
Unbacked Noncurrent Loans	Q4 2024vs Q4 2023	$753K$649K
Real Estate Owned	Q4 2024vs Q4 2023	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.54%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

3.80%

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.70%

Our Rating

4.3 / 5

American Express®

High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

4.10%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.

Member FDIC

4.39%

Our Rating

3.6 / 5

Valley National Bank

High-Yield Savings Account Via Raisin

See Offer

Sponsored Note: Valley National Bank, Member FDIC. $1 minimum, with no fees to open and maintain through Raisin. $250 bonus for new customers with a minimum deposit of $25,000 with promo code GET250.

Member FDIC

4.25%

Our Rating

3.7 / 5

Sallie Mae Bank

14 Month High-Yield CD Via Raisin

See Offer

Sponsored Note: Sallie Mae Bank, Member FDIC. $1 minimum, with no fees to open and maintain through Raisin. $250 bonus for new customers with a minimum deposit of $25,000 with promo code GET250.

Member FDIC

up to $300

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Rates for Members 1st Credit Union (CA) are currently being reviewed.

Locations

Members 1st Credit Union (CA) Locations
Branch Office	5020 Rhonda Rd	Anderson, CA 96007-9014
Branch Office	1380 Hilltop Dr	Redding, CA 96003-3805
Branch Office	1260 Pine St	Redding, CA 96001-0606
Branch Office	4710 Mountain Lakes Blvd	Redding, CA 96003
Branch Office	550 Salem St	Chico, CA 95928-5795
Branch Office	969 East Ave	Chico, CA 95926

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