Overview / Commentary
Members 1St CU (VT) is headquartered in Brattleboro and is the 12th largest credit union in the state of Vermont. It is also the 3,155th largest credit union in the nation. It was established in 1957 and as of March of 2025, it had grown to 7 employees and 2,119 members at 2 locations. Members 1St CU (VT) has a B health rating.
Field of Membership Restrictions
Membership in Members 1st Credit Union is open to those who live or work in Bennington, Rutland, Windham, or Windsor Counties in Vermont; Cheshire or Sullivan Counties in New Hampshire; or Franklin County in Massachusetts, as well as immediate family of current members.
See current membership details
Health
B
Data as of Q1 2025
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Members 1St CU (VT) has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 63899 |
| Year Chartered | 1957 |
| Employees | 7 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | -0.08% |
| Return on Equity - YTD | -0.91% |
| Annual Interest Income | $306K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $21.8MM$18.2MM |
| Loans | Q1 2025vs Q1 2024 | $15.2MM$15.4MM |
| Deposits | Q1 2025vs Q1 2024 | $19.7MM$16.1MM |
| Equity Capital | Q1 2025vs Q1 2024 | $2MM$2MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $100K$105K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $58K$138K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |